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Welcome
to First Republic
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 * Overview
 * Private Banking
 * Private Business
   Banking
 * Private Wealth
   Management

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 * Overview
   
   WHAT IS FIRST REPUBLIC BANK TODAY?
   
   Data as of December 31, 2022
   $ in Billions
   
    * TOTAL BANK ASSETS
      
      $212.6
   
    * BANKS BY ASSET SIZE IN U.S.*
      
      Top 25     
   
    * PREFERRED BANKING OFFICES
      
      84
   
    * TOTAL WEALTH MANAGEMENT ASSETS
      
      $271.2
   
    * NET PROMOTER SCORE: LEAD BANK
      
      87
   
    * CONTINUOUS PROFITABILITY
      
      36 Years
   
    
   
   For more information on the data provided, please refer to the Bank's
   Investor Presentation filed January 13, 2023.
   *Source: S&P Global Market Intelligence. Based on total asset size as of
   December 31, 2022. Excludes asset managers (Ameriprise) and specialty lenders
   (American Express, Ally, Discover, Synchrony). DL0213
   
   
   
   
   WHAT MAKES FIRST REPUBLIC DIFFERENT
   
   
    * SINGLE POINT OF CONTACT
      
      We offer clients a single point of contact who can coordinate all
      relationships within the Bank.
   
   
    * “ADVISE, NOT PUSH” CULTURE
      
      Our goal is to understand client needs and to present products and
      solutions that meet those needs. Clients come first, not products.
   
   
    * EXTRAORDINARY SERVICE AS A FUNDAMENTAL PRACTICE
      
      Extraordinary service is fundamental to the company and a principal factor
      behind our success.
      
   
   
    * SAFETY AND PRIVACY AT THE FOREFRONT
      
      We operate responsibly – underwriting loans conservatively and
      safeguarding data vigilantly.
   
   
    * LEADERSHIP CONTINUITY
      
      The strength and consistency of our leadership team has been a key factor
      in the continued growth and success of the Bank. They remain client and
      service-focused.
   
   
    * ENTREPRENEURIAL ENVIRONMENT
      
      Our entrepreneurial environment means that decisions are made quickly,
      solutions are customized to individual needs, and complex financial issues
      are met with creative thinking and action.
   
   
    * CLIENT-FOCUSED, OPEN ARCHITECTURE BUSINESS MODEL
      
      We have an allegiance to you and respect the team you have assembled to
      support your needs. We work within an “open architecture” format, ensuring
      seamless communication among you, your outside advisors and your First
      Republic team.

 * Private Banking
   
   
   A DISTINCTIVE BRAND OF PRIVATE BANKING
   
   First Republic bankers work directly with each of our clients and focus on
   both sides of the client’s balance sheet to provide direct access to all Bank
   services and personally refer clients to our wealth management affiliates
   when appropriate. At First Republic, we build long-term, rewarding
   relationships with our clients.
   
   
   Learn More
   
   
   Our full suite of private banking services is designed to address our
   clients’ complete financial picture and help them achieve their personal
   goals.
   
   
   OUR DISTINCTIVE BRAND OF PRIVATE BANKING INCLUDES:
   
    * Our approach to clients is based on advice and solutions — not products
    * Full-service banking on both coasts, including online and mobile banking
    * A commitment to our clients’ financial safety and privacy, which remains
      at the forefront of everything we do

 * Private Business Banking
   
   
   A DISTINCTIVE BRAND OF PRIVATE BUSINESS BANKING
   
   Our professional business bankers provide the same personalized and highly
   responsive service to the business community as we do to personal banking
   clients. That’s why we call it Private Business Banking.
   
