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Text Content

 * Solutions
    * Solutions
      Embrace the future of lending with ACP: Axe Credit Portal, our innovative
      digital lending software
      Why acp ? Solutions' Matrix
    * By segment
      
      A future-proof digital lending solution spanning all business lines.
      
      Corporate LoansCommercial LoansRetail LoansIslamic BankingFI
      LoansSovereign LoansDevelopment BankingMortgage LoansEmbedded
      FinanceCredit CardsLoan CollectorsLoan Servicers All segments
      By use case
      
      Seamless coverage across all stages and use cases of the credit lifecycle.
      
      KYC & OnboardingOriginationScoringUnderwriting & ApprovalLimit
      managementCollateral managementLoan ServicingCollection & ProvisioningACP
      StudioACP Early Warning SystemACP OmnichannelACP AI-powered LendingACP BI
      & Reporting All use cases

 * Customers
 * Resources
 * Company
   * About us
   * Why Axe Credit Portal – ACP ?
   * Why Axe Finance ?
   * Leadership
   * Careers
 * News

request a demo
Search for:
 * Solutions
   * BY SEGMENT
     * Corporate Loans
     * Commercial Loans
     * Retail Loans
     * Islamic Banking
     * FI Loans
     * Sovereign Loans
     * Development Banking
     * Mortgage Loans
     * Embedded Finance
     * Credit Cards
     * Loan Collectors
     * Loan Servicers
   * BY USE CASE
     * KYC & Onboarding
     * Origination
     * Scoring
     * Underwriting & Approval
     * Limit management
     * Collateral management
     * Loan Servicing
     * Collection & Provisioning
     * ACP Studio
     * ACP Early Warning System
     * ACP Omnichannel
     * ACP BI & Reporting
     * ACP AI-powered Lending
 * Customers
   
   Join the prestigious league of banks across four continents who have chosen
   Axe Finance as their trusted Lending Technology partner!

 * Resources
 * Company
   * About us
   * Why Axe Credit Portal – ACP?
   * Why Axe Finance ?
   * Leadership
   * Careers
 * News

Let’s talk
Previous


EVENT : 29-31 MAY 2024

Discover how you can elevate your lending at GITEX Africa 2024 in Marrakech,
Morocco

Schedule an ACP live demo at Booth #20A-4



WEBINAR: JUNE 6, 2024 AT 11:00 AM (GMT+1)

Navigating the Green Horizon: Automating Sustainability and Integrating ESG in
Lending Strategies

Register


RECOGNITION

Axe Finance recognized in the 2023 Gartner® market guide for commercial loan
origination solutions

Learn more



EVENT : 29-31 MAY 2024

Discover how you can elevate your lending at GITEX Africa 2024 in Marrakech,
Morocco

Schedule an ACP live demo at Booth #20A-4



WEBINAR: JUNE 6, 2024 AT 11:00 AM (GMT+1)

Navigating the Green Horizon: Automating Sustainability and Integrating ESG in
Lending Strategies

Register


RECOGNITION

Axe Finance recognized in the 2023 Gartner® market guide for commercial loan
origination solutions

Learn more

Next
 * 1
 * 2
 * 3
 * 4


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

CORPORATE LOANS

An end-to-end digital lending solution tailored for large businesses, covering
KYC, credit assessment, scoring, approval, and collateral management, among
others, allowing lenders to respond efficiently to diverse financing needs with
streamlined Corporate loan processes.

learn more about Corporate Loans


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

COMMERCIAL LOANS

Enhancing the automation of all types of commercial loans, including but not
limited to SMEs, SMBs, MSMEs, ACP Commercial Loans solution elevates lenders'
efficiency, customer experience, and market penetration.

learn more about Commercial Loans


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

RETAIL LOANS

An AI-driven solution designed to automate consumer loans from KYC to servicing,
ensuring fast-track processing and precise credit decisions across various loan
types, enhancing efficiency and borrower satisfaction.

learn more about Retail Loans


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

ISLAMIC BANKING

Empowering Islamic financing journeys with a future-proof digital lending
solution, crafted to fully align with Sharia’a principles. With limitless
customization options, lenders can ensure seamless lending that’s compliant with
Islamic banking standards.

learn more about Islamic Banking


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

FI LOANS

Tailored to address a comprehensive range of interbank lending requirements, ACP
FI Loans harnesses the power of AI to streamline the lending process. Through
automation of tasks, lenders can minimize risks and confidently adhere to
interbank lending regulatory standards.

learn more about FI Loans


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

SOVEREIGN LOANS

Designed to meet the unique demands of Sovereign lending, ACP Sovereign Loans is
a flexible digital lending solution that efficiently manages credit risk,
collateral, and local and international regulatory compliance related to all
types of sovereign lending activities.

