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Submitted URL: http://delivery.iciciprulife.com/DVHKUS?id=150284=chpWAlBRAlkHTVQKVwUPAVFTAA0EVV0GVwBSWwdYAgcJXlcGVgUEWQFTBlkHCANVBwIfSlRQUUFeQgk...
Effective URL: https://www.iciciprulife.com/health-insurance-plans/icici-pru-heart-cancer-health-insurance-calculator.html?UID=39679&utm_sou...
Submission: On March 16 via api from US — Scanned from DE
Effective URL: https://www.iciciprulife.com/health-insurance-plans/icici-pru-heart-cancer-health-insurance-calculator.html?UID=39679&utm_sou...
Submission: On March 16 via api from US — Scanned from DE
Form analysis
1 forms found in the DOM<form class="ant-form ant-form-vertical Calculator_Form_a">
<div class="FlexByRow">
<div class="ant-form-item CalculatorItem_Gender">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="gender" class="" title="">
<div class="genderLabel">I identify as</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content">
<div class="ant-select ant-select-in-form-item ant-select-single ant-select-show-arrow">
<div class="ant-select-selector"><span class="ant-select-selection-search"><input type="search" id="gender" autocomplete="off" class="ant-select-selection-search-input" role="combobox" aria-haspopup="listbox" aria-owns="gender_list"
aria-autocomplete="list" aria-controls="gender_list" aria-activedescendant="gender_list_0" readonly="" unselectable="on" value="" style="opacity: 0;"></span><span class="ant-select-selection-item" title="Male">Male</span></div>
<span class="ant-select-arrow" unselectable="on" aria-hidden="true" style="user-select: none;"><span role="img" class="anticon ant-select-suffix"><img src="HnC_R/assets/LeadSection/DropdownIcon.svg" alt="dropdown icon"
style="margin-left: -10px; width: 24px; height: 11px;"></span></span>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="ant-form-item CalculatorItem_tobacco">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="tobacco" class="" title="">
<div class="tobaccoLabel">I consume Tobacco<img src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/assets/LeadSection/InfoIcon.svg" alt="tooltip icon" style="margin-left: 5px; cursor: pointer;"></div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content">
<div class="ant-radio-group ant-radio-group-outline tobaccoRadio" id="tobacco"><label class="ant-radio-button-wrapper ant-radio-button-wrapper-in-form-item"><span class="ant-radio-button"><input type="radio"
class="ant-radio-button-input" value="Yes"><span class="ant-radio-button-inner"></span></span><span><span>Yes</span></span></label><label
class="ant-radio-button-wrapper ant-radio-button-wrapper-checked ant-radio-button-wrapper-in-form-item"><span class="ant-radio-button ant-radio-button-checked"><input type="radio" class="ant-radio-button-input" value="No"
checked=""><span class="ant-radio-button-inner"></span></span><span><span>No</span></span></label></div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="FlexByRow">
<div class="ant-form-item CalculatorItem_DOB ">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="ageItem" class="ant-form-item-required" title="">
<div class="dobIncomeTitle">Date of Birth</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content"><span class="ant-input-affix-wrapper ant-input js-dobInput suitablity_DOB"><input class="ant-input" id="ProdB_M" type="tel" placeholder="DD/MM/YYYY" inputmode="numeric" aria-required="true"
value=""><span class="ant-input-suffix"><span class="xxYears Hide "> Years old</span></span></span></div>
</div>
</div>
</div>
</div>
<div class="mobileItemWrap">
<div class="ant-form-item CalculatorItem_Mobile ProdBMobile">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="mobileItem" class="ant-form-item-required" title="">
<div class="mobileLabel">Mobile Number<img src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/assets/LeadSection/InfoIcon.svg" alt="tooltip icon" style="margin-left: 5px; cursor: pointer;"></div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content"><span class="ant-input-affix-wrapper js-mobileNo suitablity_mobilenumber leadmob"><input placeholder="Enter Number" class="ant-input" type="tel" maxlength="10" id="mobileItem"
aria-required="true" value=""><span class="ant-input-suffix">
<div id="#tickMobileProdBMobile" class="tick ProdBMobile" style="display: none;"></div>
</span></span></div>
</div>
</div>
</div>
</div><span class="spamNudge">Don't worry; we won't spam!</span>
</div>
</div>
<div class="FlexByRow">
<div class="ant-form-item CalculatorItem_Email">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="emailItem" class="ant-form-item-required" title="">