   Learn More
   
   
   
   SPECIALIZED SERVICES OFFERED FOR:
   
    * Accounting Firms
    * Architecture and Design Firms
    * Business Management Firms
    * Engineering Services
    * Family Offices
    * Independent Nonprofit Schools
    * Investment Firms
    * Law Firms
    * Medical Practices
    * Nonprofit Organizations
    * Private Clubs
    * Private Equity Funds/Firms
    * Property Management Firms
    * Real Estate Investors
    * Small Businesses
    * Technology Firms
    * Venture Capital Funds/Firms
    * Wineries

 * Private Wealth Management
   
   
   A DISTINCTIVE BRAND OF PRIVATE WEALTH MANAGEMENT
   
   First Republic Private Wealth Management affiliates offer customized
   investment management, trust and brokerage services for individuals, trusts,
   endowments and organizations. In addition to traditional portfolio
   management, the affiliates also employ carefully screened outside managers
   for equity, fixed income and alternative investments.
   
   Learn More
   
   
   
   WEALTH MANAGEMENT SERVICES INCLUDE:
   
    * Portfolio Management
    * Trust Administration and Custody
    * Financial and Estate Planning
    * Insurance Services
    * Manager Selection
    * Comprehensive Brokerage Services
    * Foreign Exchange
   
   


TESTIMONIALS

Type All Testimonials Video Only
Location All LocationsConnecticutFloridaMassachusettsNew YorkNorthern
California, East BayNorthern California, North Bay/Wine CountryNorthern
California, Peninsula/Silicon ValleyNorthern California, San
FranciscoOregonSouthern CaliforniaWashingtonWyoming
Industry All IndustriesArtsMedicalPersonal BankingReal Estate / Property
ManagementTech
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My banker and I have built a true relationship. That’s why I highly recommend
First Republic.

Tanisha Tucker | Northern California, East Bay
Client of First Republic Bank Since ’18

PICTURED ABOVE



Tanisha Tucker, Lieutenant of Fire




My banker and I have built a true relationship. That’s why I highly recommend
First Republic.

Community is the foundation of Tanisha Tucker’s life. As a firefighter
lieutenant, Tanisha protects a vibrant and dynamic city from the impact of fire
seasons. She devotes her spare time to mentoring the next generation, preparing
them to be responsible stewards of the world they inherit. When Tanisha shared
her goal of owning a home in Oakland, her First Republic banker worked closely
with her to help secure a mortgage tailored to her needs. Now her family has an
enduring stake in the city they love — and Tanisha has a banking partner for a
lifetime of goals.

Details

Community is the foundation of Tanisha Tucker’s life. As a firefighter
lieutenant, Tanisha protects a vibrant and dynamic city from the impact of fire
seasons. She devotes her spare time to mentoring the next generation, preparing
them to be responsible stewards of the world they inherit. When Tanisha shared
her goal of owning a home in Oakland, her First Republic banker worked closely
with her to help secure a mortgage tailored to her needs. Now her family has an
enduring stake in the city they love — and Tanisha has a banking partner for a
lifetime of goals.

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My First Republic Personal Line of Credit gives me flexibility to save for a
home.

David Zuluaga | Washington
Client of First Republic Bank Since ’19

PICTURED ABOVE

Technical Program Manager, Meta

My First Republic Personal Line of Credit gives me flexibility to save for a
home.

After graduating from college, David Zuluaga found himself working for some of
the best-known names in tech. He had a few student loans and a car loan with
interest rates that could be better. David opened a checking account with
First Republic, and his personal banker recommended a Personal Line of Credit
with a lower interest rate, which allowed him to pay off his high-interest
loans. The lower rate also gave him the flexibility to start saving for the
future, including his first home. David is looking forward to fulfilling a
lifetime of financial goals with First Republic.

Details

After graduating from college, David Zuluaga found himself working for some of
the best-known names in tech. He had a few student loans and a car loan with
interest rates that could be better. David opened a checking account with
First Republic, and his personal banker recommended a Personal Line of Credit
with a lower interest rate, which allowed him to pay off his high-interest
loans. The lower rate also gave him the flexibility to start saving for the
future, including his first home. David is looking forward to fulfilling a
lifetime of financial goals with First Republic.

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First Republic Trust Company takes the time to understand my values in addition
to my finances.

Sue Mirza | Connecticut
Client of First Republic Bank Since '10

PICTURED ABOVE

Sue Mirza, Nonprofit Volunteer and Benefactor

First Republic Trust Company takes the time to understand my values in addition
to my finances.

