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Cebuana Lhuillier Pawnshop • Kaibigan. Ka-Cebuana

 * About Us
 * Pawning
 * Money Remittance
 * Microinsurance
 * Micro loans
 * Cebuana Lhuillier Bank
 * Institutional Services
 * 24k Rewards Program
 * Other Services
   * Individual
     * Foreign Exchange
     * Bills Payment
     * E-Load
     * PeraPal
     * Top Up
   * Business
     * Corporate Payout
     * Collection Services
     * PeraLINK
 * Affiliate Companies
 * Advocacies
 * Press Room
 * Contact Us

Skip to content
 * Home
 * About Us
 * Services
      close
    * Main Services
       * Pawning
       * Money Remittance
       * Microinsurance
       * Microloans
       * Bank
       * Institutional Services
       * 24k Rewards Program
       * Micro Savings
       * eCebuana App
   
    * Other Services
       * Individual
          * Foreign Exchange
          * Bills Payment
          * E-load
          * PeraPal
          * Top Up
          * Official Cebuana Lhuillier Regional FB Groups/Pages
      
       * Business
          * Corporate Payout
          * Collection Services
          * Cebuana Lhuillier Authorized Agent

 * Affiliate Companies
 * Advocacies
 * Press Room
 * President’s Corner
 * Contact Us


Branch and Agents Locator
How can we help?



SERVICES

 * Pawning
 * Pera Padala
 * Microinsurance
 * Micro-loan
 * Bank
 * Institutional Services
 * Other Services
 * 24k Rewards Program
 * Micro Savings
 * eCebuana
 * Cebuana Lhuillier Jewelry


PAWNING

Pawning

With close to 2,500 branches nationwide, Cebuana Lhuillier is one of the most
accessible pawnshop chains in the Philippines. Alongside safety and world-class
service, Cebuana Lhuillier also gives one of the highest appraisal rate in the
industry for items such as jewelry and gadgets, offering up to 30% more than
other pawnshops.

 * Items Accepted
 * IDs Accepted
 * Appraisal Calculator

 * Request for Certificate of Transaction


HOW TO PAWN AT CEBUANA LHUILLIER


Learn More


PERA PADALA

Pera Padala

Cebuana Lhuillier’s money transfer service is an easy, quick, and safe way to
send and receive money. With close to 2,500 branches nationwide and accredited
international partners, this service is made available to clients within and
outside the Philippines. All transactions are real time, which enables clients
to claim the money as soon as the sender completes the sending process in the
branch.

 * How to Send or Claim
 * IDs Accepted
 * Rates

 * Request for Certificate of Transaction


SENDING MONEY THROUGH PERA PADALA


Learn More


MICROINSURANCE

Microinsurance

With affordable insurance products to help low-income Filipinos avail of
financial services and privileges that higher-income earners have easy access
to, we offer innovative microinsurance products and services that promise to
minimize impact of distress and misfortune on one’s financial position.

 * List of Products


TESTIMONIAL: CEBUANA LHUILLIER MICROINSURANCE


Learn More


BANK

Cebuana Lhuillier Bank is a rural bank that provides opportunities to empower
micro, small, and medium enterprises to grow their businesses through
microfinancing, among other banking transactions. It was established in 1998
with its branch in Bacoor, Cavite. Two years later, its second branch opened in
Calatagan, Batangas, and has since been offering clients the high-quality
service that Cebuana Lhuillier is known for.

Loans Deposits Micro Savings

Learn More


INSTITUTIONAL SERVICES

Cebuana Lhuillier is open to partnerships to help other businesses grow and to
serve more individuals. Allow us to assist you in achieving your business goals
while enjoying the following benefits.

Services Contacts Request for Certificate of Transaction

Learn More


24K

The 24k Rewards Program instantly grants clients exclusive privileges,
discounts, and special service offerings as they transact with Cebuana Lhuillier
both in branch. The first of its kind in the pawnshop and money remittance
industry, the 24k Rewards Program allows clients to earn 1 point for every Php30
interest or service fee paid. Each point is equivalent to Php1.



  Login
  Register




24k

The 24k Rewards Program instantly grants clients exclusive privileges,
discounts, and special service offerings as they transact with Cebuana Lhuillier
both in branch. The first of its kind in the pawnshop and money remittance
industry, the 24k Rewards Program allows clients to earn 1 point for every Php30
interest or service fee paid. Each point is equivalent to Php1.