<div class="emailLabel">Email ID</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content"><span class="ant-input-affix-wrapper js-emaiId suitablity_emailid leademail width180"><input placeholder="Enter Your Email Id" class="ant-input" id="emailItem" aria-required="true"
type="text" value=""><span class="ant-input-suffix">
<div id="tickEmail" class="tick EmailTickB" style="display: none;"></div>
</span></span></div>
</div>
</div>
</div>
</div>
</div>
<div class="FlexByRow">
<div class="ant-form-item CalculatorItem_Income">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="annualItem" class="ant-form-item-required" title="">
<div class="incomeLabel">Your Annual Income<img src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/assets/LeadSection/InfoIcon.svg" alt="tooltip icon" style="margin-left: 5px; cursor: pointer;"></div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content">
<div class="ant-select ant-select-in-form-item ant-select-single ant-select-show-arrow" aria-required="true">
<div class="ant-select-selector"><span class="ant-select-selection-search"><input type="search" id="annualItem" autocomplete="off" class="ant-select-selection-search-input" role="combobox" aria-haspopup="listbox"
aria-owns="annualItem_list" aria-autocomplete="list" aria-controls="annualItem_list" aria-activedescendant="annualItem_list_0" aria-required="true" readonly="" unselectable="on" value="" style="opacity: 0;"></span><span
class="ant-select-selection-placeholder">Select</span></div><span class="ant-select-arrow" unselectable="on" aria-hidden="true" style="user-select: none;"><span role="img" class="anticon ant-select-suffix"><img
src="HnC_R/assets/LeadSection/DropdownIcon.svg" alt="dropdown icon" style="margin-left: -10px; width: 24px; height: 11px;"></span></span>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="ant-form-item CalculatorItem_Occupation">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="occupationItem" class="ant-form-item-required" title="">
<div class="incomeLabel">Occupation</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content">
<div class="ant-select ant-select-in-form-item ant-select-single ant-select-show-arrow" aria-required="true">
<div class="ant-select-selector"><span class="ant-select-selection-search"><input type="search" id="occupationItem" autocomplete="off" class="ant-select-selection-search-input" role="combobox" aria-haspopup="listbox"
aria-owns="occupationItem_list" aria-autocomplete="list" aria-controls="occupationItem_list" aria-activedescendant="occupationItem_list_0" aria-required="true" readonly="" unselectable="on" value=""
style="opacity: 0;"></span><span class="ant-select-selection-item" title="Salaried">Salaried</span></div><span class="ant-select-arrow" unselectable="on" aria-hidden="true" style="user-select: none;"><span role="img"
class="anticon ant-select-suffix"><img src="HnC_R/assets/LeadSection/DropdownIcon.svg" alt="dropdown icon" style="margin-left: -10px; width: 24px; height: 11px;"></span></span>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="FlexByRow">
<div class="ant-form-item CalculatorItem_Education">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="educationItem" class="ant-form-item-required" title="">
<div class="incomeLabel">Educational Qualification</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content">
<div class="ant-select ant-select-in-form-item ant-select-single ant-select-show-arrow" aria-required="true">
<div class="ant-select-selector"><span class="ant-select-selection-search"><input type="search" id="educationItem" autocomplete="off" class="ant-select-selection-search-input" role="combobox" aria-haspopup="listbox"
aria-owns="educationItem_list" aria-autocomplete="list" aria-controls="educationItem_list" aria-activedescendant="educationItem_list_0" aria-required="true" readonly="" unselectable="on" value="" style="opacity: 0;"></span><span
class="ant-select-selection-item" title="Graduate or above">Graduate or above</span></div><span class="ant-select-arrow" unselectable="on" aria-hidden="true" style="user-select: none;"><span role="img"
class="anticon ant-select-suffix"><img src="HnC_R/assets/LeadSection/DropdownIcon.svg" alt="dropdown icon" style="margin-left: -10px; width: 24px; height: 11px;"></span></span>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="ant-form-item CalculatorItem_PinCode ProdPinCode">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="pinCodeItem" class="ant-form-item-required" title="">
<div class="pinCodeLabel">Pincode</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content"><span class="ant-input-affix-wrapper pinCode"><input placeholder="Enter your pincode" class="ant-input" type="tel" maxlength="6" id="pinCodeItem" aria-required="true" value=""><span
