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 * Business Checking
   Overview
   Business CheckingA powerful account built
   for small business—earn high-yield interest, save on fees, and never go to
   the bank again.Learn more about Business Checking
   Features & benefits
   No monthly feesNo monthly or overdraft fees, plus free standard ACH
   transfers.
   Accounts payableSave time on bill management and automate your payments.
   High APY on checking Earn 25x the national average and even more with an
   upgraded plan.
   International paymentsSend and receive money globally in as fast as 24 hours.
   $3M in FDIC insuranceProtect your deposits with FDIC coverage up to $3
   million.
   Sub-accountsEasily manage budgets using multiple accounts.
   
   --------------------------------------------------------------------------------
   
   Explore all features
   See plans and pricing
   Earn and save even more with our Plus
   and Premier
   plans—with up to
   4.25% APY and discounts on
   payment fees.Choose the plan
   that's right for you
 * Business Loans
   Overview
   Business LoansFinancing tailored to your business needs, with a quick and
   easy application process.Learn more about Business Loans
   Products
   Line of CreditGet ongoing access to the working capital you need to grow,
   with a Bluevine Line of Credit up to $250K and competitive rates.
   Term LoanAccess a lump sum of up to $500K◊ from our lending partners, with
   predictable repayment terms up to 24 months.
 * Credit Card
   Credit Card The Bluevine Business Cashback Mastercard—Earn unlimited 1.5%
   cash back on every business purchase and pay no annual fee.
 * Solutions
   Business Type
   Partners
   Self-employedSave time and money with integrated business tools and no
   monthly fees.
   Small businessEarn interest, collaborate with your team, and move money
   effortlessly.
   StartupsScale faster with high APY, built-in AP automation, and access to
   credit.
   Partners
   Accounting firmsGet secure tools for your firm and better banking for
   clients.
   Accountant directoryHelp set your practice up for growth by being listed in
   our accountant directory.
   See why business owners like you love Bluevine.Read reviews
 * Resources
   Overview
   Small Business Resource CenterFind everything you need to know—like how to
   get started and how to put your Bluevine account to work.Explore resources
   Resource type
   FAQsGet quick answers to common questions about all things Bluevine.
   BlogRead our latest articles, tips, and resources for small businesses.
   Help CenterSearch by topic or contact our support team for in-depth help with
   your account.
   GuidesExplore your account features from top to bottom with these
   comprehensive guides. 
   Accountant DirectoryNeed accounting help? Find a professional on Bluevine’s
   Accountant Partner directory.
   Your security is our top priority.Learn more about Security
 * Company
   Overview
   About us Through innovative banking solutions, we empower growing businesses
   to thrive—today and tomorrow.Learn more
   Explore
   CareersView our open roles, get to know our values, and learn about employee
   benefits.
   PressDiscover what’s new at Bluevine with our latest news and announcements.
   PartnersWork with us to offer best-in-class financial solutions to your small
   business clients.

 * Sign in
 * Open account


EARN A $300
CASH BONUS.

You can earn $300 when you open a new Bluevine Business Checking account and
meet eligibility requirements.1Apply with referral code BPCHECK724.

Open account

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

$300cash bonus Offer expires 12/31/2024




HOW TO EARN YOUR BONUS.

To get your $300 bonus, simply apply for a Bluevine Business Checking account
anytime between now and 12/31/2024 using referral code BPCHECK724.

After opening your account, add funds within 30 days, then meet at least one of
the following
eligibility requirements every 30 days for the next 90 days from account
funding1:

Deposit at least $5,000 from
eligible merchant services
to your Bluevine account

or

Make at least $5,000 of
outbound payroll payments
from your Bluevine account
using eligible payroll providers

or

Spend at least $2,000 with your
Bluevine Business Debit
Mastercard® and/or Bluevine
Business Cashback Mastercard®

Open account

--------------------------------------------------------------------------------


BUSINESS BANKING THAT GETS YOU
MORE FOR YOUR MONEY.

Save on fees, protect your money, and earn high-yield interest on your checking
balances—
no need to move cash around.


SAVE WITH NO
MONTHLY FEES.

