www.candriam.com Open in urlscan Pro
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URL: https://www.candriam.com/legal-and-disclaimer-candriam/legal-information/
Submission: On June 08 via api from CH — Scanned from DE

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Text Content

Rest of the world
 * Austria
 * Belgium
 * Canada
 * Denmark
 * Finland
 * France
 * Germany
 * Hong Kong
 * Ireland
 * Italy
 * Japan
 * Luxembourg
 * Netherlands
 * Norway
 * Portugal
 * Singapore
 * Slovakia
 * South Korea
 * Spain
 * Sweden
 * Switzerland
 * United Kingdom
 * United States of America

EN
Professional investor
 * Retail investor
   
 * 
 * Login

 * Candriam
 * About Us
 * Market Insights
 * Funds & Solutions
 * Press Room
 * My Subscriptions
 * My Wishlist
 * Contact
 * Search for a fund

 * Contact
 * My Subscriptions
 * CRIS


My Subscriptions My Wishlist Contact
 * 

Rest of the world
 * Austria
 * Belgium
 * Canada
 * Denmark
 * Finland
 * France
 * Germany
 * Hong Kong
 * Ireland
 * Italy
 * Japan
 * Luxembourg
 * Netherlands
 * Norway
 * Portugal
 * Singapore
 * Slovakia
 * South Korea
 * Spain
 * Sweden
 * Switzerland
 * United Kingdom
 * United States of America

EN
Professional investor
 * Retail investor
   

Not connected
 * Login


 * Contact
 * My Subscriptions
 * CRIS

 * 
 * About Us
 * Market Insights
 * Funds & Solutions
 * Press Room
 * Search for a fund





LEGAL INFORMATION

A. Use of and access to this website are subject to acceptance of the terms and
conditions set out in the following "Legal Information".

1.  Company information : On this website, "Candriam" is the name used to
designate all companies within the group Candriam. Candriam comprises the
following entities:

 * Candriam Luxembourg : 
   a partnership limited by shares ("société en commandite par actions") under
   Luxembourg law and approved asset management company under Trade Register No.
   R.C.S.B. 37.647; its registered office is located at L-8009 Strassen,
   Serenity - Bloc B, route d'Arlon 19-21.
 * Candriam Belgium:
   a limited liability company under Belgian law and approved asset management
   company, registered in the Brussels Register of Legal Persons (Register des
   Personnes Morales in French) under No. RPM 0462.569.739; its registered
   office is located at B-1000 Brussels, Avenue des Arts 58.
 * Candriam France:
   aa simplified joint-stock company (“société par actions simplifiée”) under
   French law, and approved asset management company under Trade Register R.C.S.
   Paris 344 032 743; its registered office is located at F-75408 Paris, rue
   Washington 40.
 * Candriam Suisse (Candriam Switzerland LLC): 
   registered under Trade Register No. CHE-227.651.154, located at rue du 31
   décembre 40-42, CH–1207 Geneva, Switzerland
 * Candriam Luxembourg – Succursale italiana (Italy): 
   registered under Trade Register No. 13228410158, located at Via dei Bossi
   4, I-20121 Milano, Italy
 * Candriam Luxembourg – Nederlands bijkantoor (The Netherlands): 
   registered under Trade Register KVK 24364887, located at Gustav Mahlerplein 3
   (26th floor) 1082 MS Amsterdam.
 * Candriam Luxembourg – Sucursal en España (Spain): 
   registered under Fiscal Identification Code W0181119I, located at Iberia Mart
   I   Calle Pedro Teixeira, 8 - Floor 4   E-28020 Madrid.
 * Candriam Luxembourg – Zweigniederlassung Deutschland (Germany): 
   registered under Fiscal Identification Code HRB 78020, located at
   Fellnerstraße 5, D-60322 Frankfurt am Main.
 * Candriam Luxembourg, – UK establishment (United Kingdom): 
   registered under Fiscal Identification Code BR015843, located at 200
   Aldersgate Street, 13th Floor, EC1A 4HD London.
 * Candriam Luxembourg – MENA Branch is registered with the DIFC as a Foreign
   Recognised Company (registered number CL 1095) and is located at Office 38,
   The Gate Village, Building 10, Level 3, P.O. Box 506665, Dubai. Candriam
   Luxembourg (Firm Reference number: F003472) is regulated by the DFSA and
   provides Financial Services only to Professional Clients.