class="ant-input-suffix">
<div id="#tickPinCodeProdPinCode" class="tick ProdPinCode" style="display: none;"></div>
</span></span></div>
</div>
</div>
</div>
</div>
</div>
<div class="FlexByRow">
<div class="ant-form-item CalculatorItem_City">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-label"><label for="cityItem" class="" title="">
<div class="cityLabel">City</div>
</label></div>
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content">
<div class="ant-select ant-select-in-form-item ant-select-single ant-select-show-arrow ant-select-disabled">
<div class="ant-select-selector"><span class="ant-select-selection-search"><input type="search" id="cityItem" disabled="" autocomplete="off" class="ant-select-selection-search-input" role="combobox" aria-expanded="false"
aria-haspopup="listbox" aria-owns="cityItem_list" aria-autocomplete="list" aria-controls="cityItem_list" aria-activedescendant="cityItem_list_0" readonly="" unselectable="on" value="" style="opacity: 0;"></span><span
class="ant-select-selection-placeholder"></span></div><span class="ant-select-arrow" unselectable="on" aria-hidden="true" style="user-select: none;"><span role="img" class="anticon ant-select-suffix"><img
src="HnC_R/assets/LeadSection/DropdownIcon.svg" alt="dropdown icon" style="margin-left: -10px; width: 24px; height: 11px;"></span></span>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div>
<div></div>
</div>
<div class="CalculatorItem_SpouseSelect" id="">
<div class="icon"><img class="DefaultCircleIcon" alt="circle icon" src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/assets/LeadSection/AddSpouse.svg"></div>
<div class="FlexByColumn">
<div class="top FlexByRow">
<div class="title">Add cover for your spouse</div>
<div class="AddButton New">+ Add</div>
</div>
<div class="bottom">5% off for the first year premiums</div>
</div>
</div>
<div class="discountButtonGroup">
<div class="ExistingCustomerDiscount"><button type="button" class="ant-btn ant-btn-round ant-btn-default ant-btn-lg ExistingCustomerBtn"><img
src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/static/media/ExistingCustomerLogo.810973adea7139186de135596a3d3007.svg" class="ExistingCustomerLogo" alt="ExistingCustomerLogo"><span>Existing
Customer<br>discount</span><img src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/static/media/ExistingExpand.c418dbf0c792e401a337604ac9ef08e7.svg" class="ExistingCustomerExpand"
alt="ExistingCustomerExpand"></button></div>
<div class="EmpDiscount"><button type="button" class="ant-btn ant-btn-round ant-btn-default ant-btn-lg grpEmployeeBtn"><img
src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/static/media/GrpEmployeeLogo.ed117db5ddbca2458684a487ba500f75.svg" class="GrpEmployeeLogo" alt="GrpEmployeeLogo"><span>ICICI Group<br>employee discount</span><img
src="/content/icici-prudential-life-insurance/health-insurance-plans/HnC_R/static/media/GrpEmployeeExpand.cd489886acc5cb068949bb3c2e78f265.svg" class="GrpEmployeeExpand" alt="GrpEmployeeExpand"></button></div>
</div>
<div>
<div></div>
</div>
<div>
<div></div>
</div>
<div>
<div></div>
</div>
<div class="CalculatorItem_CheckOne">
<div class="ant-form-item CalculatorItem_CheckOne">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content"><label class="ant-checkbox-wrapper ant-checkbox-wrapper-in-form-item"><span class="ant-checkbox ant-checkbox-checked"><input type="checkbox" class="ant-checkbox-input" value=""
checked=""><span class="ant-checkbox-inner"></span></span></label></div>
</div>
</div>
</div>
</div><span class="ant-typography checkboxLabel">By submitting my details, I override my NDNC registration and authorize ICICI Prudential Life and its representatives to contact me through call, WhatsApp or E-mail. I further consent to share my
information on confidential basis with third parties for evaluatig and processing this proposal.<span><br>If you wish to be redirected to calculate your premium without sharing your personal details,
<a class="checkboxLabel formCheckClick2">Click Here</a>.</span></span>
</div>
<div class="ant-form-item CalcSubmitButton">
<div class="ant-row ant-form-item-row">
<div class="ant-col ant-form-item-control">
<div class="ant-form-item-control-input">
<div class="ant-form-item-control-input-content"><button type="submit" class="ant-btn ant-btn-round ant-btn-primary ant-btn-lg GenericFormButton"><span>Check Premium</span></button></div>
</div>
</div>
</div>
</div>
</form>
Text Content
