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JEFF MARKELL – NMLS 224196 | MORTGAGE BROKER IN OC | CONVENTIONAL, FHA, VA, &
REVERSE MORTGAGES | EMPIRE HOME LOANS NMLS – 1839243

714.614.4040 | @GrandpaMortgage | U.S. Air Force Veteran

* Conventional Home Loans
* Reverse Mortgages
* Reverse Mortgage Videos
* Jeff and Lee Videos
* Jeff’s Mortgage Blog
* I Have a Song for You
* Climb Mt Whitney – Bucket List Item
* Tour de Palm Springs
* Temple City Little League Baseball
* Temple City Pop Warner Football
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Hey there! 😊 I’m a Mortgage Broker in OC (Orange County) offering personalized
homeownership and refinancing solutions with expertise and care. With a wide
array of loan programs and decades of experience, I’m dedicated to making your
mortgage journey seamless and rewarding. I’m here to make your entry into
homeownership or refinancing as smooth and personalized as possible. My goal? To
help you not just secure a mortgage but to build greater personal wealth through
Real Estate, tailored to your unique long-term financial goals. Jeff Markell –
Grandpa Mortgage (NMLS 224196) is powered by Empire Home Loans, Inc. (NMLS
1839243),

At Empire Home Loans, I offer a wide range of home loan products right here in
sunny California. As your Mortgage Broker, I scour a variety of lenders to
ensure you get the most competitive rates and programs available. According to
the CFPB, working with a Mortgage Broker can save borrowers $10,000+ over the
life of the loan! Whether buying your dream home, refinancing, or looking into
investment properties, count on me to be your dedicated Mortgage Consultant,
always ready to help you save money and make informed decisions. I’m all about
going above and beyond for my clients!

I WANT TO PURCHASE A HOME OR REFINANCE
MY CURRENT HOME
(CLICK)

JEFF MARKELL – GRANDPA MORTGAGE: CALIFORNIA MORTGAGE BROKER OFFERING
PERSONALIZED HOMEOWNERSHIP AND REFINANCING SOLUTIONS WITH EXPERTISE AND CARE.

PROUDLY SERVING HOME BUYERS AND REFINANCE CLIENTS ACROSS ALL THE CALIFORNIA
COUNTIES:

Orange, Los Angeles, Riverside, Alameda, Alpine, Amador, Butte, Calaveras,
Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial,
Inyo, Kern, Kings, Lake, Lassen, Madera, Marin, Mariposa, Mendocino, Merced,
Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San
Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo,
Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano,
Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo
and, Yuba.

I bring expertise and warmth to every interaction. And when it comes to
programs, I’ve got you covered with a wide array of home loan options tailored
to suit your needs. From traditional offerings to specialized programs, I’ll
guide you through every step of the process with care and attention.

Here are the types of home loan programs I can help you with: 1-Time Close
Construction, 40 Year Terms, All-In-One, Asset Depletion, Bank Statement Loan,
Bankruptcy, Bridge Loan, Buydowns, Cash Offer Programs, Chattel Loan,
Commercial, Conforming, Co-Ops, DACA, Down Payment Assistance (DPA), Debt
Service Coverage Ratio (DSCR), Farm or Ranch Loans, FHA, Fix N Flip,
Foreclosure, Foreign National, Hard Money, Home Equity Line of Credit (HELOC),
High Balance, High-Rise Condo, Hobby Farm, Horse or Equestrian Loan, Interest
Only, Investor Loan, ITIN, Jumbo Loans, Land or Lot Loans, Low Down Jumbo,
Manual Underwriting, Manufactured Home Loans, Multi-Units, No Income
Verification, Non-QM, Non-Warrantable Condos, Piggy Back Loans, Rehab or
Renovation Loans, Reverse Mortgage, SBA Loans, USDA Loans, VA Loans, VA Jumbo

Beyond mortgages, let me share a bit about myself. I’m not just your Mortgage
Consultant – I’m a dynamic professional with extensive experience in training,
management, and technology sales. My passion for growth extends beyond the
office, as I’m also a tech enthusiast who loves building computers.