Following a successful career in finance, Sue Mirza now focuses on two
priorities: family and philanthropy. With her heart and mind invested in these
ventures, Sue depends on the steady support of First Republic. Over the years,
her family has appreciated First Republic’s highly responsive service and clear
understanding of their family values and goals. Today, she’s confident that with
First Republic by her side, her legacy for her children and her charitable
giving will proceed in line with her values.

Details

Following a successful career in finance, Sue Mirza now focuses on two
priorities: family and philanthropy. With her heart and mind invested in these
ventures, Sue depends on the steady support of First Republic. Over the years,
her family has appreciated First Republic’s highly responsive service and clear
understanding of their family values and goals. Today, she’s confident that with
First Republic by her side, her legacy for her children and her charitable
giving will proceed in line with her values.

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There’s something about the people who work at First Republic — you feel
reassured in their hands.

Nina and Mark Magowan | Florida
Clients of First Republic Bank Since ’20

PICTURED ABOVE

Nina Magowan, Partner, Vendome Press
Mark Magowan, President, Vendome Press

There’s something about the people who work at First Republic — you feel
reassured in their hands.

As owners and publishers of Vendome Press, Nina and Mark Magowan create
beautifully crafted books on fine arts and interior design for a sophisticated
international market. For a couple who values authenticity and quality, joining
First Republic made perfect sense. From the start, they’ve been impressed with
the level of personalized service they receive at the Bank. And, as the needs of
Vendome and their family have evolved, their relationship with their personal
banker has too. The Magowans know they have a dedicated partner by their side as
they continue to bring art and beauty to the world.

Details

As owners and publishers of Vendome Press, Nina and Mark Magowan create
beautifully crafted books on fine arts and interior design for a sophisticated
international market. For a couple who values authenticity and quality, joining
First Republic made perfect sense. From the start, they’ve been impressed with
the level of personalized service they receive at the Bank. And, as the needs of
Vendome and their family have evolved, their relationship with their personal
banker has too. The Magowans know they have a dedicated partner by their side as
they continue to bring art and beauty to the world.

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First Republic feels local, like a neighborhood friend. They changed our ideas
about banking.

UptimeHealth | Massachusetts
Client of First Republic Bank Since ’19

PICTURED ABOVE

Jinesh Patel, Co-Founder and CEO

First Republic feels local, like a neighborhood friend. They changed our ideas
about banking.

While working as a clinical engineering manager at a large health provider,
Jinesh Patel realized that smaller medical practices lacked organized support
for their systems and equipment. He decided to create a “software version of
himself” and co-founded UptimeHealth. Jinesh is particularly proud of building a
team of talented people committed to improving healthcare through better medical
equipment quality management. When he moved to Boston and connected with First
Republic, he discovered another exceptional team, equally committed to the
success of UptimeHealth. From the start, Jinesh’s banker was right there for
him, helping him get his footing in Boston and introducing him to key people in
the tech community. First Republic’s ongoing partnership has allowed
UptimeHealth to focus on what’s next: continued growth.

Details

While working as a clinical engineering manager at a large health provider,
Jinesh Patel realized that smaller medical practices lacked organized support
for their systems and equipment. He decided to create a “software version of
himself” and co-founded UptimeHealth. Jinesh is particularly proud of building a
team of talented people committed to improving healthcare through better medical
equipment quality management. When he moved to Boston and connected with First
Republic, he discovered another exceptional team, equally committed to the
success of UptimeHealth. From the start, Jinesh’s banker was right there for
him, helping him get his footing in Boston and introducing him to key people in
the tech community. First Republic’s ongoing partnership has allowed
UptimeHealth to focus on what’s next: continued growth.

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First Republic is a bank that understands and honors artists. They’re here for
us.

Ballet Hispánico | New York
Client of First Republic Bank Since ’20

PICTURED ABOVE

Eduardo Vilaro, Artistic Director and CEO
Pictured with dancers Amanda del Valle (left)
Leonardo Brito (center)
Dandara Veiga (right)

First Republic is a bank that understands and honors artists. They’re here for
us.