LOG IN


SERVICES

 * Pawning
   
   
 * Pera Padala
   
   
 * Microinsurance
   
   
 * Micro-loan
   
   
 * Bank
   
   
 * Institutional Services
   
   
 * Other Services
   
   
 * 24k Rewards Program
   
   
 * Micro Savings
 * eCebuana
 * Cebuana Lhuillier Jewelry


24K

The 24k Rewards Program instantly grants clients exclusive privileges,
discounts, and special service offerings as they transact with Cebuana Lhuillier
both in branch. The first of its kind in the pawnshop and money remittance
industry, the 24k Rewards Program allows clients to earn 1 point for every Php30
interest or service fee paid. Each point is equivalent to Php1.

  Login     Register

×


HOW TO SEND OR CLAIM

How to Send
 1. Visit any Cebuana Lhuillier branch and fill out the Pera Padala form.
 2. Present the accomplished form, valid ID, and 24k card (if you are a 24k
    cardholder) to the branch personnel.
 3. Give the total amount to be paid.
 4. Secure the Pera Padala form (and count the change received, if there is
    any).
 5. Provide the 10-digit control number to the receiver/beneficiary.

NOTE: The receiver/beneficiary should provide the control number and present a
valid ID when claiming the remittance. How to Claim
 1. Visit any Cebuana Lhuillier Pawnshop branch and fill out the Pera Padala
    form.
 2. Present the accomplished form, valid ID and 24k card (if a 24k card holder)
    to the branch personnel.
 3. Count the money received.

×


RATES

DOMESTIC REMITTANCE RATES

SendingAmountCharge AmountCharge AmountCharge AmountCharge AmountCharge
AmountFromToMetro ManilaNorthern LuzonSouthern
LuzonVisayasMindanao1.00100.00PHP1.00PHP1.00PHP1.00PHP1.00PHP1.00100.01200.00PHP3.00PHP3.00PHP1.00PHP1.00PHP1.00200.01300.00PHP5.00PHP5.00PHP2.00PHP2.00PHP2.00300.01400.00PHP10.00PHP10.00PHP3.00PHP3.00PHP3.00400.01500.00PHP15.00PHP15.00PHP7.00PHP7.00PHP7.00500.01600.00PHP18.00PHP17.00PHP9.00PHP9.00PHP9.00600.01700.00PHP21.00PHP20.00PHP10.00PHP10.00PHP10.00700.01800.00PHP24.00PHP20.00PHP12.00PHP12.00PHP12.00800.01900.00PHP27.00PHP23.00PHP12.00PHP12.00PHP12.00900.011,000.00PHP30.00PHP25.00PHP15.00PHP15.00PHP15.001,000.011,
500.00PHP45.00PHP40.00PHP20.00PHP20.00PHP20.001,500.012,000.00PHP60.00PHP50.00PHP30.00PHP30.00PHP30.002,000.012,500.00PHP75.00PHP65.00PHP40.00PHP40.00PHP40.002,500.013,000.00PHP90.00PHP75.00PHP50.00PHP50.00PHP50.003,000.013,500.00PHP95.00PHP90.00PHP60.00PHP60.00PHP60.003,500.014,000.00PHP115.00PHP100.00PHP70.00PHP70.00PHP70.004,000.015,000.00PHP125.00PHP110.00PHP90.00PHP90.00PHP90.005,000.016,000.00PHP145.00PHP220.00PHP114.00PHP114.00PHP114.006,000.017,000.00PHP155.00PHP220.00PHP118.00PHP118.00PHP118.007,000.018,000.00PHP165.00PHP220.00PHP125.00PHP125.00PHP125.008,000.019,500.00PHP185.00PHP220.00PHP125.00PHP125.00PHP125.009,500.0110,000.00PHP195.00PHP240.00PHP140.00PHP140.00PHP140.0010,000.0114,000.00PHP250.00PHP250.00PHP260.00PHP250.00PHP260.0014,000.0115,000.00PHP300.00PHP300.00PHP310.00PHP300.00PHP310.0015,000.0120,000.00PHP350.00PHP350.00PHP360.00PHP480.00PHP360.0020,000.0130,000.00PHP400.00PHP400.00PHP410.00PHP720.00PHP410.0030,000.0140,000.00PHP450.00PHP450.00PHP460.00PHP960.00PHP460.0040,000.0150,000.00PHP500.00PHP500.00PHP510.00PHP1,200.00PHP510.00

INTERNATIONAL REMITTANCE RATES

Principal FromPrincipal ToCharge
AmountP1P5,000P500P5,001P10,000P600P10,001P250,000P900P250,001P500,000P1200