You can contact Candriam:

 * https://contact.candriam.com

The editor responsible at law for this site is Naïm Abou-Jaoudé (40, rue
Washington, F-75008 Paris).

For any information related to the conditions under which Candriam may process
your personal data and the exercise of your individual rights on your personal
data please refer to section 10

2.  Target groups and purpose of this website
This website, its contents, the results of automated processing, data and
information made available are exclusively intended for use by:

(1) private investors, i.e. individuals habitually resident in the country
specified by themselves in the appropriate part of this website, or
(2) professional investors, i.e. professional clients in the sense of Directive
2004/39/CE of 21 April 2004 on the financial instrument markets; prior to
accessing this website, professional investors must register in accordance with
the terms and conditions set out in the relevant web pages of this website.

PLEASE NOTE : By registering, registered professional investors acknowledge and
accept that the part of this website specifically dedicated to them is only
intended for professional investors, including, in particular but not
exclusively, institutional investors, investors with a certain amount of
specialisation and expertise in the area of financial markets and instruments,
such as collective investment undertakings (UCIs), and others. Such professional
investors are aware that a measure of risk is involved in investing in some of
these UCIs in view of their characteristics and/or the particular degree of
expertise and knowledge required for investment in such UCIs.

By registering, visitors registering as professional investors acknowledge and
accept that Candriam supplies access to the part of its website which supplies
information concerning the full range of UCIs for information purposes. This
means registered professional investors have access to information concerning
UCIs which:

(1) may not be commercialised in the jurisdiction where the professional
investors' registered office or habitual place of residence are located
(hereafter referred to as "their jurisdiction"), or
(2) cannot be traded in their jurisdiction, or 
(3) do not have the European passport required by the applicable legal and
regulatory requirements for those UCIs.
For this reason, this website does not comment on the ability of visitors to
this website registered as professional investors to invest in such UCIs on the
basis of their location and/or capacity and the applicable laws, regulations and
fiscal provisions.


The contents of this website cannot at any time substitute for readers' own
research or their technical and/or business judgement based on their personal
situation. In no way should the information on this website be considered to be
an offer to buy or sell any financial instrument, neither should it be
considered to be advice of any kind, whether legal, accounting, fiscal or other.
For an offer and/or customized advice, do not hesitate to contact the
institutions dealing with financial services concerning our products.
Neither the information nor the results supplied to visitors are intended to
encourage the latter to undertake a particular transaction, or advise in favour
of or against a particular transaction. Links to websites not controlled by
Candriam are intended only as a service to the visitor and do not constitute
advice, a form of advertising or a value judgement.

For any information related to the conditions under which Candriam may process
your personal data and the exercise of your individual rights on your personal
data please refer to section 10


3.  Services available on this website
This website contains both informative data and a number of interactive
applications.
The interactive applications on this website are those which supply applications
on or via this website which enable visitors to enter certain kinds of
information and be notified of the result of their automated processing.
The results supplied to visitors are generated automatically on the basis of the
data supplied by the latter. Candriam is therefore not in a position to verify
data in any way.
All publications and information available on this website are for information
only, whether they have been supplied by Candriam or its selected third parties.
Candriam has exercised the utmost care as to the contents of the information and
data supplied as well as to the results of all automated processes, and
regularly updates this website. However, Candriam does not explicitly or
implicitly guarantee the completeness, accuracy and current applicability of
these data and applications, or of the results supplied to visitors via any
automated process.