Ballet Hispánico, the country’s largest Latinx cultural organization, is focused
on promoting artistic excellence and exploring Latinx cultures through dance. By
expanding access to facilities, training and mentorship, the organization has
enriched communities and transformed lives. As a client of First Republic,
Ballet Hispánico appreciates working closely with a like-minded partner that
understands and supports their big-picture goals. The level of attention and
service they receive has helped them manage their day-to-day operations while
they continue to push boundaries and serve the arts community in meaningful
ways.

Details

Ballet Hispánico, the country’s largest Latinx cultural organization, is focused
on promoting artistic excellence and exploring Latinx cultures through dance. By
expanding access to facilities, training and mentorship, the organization has
enriched communities and transformed lives. As a client of First Republic,
Ballet Hispánico appreciates working closely with a like-minded partner that
understands and supports their big-picture goals. The level of attention and
service they receive has helped them manage their day-to-day operations while
they continue to push boundaries and serve the arts community in meaningful
ways.

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We never feel like just another client at First Republic. We can reach our
bankers whenever we need to.

David Patterson, Ph.D., and Noman Absar, M.D. | Northern California, North
Bay/Wine Country
Clients of First Republic Bank Since ’20

PICTURED ABOVE

David Patterson, Ph.D., Librarian, College of Marin (left)
Noman Absar, M.D., Critical Care Physician (right)

We never feel like just another client at First Republic. We can reach our
bankers whenever we need to.

David Patterson and Noman Absar are driven to serve others — David as a college
librarian and Noman as an intensive care unit doctor. So they know good service
when they see it, like how their First Republic banker handles everything from
everyday banking to big-picture financial advice. When they first came to First
Republic, their banker made the switch so seamless, they knew they’d found a
financial partner for life. Now they’ve got a full team of trusted, accessible
professionals who make their banking as smooth and uncomplicated as possible.
It’s just one of the many ways First Republic makes them feel valued and cared
for as clients.

Details

David Patterson and Noman Absar are driven to serve others — David as a college
librarian and Noman as an intensive care unit doctor. So they know good service
when they see it, like how their First Republic banker handles everything from
everyday banking to big-picture financial advice. When they first came to First
Republic, their banker made the switch so seamless, they knew they’d found a
financial partner for life. Now they’ve got a full team of trusted, accessible
professionals who make their banking as smooth and uncomplicated as possible.
It’s just one of the many ways First Republic makes them feel valued and cared
for as clients.

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Getting a mortgage through First Republic was simple and convenient. I’d
recommend them to my colleagues any day.

Alana Karen | Northern California, Peninsula/Silicon Valley
Client of First Republic Bank Since ’08

PICTURED ABOVE

Alana Karen, Search Platforms Director, Google

Getting a mortgage through First Republic was simple and convenient. I’d
recommend them to my colleagues any day.

After two decades of working in technology, Alana Karen is officially an
industry pioneer. Her book, The Adventures of Women in Tech, translates her
experiences — and those of over 80 other women — into a guide for her peers and
successors. Writing a book, maintaining her leadership responsibilities at
Google and raising three kids called for a customized financial partnership.
When she moved her banking to First Republic, she experienced a level of service
that enabled her to focus on her priorities. From her mortgage refinance to
daily online banking, Alana gets peace of mind knowing First Republic is her
resource for a lifetime of financial goals.

Details

After two decades of working in technology, Alana Karen is officially an
industry pioneer. Her book, The Adventures of Women in Tech, translates her
experiences — and those of over 80 other women — into a guide for her peers and
successors. Writing a book, maintaining her leadership responsibilities at
Google and raising three kids called for a customized financial partnership.
When she moved her banking to First Republic, she experienced a level of service
that enabled her to focus on her priorities. From her mortgage refinance to
daily online banking, Alana gets peace of mind knowing First Republic is her
resource for a lifetime of financial goals.

