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2 forms found in the DOM

POST

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter your email" autocomplete="email" aria-label="Enter your email">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <button class="btn email-capture__submit email-capture-submit copy--button" data-android="Enter your email">Sign Up</button> <input type="hidden" name="ph_tid" value="">
</form>

POST

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter email" autocomplete="email" aria-label="Enter email">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <button class="btn email-capture__submit email-capture-submit copy--button" data-android="Enter your email">Get started</button> <input type="hidden" name="ph_tid" value="">
</form>

Text Content

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 * Online Banking
   * Chime Account
   * Credit Builder
   * Chime Visa® Debit Card
   * SpotMe Overdraft Coverage
   * High-Yield Savings Account
   * Second Chance Banking
   * Mobile Banking
   * ATMs
 * Manage Money
   * MyPay
   * Get Paid Early
   * Get Cash Back
   * Send & Receive Money
   * Chime Tax Refund
 * Who We Are
   * About Us
   * Newsroom
   * Chime Scholars Foundation
   * In the Community
   * Careers
 * Learn
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   * FAQs
   * Help Center
 * For Employers
   * Chime Enterprise

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LOOKS LIKE YOU’RE LOOKING FOR CHIME.COM

Chime® is a financial technology company, not a bank. Banking services provided
by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

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Get up to $500 before
payday with MyPay™.

Learn more


THE #1 MOST LOVED BANKING APP.™

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Learn how we collect and use your information by visiting our Privacy Notice

Chime is a financial technology company, not a bank. Banking services provided
by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC





OVERDRAFT FEE-FREE WITH SPOTME.

We’ll spot you up to $200 on debit card purchases with no overdraft fees.
Eligibility requirements apply.2

Learn more


GET PAID
WHEN YOU SAY.™

Life doesn’t wait for payday, and you shouldn’t have to either. Get up to $5003
of your pay before payday. Finally, you’re in control. There’s no interest4. No
credit check. No mandatory fees.

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GET PAID EARLY.

Set up direct deposit and get your paycheck up to 2 days earlier than some of
your co-workers!5

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SAY
GOODBE TO MONTHLY FEES.

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees.
50,000+ fee-free ATMs6 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and
Circle K. Out-of-network fees apply.

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A NEW WAY TO BUILD CREDIT.

Help increase your FICO Score® by an average of 30 points with our new secured
credit card.7 No interest, no annual fees, no credit check to apply. Eligibility
requirements apply.8

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Regular on-time payment history can have a positive impact on your credit score.


PAY ANYONE THE FAST, FEE-FREE WAY.

Pay friends and family fee-free, no matter what bank account they use. They can
cash out instantly9 and securely, no sign-up needed.

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MAKE YOUR MONEY
GRW FAST.

2.00% Annual Percentage Yield (APY).10 Set money aside with Automatic Savings
features. And never pay a fee on your Savings Account.

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MAKE FEE-FREE
CASH DEPOSITS11
AT WALGREENS®.

Deposit cash fee-free, exclusively at Walgreens®.
Walk right up to the counter at over 8,000
convenient locations, more than any bank
in the US.

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STAY IN CONTROL WITH ALERTS.

You’re always in-the-know with balance notifications and transaction alerts.

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SECURITY &
SUPPORT YOU

CAN TRUST.


SECURITY &
SUPPORT YOU

CAN TRUST.




SERIOUS SECURITY

Chime uses secure processes to protect your information and help prevent
unauthorized use


PROTECTION AND PEACE OF MIND

Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or
Stride Bank, N.A., Members FDIC.


ANYTIME, ANYWHERE SUPPORT

If you need help, Chime’s support channels are standing by 24/7. Reach our
friendly team by phone, in the app, or check out the Help Center.

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GET STARTED.

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your credit score!


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 * Benefits
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 * Company
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 * * Contact Us
   * 844-244-6363



Chime® is a financial technology company, not a bank. Banking services are
provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime
Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by
The Bancorp Bank, N.A. or Stride Bank, N.A. pursuant to a license from Visa
U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted.
Please see the back of your Card for its issuing bank.

Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks,
Chime Checkbook gives you the freedom to send checks to anyone, anytime, from
anywhere. See your issuing bank’s Deposit Account Agreement for full Chime
Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be
directed to a third-party website. The privacy practices of those third parties
may differ from those of Chime. We recommend you review the privacy statements
of those third party websites, as Chime is not responsible for those third
parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or
contributed here by customers, users, or others, are those of the respective
author(s) or contributor(s) and do not necessarily state or reflect those of The
Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible
for the accuracy of any content provided by author(s) or contributor(s).

Third-party trademarks referenced for informational purposes only; no
endorsements implied.

Chime is recommended by more of its users than that of any brand per 2023
Qualtrics® NPS score. THE #1 MOST LOVED BANKING APP is a Trademark of Chime
Financial, Inc.

1 Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp
agreement or Stride agreement for details; see back of card for issuer.