4.  Advertising
The current website comprises advertisements issued by Candriam concerning
Candriam services and products. Links and other references to third parties
which are not companies linked or associated with Candriam should not be
considered to be advertisements for such third parties.

5.  Cookies
When you visit this website, Candriam will, in certain circumstances,
automatically send cookies to your computer. These are small applications which
are written on to your hard disk. They are quite harmless and intended to make
the site easier for you to use. For instance, this is how your choice of country
and language are recorded when you first visit the website, so that thereafter
you automatically access the website in the language you selected at the time of
your first visit. If you do not want these cookies written on to your hard disk,
you can set your browser in such a manner that they do not gain access to your
hard disk. However, in such cases, Candriam is not in a position to guarantee
the correct operation of the websites under its control. You can also delete the
cookies from your hard disk after each visit to the website.
Candriam will treat the information collected via these cookies in a fully
confidential manner, in accordance with the applicable best practices and with
the provisions of the law of 8 December 1992 concerning the laws on privacy as
releated in particular to the processing of personal information.

6. Viruses, Trojan horses and other malware
Candriam guarantees that all the data it includes on its website have been
previously checked to ensure that they are free of all viruses and/or malicious
software (e.g., malware, and Trojan horses). Candriam regularly inspects all
items on the website which can be downloaded by customers to their computer
systems to ensure that they are free of the virusesand/or malicious software.
Despite the high degree of caution exercised by Candriam, the swiftness of
change on the Internet and on Internet applications, as well as the development
of related risks means that Candriam is unable to guarantee that all information
is completely free of viruses at all times.
In view of the risks of Internet use, Candriam strongly advises visitors to
regularly scan all downloaded information, including that supplied by suppliers
the visitor considers to be trustworthy.


7.  Liability : Candriam shall not be held liable for any of the following,
except in cases of malicious intent or gross negligence:

 * any technical difficulty experienced by visitors to this website, whatever
   the cause, including bugs, inadequate capacity, the visitors' own hardware,
   software, browser, computer systems and their extensions, whatever their
   nature, and the software which enables them to access the Internet and this
   website; the customization, installation, maintenance, processing and
   updating of the software, hardware, and computer systems and extensions
   concerned by this point shall remain the visitor's sole responsibility;
 * the consultation and/or use of the information on this website;
 * any damage attributable to events or third party manipulations over which it
   has no direct control, or force majeure, including damage relating to the use
   of links providing access to the Candriam website from other websites not
   under the control of Candriam, or to a website which looks like a Candriam
   website, etc.
 * any damage attributable to the exiting of the website or incurred after the
   website has been exited, even when the website has been exited via a link on
   the website;
 * damage caused by errors, whatever their origin, which occur during the
   automated processing of the data entered by the visitor in the interactive
   applications, in so far as the interactive applications have not been
   developed by Candriam and this is clearly specified by means of a logo or
   other information;
 * illegal access by a third party to, or illegal alteration by a third party of
   the visitor's or Candriam's computer systems, programming, programming code
   or software, as well as the ensuing direct or indirect damage;
 * incomplete, inaccurate or obsolete data entered by the visitor when using the
   interactive applications;
 * websites and website applications which are not managed by Candriam.

8.  Applicable law and jurisdiction : Visitors agree that, insofar as allowed by
law, the supply of service and product information on this website, as well as
the publication thereof, are performed under Belgian law. The Brussels law
courts alone shall have jurisdiction in case of any dispute arising from the
information on this website, the following websites and web pages, and their use
by the reader. In such cases, only Belgian law shall apply.

9.  Intellectual property rights : The contents of the Candriam website as well
as the information supplied therein, programmes, applications, trademarks and
logos are protected by intellectual property rights belonging to Candriam or its
suppliers. Readers/visitors to this website shall comply with these intellectual
property rights at all times and shall refrain from any infringement thereof and
from any other use for which prior authorisation has not been obtained from
Candriam.
No links whatsoever may be created from any other website to Candriam's websites
and/or web pages without the express written consent of Candriam. 
This prohibition applies to all link types or techniques in which the name,
address or any other element belonging to Candriam is included or displayed on
another website, or which enable surfers to enter the Candriam website via this
other website.