learn more about Sovereign Loans


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

DEVELOPMENT BANKING

Enabling lenders with seamless and automated community and development banking,
ACP loan origination software features cutting-edge scoring models and limitless
customization options designed to enhance credit risk management, ensure
future-proof sustainability, and streamline regulatory compliance.

learn more about Development Banking


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

MORTGAGE LOANS

A comprehensive and end-to-end lending solution tailored specifically for
mortgage financing needs. With advanced features and seamless automation,
lenders can efficiently manage the mortgage lifecycle, delivering exceptional
borrower experiences.

learn more about Mortgage Loans


All Segments


SOLUTIONS BY SEGMENT


AXE CREDIT PORTAL ACPA MULTI-SEGMENT DIGITAL LENDING SOLUTION

EMBEDDED FINANCE

ACP Embedded Loans revolutionizes financing by facilitating rapid loan
disbursements directly at the Point-of-Sale (POS), whether in-store or online.
This solution empowers banks to collaborate with retailers and all external
partners, transforming them into digital credit enablers and unlocking new
revenue streams.

learn more about Embedded Finance


All Segments


SOLUTIONS BY USE CASE


CREDIT LIFECYCLE AUTOMATION FROM KYC TO SERVICING



ACP EARLY WARNING SYSTEM

Leveraging traditional and AI-powered EWS for timely detection of delinquent
loans

ACP OMNICHANNEL

Explore our smart and scalable omnichannel lending solution

ACP AI-POWERED LENDING

Deliver innovative banking excellence and elevate customer satisfaction through
ACP AI-powered lending

ACP BI & REPORTING

Navigate data complexity flawlessly with ACP BI & Reporting solution

KYC & ONBOARDING

Automating the opening act of the credit journey: KYC, Onboarding, and Lead
Management.

ORIGINATION

Smart and flexible loan origination solution tailored to every lender's needs

SCORING

Unlock precision with a combination of traditional and AI-driven integrated
credit scoring solution

UNDERWRITING & APPROVAL

Accelerate loan approval and underwriting, ensuring swift decisions while
safeguarding against risks

LIMIT MANAGEMENT

Enhanced Credit Risk Management by proactively monitoring Credit Limits across
lending segments

COLLATERAL MANAGEMENT

Future-proof your collateral management automation for optimal risk resilience

LOAN SERVICING

Efficient automation of post-approval loan lifecycle (early repayment,
restructuring...)

COLLECTION & PROVISIONING

Maximize debt collection effectiveness while streamlining provisioning
calculations

ACP STUDIO

A set of embedded configuration tools with unlimited customization options

ACP EARLY WARNING SYSTEM

Leveraging traditional and AI-powered EWS for timely detection of delinquent
loans

ACP OMNICHANNEL

Explore our smart and scalable omnichannel lending solution

ACP AI-POWERED LENDING

Deliver innovative banking excellence and elevate customer satisfaction through
ACP AI-powered lending

ACP BI & REPORTING

Navigate data complexity flawlessly with ACP BI & Reporting solution

KYC & ONBOARDING

Automating the opening act of the credit journey: KYC, Onboarding, and Lead
Management.

ORIGINATION

Smart and flexible loan origination solution tailored to every lender's needs

SCORING

Unlock precision with a combination of traditional and AI-driven integrated
credit scoring solution

UNDERWRITING & APPROVAL

Accelerate loan approval and underwriting, ensuring swift decisions while
safeguarding against risks

LIMIT MANAGEMENT

Enhanced Credit Risk Management by proactively monitoring Credit Limits across
lending segments

COLLATERAL MANAGEMENT

Future-proof your collateral management automation for optimal risk resilience

LOAN SERVICING

Efficient automation of post-approval loan lifecycle (early repayment,
restructuring...)

COLLECTION & PROVISIONING

Maximize debt collection effectiveness while streamlining provisioning
calculations

ACP STUDIO

A set of embedded configuration tools with unlimited customization options

ACP EARLY WARNING SYSTEM

Leveraging traditional and AI-powered EWS for timely detection of delinquent
loans

ACP OMNICHANNEL

Explore our smart and scalable omnichannel lending solution

ACP AI-POWERED LENDING

Deliver innovative banking excellence and elevate customer satisfaction through
ACP AI-powered lending

ACP BI & REPORTING

Navigate data complexity flawlessly with ACP BI & Reporting solution
All use cases


A TRUSTED PARTNER OF MAJOR FINANCIAL INSTITUTIONS


All customers

watch the video


ACP AT A GLANCE


SOLUTION STRENGTHS

 * AI-Powered digital lending
 * Omnichannel financing journey
 * Open Lending architecture
 * End-to-end unified loan management
 * Granular & limitless solution customization
 * User-friendly & zero-code platform

Compose your digital lending solution



WHY AUTOMATING YOUR LENDING WITH AXE FINANCE ?

