www.iciciprulife.com Open in urlscan Pro
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Submitted URL: http://delivery.iciciprulife.com/DVHKUS?id=150284=chpWAlBRAlkHTVQKVwUPAVFTAA0EVV0GVwBSWwdYAgcJXlcGVgUEWQFTBlkHCANVBwIfSlRQUUFeQgk...
Effective URL: https://www.iciciprulife.com/health-insurance-plans/icici-pru-heart-cancer-health-insurance-calculator.html?UID=39679&utm_sou...
Submission: On March 16 via api from US — Scanned from DE

Form analysis 1 forms found in the DOM

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      <div class="bottom">5% off for the first year premiums</div>
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    </div><span class="ant-typography checkboxLabel">By submitting my details, I override my NDNC registration and authorize ICICI Prudential Life and its representatives to contact me through call, WhatsApp or E-mail. I further consent to share my
      information on confidential basis with third parties for evaluatig and processing this proposal.<span><br>If you wish to be redirected to calculate your premium without sharing your personal details,
        <a class="checkboxLabel formCheckClick2">Click Here</a>.</span></span>
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Text Content

Loading your Health Insurance Calculator...

Health Insurance

Brochure
Talk to an expert
Cancer cover of ₹20 Lakh
at less than ₹3/day!
ICICI Pru Heart/ Cancer Protect
Cancer cover of
₹20 Lakh
At less than
₹3/day!
Buy online & get 2% additional discount11
In an uncertain world
Get claim amount immediately on detection1

Get claim amount immediately on detection1
Control uncertainties
On diagnosis of listed conditions, all future premiums waived off6

On diagnosis of listed conditions, all future premiums waived off6
Fixed Premiums
Premiums remain the same for the entire policy term

Premiums remain the same for entire policy
Benefits for you
Tax# benefits under section 80D and 80C

Tax# benefits under section 80D
In an uncertain world
Get claim amount immediately on detection1

Get claim amount immediately on detection1
Control uncertainties
On diagnosis of listed conditions, all future premiums waived off6

On diagnosis of listed conditions, all future premiums waived off6
Fixed Premiums
Premiums remain the same for the entire policy term

Premiums remain the same for entire policy
Benefits for you
Tax# benefits under section 80D and 80C

Tax# benefits under section 80D

Did you Know

1 in 10 Indians will develop cancer during their lifetime8
The cost of cancer care can go up to ₹20 lakh and more7
Buy online & get 2% additional discount11


HEALTH INSURANCE PREMIUM CALCULATOR


I identify as
Male
I consume Tobacco
YesNo
Date of Birth
Years old
Mobile Number

Don't worry; we won't spam!
Email ID

Your Annual Income
Select
Occupation
Salaried
Educational Qualification
Graduate or above
Pincode

City


Add cover for your spouse
+ Add
5% off for the first year premiums
Existing Customer
discount
ICICI Group
employee discount




By submitting my details, I override my NDNC registration and authorize ICICI
Prudential Life and its representatives to contact me through call, WhatsApp or
E-mail. I further consent to share my information on confidential basis with
third parties for evaluatig and processing this proposal.
If you wish to be redirected to calculate your premium without sharing your
personal details, Click Here.
Check Premium
5% off for the first year premiums‘ for you & your spouse
Did you Know

1 in 10 Indians will develop cancer during their lifetime8
The cost of cancer care can go up to ₹20 lakh and more7




STEPS TO BUY

Fill the application form

Make payment & submit document

Policy
Issued


QUICK GUIDE TO YOUR PLAN


WHAT IS HEART & CANCER PROTECT CALCULATOR?


HOW TO USE HEART & CANCER HEALTH INSURANCE CALCULATOR


WHAT ARE BENEFITS OF HEART & CANCER HEALTH INSURANCE PREMIUM CALCULATOR?


HOW IS HEALTH INSURANCE PREMIUM CALCULATED?


WILL MY PREVIOUS MEDICAL HISTORY IMPACT THE ISSUANCE OF THIS POLICY?


WHAT IS THE MINIMUM AND MAXIMUM AGE FOR WHICH THIS PLAN CAN BE PURCHASED?


WHAT IS THE MINIMUM AND MAXIMUM POLICY TERM ONE CAN OPT FOR?