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We’re committed to excellent outcomes and client satisfaction. The same is true
of First Republic.

San Francisco Orthodontics | Northern California, San Francisco
Client of First Republic Bank Since ’07

PICTURED ABOVE

Rodney Lee, D.D.S., Partner (left)
Samantha Lee, D.D.S., Partner (center)
Elizabeth Ubaldo, D.D.S., Partner (right)

We’re committed to excellent outcomes and client satisfaction. The same is true
of First Republic.

San Francisco Orthodontics is in the business of putting smiles on people’s
faces. At this well-established Bay Area practice, the orthodontists value
community and the long-standing relationships they’ve built with their patients
over the past 35 years. As a long-term client of First Republic, San Francisco
Orthodontics appreciates having a banking partner that shares their commitment
to client satisfaction. They’ve come to rely on the personalized attention they
receive from a team that knows them and understands their needs. With the Bank
in their corner, they’re looking forward to creating the next generation of
healthy smiles.

Details

San Francisco Orthodontics is in the business of putting smiles on people’s
faces. At this well-established Bay Area practice, the orthodontists value
community and the long-standing relationships they’ve built with their patients
over the past 35 years. As a long-term client of First Republic, San Francisco
Orthodontics appreciates having a banking partner that shares their commitment
to client satisfaction. They’ve come to rely on the personalized attention they
receive from a team that knows them and understands their needs. With the Bank
in their corner, they’re looking forward to creating the next generation of
healthy smiles.

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Our father trusted us with the family business. First Republic is helping us
pass it on to the next generation.

Colas Construction | Oregon
Client of First Republic Bank Since ’17

PICTURED ABOVE



Andrew Colas, President and CEO (standing, right)
Hermann Colas, Jr., Founder (middle row, second from right)
Aneshka Colas-Dickson, Vice President and CFO (middle row, second from left)
Alex Colas, Project Manager (middle row, left)
Marc-Daniel Domond, Executive Project Manager (front row, left)
Pictured with the third generation of the Colas family



Our father trusted us with the family business. First Republic is helping us
pass it on to the next generation.

Andrew, Aneshka and Alex Colas believe in building for tomorrow. Their father,
Hermann, started Colas Construction over 20 years ago with their futures in
mind. Now the siblings run one of the country’s top construction companies,
providing opportunities for local tradespeople and taking an active role in
their community of Portland. Partnering with First Republic for their business
and personal banking needs offered the Colas family the support they needed to
ensure smooth day-to-day operations while maintaining a strategy for the long
term. They turn to First Republic for the deep insight that comes from a
holistic financial partnership.

Details

Andrew, Aneshka and Alex Colas believe in building for tomorrow. Their father,
Hermann, started Colas Construction over 20 years ago with their futures in
mind. Now the siblings run one of the country’s top construction companies,
providing opportunities for local tradespeople and taking an active role in
their community of Portland. Partnering with First Republic for their business
and personal banking needs offered the Colas family the support they needed to
ensure smooth day-to-day operations while maintaining a strategy for the long
term. They turn to First Republic for the deep insight that comes from a
holistic financial partnership.

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© 1997–2023 First Republic Bank.

Firstrepublic.com provides information to clients about their accounts and
financial services by First Republic Bank and its affiliates.

Banking products and services are offered by First Republic Bank, Member FDIC
and Equal Housing Lender

Investment Advisory services are provided by First Republic Investment
Management, Inc. Trust and Fiduciary services are offered through First Republic
Trust Company, a division of First Republic Bank; and First Republic Trust
Company of Delaware LLC and First Republic Trust Company of Wyoming LLC, both
wholly owned subsidiaries of First Republic Bank. Brokerage services are offered
through First Republic Securities Company, LLC, Member FINRA/SIPC. Insurance
services are provided through First Republic Securities Company, DBA Grand Eagle
Insurance Services, LLC, CA Insurance License # 0I13184.

Investment, Insurance and Advisory Products and Services, and Foreign Exchange
Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency,
Not a Deposit, Not Bank Guaranteed and May Lose Value.

 

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