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Submitted URL: http://pepipost-delivery.paytm.com/DAFJTOEMLX?id=151947=Ih0BAAwIDQcCHwtXXldVAAZcXAMIDQRRCwFQBwUAAVFRUAUACQAABAxWVlEJUAUOU1REQ1lRE0V...
Effective URL: https://paytm.com/loans-credit-cards/paytm-postpaid/
Submission: On May 29 via api from IN — Scanned from DE
Effective URL: https://paytm.com/loans-credit-cards/paytm-postpaid/
Submission: On May 29 via api from IN — Scanned from DE
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Pay Later. Loan facility is provided by our NBFC partners Big Wishes? Get what you want right now. Big bills? Clear them right away. Get Paytm Postpaid, a new & incredible way to pay. Get up to ₹60,000 instant spend credit Pay next month 0% interest No activation Fee Build your credit score 100% digital process Accepted Everywhere. Pay with Paytm Postpaid at 1.5 Cr+ shops across India and all your favourite Apps & Websites. Interest-Free 30 Days Spend wherever you want, no questions asked. Pay it back next month* *Nominal Convenience Fee - as per Lenders policy Improve Your Credit Score. Paytm Postpaid helps you build and improve your credit profile. Timely repayments can make you eligible for a credit card or get you a better loan offer. Superfast Checkouts Enjoy single click checkouts without hassle. FREQUENTLY ASKED QUESTIONS FAQS HOW DOES PAYTM POSTPAID WORK? Paytm Postpaid is a Buy Now, Pay Later facility offered by Paytm’s NBFC partners. With Postpaid, users get credit of up to Rs. 60,000 every month at 0% interest for upto 30 days. They can use this credit to make purchases, bill payments, recharges, bookings, etc at 1.5 Crore + websites & outlets and repay next month. WHO CAN APPLY FOR PAYTM POSTPAID? Paytm Postpaid is available to all Paytm users and does not mandatorily require an existing credit score or proof of employment. Approval of Paytm Postpaid is subject to users fulfilling our NBFC partner’s risk policy. The following conditions must be met in order to apply for Paytm Postpaid: i. User needs to have a valid PAN number ii. User must be older than 20 years iii. User must complete online KYC verification through CKYC or Aadhaar number iv. User must be an Indian resident. HOW CAN I APPLY FOR PAYTM POSTPAID? Step 1: Click on Postpaid Icon on the Homepage Step 2: Fill in your few details – PAN number, Date of Birth & Email address. Tick the checkbox to provide your consent to fetch your Credit Report Step 3: Wait for a few seconds to generate the best offer for you Step 4: Offer is generated with credit/loan limit Step 5: Take a selfie to complete KYC check Step 6: Aadhaar Verification with OTP Step 7: Confirm your details & Activate Postpaid You can check a detailed video on How to Activate Paytm Postpaid here. IS IT SAFE TO SHARE MY PAN CARD DETAILS WITH PAYTM? Any information shared by the user with Paytm is kept secure and private. This information is only used to assess the eligibility for the Postpaid facility provided by our NBFC partners. WHAT IS THE REPAYMENT PROCESS? Paytm Postpaid follows a billing cycle of 1 month. A single consolidated bill is generated on the 1st of the following month and payment is due by the 7th. Users can repay their bill at any time within this period by visiting the Paytm Postpaid section of the app using UPI, Debit Card, or Net Banking. You can also pay your outstanding balance in advance at any time during the month. WHAT HAPPENS IF I DON’T MAKE MY REPAYMENTS ON TIME? You may have to pay a penalty depending on the due amount if the bill is not paid as per due date. The late fee can range from 0 to Rs. 750 plus GST and this will also have a negative impact on your credit score AM I CHARGED ANYTHING FOR USING PAYTM POSTPAID? There is no joining fee for activating Paytm Postpaid. Our lender partners charge a nominal convenience fee of 0% to 3% depending on the risk policy, on monthly spends made using Paytm Postpaid. For payments on some categories the user may be charged an additional convenience fee / platform fee which is displayed at the time of transaction DOES PAYTM POSTPAID AFFECT MY CREDIT SCORE? If you start using Paytm Postpaid then every month your payment history is shared with the bureau that helps build your credit profile. Timely repayments help improve your score and late payments may negatively impact your score. Visit our Blog to Know More TO CONTACT OUR LENDER PARTNERS Rachana Padval grievance.finance@adityabirlacapital.com Maithreyi Srikanth headcustomerService@fullertonindia.com Scan the QR Code to activate Paytm Postpaid Visit Paytm app to activate Paytm Postpaid now Don’t have Paytm App? Download Now DOWNLOAD PAYTM APP TO PAY FROM ANYWHERE 24X7 Help If we fall short of your expectations in any way, let us know. 100% Assurance If you face any issue, your money is immediately refunded. Sit back shop on. Paytm Trust Your money is yours. All refunds come with no question asked guarantee. About Us Partner with us Terms & Conditions Blog 24x7 Help Grievance policy Bug bounty Become a Seller & Earn Paytm for Business Be Safe. Be Vilgilant Please do not share your Paytm Wallet password, Credit/Debit card pin, other confidential information with anyone even if he/she claims to be from Paytm. We advise our customers to completely ignore such communications & report to us at cybercell@paytmbank.com Disclaimers Paytm Wallet is issued by Paytm Payments Bank Limited Cashback is 'Paytm wallet loyalty cashback' given by 'Pay with Paytm' payment platform. 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