2 SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line
of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional,
no fee service attached to your Chime Checking Account (individually or
collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in
qualifying direct deposits to your Chime Checking Account each month.

Qualifying members will be allowed to overdraw their Chime Checking Account
and/or their Secured Deposit Account up to $20 in total, but may be later
eligible for a higher combined limit of up to $200 or more based on member’s
Chime account history, direct deposit frequency and amount, spending activity
and other risk-based factors. Your SpotMe Limit will be displayed to you within
the Chime mobile app. You will receive notice of any changes to your SpotMe
Limit. Your SpotMe Limit may change at any time, at Chime or its banking
partners’ discretion. Although there are no overdraft fees, there may be
out-of-network or third party fees associated with ATM transactions or OTC cash
withdrawal fees at retailers. SpotMe® won't cover non card transactions,
including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions.
SpotMe Terms and Conditions.

SpotMe® Boost: Boosts are available to eligible Chime members enrolled in
SpotMe® and are subject to monthly limits.



3 To be eligible for MyPay, you must receive Qualifying MyPay Direct Deposits to
your Chime Checking Account as set forth in the MyPay Agreement. A Qualifying
MyPay Direct Deposit is a deposit from an employer, payroll provider, gig
economy payer, government benefits payer, or other permitted source of income by
Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your
MyPay Credit Limit and Available Advance Amount may change at any time. MyPay is
a line of credit and available limits are based on estimated income and
risk-based criteria. Eligible members may be offered a $20 - $500 Credit Limit
per pay period. Your Credit Limit and Maximum Available Advance will be
displayed to you within the Chime app. MyPay is currently only available to
eligible Chime members in certain states. Other restrictions may apply. See
Bancorp MyPay Agreement or Stride MyPay Agreement for details.

4 Option to get funds instantly for $2 per advance or get funds for free within
24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.

5 Early access to direct deposit funds depends on the timing of the submission
of the payment file from the payer. We generally make these funds available on
the day the payment file is received, which may be up to 2 days earlier than the
scheduled payment date.

6 Out-of-network ATM withdrawal and over the counter advance fees may apply
except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance
ATM.

7 Based on a representative study conducted by Experian®, members who made their
first purchase with Credit Builder between June 2022 and October 2022 observed
an average FICO® Score 8 increase of 30 points after approximately 8 months.
On-time payment history can have a positive impact on your credit score. Late
payment may negatively impact your credit score.

8 To apply for Credit Builder, you must have received a single qualifying direct
deposit of $200 or more to your Chime® Checking Account. The qualifying direct
deposit must be from your employer, payroll provider, gig economy payer, or
benefits payer by Automated Clearing House (ACH) deposit OR Original Credit
Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or
trial deposits from financial institutions, peer to peer transfers from services
such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits,
one-time direct deposits, such as tax refunds and other similar transactions,
and any deposit to which Chime deems to not be a qualifying direct deposit are
not qualifying direct deposits.

9 Sometimes instant transfers can be delayed. The recipient must use a valid
debit card to claim funds. See your issuing bank’s Deposit Account Agreement for
full Pay Anyone Transfers details. See Terms and Conditions

10 The Annual Percentage Yield ("APY") for the Chime Savings Account is variable
and may change at any time. The disclosed APY is effective as of October 22,
2024. No minimum balance required. Must have $0.01 in savings to earn interest.

11 Once the retailer accepts your cash, the funds will be transferred to your
selected Chime Account. Barcode and debit card cash deposits land in the
Checking Account. Credit Builder card cash deposits first go through your Card
Account and then land in your Secured Account. Cash deposit fees may apply if
using a retailer other than Walgreens and Duane Reade.

Licenses
Chime Capital, LLC, Nationwide Multistate Licensing System ("NMLS") ID 2316451
Chime Payments, Inc., Nationwide Multistate Licensing System (“NMLS”) ID 2538752

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the
website.

© 2013-2024 Chime Financial, Inc. All rights reserved.



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information. The information collected might relate to you, your preferences, or
your device. The information is used to make the site work as expected and to
provide a more personalized web experience. However, you can choose not to allow
certain types of cookies by toggling the different categories off. You cannot
opt out of Strictly Necessary Cookies because they are deployed in order to
ensure the proper functioning of the website. They perform tasks such as
remembering your cookie settings and logging you into your account. See the
Chime Privacy Notice for more information about the data we collect and how we
use it.
Chime's Privacy Notice
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Sale or Share of Personal Information

California residents have the right to opt out of the sale or sharing of their
personal information to third parties. The cookie categories below may be deemed
a “sale” or “share” of personal information under California law. These cookies
collect information for analytics and to personalize your experience with
targeted ads. You may exercise your right to opt out of the sale or sharing of
personal information by using the toggles. If you opt out, we will not be able
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to any third parties for this purpose. Chime members who wish to opt out of all
selling and sharing should also do so within the app under their user settings.
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