 * A proven expertise
 * High added value

 * A strategic focus on digital lending
 * More than 20 years of expertise in Lendtech
 * Focus on customer success
 * A global footprint
 * A disruptive innovation approach
 * 40% reinvestment in R&D
 * An ISO 27001-certified partner
 * Agile implementation strategy
 * Strong integration background

 * 1
 * 2

Why Axe Finance ?
 * Enhancing customer satisfaction
 * Increasing profitability
 * Achieving cost savings
 * Improving efficiency
 * Mitigating credit risk
 * Enhancing decision-making quality
 * Reducing loan default
 * Scaling lending operations
 * Ensuring compliance

 * 1
 * 2
 * 3
 * 4
 * 5
 * 6

Why Axe Finance ?


IN THEIR OWN WORDS

Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to
ACP, we have been able to reduce drastically the turnaround time to maintain a
high degree of customer satisfaction, as well as enhance our overall credit
processes.

DELINSCHI PETRU- OTP BANK MOLDOVA

Deputy CEO / Commercial Director Retail Banking
At Société Générale Group we have to reach ambitious strategic objectives:
increasing customer satisfaction by improving turnaround time and commercial
efficiency while mitigating credit risk. In a continuously evolving regulatory
environment...

GHISALBERTI CLAUDE- SOCIETE GENERALE

HEAD OF CREDIT ACCEPTANCE SOLUTION
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to
ACP, we have been able to reduce drastically the turnaround time to maintain a
high degree of customer satisfaction, as well as enhance our overall credit
processes.

DELINSCHI PETRU- OTP BANK MOLDOVA

Deputy CEO / Commercial Director Retail Banking
At Société Générale Group we have to reach ambitious strategic objectives:
increasing customer satisfaction by improving turnaround time and commercial
efficiency while mitigating credit risk. In a continuously evolving regulatory
environment...

GHISALBERTI CLAUDE- SOCIETE GENERALE

HEAD OF CREDIT ACCEPTANCE SOLUTION
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to
ACP, we have been able to reduce drastically the turnaround time to maintain a
high degree of customer satisfaction, as well as enhance our overall credit
processes.