 

10. Client Privacy Notice [Date of Issue : June 2021]

Candriam Luxembourg (registered office: Serenity Bloc B, 19-21 route d'Arlon
L-8009 Luxembourg), Candriam France (registered office: 40 rue Washington –
75008 Paris), Candriam Belgium (registered office: Avenue des Arts/ Kunstlaan
58, 1000 Brussels) and Candriam Switzerland (registered office: rue du 31
décembre 40-42, CH–1207 Geneva, Switzerland) and its subsidiaries (referred to
collectively as "Candriam" or "we" or "our") is committed to respecting the
privacy of individuals, including its clients.

Candriam owns and operates the web site https://www.candriam.com

This Privacy Notice ("Notice") sets out the basis on which Candriam processes
personal data. Please read the following carefully to understand our views and
practices regarding how we handle personal data.

For the purposes of applicable data protection law (in particular, the General
Data Protection Regulation (EU) 2016/679 (the "GDPR"), each Candriam entity
referred to above is the "data controller" of your personal data.

Candriam Switzerland, has appointed as EU representative for GDPR matters
Candriam Group with registered address at 19-21 Route d’Arlon, L-8009 Strassen
Luxembourg; registered no. R.C.S. Luxembourg : B 180524.

Personal Data We collect

We may collect and process the following personal data:

 * Information you give us:
   * If you are enquiring about Candriam capabilities or services (including
     when you are inquiring on behalf of your employer) then we may process your
     personal data - including your name, gender, address, personal or
     professional e-mail address and personal or professional phone number,
     financial information, personal description, photograph, ID documentation
     (including your passport or ID card), professional activity, marital
     status, information about your dependents or beneficiaries.
   * You and/or your employer may give us information about you during our due
     diligence of your employer, when you complete a form on our site or by
     corresponding with us by phone, e-mail or other electronic means, or in
     writing. This includes information you provide when you create an account
     on our site, subscribe to any of our services or reports, search our site,
     make enquiries, , submit information or content to our site, when you
     report a problem with our site or ask information via our site – including
     your name, email address, gender, professional activity postal address,
     telephone and fax.
   * If you are interested in participating in social and entertainment physical
     or digital event organized by Candriam to support our commercial
     activities, then we may process your personal data - including but not
     limited to your name, gender, address, personal or professional e-mail
     address.
 * Information we collect about you: With regard to each of your visits to our
   site we may automatically collect the following information:
   * technical information, including the Internet protocol (IP) address used to
     connect your computer to the Internet, your login information, browser type
     and version, time zone setting, browser plug-in types and versions,
     operating system and platform; and
   * information about your visit, including the full Uniform Resource Locators
     (URL) clickstream to, through and from our site (including date and time);
     products, services or issues you viewed or searched for; page response
     times, download errors, length of visits to certain pages, page interaction
     information (such as scrolling, clicks, and mouse-overs), and methods used
     to browse away from the page and any phone number used to call us.
 * Information we receive from other sources:
   * We may also receive information about you if you use any of the other
     websites we operate or the other services we provide.
   * We are part of a global group of companies which manage funds and provide
     other financial services. Where you have requested services which involve
     one or more of our subsidiaries and/ or affiliates, we will tell you, and
     we may receive relevant information from our subsidiaries and/ or
     affiliates for the purposes of those services.
   * We work closely with third parties (for example, banks and other financial
     institutions, business partners, legal or other consultants,
     sub-contractors in technical, analytics providers, search information
     providers,) and may receive information about you from them.
 * Information about other people: If you provide information to us about any
   person other than yourself, such as other employees of your employer, or
   persons accompanying you to social and entertainment physical or digital
   event organized by Candriam to support our commercial activities you must
   ensure that they understand how their information will be used, and that they
   have given their permission for you to disclose it to us and for you to allow
   us, and our outsourced service providers, to use it.