What is Heart & Cancer Protect Calculator?
Heart & Cancer Protect calculator is a health insurance premium calculator that
aids in a customised quote generation as well as tells you what your health
insurance premium is. All you have to do is enter a few details like your age,
gender, income, etc.
How to Use Heart & Cancer Health Insurance Calculator
The Heart & Cancer health insurance calculator is very simple to use. All you
have to do is enter the below details:
 * Your Gender
 * Your Date of Birth
 * Whether you consume tobacco (in any form) or not
 * Your Annual income range (please enter the range under which your annual
   income falls; this is for us to recommend to you the accurate cancer or heart
   coverage
 * Your mobile number so that our team can assist you with the plan selection
   and purchase process
 * Your email address so that we can send across the details of your plan to you
   as well as send other important communications post purchase

On submission of these details the health insurance premium calculator will
display a quotation customised to your profile which will comprise of the
recommended cancer/heart cover and your cancer premium or heart premium or both.
You will have complete flexibility to modify your coverage, your policy term,
premium payment term or any other modifications you wish to make which are best
suited to your health insurance needs.
What are benefits of Heart & Cancer Health Insurance Premium Calculator?
The Heart & Cancer health insurance premium calculator is not merely a tool to
calculate your health insurance premium but it’s the first step you take towards
ensuring financial security in case of uncertain and unpredictable health
scares.
Cancer or heart ailments can strike anytime and rising treatment costs can drain
away one's finances. To ensure that you are not financially dependent on anyone
to pay off your hospital bills, you must opt for a health insurance plan.
With Heart & Cancer Protect you can get covered against both cancer & heart
related illnesses. You can customise the plan based on your needs and you will
be able to view your health insurance premium -> cancer premium or heart premium
or both, instantly. The premium calculator allows you to seamlessly generate
your health insurance premium as well as ensure a smooth buying experience for
you.
How is Health Insurance Premium calculated?
The factors which impact your health insurance premium are your age, your gender
and your tobacco consumption habits (whether you consume tobacco or not). These
factors determine your health insurance premium.
Will my previous medical history impact the issuance of this policy?
When you are purchasing a health insurance plan its important that you disclose
all your details correctly and that includes your previous medical history. You
can start with first disclosing whether you consume tobacco or not, on the
health insurance premium calculator as well as fill the health details on the
application form with correct details. This will allow our team of experts to
take the right decision towards your policy. Non-disclosure of any of these
details be it basic KYC details or medical history will impact your claims hence
it is advised that you share all the information with your insurer, in this case
ICICI Prudential Life with complete accuracy.
What is the minimum and maximum age for which this plan can be purchased?
You need to be minimum 18 years of age and max 65 years of age to purchase this
health insurance plan.
What is the minimum and maximum policy term one can opt for?
The minimum policy term you can opt for is 5 years and the maximum policy term
would be (75-Your Current Age). You can choose the policy term of your choice on
our health insurance premium calculator based on your needs.
Calculate Premium


BENEFITS OF ICICI PRU HEART/ CANCER PROTECT

Get daily hospital cash of ₹5,000 if you get hospitalized5
Get an alternate income, if unable to work post diagnosis
Sum assured increases 10%/yr at simple interest till first claim22


HOW THE PLAN WORKS?

Mira's Story
Rahul's Story
35 Years

Mira Chooses
ICICI Pru Heart/ Cancer Protect
with Cancer Cover of ₹40
lakh and Heart Cover of
₹20 lakh for 20 years

35-45 Years

She makes regular
premium payment.

45 Years

Mira undergoes
angioplasty. She gets ₹5
lakh (25% of Sum assured
for minor condition)

45 Years

Policy continues with Cancer
Cover of ₹40 lakh and Heart
Cover remains ₹15 lakh

55 Years

All future premiums
are waived off




CLAIM SETTLEMENT PROCESS

--------------------------------------------------------------------------------

Report Claim
You can report your claims online, at our branches, at our central office, on
our central ClaimCare helpline, through SMS or e-mail

Process
Our special ClaimCare team will assess your claim, and inform you in case any
further documents need to be submitted

Settle
Once your claim is intimated, and we receive all the relevant documents, we will
settle your claim



WHY CHOOSE ICICI PRUDENTIAL LIFE?