Enjoy no monthly2 or overdraft fees, no minimum balance, free standard ACH, and
unlimited transactions.3 Our most active customers save $500/year in fees.4


EARN
2.0% APY.

Earn 2.0% annual percentage yield on balances up to $250,000 if you meet a
monthly activity goal. That’s up to $5,000/year in interest.5


FDIC INSURANCE UP TO $3M.

Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.6

Sign up for our Plus or Premier checking plans to get up to
4.25% APY and discounts on most Standard payment fees.

Compare plans


RUN YOUR BUSINESS FROM ANYWHERE.

Never step foot in a bank again with easy-to-use digital banking tools.




 * MOBILE CHECK
   DEPOSIT
   
   Skip a trip to the bank and easily deposit checks from your phone when you’re
   at home, in the office, or on the go.
   
   Explore mobile deposits


 * AUTOMATED ACCOUNTS
   PAYABLE
   
   Manage bills from one online platform and send money via same-day ACH, free
   standard ACH, check, and domestic or international wire.7
   
   Explore accounts payable


 * ACCOUNT ACCESS
   FOR YOUR TEAM
   
   Securely share access with your team or accountant by giving each a dedicated
   login for a smooth online banking experience.8
   
   Explore account access


 * MULTIPLE
   SUB-ACCOUNTS
   
   Organize your money the way you want by adding up to five sub-accounts. Plus,
   set automatic transfer rules to help manage cash flow.
   
   Explore sub accounts


 * DEBIT CARDS FOR YOU
   AND YOUR TEAM
   
   Issue up to four additional cards for your team and earn up to 4% cash back
   on business purchases through Mastercard Easy Savings®.9
   
   Explore debit card


 * SECURE ACH
   DEBIT CONTROLS
   
   Block ACH debits from your main account and sub-accounts to prevent
   unauthorized transactions.
   
   Explore ACH debit controls

Explore all features and benefits


BANK WITH CONFIDENCE.


 * THE EXPERT SUPPORT
   YOU NEED
   
   Get customer support when you need it from
   real people, ready to help.


 * ADVANCED SECURITY
   FEATURES
   
   Protect your money and information with
   two-factor authentication, data encryption,
   and text alerts.10


 * $3 MILLION IN
   FDIC COVERAGE
   
   Know your business checking deposits are
   safe up to $3 million.6


SEE WHY OUR CUSTOMERS
LOVE BLUEVINE.

And why you will, too.

> I searched far and wide to find an effective and simple business banking
> solution that met my business needs and I found that in Bluevine. Their
> integrations and no fee structure were selling points for me.”

Logan P.
LP Creative Media

Professional services

Read the story



READY TO APPLY FOR
BUSINESS CHECKING?

Open account

Submit your application in just a few minutes.11

Bluevine is a financial technology company, not a bank. Banking services
provided by Coastal Community Bank, Member FDIC.

 * Contact Us
 * About Us
 * Careers
 * Press

Products
 * Business Checking
 * Line of Credit
 * Credit Card
 * Accountants & Bookkeepers

Resources
 * Help Center
 * FAQs
 * Business Blog
 * Partners
 * Customer Reviews

Legal
 * Terms of Use
 * Bluevine Privacy Policy
 * Coastal Community
   Bank Privacy Policy
 * Accessibility
 * Bluevine Payment
   Terms of Service
 * European Privacy Notice
 * Your Privacy Preferences
 * Advisory Agreement

 * 
 * 
 * 
 * 

Bluevine is a financial technology company,
not a bank.

Deposits are FDIC insured up to $3,000,000 per depositor through Coastal
Community Bank, Member FDIC and our program banks.

 * No limit on number of transactions. However, checking accounts are subject to
   the deposit and withdrawal amount limits as set forth in the Bluevine
   Business Checking Account Agreement.
 * The national average and comparison are based on interest rates paid by U.S.
   depository institutions as calculated by the FDIC.
 * Draw requests are subject to review and approval. Once approved, get funds
   deposited in your bank account in as quickly as a few hours if you choose our
   bank wire option ($15). Or, choose our free ACH transfer option which
   typically gets funds deposited the next business day, although it may take up
   to three.
 * Applications are subject to credit approval. Rates and terms may vary based
   on your creditworthiness and are subject to change. Eligibility for the
   maximum funding amount is available only to applicants with the strongest
   credit profiles. Offerings and eligibility requirements vary by partner.