Purposes and Legal Basis for processing

We may ask you for consent to collect or process your personal data on certain
occasions, for example, and as stated below, where necessary in order to contact
you with information about products and services or events that might be of
interest to you or your employer.

We process your personal data when we need to do this to fulfil a contract with
you, including processing your personal data to give effect to your investment
in a Candriam fund, to verify your identity, or to otherwise provide services to
you.

We process your personal data when required by law to do so, such as if we
receive a request from law enforcement or other government officials.

We process your personal data when it is in our legitimate interests to do this
and when these interests are not overridden by your data protection rights. We
have carried out balancing tests for all the data processing we carry out on the
basis of our legitimate interests, which we have described above. You can obtain
information on any of our balancing tests by contacting us using the details set
out later in this Notice.

In particular:

 * we use your personal data in order to effectively administer the Candriam
   funds and our business;
 * we use your personal data to undertake commercial and legal due diligence on
   our clients and investors, in order to assess their activities and condition
   in relation to their investments and the provision of our services;
 * we monitor use of our websites, and use your personal data to help us
   monitor, improve and protect our services and websites, both online and
   offline;
 * we monitor investor accounts to prevent, investigate and/or report fraud,
   terrorism, misrepresentation, security incidents or crime, in accordance with
   applicable law; and
 * we will use personal data in connection with legal claims, compliance,
   regulatory and investigative purposes as necessary (including disclosure of
   such information in connection with legal process or litigation).
 * We use your personal data or the personal data of the persons accompanying
   you in connection with the organization of social and entertainment physical
   or digital event to support our commercial activities.

Disclosure of Your Personal Data

We may share your personal data with our subsidiaries and/ or affiliates1.

Personal data will also be shared between the Candriam entities referred to
above, which manage Candriam funds, and the Candriam fund legal entities which
are SICAVs (Société d'investissement à Capital Variable).

We may also share your personal data with trusted third parties including:

 * Legal or other advisers, consultants and other professional experts,
   complainants, correspondents and enquirers, and suppliers and service
   providers of any of the above, and each of their associated businesses;
 * Business partners, suppliers and sub-contractors only for the purposes of
   performance of any contract we enter into with them or you or your employer.
   We take reasonable steps to ensure that our staff protect your personal data,
   and are aware of their information security obligations; and
 * Analytics and search engine providers that assist us in the improvement and
   optimisation of our site.

We may disclose your personal data to third parties:

 * If we sell or buy any business or assets, in which case we may disclose your
   personal data to the prospective seller or buyer of such business or assets;
 * If Candriam, its business, or its assets are acquired by a third party, in
   which case personal data held by it about its users, suppliers, or customers
   will be one of the transferred assets;
 * If we are under a duty to disclose or share your personal data in order to
   comply with any legal obligation, or in order to enforce agreements; or if we
   reasonably consider this necessary; or to protect the rights, property, or
   safety of Candriam, our users, our customers, or others; and
 * For the purposes of crime prevention and fraud protection.

Marketing Communications

We, or trusted third parties on our behalf, may contact you by email or other
electronic means or post with information about products, services and events
that might be of interest to you. Where necessary, at the time that you provide
your personal data to us, you will be given the opportunity to indicate whether
or not you are happy for us to use your personal data in order to tell you about
such products or services or events.

You can unsubscribe from this at any time by emailing us using the contact
details provided below.

Where We Store Your Personal Data and How We Protect it

Some of the Candriam subsidiaries and/or affiliates and third parties to whom
Candriam discloses your personal data (as described above) may be located in
countries which are located in any country of the European Union but also
countries outside EEA that do not provide a level of protection to personal data
equivalent to that provided by your home country.

In order to provide adequate protection for these transfers, Candriam utilizes
transfer mechanisms recognized by your home country, which may include executing
appropriate contractual clauses based on and conforming to the EU model clauses.
To obtain a copy of the transfer mechanism, please contact us using the details
provided below.