Loading your Health Insurance Calculator... Health Insurance Brochure Talk to an expert Cancer cover of ₹20 Lakh at less than ₹3/day! ICICI Pru Heart/ Cancer Protect Cancer cover of ₹20 Lakh At less than ₹3/day! Buy online & get 2% additional discount11 In an uncertain world Get claim amount immediately on detection1 Get claim amount immediately on detection1 Control uncertainties On diagnosis of listed conditions, all future premiums waived off6 On diagnosis of listed conditions, all future premiums waived off6 Fixed Premiums Premiums remain the same for the entire policy term Premiums remain the same for entire policy Benefits for you Tax# benefits under section 80D and 80C Tax# benefits under section 80D In an uncertain world Get claim amount immediately on detection1 Get claim amount immediately on detection1 Control uncertainties On diagnosis of listed conditions, all future premiums waived off6 On diagnosis of listed conditions, all future premiums waived off6 Fixed Premiums Premiums remain the same for the entire policy term Premiums remain the same for entire policy Benefits for you Tax# benefits under section 80D and 80C Tax# benefits under section 80D Did you Know 1 in 10 Indians will develop cancer during their lifetime8 The cost of cancer care can go up to ₹20 lakh and more7 Buy online & get 2% additional discount11 HEALTH INSURANCE PREMIUM CALCULATOR I identify as Male I consume Tobacco YesNo Date of Birth Years old Mobile Number Don't worry; we won't spam! Email ID Your Annual Income Select Occupation Salaried Educational Qualification Graduate or above Pincode City Add cover for your spouse + Add 5% off for the first year premiums Existing Customer discount ICICI Group employee discount By submitting my details, I override my NDNC registration and authorize ICICI Prudential Life and its representatives to contact me through call, WhatsApp or E-mail. I further consent to share my information on confidential basis with third parties for evaluatig and processing this proposal. If you wish to be redirected to calculate your premium without sharing your personal details, Click Here. Check Premium 5% off for the first year premiums‘ for you & your spouse Did you Know 1 in 10 Indians will develop cancer during their lifetime8 The cost of cancer care can go up to ₹20 lakh and more7 STEPS TO BUY Fill the application form Make payment & submit document Policy Issued QUICK GUIDE TO YOUR PLAN WHAT IS HEART & CANCER PROTECT CALCULATOR? HOW TO USE HEART & CANCER HEALTH INSURANCE CALCULATOR WHAT ARE BENEFITS OF HEART & CANCER HEALTH INSURANCE PREMIUM CALCULATOR? HOW IS HEALTH INSURANCE PREMIUM CALCULATED? WILL MY PREVIOUS MEDICAL HISTORY IMPACT THE ISSUANCE OF THIS POLICY? WHAT IS THE MINIMUM AND MAXIMUM AGE FOR WHICH THIS PLAN CAN BE PURCHASED? WHAT IS THE MINIMUM AND MAXIMUM POLICY TERM ONE CAN OPT FOR? What is Heart & Cancer Protect Calculator? Heart & Cancer Protect calculator is a health insurance premium calculator that aids in a customised quote generation as well as tells you what your health insurance premium is. All you have to do is enter a few details like your age, gender, income, etc. How to Use Heart & Cancer Health Insurance Calculator The Heart & Cancer health insurance calculator is very simple to use. All you have to do is enter the below details: * Your Gender * Your Date of Birth * Whether you consume tobacco (in any form) or not * Your Annual income range (please enter the range under which your annual income falls; this is for us to recommend to you the accurate cancer or heart coverage * Your mobile number so that our team can assist you with the plan selection and purchase process * Your email address so that we can send across the details of your plan to you as well as send other important communications post purchase On submission of these details the health insurance premium calculator will display a quotation customised to your profile which will comprise of the recommended cancer/heart cover and your cancer premium or heart premium or both. You will have complete flexibility to modify your coverage, your policy term, premium payment term or any other modifications you wish to make which are best suited to your health insurance needs. What are benefits of Heart & Cancer Health Insurance Premium Calculator? The Heart & Cancer health insurance premium calculator is not merely a tool to calculate your health insurance premium but it’s the first step you take towards ensuring financial security in case of uncertain and unpredictable health scares. Cancer or heart ailments can strike anytime and rising treatment costs can drain away one's finances. To ensure that you are not financially dependent on anyone to pay off your hospital bills, you must opt for a health insurance plan. With Heart & Cancer Protect you can get covered against both cancer & heart related illnesses. You