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Text Content

 * We understand the industry; we're the mortgage broker of choice for builders
   finance & loans for the self employed!

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COMMERCIAL, RESIDENTIAL & LOANS FOR THE SELF EMPLOYED!

Commercial, Residential & loans for the self employed!Commercial, Residential &
loans for the self employed!Commercial, Residential & loans for the self
employed!
Get in Touch


BUSINESS & FINANCE EXPERTS!

Business & Finance experts!Business & Finance experts!Business & Finance
experts!

We've been helping builders for years as the mortgage broker of choice for
builders finance & loans for the self employed!

Get in Touch

We will help you get through the tough times in construction and help you with
builders finance.

 * Home
 * About us
 * Important Info
 * Testimonials
 * Contact Us
 * Awards
 * Specialist Loans
 * FIRST HOME BUYERS
 * FAQs
 * Testimonials
   * Support Packages
   * Blog
 * Alliances
 * LoDoc Loans available
 * Master Plumbers Members
 * Master Builder Members
 * More
   * Home
   * About us
   * Important Info
   * Testimonials
   * Contact Us
   * Awards
   * Specialist Loans
   * FIRST HOME BUYERS
   * FAQs
   * Testimonials
      * Support Packages
      * Blog
   
   * Alliances
   * LoDoc Loans available
   * Master Plumbers Members
   * Master Builder Members

 * Home
 * About us
 * Important Info
 * Testimonials
 * Contact Us
 * Awards
 * Specialist Loans
 * FIRST HOME BUYERS
 * FAQs
 * Testimonials
    * Support Packages
    * Blog

 * Alliances
 * LoDoc Loans available
 * Master Plumbers Members
 * Master Builder Members




HELPING BUILDERS SURVIVE & THRIVE!

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FUNDING BUSINESS


SECURING HOME LOAN DISCOUNTS


FUNDING BUSINESS


FUNDING PROJECTS


SECURING HOME LOAN DISCOUNTS


FUNDING BUSINESS


SECURING HOME LOAN DISCOUNTS


SECURING HOME LOAN DISCOUNTS


SECURING HOME LOAN DISCOUNTS


JOIN ME

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COME TO THE GOLD COAST

 I'm excited to be speaking at the Professional Builders Summit on the Gold
Coast this September and was wondering if you'd like to join me?


It's hosted by the Association of Professional Builders (APB). APB coaches more
than 650 residential building companies worldwide, who have completed over $1
billion of residential construction projects in the last 12 months alone.


As an attendee you’ll get to hang out with some of the most professional
builders in our industry as well as hearing from industry experts on topics such
as selling your building company, building healthier homes and using artificial
intelligence to generate more leads.


If you're interested, you can get a 50% discount with early bird tickets at the
moment until they sell out. The offer expires in June.


It'd be great to see you there! Here's the link to find out more and get your
tickets: https://hubs.ly/Q01TVvmm0 

Learn more


DEALING WITH MORTGAGE RATE RISES

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Harry Pontikis interviewed by Nikki Mullen from Scratching Records on tips and
traps for households dealing with rising interest rates.


WE ARE HERE TO HELP YOU & YOUR BUSINESS!

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GETTING A LOAN


NOT GOING BROKE


NOT GOING BROKE

Mortgage broker of choice for builders finance and loans for the self employed
to buy their first or subsequent properties, run their business, etc.


NOT GOING BROKE


NOT GOING BROKE


NOT GOING BROKE

We help with cash flow, overdrafts, business & construction loans!


TAX BREAKS


NOT GOING BROKE


TAX BREAKS

Fringe benefit tax breaks to help small businesses.  We can refer you to
accountants who specialise in your industry!

BEAT THE BANKS DURING COVID19


REDUCE YOUR HOME LOAN RATES

Chocolate Money has had great success lowering interest rates for their clients
with their existing banks.  If you would like our team to do this for you,
please contact our team on 1300 137 539 who will be in touch soon.

Contact us to learn more


LEADING YOUR BUSINESS TO SUCCESS!

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Register here


ASSOCIATIONS

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OUR EXPERTISE

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BUILDING FINANCE




Our Mortgage Broker expertise extends to:



 * Business cash flow funding
 * Builders Finance
 * Business loans & home loans 
 * Low Doc business loans
 * Construction finance
 * Development funding
 * Unsecured loans
 * Equipment finance



Builders enquire here

HOME LOANS

Our specialised self-employed finance lending team, will find the best home &
business loans for your situation; including:



 * home loans for the self employed
 * low doc home loans
 * investment loans with great terms
 * non-standard home loans






First Home Loan Deposit scheme information here.

enquire here

WORKING WITH ACCOUNTANTS

Our Senior Business Loans Lending team understands complex financial structures
involving the distribution of income and maximising peoples' borrowing potential
whilst working within their tax minimisation strategies; this is why
Professionals come to us for their lending requirements. 




Our skills are tailored to support accountants and their strategies for mutual
clients which is why we are the broker of choice for many!

contact us


ORGANISATIONS WE HAVE WORKED WITH OVER THE YEARS!



CONGRATULATIONS!


BEST FINANCE BUSINESS OF THE YEAR 2020

Chocolate Money has been a finalist as the 'Australian Finance Business of the
Year and are experts with loans for the self employed!




CONTACT US

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CHOCOLATE MONEY - THE BROKER OF CHOICE FOR THE BUILDING INDUSTRY!

Your feedback on your experience with Chocolate Money is always appreciated so
feel free to contact me directly on 0411 258 058.

Harry Pontikis - Director

AUSTRALIAN CREDIT LICENSE - 387277

1300 137 539 The Jewel - 566 St. Kilda Rd. Melbourne VIC 3004

HOURS

Open today

09:00 am – 05:00 pm



Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

Finance enquiry

FINANCE ENQUIRY

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