7.71 Cr%
Lives covered as
on March 31, 2023
₹2.36 Lakh Crore`
Benefits paid till March 31, 2023
₹2.50 Lakh Crore18
Assets under management as on March 31, 2023
30 Day Return Policy
If not satisfied, return (free look) the policy and get your money back
Find out more
#HeartAndCancer - New health plan that pays claim amount on detection
Heart Disease & Cancer are two of the most common lifestyle-related illnesses
today. They are impacting people close to each one of us. Once detected, the
road to recovery is long and expensive – with tests, scans, treatments and
surgeries. And what adds to one’s worries are the high treatment costs.
Sometimes to manage the costs, one may even be forced to choose a different
hospital, specialist or treatment. At such a time, the new specialised health
plan Heart/Cancer health insurance premium calculator can be a lifesaver. It is
a health insurance plan that pays claim amount immediately on detection. This
means you will have money in hand to get the right treatment and can win against
the illness – Agar taiyaari sahi ho, toh jeet pakki hai! Get a cover of up to
₹25 lakhs for Heart Diseases and ₹50 lakhs for Cancer. To know more about ICICI
Pru Heart/Cancer Protect, visit
www.iciciprulife.com/health-insurance-plans/icici-pru-heart-cancer-protect-details.html
Read More
Listen to your body - Catch the signs early, protect yourself financially
One life-saving truth that we all miss, but Mohit understood. A cancer diagnosis
can jeopardize your wellbeing and what adds to one's worries are high treatment
costs. Cancer and Heart-related medical procedures and treatments can be costly.
Having heart and cancer health insurance can provide coverage for medical
expenses such as hospitalization, surgery, medications, travelling, ambulance
and loss of income. Our new specialised health plan pays claim amount on
diagnosis of cancer, without the need to submit any medical bills.
Read More
ICICI Pru Heart/Cancer Protect - Take care of your health
Your health is valuable for your children. Every year many children lose their
parents to critical illnesses like heart diseases and cancer. You now have the
power to fight these critical illnesses. Regular checkup, screenings and
lifestyle change can be your key for lifesaving early detections.
Read More
ICICI Pru Heart/Cancer Protect - Zero premiums after diagnosis
Our ICICI Pru Heart/Cancer Protect plan understands your hardships when you’re
sick. We offer a waiver of premium for diagnosed customers. You do not have to
pay any health insurance premium after a minor diagnosis. The policy will
continue for the rest of the term without you having to pay any cancer insurance
premiums or heart insurance premiums.
Read More
ICICI Pru Heart/Cancer Protect - Multiple claims
Conquer major and minor conditions of heart and cancer with the help of multiple
claims. Get up to 25% of the sum assured on diagnosis of any of the covered
minor conditions. You can claim for Minor conditions multiple times as long as
the total payout does not exceed 100% of the sum assured of the chosen cover.
Read More
ICICI Pru Heart/Cancer Protect - Cancel all worries
Stay worry free with ICICI Pru heart / Cancer Protect plan, a health insurance
plan that pays on diagnosis. Our plan offers a lump sum insurance payout on
detection (without any medical bills). This cash payout can help to pay for your
medical costs and can also ensure that your income never stops.
Read More




FREQUENTLY ASKED QUESTIONS

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WHAT ARE THE FACILITIES COVERED UNDER HOSPITALIZATION BENEFIT?

Hospitalization benefit pays out ₹5000 per day for maximum 10 days in a policy
year of hospitalization irrespective of actual expenses incurred, if the policy
holder is hospitalized for a period of 24 hours, due to any of the listed
conditions under your chosen cover.


ARE PRE EXISTING CONDITIONS COVERED?

Pre existing diseases are not covered. Any heart or cancer condition which was
diagnosed or for which medical advice/treatment was received within 48 months
prior to the policy issuance, would not be covered.


HOW DOES THE POLICY PAY OUT?

The policy pays out on diagnosis of listed conditions of heart ailments or
cancer, irrespective of the stage of the disease (Early or late). If it is a
minor condition, the policy pays out 25% of the cover amount and continues it’s
cover till the policy term. If unfortunately, the disease affects the policy
holder again in a major way (any major condition), it pays out the rest 75% to
the policy holder and the policy terminates. In case of a major condition, the
policy pays out 100% of the cover amount as lump sum upon diagnosis.


HOW LONG DOES IT TAKE TO GET THE REIMBURSEMENT?

ICICI Pru Heart/Cancer Protect pays out on diagnosis of the disease, and hence
does not require you to show hospital bills to claim. You just have to produce
medical records of diagnosis/doctor’s certificate of diagnosis, to our claim
care centres. Your claim will be settled within 30 days** from the date of
receipt of the last necessary document. Health claim process -
https://www.iciciprulife.com/insurance-claim/documents-required-for-health-claim.html


HOW MANY NETWORK HOSPITALS DOES THE COMPANY HAVE TIED UP WITH, WHERE I CAN GET
TREATMENT?

The policy pays out a lump sum amount on diagnosis, and has no bearing on where
the treatment is carried out. The policyholder can use the amount to fund
his/her treatment at hospital of his/her choice.


CAN I COVER MY PARENTS WITHIN THE SAME POLICY?

No, but you can cover your spouse under the same policy, availing a 5% discount
on the first year’s premium. Also, unlike a family floater, the covers of both
people would remain independent of each other, with the option to choose
different cover amounts for each.


DOES THE FAMILY GET ANY SUM ASSURED UPON THE POLICYHOLDER’S DEATH?