WESTER UNION RATES

Principal FromPrincipal ToCharge
AmountP1P10,000P500P10,001P50,000P750P50,001P100,000P850P100,001aboveP1,100

×


IDS ACCEPTED

Remittance
 1.  Passport
 2.  Driver’s License
 3.  Professional Regulation Commission (PRC) ID
 4.  National Bureau of Investigation (NBI) Clearance
 5.  Police Clearance
 6.  Postal ID
 7.  Voter’s ID
 8.  Barangay Certification
 9.  Government Service Insurance System (GSIS) e-Card
 10. Social Security System (SSS) Card
 11. Senior Citizen Card
 12. Overseas Workers Welfare Administration (OWWA) ID
 13. OFW ID
 14. Seaman’s Book
 15. Alien Certification of Registration/Immigrant Certificate of Registration
 16. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP
     ID)
 17. Home Development Mutual Fund (HDMF ID)
 18. Certification from the National Council for the Welfare of Disabled Persons
     (NCWDP)
 19. Department of Social Welfare and Development (DSWD) Certification
 20. Integrated Bar of the Philippines (IBP) ID
 21. Company IDs issued by private entities or institutions registered with or
     supervised or regulated either by the Bangko Sentral ng Pilipinas,
     Securities and Exchange Commission or Insurance Commission
 22. Tax Identification Number (TIN)
 23. ID issued by the National Council on Disability Affairs (NCDA)
 24. Philhealth Health Insurance Card ng Bayan
 25. School ID signed by the school principal or head of the educational
     institution
 26. Philippine Identification Card (PhilID) issued by Philippine Statistics
     Authority (PSA)
 27. For Foreign Nationals
     * Passport
     * Alien Certificate of Registration

×


ITEMS ACCEPTED


Cebuana Lhuillier accepts gold, diamond, and platinum jewelry and watches, as
well as selected non-jewelry items such as cellphones and laptop computers.
×


IDS ACCEPTED

Pawning
 1.  Passport
 2.  Driver’s License
 3.  Professional Regulation Commission (PRC) ID
 4.  National Bureau of Investigation (NBI) Clearance
 5.  Police Clearance
 6.  Postal ID
 7.  Voter’s ID
 8.  Barangay Certification
 9.  Government Service Insurance System (GSIS) e-Card
 10. Social Security System (SSS) Card
 11. Senior Citizen Card
 12. Overseas Workers Welfare Administration (OWWA) ID
 13. OFW ID
 14. Seaman’s Book
 15. Alien Certification of Registration/Immigrant Certificate of Registration
 16. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP
     ID)
 17. Home Development Mutual Fund (HDMF ID)
 18. Certification from the National Council for the Welfare of Disabled Persons
     (NCWDP)
 19. Department of Social Welfare and Development (DSWD) Certification
 20. Integrated Bar of the Philippines (IBP) ID
 21. Company IDs issued by private entities or institutions registered with or
     supervised or regulated either by the Bangko Sentral ng Pilipinas,
     Securities and Exchange Commission or Insurance Commission

×


APPRAISAL CALCULATOR


×


LIST OF PRODUCTS

 * ACP Gold - ACP Gold is a 24/7 Personal Accident Insurance with worldwide
   coverage! For as low as P40, each certificate is valid for four (4) months
   and can be availed up to a maximum of 5 certificates per insured.

 * TanodCARE - TanodCARE is a Group Personal Accident Microinsurance specially
   designed for barangay tanod officials and its members/personnel.

 * TodaCARE -TODACARE is a Group Personal Accident Insurance specially designed
   for transport group leaders, officers and members.

 * StudentCARE - StudentCARE is a Group Personal Accident Microinsurance that
   protects students from various perils 24/7 worldwide.

 * EmployeeCARE - EmployeeCARE is a Group Personal Accident Micro-insurance
   specially designed for employees.

 * SecurityCARE - SecurityCARE is a Group Personal Accident Insurance specially
   designed for Security Guards and officers.

 * AutoCARE - AutoCARE Insurance is a Standard Comprehensive Car Insurance that
   covers Own Damage (OD), Theft, Loss and/or Damage. Excess Bodily Injury
   (EBI), Excess Property Damage (EPD), and Acts of God/Nature (AOG/AON).

 * MotorCARE - MotorCARE Insurance is a Standard Comprehensive Motorcar
   Insurance that covers Own Damage (OD), Theft, Loss and/or Damage, Excess
   Bodily Injury (EBI), Excess Property Damage (EPD), and Acts of God/Nature
   (AOG/AON).