can customise the plan based on your needs and you will be able to view your health insurance premium -> cancer premium or heart premium or both, instantly. The premium calculator allows you to seamlessly generate your health insurance premium as well as ensure a smooth buying experience for you. How is Health Insurance Premium calculated? The factors which impact your health insurance premium are your age, your gender and your tobacco consumption habits (whether you consume tobacco or not). These factors determine your health insurance premium. Will my previous medical history impact the issuance of this policy? When you are purchasing a health insurance plan its important that you disclose all your details correctly and that includes your previous medical history. You can start with first disclosing whether you consume tobacco or not, on the health insurance premium calculator as well as fill the health details on the application form with correct details. This will allow our team of experts to take the right decision towards your policy. Non-disclosure of any of these details be it basic KYC details or medical history will impact your claims hence it is advised that you share all the information with your insurer, in this case ICICI Prudential Life with complete accuracy. What is the minimum and maximum age for which this plan can be purchased? You need to be minimum 18 years of age and max 65 years of age to purchase this health insurance plan. What is the minimum and maximum policy term one can opt for? The minimum policy term you can opt for is 5 years and the maximum policy term would be (75-Your Current Age). You can choose the policy term of your choice on our health insurance premium calculator based on your needs. Calculate Premium BENEFITS OF ICICI PRU HEART/ CANCER PROTECT Get daily hospital cash of ₹5,000 if you get hospitalized5 Get an alternate income, if unable to work post diagnosis Sum assured increases 10%/yr at simple interest till first claim22 HOW THE PLAN WORKS? Mira's Story Rahul's Story 35 Years Mira Chooses ICICI Pru Heart/ Cancer Protect with Cancer Cover of ₹40 lakh and Heart Cover of ₹20 lakh for 20 years 35-45 Years She makes regular premium payment. 45 Years Mira undergoes angioplasty. She gets ₹5 lakh (25% of Sum assured for minor condition) 45 Years Policy continues with Cancer Cover of ₹40 lakh and Heart Cover remains ₹15 lakh 55 Years All future premiums are waived off CLAIM SETTLEMENT PROCESS -------------------------------------------------------------------------------- Report Claim You can report your claims online, at our branches, at our central office, on our central ClaimCare helpline, through SMS or e-mail Process Our special ClaimCare team will assess your claim, and inform you in case any further documents need to be submitted Settle Once your claim is intimated, and we receive all the relevant documents, we will settle your claim WHY CHOOSE ICICI PRUDENTIAL LIFE? 7.71 Cr% Lives covered as on March 31, 2023 ₹2.36 Lakh Crore` Benefits paid till March 31, 2023 ₹2.50 Lakh Crore18 Assets under management as on March 31, 2023 30 Day Return Policy If not satisfied, return (free look) the policy and get your money back Find out more #HeartAndCancer - New health plan that pays claim amount on detection Heart Disease & Cancer are two of the most common lifestyle-related illnesses today. They are impacting people close to each one of us. Once detected, the road to recovery is long and expensive – with tests, scans, treatments and surgeries. And what adds to one’s worries are the high treatment costs. Sometimes to manage the costs, one may even be forced to choose a different hospital, specialist or treatment. At such a time, the new specialised health plan Heart/Cancer health insurance premium calculator can be a lifesaver. It is a health insurance plan that pays claim amount immediately on detection. This means you will have money in hand to get the right treatment and can win against the illness – Agar taiyaari sahi ho, toh jeet pakki hai! Get a cover of up to ₹25 lakhs for Heart Diseases and ₹50 lakhs for Cancer. To know more about ICICI Pru Heart/Cancer Protect, visit www.iciciprulife.com/health-insurance-plans/icici-pru-heart-cancer-protect-details.html Read More Listen to your body - Catch the signs early, protect yourself financially One life-saving truth that we all miss, but Mohit understood. A cancer diagnosis can jeopardize your wellbeing and what adds to one's worries are high treatment costs. Cancer and Heart-related medical procedures and treatments can be costly. Having heart and cancer health insurance can provide coverage for medical expenses such as