 1.  Promotional Terms and Conditions: Sponsor: Bluevine Inc. (“Bluevine”), 30
     Montgomery, Suite 1400, Jersey City, NJ 07302. Bluevine is the sole Sponsor
     of this promotion event. Eligible Participants: This promotion is
     non-transferrable and limited to one offer per new Bluevine Business
     Checking Account customers ("New Customers"). For the avoidance of doubt, a
     New Customer is a natural person who does not have an existing Bluevine
     Business Checking Account held in the name of a business of which they are
     an owner and has not had such an account open in the last twelve (12)
     months. In order to be eligible, New Customers must be (i) at least 18
     years old; and (ii) a legal resident of the fifty (50) United States or
     Washington, DC. Officers, directors, managers, and employees of Sponsor and
     of its parent, subsidiary, and affiliate companies, as well as the
     immediate family members (spouse, parents, siblings, and children) and/or
     household members of each such person are not eligible. Conditions and
     Promotional Period: To be eligible to receive the bonus associated with
     this promotion, New Customers must 1) apply for and open a Bluevine
     Business Checking Account using a bonus offer code between 12:00:00 AM EST
     on August 15, 2024 and 11:59:59 PM EST on December 31, 2024.; 2) fund their
     Bluevine Business Checking Account within thirty (30) days of account
     opening; and 3) meet at least one of the following conditions every thirty
     (30) days for ninety (90) days from account funding: a) receive at least
     $5,000.00 in deposits from eligible Merchant Services; b) make at least
     $5,000.00 in payments through eligible Payroll Providers; or c) spend at
     least $2,000.00 with the Bluevine Business Debit Mastercard® and/or
     Bluevine Business Cashback Mastercard®. A list of eligible Merchant
     Services and Payroll Providers (each an "Eligible Third Party") can be
     found at
     https://www.bluevine.com/eligible-merchant-services-and-payroll-providers.
     Bluevine will make its best effort to attribute transactions to the correct
     Eligible Party. For the avoidance of doubt, Bluevine's computer is the
     official time-keeping device for the promotion. Notification: If a New
     Customer meets all of the eligibility requirements and conditions of the
     promotion, Bluevine will deposit the bonus into their Bluevine Business
     Checking Account by the tenth day of the month that follows the month in
     which the last requirement was met provided that the account is not closed
     or suspended. Limitation of Liability: Bluevine and its respective
     officers, directors, employees, representatives and agents, shall have no
     liability and shall be held harmless by participants for any damage, loss
     or liability to persons or property, due in whole or part, directly or
     indirectly, by reason of the acceptance, possession, use or misuse of prize
     or participation in this promotion. Bluevine reserves the right in its sole
     discretion to modify or end the promotion at any time and exclude any
     participant for any reason, including suspected fraud, misuse, or other
     misconduct and may also terminate any Bluevine accounts you may have with
     us. Bluevine also reserves the right to reverse the bonus if a New Customer
     closes their Bluevine Business Checking Account within 150 days of funding
     it. Miscellaneous: The bonus associated with this promotion is considered
     interest and will be reported on IRS Form 1099-INT. You are responsible for
     any federal or state taxes resulting from the promotion. Please consult
     your tax advisor if you have questions about tax treatment.↵
 2.  No monthly fee only applies to the Bluevine Business Checking account
     standard plan.↵
 3.  No limit on number of transactions. However, checking accounts are subject
     to the deposit and withdrawal amount limits as set forth in the Bluevine
     Business Checking Account Agreement.↵
 4.  Average annual savings based on comparison of Bluevine’s top 1% of
     customers with at least 44 transactions per month, using checking products
     offered by the top six banks in the U.S.↵
 5.  Standard plan customers will earn 2.0% annual percentage yield (APY) on
     total balances up to $250,000 for a given month only if they meet at least
     one Eligibility Requirement during that month’s Eligibility Period as
     described in the Terms of Interest Accrual. No interest earned on balances
     over $250,000.↵
 6.  Bluevine accounts are FDIC insured up to $3,000,000 per depositor through
     Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in
     FDIC insurance is offered by multiplying the standard $250,000 FDIC
     coverage across multiple banks. For complete details, please visit
     https://bluevine.com/business-checking/fdic-protection.↵
 7.  Payment fees depend on your selected account plan. Check payments sent from
     your Bluevine dashboard have a $1.50 fee per check. Plus and Premier plans
     come with a limited number of free check payments. The fee will apply for
     each additional check payment. Same-day ACH payments have a fee of up to
     $10, and must be submitted by 2:00pm ET to arrive same-day. Outgoing wires
     have a fee of up to $15. International payments sent in U.S. dollars come
     with a fee of up to $25 USD per payment. For payments sent in a foreign
     currency, also pay up to 1.5% of payment amount as converted to USD. The
     only eligible funding method for international payments is Bluevine
     Business Checking accounts. Payments are sent out from 8am–5pm ET every
     business day. International payments are available to most businesses,
     subject to eligibility determined by Bluevine. Exceptions include
     businesses based in Nevada or in the categories of finance, insurance, or
     mining.↵
 8.  Customers and Account Administrators are fully responsible for all activity
     and actions taken by any Additional User, as well as adherence to all terms
     and conditions. Bluevine and its partners are not responsible for any
     Additional User action or activity.↵
 9.  Use your Bluevine Business Debit Mastercard on qualifying purchases at
     participating Easy Savings merchants and your rebates will be automatically
     applied to your checking account. Earn a 4% rebate now at more than 20,000
     restaurants across North America through Dinova’s exclusive business dining
     network 1% Fuel rebate is available at 19,000 participating Fuelman Network
     gas stations across North America, on purchases up to $100. Hotel
     transactions have a maximum rebate of $20. See full program terms here. By
     participating, you agree to all Mastercard Terms of Use.Mastercard and
     Priceless are registered trademarks, and the circles design is a trademark
     of Mastercard International Incorporated. ©2022 Mastercard.↵
 10. Standard message and data rates may apply. For help or to opt-out of text
     messages at any time, reply “Help” or “STOP” to any message. For more
     information, see Bluevine’s Registration Terms and Privacy Policy.↵
 11. Based on user testing.↵