DELINSCHI PETRU- OTP BANK MOLDOVA

Deputy CEO / Commercial Director Retail Banking
all customer stories


NEWS & BLOG


WHAT’S NEW AT AXE FINANCE

SIGN UP TO OUR NEWSLETTER

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axefinance is proud to announce the successful go live of ACP platform at First
Gulf Bank, a major comm...
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imlementation partnership in Pol...
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2024, and immerse yourself in the forefront ...
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& Expo as exhibitors. Join us at Prague ...
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technology leader by Quadrant Knowledge Soluti...
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[...] We have key clients in Asia & the Middle East. Our new office in Mumbai
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of ACP platform license at Société Gé...
axefinance is more than happy to announce the go live of ACP axeRetail Lending
at SGBS, the international SG subsidiary ...
axefinanceis pleased to announce the signature of a new Axe Credit Portal
license and implementation co...
axefinance is proud to announce the successful go live of ACP platform at First
Gulf Bank, a major comm...
axefinance and Algoteque are pleased to announce a strategic sales and
imlementation partnership in Pol...
Discover how you can integrate sustainable banking and ESG in you lending
strategies. Join Axe Finance's free webinar to...
Join us in the vibrant city of Marrakech for GITEX Africa from 29 to 31 May
2024, and immerse yourself in the forefront ...
Axe Finance is excited to join Uniglobal's 15th Global Banking Innovation Forum
& Expo as exhibitors. Join us at Prague ...
Axe Finance is excited to announce that we have been recognized in the 2023
Gartner® Market Guide for Commercial Loan O...
Axe Finance is excited to announce that we have been recognized as a 2023
technology leader by Quadrant Knowledge Soluti...
Axe Finance, the global leader in digital lending solutions is thrilled to
announce the addition of Bank of Bahrain & Ku...
Uncover the Metaverse’s mysteries as we explore new horizons of lending in the
virtual realm and take a deep dive into...
In an exclusive interview with FinTech Futures, a leading and trusted FinTech
news provider, our CEO Dhafer Berrachid an...
We are excited to showcase our AI-powered digital lending solution at the
Singapore FinTech Festival, the largest FinTec...
In this webinar, join Axe Finance's industry experts as they discuss on how to
adjust to an evolving lending landscape a...
axefinance is excited to be back again this year on October 10-13 in Amsterdam
to exhibit and speak at SIBOS, the world�...
axefinance is excited to announce that it will be exhibiting in the largest tech
and startup event in Africa this 31st M...
Leading Credit digitalization solution, axefinance, completes successful rollout
with Maisarah Islamic Banking Services ...
In this webinar, explore how innovations in AI provide new ways for lenders to
take a more proactive approach. Learn mor...
[...] We have key clients in Asia & the Middle East. Our new office in Mumbai
gives us access to a fantastic pool of hig...
We are thrilled to announce the release of ACP V.9, the brand-new software
version enabling lenders with the most innova...
Check out Financialit.net's latest interview with our CEO & Founder, Dhafer
Berrachid, at SIBOS 2022 Amsterdam. Hear fro...
axefinance is excited to be back again this year on October 10-13 in Amsterdam
to exhibit and speak at SIBOS, the world�...
By adding ACP, axefinance’s Digital Lending solution, to KMS Solutions’
available offers for the banking sector and ...
Partner ACP – pACP – is a user-friendly portal offering a seamless financing
journey available in-store or across th...
We are pleased to announce the launch of instant automated credit card loans at
a top-tier Vietnamese bank An award-winn...
Lagos – May 2022, the industry leader in credit digitalization solutions
axefinance, is proud to announce its rece...
Proud to announce our latest signature with MIBS, the Islamic window of Bank
Dhofar....
Leading credit automation solution provider axefinance is proud to announce that
one of its primary customers, successfu...
Focusing on facilitating the adoption of ACP solution by end-users and offering
the most innovative features in the Lend...
Amsterdam, 05-01-2021 We are thrilled to announce the successful roll out of the
multi-entity ...
Following the long-lasting COVID-19 outbreak, remote work has become a new life
habit ...
Now that ACP is well implemented and is interfacing seamlessly with the bank’s
tiers systems, ARB benefits from an end...
Financialit.net's interview with our CEO & Founder, Dhafer Berrachid...
Banks sit at the heart of the economy and play a key role in the financial life
of each and every individual whether on ...
The safety of axefinance extended community including Customers, employees and
partners is an utmost priority, we want t...
Aite includes ACP in its latest report about commercial loan origination
systems....
axefinance listed as one of the TOP key players in the Global Financial Risk
Management in Islamic Banks Market 2019 Res...
Société Générale selected axefinance in part because of its ability to provide a
multi-entity end-to-end Lending Dig...
Al Rajhi Bank selects axefinance for an end to end Corporate Lending
Digitalization...
Digital transformation of UIB’s lending chain has been successfully achieved,
more than 700 ACP users are now benefiti...
[...] We have key clients in Asia & the Middle East. Our new office in Mumbai
gives us access to a fantastic pool of hig...
We are thrilled to announce that axefinance is opening a new office in Abu
Dhabi, located in Addax Tower, Al Reem Island...
Skye Bank benefits from a 360° view for loan processing, scoring & internal
rating, and collateral management....
Bank of Philippines Islands - BPI to implement ACP for lending automation...
Leveraging more than 10 years of experience and substantial advice from
stakeholders, in 2017 axefinance’s R&D team co...
After a thorough due diligence process and proof of concept involving key
vendors in the market, VCB opts for ACP softwa...
axe Cloud Lending Release: a key enabler of Credit Digital transformation with
axefinance’s same high levels of suppor...
Banking Technology in its article : "Fintech tour Amsterdam: the best of three
worlds." interviewed axefinance about Ams...
A fantastic Journey at Riskminds International Amsterdam, looking forward for
2018 edition. Same venue but it's going to...
At the world's most important gathering of CIO's and senior executives, GARTNER
SYMPOSIUM/IT EXPO Barcelona, 5-9 Novem...
One of axefinance recent recruitements caught the attention of consultancy.uk,
the online platform for the advisory and ...
We're releasing our ACP solution as a SaaS, axe Cloud Lending to help lending
institutions benefiting from a state-of-th...
As part of a major strategic digitization project, BBL chose ACP for its
wholesale and SME Lending automation. With ACP...
The successful Go Live at STERLING BANK of the ACP Full Corporate Portfolio
Credit Processing & Management with tailored...
We’re releasing an updated brand identity, which includes our new logo, colors,
font and visual style. Our stationery...
axefinance is pleased to announce the signature of a new Axe Credit Portal
license and implementation contract with one ...
Within the forth quarter of 2016, axefinance is proud to announce the signature
of ACP platform license at Société Gé...
axefinance is more than happy to announce the go live of ACP axeRetail Lending
at SGBS, the international SG subsidiary ...
axefinanceis pleased to announce the signature of a new Axe Credit Portal
license and implementation co...
axefinance is proud to announce the successful go live of ACP platform at First
Gulf Bank, a major comm...
axefinance and Algoteque are pleased to announce a strategic sales and
imlementation partnership in Pol...

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