We take reasonable steps to protect your personal data from loss or destruction.

Unfortunately, the transmission of information via the internet is not
completely secure. Although we will do our best to protect your personal data,
we cannot guarantee the security of your personal data transmitted to our site;
any transmission is at your own risk. Once we have received your personal data,
we will use strict procedures and security features to try to prevent
unauthorised access.

Your Rights

You have various rights with respect to our use of your personal data:

 * Access: You have the right to request a copy of the personal data that we
   hold about you. Please note that there are exceptions to this right, so that
   access may be denied if, for example, making the information available to you
   would reveal personal data about another person, or if we are legally
   prevented from disclosing such information. You are entitled to see the
   personal data held about you. If you wish to do this, please contact us using
   the contact details provided below.
 * Accuracy: We aim to keep your personal data accurate, current, and complete.
   We encourage you to contact us using the contact details provided below to
   let us know if any of your personal data is not accurate or changes, so that
   we can keep your personal data up-to-date. You can also review and
   correct/update some of your personal data by logging-in to your account on
   our site.
 * Objecting: In certain circumstances, you also have the right to object to
   processing of your personal data and to ask us to block, erase and restrict
   your personal data. If you would like us to stop using your personal data,
   please contact us using the contact details provided below.
 * Porting: You have the right to request that some of your personal data is
   provided to you, or to another data controller, in a commonly used,
   machine-readable format.
 * Complaints: If you believe that your data protection rights may have been
   breached, you have the right to lodge a complaint with the applicable
   supervisory authority or to seek a remedy through the courts.

Please note that there are exceptions to these rights, if, for example, we are
under a legal obligation to continue to process your personal data.

As a reminder, in France by application of article 40-1 of the Law n°78-17 of 6
January 1978 on Information Technology, Data Files and Civil Liberties, you have
also the right to give instructions on the management of your personal data
after yourdeath.

When we ask you to supply us with personal data we will attempt to make it clear
whether the personal data we are asking for must be supplied so that we can
provide the products and services to you or your employer, or whether the supply
of any personal data we ask for is optional.

How Long We Keep Your Personal Data

We will retain your personal data for as long as we believe it necessary or
desirable to fulfil our business purposes or to comply with applicable law,
audit requirements, regulatory requests or orders from competent courts.

Personal data collected will be retained pursuant to our record retention
policy, and in most instances will not be retained longer than ten (10) years
from the date of last use.

Changes to our Privacy Notice

Any changes we may make to our Notice in the future will be posted on this page
and, where appropriate, notified to you by e-mail. Please check back frequently
to see any updates or changes to our Policy.

Contact Details

If you wish to exercise any of your legal rights, write to us at
DPO[@]candriam.com.

 

--------------------------------------------------------------------------------

1List of subsidiaries and affiliates are available on the following link:
https://www.candriam.be/en/professional/legal-and-disclaimer/legal-information/

 

B. Compte rendu relatif aux frais d'intermédiation de Candriam (only for France)





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CANDRIAM “Conviction AND Responsibility In Asset Management”

One of Europe’s leading asset managers

600+

Experienced professionals

Multi-specialist in traditional, alternative and SRI management

25

Years of experience

Part of New York Life, a Fortune100© company

USD 180bn

Assets under supervision on December 2021

As of 31 December 2021. Assets under supervision includes approximately $156.32
billion which fall within the U.S. Securities and Exchange Commission's
definition of 'regulatory AUM' in Form ADV Part 1A. The remaining $ 23.28
billion consists of other non-discretionary advisory or related services.



Conviction-driven investment solutions in 5 areas
 * Absolute Return
 * Asset Allocation
 * Equity
 * Fixed Income
 * Sustainable & Responsible Investments

Presence in several European countries and in selected high-potential region
 * Amsterdam
 * Brussels
 * Dubai
 * Frankfurt
 * Geneva
 * New York City

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 * Madrid
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 * Paris
 * Zurich

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