 * PharmaCARE/Insuremed - Insuremed is Personal Accident micro-insurance program
   designed for consumers of medicines and other pharmaceutical products. It
   covers Accidental Death, Dismemberment and/or Disablement (ADD&D), Murder and
   Unprovoked Assault (UMA) and Fire Cash Assistance.

 * HomeCARE Insurance - HomeCARE Insurance is a very affordable Residential Fire
   Insurance coverage. It offers loss protection to buildings and residential
   dwellings including their contents against perils of fire, lightning and
   other allied perils such as earthquake, typhoon and flood.

  
×


LOANS

HOME LOAN

Now you can afford that dream house with our Home Loan.Loan up to 80 percent of
the property's value. For example, for a Php 1,000,000 house and lot, you can
get up to Php800,000, and pay as low as Php11,750 per month with a repayment
period of 15 years.

HOME TO CASH LOAN

Rebuilding your home? Get the cash you need by using your home as
collateral!Loan up to 40 percent of your property's value. For example, if you
have a Php 1,000,000 property, you can loan up to Php 400,000, and pay as low as
Php 14, 603 per month for 36 months.

AUTO LOAN

Owning your dream car is now made easier! You can loan up to 70 percent of your
car's value.For a Php 400,000 vehicle, we can finance up to Php 240,000! Pay as
low as P8,600 per month in 36 installments!

TSIKOT TO CASH LOAN

Need funds to fix your car? Then use it as collateral for your car loan!If your
car is five years or below, you can loan for as much as 40 percent of its value.
For example, for a P400,000 vehicle value, you can loan up to P160,000 where you
can pay P14,822 per month in 12 installments.

EMPLOYEE SALARY LOAN

To provide maximum financial benefits for employees in need, this hassle-free
loan application and loan payment type that is exclusively offered to all
regular employees of the PJ Lhuillier Group of Companies nationwide.

AGRICULTURAL LOAN

Specially designed for small-scale agricultural businesses, this loan offers
financial support for farmers to increase their resources and expertise. It
includes special terms and conditions suitable for small farmers.

MICROFINANCE LOAN

These are loans offered to microentrepreneurs to help augment their income,
improve their livelihood, and uplift their living conditions. With flexible
payment terms, our microfinance loan provides limitless possibilities for every
client’s business needs.
×


DEPOSITS

CERTIFICATE OF TIME DEPOSITS

This is a 30-day to one-year term deposit that offers high interest earning
potential. It assures clients of interest earnings for as long as the deposit
remains in the bank throughout the agreed term.We allow a client’s interest to
be withdrawn or deposited to a savings account every month or at the end of the
term depending on the depositor's instruction.

FIVE-YEAR TERM TIME DEPOSITS

This is a tax-free time deposit account with a five-year term. Interest may also
be drawn every month or as the depositor wishes (every quarter, every year, at
the end of the term or deposited to the depositor's savings account).

SPECIAL SAVINGS DEPOSITS

This is a term deposit savings account that offers premium rates with flexible
maturity period. This kind of deposit comes with a passbook for ease of
recordkeeping and monitoring of account transactions.

REGULAR SAVINGS DEPOSITS

This is a regular passbook-based savings account that can be withdrawn from
anytime. This type of account earns an interest of 1% per annum.

REGULAR DEMAND DEPOSITS

This is a non-interest checking account with a low maintaining balance
requirement.We require clients to shell out an initial deposit of Php 5,000 and
maintain a Php 2,000 balance to avail this type of account.
×


DATA PRIVACY CONSENT

By clicking this button, you agree to be redirected to the website of FWD Life
Insurance and to share basic personal information. This is in line with Cebuana
Lhuillier's privacy policy, copy of which is also available in the Cebuana
Lhuillier website.

Proceed

FAQ'S

 * Can I claim my remittance in Cebuana Lhuillier?
 * How do I send money (domestic)?
 * How do I know the service fee for sending money?
 * Can I authorize someone else to claim my money?
 * Can I cancel or refund my remittance?

QUICK LINKS

 * About Us
 * News & Events
 * Careers
 * Contact Us
 * Privacy Policy

SERVICES

 * Pawning
 * Pera Padala
 * Microinsurance
 * Bank
 * Other Services

ADVOCACIES

 * Cebuana Cares
 * Cebuana Lhuillier Foundation
 * Cebuana Lhuillier Sports
 * Happiest Pinoy




© 2015 Cebuana Lhuillier.
All rights reserved.
Designed by JaggedPerspective


Do you have any questions about any of our products? Mag-usap tayo, Ka-Cebuana!