©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.

Bluevine is a financial technology company, not a bank. Banking Services
provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC
insured up to $3,000,000 per depositor through Coastal Community Bank, Member
FDIC and our program banks. The Bluevine Business Debit Mastercard® and Bluevine
Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC
pursuant to a license from Mastercard International Incorporated and may be used
everywhere Mastercard is accepted. Mastercard is a registered trademark and the
circles design is a trademark of Mastercard International Incorporated.

Mastercard, Mastercard Easy Savings, Mastercard Airport Concierge, Priceless
Surprises and the circles design are registered trademarks and Mastercard ID
Theft Protection is a trademark of Mastercard International Incorporated.

Application is subject to approval. No monthly or maintenance fees. Card
Replacement Fees and Wire Transfer Fees may apply.

Banking Services for payments made via ACH or wire from the Bluevine Business
Checking Account are provided by Coastal Community Bank, Member FDIC. Certain
Bill Pay funds are temporarily held during payment processing by Silicon Valley
Bank, a division of First-Citizens Bank & Trust Company. Money transmission
services for International Payments are provided by a third party and are also
subject to their applicable terms and conditions.

The Bluevine Line of Credit is issued by Celtic Bank and is serviced by
Bluevine. Applications are subject to credit approval. Rates, credit lines, and
terms may vary based on your creditworthiness and are subject to change.
Additional fees apply. Other commercial credit products are offered by a variety
of Bluevine’s third party partners. Bluevine is not involved in the issuance or
servicing of these products. Offerings and eligibility requirements vary by
partner.

Certain financing may be made or arranged pursuant to California Financing
Law-License No. 6054789.

All other product names, logos, brands, trademarks, and registered trademarks
are property of their respective owners. All company, product, and service names
used in this website are for identification purposes only. Use of these names,
trademarks, and brands does not imply endorsement.

® 2024 Bluevine Inc. All Rights Reserved. “Bluevine” and the Bluevine logo are
registered trademarks of Bluevine Inc.




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