hospitalization, surgery, medications, travelling, ambulance and loss of income. Our new specialised health plan pays claim amount on diagnosis of cancer, without the need to submit any medical bills. Read More ICICI Pru Heart/Cancer Protect - Take care of your health Your health is valuable for your children. Every year many children lose their parents to critical illnesses like heart diseases and cancer. You now have the power to fight these critical illnesses. Regular checkup, screenings and lifestyle change can be your key for lifesaving early detections. Read More ICICI Pru Heart/Cancer Protect - Zero premiums after diagnosis Our ICICI Pru Heart/Cancer Protect plan understands your hardships when you’re sick. We offer a waiver of premium for diagnosed customers. You do not have to pay any health insurance premium after a minor diagnosis. The policy will continue for the rest of the term without you having to pay any cancer insurance premiums or heart insurance premiums. Read More ICICI Pru Heart/Cancer Protect - Multiple claims Conquer major and minor conditions of heart and cancer with the help of multiple claims. Get up to 25% of the sum assured on diagnosis of any of the covered minor conditions. You can claim for Minor conditions multiple times as long as the total payout does not exceed 100% of the sum assured of the chosen cover. Read More ICICI Pru Heart/Cancer Protect - Cancel all worries Stay worry free with ICICI Pru heart / Cancer Protect plan, a health insurance plan that pays on diagnosis. Our plan offers a lump sum insurance payout on detection (without any medical bills). This cash payout can help to pay for your medical costs and can also ensure that your income never stops. Read More FREQUENTLY ASKED QUESTIONS -------------------------------------------------------------------------------- WHAT ARE THE FACILITIES COVERED UNDER HOSPITALIZATION BENEFIT? Hospitalization benefit pays out ₹5000 per day for maximum 10 days in a policy year of hospitalization irrespective of actual expenses incurred, if the policy holder is hospitalized for a period of 24 hours, due to any of the listed conditions under your chosen cover. ARE PRE EXISTING CONDITIONS COVERED? Pre existing diseases are not covered. Any heart or cancer condition which was diagnosed or for which medical advice/treatment was received within 48 months prior to the policy issuance, would not be covered. HOW DOES THE POLICY PAY OUT? The policy pays out on diagnosis of listed conditions of heart ailments or cancer, irrespective of the stage of the disease (Early or late). If it is a minor condition, the policy pays out 25% of the cover amount and continues it’s cover till the policy term. If unfortunately, the disease affects the policy holder again in a major way (any major condition), it pays out the rest 75% to the policy holder and the policy terminates. In case of a major condition, the policy pays out 100% of the cover amount as lump sum upon diagnosis. HOW LONG DOES IT TAKE TO GET THE REIMBURSEMENT? ICICI Pru Heart/Cancer Protect pays out on diagnosis of the disease, and hence does not require you to show hospital bills to claim. You just have to produce medical records of diagnosis/doctor’s certificate of diagnosis, to our claim care centres. Your claim will be settled within 30 days** from the date of receipt of the last necessary document. Health claim process - https://www.iciciprulife.com/insurance-claim/documents-required-for-health-claim.html HOW MANY NETWORK HOSPITALS DOES THE COMPANY HAVE TIED UP WITH, WHERE I CAN GET TREATMENT? The policy pays out a lump sum amount on diagnosis, and has no bearing on where the treatment is carried out. The policyholder can use the amount to fund his/her treatment at hospital of his/her choice. CAN I COVER MY PARENTS WITHIN THE SAME POLICY? No, but you can cover your spouse under the same policy, availing a 5% discount on the first year’s premium. Also, unlike a family floater, the covers of both people would remain independent of each other, with the option to choose different cover amounts for each. DOES THE FAMILY GET ANY SUM ASSURED UPON THE POLICYHOLDER’S DEATH? The policy does not have a death benefit, as in no absolute amount is paid upon death of the policy holder. But cover under heart and cancer conditions would be paid out irrespective of if death occurs or not, provided the policyholder has been diagnosed with heart illnesses or cancer. There is no survival period for Cancer. But also note that there is a survival period of 7 days for heart diseases i.e., the policy holder has to survive for a period of 7 days from the date of diagnosis to be eligible to receive the cover amount. If you