Family is everything to me. I’ve been happily married for over thirty years, and
together, we’ve raised two incredible children and are now blessed with two
adorable grandsons. You’ll find me immersed in activities like cycling, golf,
motorcycle riding, and dog rescue outside of work.

Some of my fondest memories trace back to my childhood playing sports at Live
Oak Park in Temple City, California – memories I cherish and love sharing with
others. I have pages on this website devoted to Little League Baseball and Pop
Warner Football.

I served in the U.S. Air Force and lived in beautiful places like Aspen, CO, and
Honolulu, HI. Since 1985, I’ve called Orange County home. It’s where I’ve built
my life, surrounded by loved ones and enjoying the sunny California lifestyle.

So, whether you’re dreaming of your first home, planning to refinance, or simply
seeking guidance on your mortgage journey, I’m here as your California Mortgage
Broker offering personalized homeownership and refinancing solutions with
expertise and care, here for you every step of the way. Let’s make your
homeownership dreams a reality together!

I WANT TO FIND OUT HOW MUCH I QUALIFY FOR WITH A REVERSE MORTGAGE (CLICK)

At Empire Home Loans, we understand the complexities of buying or refinancing a
home in California. Our ideal customers are individuals, families, and
investors, driven by dreams of homeownership, wealth building, legacy creation,
family stability, and long-term security. We are here to help you overcome the
common challenges of housing affordability, down payment hurdles, and income
qualification, paving the way for you to break free from the rent cycle and
achieve your homeownership goals.

Personalized Expertise and Commitment: With my 20+ years’ of experience in the
mortgage industry, I bring a wealth of knowledge and a deep understanding of the
market to every client interaction. My dedication is to providing tailored
mortgage solutions that meet my clients’ unique needs.

Wide Range of Mortgage Products: We offer an extensive selection of mortgage
products, including Conventional, Jumbo, FHA, VA, and Reverse Mortgages. No
matter your financial situation, we have the right loan to fit your needs. My
expertise ensures that you get the best possible guidance and support throughout
the process.

Unmatched Pricing and Speed: As an experienced mortgage broker, I pride myself
on delivering the best service and loan education in the market. My ability to
shop at different lenders ensures you receive the most competitive rates.
Coupled with my commitment to speed, I’ll streamline the mortgage process to get
you into your new home or refinance your current one as quickly as possible.

Expertise and Reliability: At Empire Home Loans, we have over 150 loan
originators dedicated to delivering exceptional service. Our track record speaks
for itself—we beat the competition repeatedly.

Exceptional Customer Experience: My mission is to deliver an outstanding
customer experience. I am committed to guiding you through every step of the
mortgage process, ensuring clarity and confidence in your decisions. Our
numerous satisfied client testimonials on our Google page attest to the high
level of service and satisfaction we provide.

Your Trusted Partner in Homeownership: Choosing Empire Home Loans and myself
means partnering with a team that values your dreams and financial goals. I am
dedicated to helping you build wealth, secure your family’s future, and create a
lasting legacy through homeownership. Let me help you turn your homeownership
aspirations into reality with the best mortgage solutions tailored specifically
for you.

2025 Conforming Loans Limits

Jeff Markell – U.S. Air Force Veteran – NMLS 224196
Call me today at 714.614.4040 for a FREE Consultation
Powered by Empire Home Loans, Inc.
4401 Hazel Ave., Ste. 135 Fair Oaks, CA 95628
NMLS – 1839243 – CA DBO/CFL Lic: 60DBO-98315
NMLS Consumer Access: www.nmlsconsumeraccess.org
This webpage does not represent a commitment to lend.

Rent vs Buy

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#GrandpaMortgage #MortgageBroker #CaliforniaHomeLoans #PersonalizedMortgages
#EmpireHomeLoans #MortgageExpertise #DreamHomeJourney
#ExceptionalCustomerService
#SunnyCaliforniaMortgages #HomeownershipGoals #MortgageConsultant
#TailoredLoanOptions #SeniorAdvocate #OrangeCountyHomeLoans #TustinHomeLoans

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