The policy does not have a death benefit, as in no absolute amount is paid upon
death of the policy holder. But cover under heart and cancer conditions would be
paid out irrespective of if death occurs or not, provided the policyholder has
been diagnosed with heart illnesses or cancer. There is no survival period for
Cancer. But also note that there is a survival period of 7 days for heart
diseases i.e., the policy holder has to survive for a period of 7 days from the
date of diagnosis to be eligible to receive the cover amount. If you have
availed the income benefit, even in case of a policyholder’s death,an amount of
1% of health cover is paid out for a period of 5 years (To your nominee)


WHAT IF A CANCER GETS TREATED ONCE AND THEN COMES BACK TO AFFECT THE PERSON IN
REMISSION, DOES THE POLICY COVER IT AGAIN?

ICICI Pru Heart/Cancer Protect pays out on every stage. If the Cancer was of
minor stage to start with, policy pays out 25% of the total cover for treatment
and recovery. If, unfortunately, the Cancer comes back from remission to affect
the person again at a higher severity (major stage), the policy pays out rest of
the cover amount for treatment and recovery.


WHAT ARE THE TAX# BENEFITS APPLICABLE ON ICICI PRU HEART/CANCER PROTECT?

Claim deduction up to ₹25,000# for health insurance premium paid towards this
plan under Section 80D#. Choosing the single pay option (5 years premium) can be
used to fulfil your 80D limit of up to ₹25,000 for the relevant financial year.

Disclaimer
Check
Premium

X
In an uncertain world
Get claim amount immediately on detection1


Get 100% payout on major conditions and 25% for minor conditions irrespective of
actual medical cost
Check Premium
Control uncertainties
On diagnosis of listed conditions, all future premiums waived off6


On diagnosis of any of the listed Minor conditions or incase you suffer
permanent disability due to an accident, all future premiums payable under
policy will be waived off and the policy will continue
Check Premium
Fixed Premiums
Premiums remain the same for the entire policy term


Get covered for up to 40 years against two major illnesses - heart diseases and
cancer, at the same premium rates for the entire policy term.
Check Premium
Benefits for you
Tax# benefits under section 80D and 80C


Save tax up to ₹7,800 for premiums paid towards this plan under Section 80D. The
single pay option (5 years premium) can be used to fulfill your 80D# limit of up
to ₹25,000 for the relevant financial year.
Check Premium

NEED HELP? GIVE US A CALL

--------------------------------------------------------------------------------

For buying a policy online (toll free)
1800-267-9777
Call centre hours 9:00 a.m. - 9:00 p.m on all days
To check status of policy bought online (toll free)
1800-210-0045
Timings- 9:00 a.m. to 9:00p.m.
Monday to Saturday (except national holidays)
Ok. Got It.

X
Report Claim


You can report your claims online, at our branches, at our central office, on
our central ClaimCare helpline, through SMS or e-mail
Check Premium
Process


Our special ClaimCare team will assess your claim, and inform you in case any
further documents need to be submitted
Check Premium
Settle


Once your claim is intimated, and we receive all the relevant documents, we will
settle your claim
Check Premium

X
In Built Benefits for the plan
In an uncertain world
Get claim amount immediately on detection1
Get claim amount immediately on detection1
Get 100% payout on major conditions and 25% for minor conditions irrespective of
actual medical cost
Control uncertainties
On diagnosis of listed conditions, all future premiums waived off6
On diagnosis of listed conditions, all future premiums waived off6
On diagnosis of any of the listed Minor conditions or incase you suffer
permanent disability due to an accident, all future premiums payable under
policy will be waived off and the policy will continue
Fixed Premiums
Premiums remain the same for the entire policy term
Premiums remain the same for entire policy
Get covered for up to 40 years against two major illnesses - heart diseases and
cancer, at the same premium rates for the entire policy term.
Benefits for you
Tax# benefits under section 80D and 80C
Tax# benefits under section 80D
Save tax up to ₹7,800 for premiums paid towards this plan under Section 80D. The
single pay option (5 years premium) can be used to fulfill your 80D# limit of up
to ₹25,000 for the relevant financial year.

Check Premium


NEED HELP? GIVE US A CALL

--------------------------------------------------------------------------------

For buying a policy online (toll free)
1800-267-9777
Call centre hours 9:00 a.m. - 9:00 p.m on all days
To check status of policy bought online (toll free)
1800-210-0045
Timings- 9:00 a.m. to 9:00p.m.
Monday to Saturday (except national holidays)
Ok. Got It.

X
Report Claim


You can report your claims online, at our branches, at our central office, on
our central ClaimCare helpline, through SMS or e-mail
Check Premium
Process


Our special ClaimCare team will assess your claim, and inform you in case any
further documents need to be submitted
Check Premium
Settle


Once your claim is intimated, and we receive all the relevant documents, we will
settle your claim
Check Premium