have availed the income benefit, even in case of a policyholder’s death,an amount of 1% of health cover is paid out for a period of 5 years (To your nominee) WHAT IF A CANCER GETS TREATED ONCE AND THEN COMES BACK TO AFFECT THE PERSON IN REMISSION, DOES THE POLICY COVER IT AGAIN? ICICI Pru Heart/Cancer Protect pays out on every stage. If the Cancer was of minor stage to start with, policy pays out 25% of the total cover for treatment and recovery. If, unfortunately, the Cancer comes back from remission to affect the person again at a higher severity (major stage), the policy pays out rest of the cover amount for treatment and recovery. WHAT ARE THE TAX# BENEFITS APPLICABLE ON ICICI PRU HEART/CANCER PROTECT? Claim deduction up to ₹25,000# for health insurance premium paid towards this plan under Section 80D#. Choosing the single pay option (5 years premium) can be used to fulfil your 80D limit of up to ₹25,000 for the relevant financial year. Disclaimer Check Premium X In an uncertain world Get claim amount immediately on detection1 Get 100% payout on major conditions and 25% for minor conditions irrespective of actual medical cost Check Premium Control uncertainties On diagnosis of listed conditions, all future premiums waived off6 On diagnosis of any of the listed Minor conditions or incase you suffer permanent disability due to an accident, all future premiums payable under policy will be waived off and the policy will continue Check Premium Fixed Premiums Premiums remain the same for the entire policy term Get covered for up to 40 years against two major illnesses - heart diseases and cancer, at the same premium rates for the entire policy term. Check Premium Benefits for you Tax# benefits under section 80D and 80C Save tax up to ₹7,800 for premiums paid towards this plan under Section 80D. The single pay option (5 years premium) can be used to fulfill your 80D# limit of up to ₹25,000 for the relevant financial year. Check Premium NEED HELP? GIVE US A CALL -------------------------------------------------------------------------------- For buying a policy online (toll free) 1800-267-9777 Call centre hours 9:00 a.m. - 9:00 p.m on all days To check status of policy bought online (toll free) 1800-210-0045 Timings- 9:00 a.m. to 9:00p.m. Monday to Saturday (except national holidays) Ok. Got It. X Report Claim You can report your claims online, at our branches, at our central office, on our central ClaimCare helpline, through SMS or e-mail Check Premium Process Our special ClaimCare team will assess your claim, and inform you in case any further documents need to be submitted Check Premium Settle Once your claim is intimated, and we receive all the relevant documents, we will settle your claim Check Premium X In Built Benefits for the plan In an uncertain world Get claim amount immediately on detection1 Get claim amount immediately on detection1 Get 100% payout on major conditions and 25% for minor conditions irrespective of actual medical cost Control uncertainties On diagnosis of listed conditions, all future premiums waived off6 On diagnosis of listed conditions, all future premiums waived off6 On diagnosis of any of the listed Minor conditions or incase you suffer permanent disability due to an accident, all future premiums payable under policy will be waived off and the policy will continue Fixed Premiums Premiums remain the same for the entire policy term Premiums remain the same for entire policy Get covered for up to 40 years against two major illnesses - heart diseases and cancer, at the same premium rates for the entire policy term. Benefits for you Tax# benefits under section 80D and 80C Tax# benefits under section 80D Save tax up to ₹7,800 for premiums paid towards this plan under Section 80D. The single pay option (5 years premium) can be used to fulfill your 80D# limit of up to ₹25,000 for the relevant financial year. Check Premium NEED HELP? GIVE US A CALL -------------------------------------------------------------------------------- For buying a policy online (toll free) 1800-267-9777 Call centre hours 9:00 a.m. - 9:00 p.m on all days To check status of policy bought online (toll free) 1800-210-0045 Timings- 9:00 a.m. to 9:00p.m. Monday to Saturday (except national holidays) Ok. Got It. X Report Claim You can report your claims online, at our branches, at our central office, on our central ClaimCare helpline, through SMS or e-mail Check Premium Process Our special ClaimCare team will assess your claim, and inform you in case any further documents need to be submitted Check Premium Settle Once your claim is intimated, and we receive all the relevant documents, we will settle your claim Check Premium