www.psecu.com Open in urlscan Pro
2606:2c40::c73c:67e2  Public Scan

Submitted URL: https://psecu.com/
Effective URL: https://www.psecu.com/
Submission: On March 23 via manual from US — Scanned from DE

Form analysis 2 forms found in the DOM

/search

<form data-hs-do-not-collect="true" class="psecu-search__form" action="/search">
  <label class="psecu-search__label sr-only" for="navigation-desktop">Search</label>
  <input role="combobox" aria-expanded="false" aria-controls="autocomplete-results" aria-label="Search" type="search" class="psecu-search__input" id="navigation-desktop" name="q" autocomplete="off" aria-autocomplete="list"
    placeholder="What can we help you find?">
  <input type="hidden" name="type" value="SITE_PAGE">
  <input type="hidden" name="type" value="LANDING_PAGE">
  <input type="hidden" name="type" value="BLOG_POST">
  <input type="hidden" name="type" value="LISTING_PAGE">
  <input type="hidden" name="type" value="KNOWLEDGE_ARTICLE">
  <button class="psecu-search__button" aria-label="Search the site">
    <i class="navigation__search--icon glyph-search-sm"></i>
  </button>
</form>

/search

<form data-hs-do-not-collect="true" class="psecu-search__form" action="/search">
  <label class="psecu-search__label sr-only" for="navigation-mobile">Search</label>
  <input role="combobox" aria-expanded="false" aria-controls="autocomplete-results" aria-label="Search" type="search" class="psecu-search__input" id="navigation-mobile" name="q" autocomplete="off" aria-autocomplete="list"
    placeholder="What can we help you find?">
  <input type="hidden" name="type" value="SITE_PAGE">
  <input type="hidden" name="type" value="LANDING_PAGE">
  <input type="hidden" name="type" value="BLOG_POST">
  <input type="hidden" name="type" value="LISTING_PAGE">
  <input type="hidden" name="type" value="KNOWLEDGE_ARTICLE">
  <button class="psecu-search__button" aria-label="Search the site">
    <i class="navigation__search--icon glyph-search-sm"></i>
  </button>
</form>

Text Content

Skip to content
High Contrast
 * Rates
 * Find an ATM
 * Resources
 * Support

Search
 * Checking & Savings
   Explore Our Rates
   
   See today's checking, savings, certificate and individual retirement account
   (IRA) interest rates
   
   View Rates
   Have questions? Browse our FAQs
    * Account Types:
       * Checking Accounts
       * Savings Accounts
       * Certificates
       * Individual Retirement Accounts (IRAs)
   
    * Banking Services:
       * For Students
       * For Youth & Parents
       * For Businesses
   
    * Quick Links:
       * Calculators
         Estimate payments, set savings goals and more
       * Overdraft Services
         Check out PSECU's approach to overdraft services and fees
       * Understanding Money Market Accounts
         Learn how you can increase your savings with greater dividends

 * Credit Cards
   Explore Our Rates
   
   See today’s credit card rates
   
   View Rates
   Have questions? Browse our FAQs
    * Card Types:
       * Classic Card
       * Founder's Rewards Card
       * Penn State Alumni Cards
       * Secured Visa® Card
       * Business Credit Cards
   
    * Card Services:
       * Balance Transfers
       * Card Comparison Guide
   
    * Quick Links:
       * Calculators
         Estimate payments, set savings goals and more
       * Benefits of Using Your Credit Card
         Discover how responsible use can offer distinct advantages
       * Is a Balance Transfer Right for Me?
         Find out how consolidating can simplify your finances

 * Loans
   Explore Our Rates
   
   See today’s auto loan, home equity product, mortgage, and personal loan rates
   
   View Rates
   Have questions? Browse our FAQs
    * Home & Auto:
       * Mortgages
       * Home Equity
       * Auto Loans
   
    * Personal & Business:
       * Personal Loans
       * Student Loans
       * Business Loans
   
    * Quick Links:
       * Calculators
         Estimate payments, set savings goals and more
       * Paying Your Loan
         See your loan payment options
       * Debt Consolidation
         Save money, simplify your budget and reduce stress

 * Investing & Insurance
   Become a Member
   
   Explore PSECU member benefits and learn about eligibility
   
   Become a Member
   Have questions? Browse our FAQs
    * What We Offer:
       * Investing
       * Insurance
       * Auto Warranty
   
    * Quick Links:
       * Set Up a Free IRA in Pennsylvania
         Checkout out this six-step guide to start reaping tax benefits
       * Missing Out on Insurance Savings?
         Get tips on how to spot savings in your insurance coverage

 * Become a Member
   Become a Member
   
   Explore PSECU member benefits and learn about eligibility
   
   Become a Member
   Have questions? Browse our FAQs
    * Is PSECU Right for You?:
       * What's Digital-First Banking?
       * How We Serve Our Members
       * All Member Services
   
    * Quick Links:
       * Tune Into Better Banking
         Earn up to $300 when you join PSECU and meet promo requirements
       * New Member Support
         Get the guidance you need to take control of your account
       * The PSECU Scholarship
         Find out how to apply, and meet the latest scholarship winners

Login
Login
Search
 * Checking & Savings
   Checking & Savings Go Back
    * Account Types
       * Checking Accounts
       * Savings Accounts
       * Certificates
       * Individual Retirement Accounts (IRAs)
   
    * Banking Services
       * For Students
       * For Youth & Parents
       * For Businesses
   
    * Quick Links
       * Calculators
         Estimate payments, set savings goals and more
       * Overdraft Services
         Check out PSECU's approach to overdraft services and fees
       * Understanding Money Market Accounts
         Learn how you can increase your savings with greater dividends
   
   Explore Our Rates
   
   See today's checking, savings, certificate and individual retirement account
   (IRA) interest rates
   
   View Rates
   Have questions? Browse our FAQs
 * Credit Cards
   Credit Cards Go Back
    * Card Types
       * Classic Card
       * Founder's Rewards Card
       * Penn State Alumni Cards
       * Secured Visa® Card
       * Business Credit Cards
   
    * Card Services
       * Balance Transfers
       * Card Comparison Guide
   
    * Quick Links
       * Calculators
         Estimate payments, set savings goals and more
       * Benefits of Using Your Credit Card
         Discover how responsible use can offer distinct advantages
       * Is a Balance Transfer Right for Me?
         Find out how consolidating can simplify your finances
   
   Explore Our Rates
   
   See today’s credit card rates
   
   View Rates
   Have questions? Browse our FAQs
 * Loans
   Loans Go Back
    * Home & Auto
       * Mortgages
       * Home Equity
       * Auto Loans
   
    * Personal & Business
       * Personal Loans
       * Student Loans
       * Business Loans
   
    * Quick Links
       * Calculators
         Estimate payments, set savings goals and more
       * Paying Your Loan
         See your loan payment options
       * Debt Consolidation
         Save money, simplify your budget and reduce stress
   
   Explore Our Rates
   
   See today’s auto loan, home equity product, mortgage, and personal loan rates
   
   View Rates
   Have questions? Browse our FAQs
 * Investing & Insurance
   Investing & Insurance Go Back
    * What We Offer
       * Investing
       * Insurance
       * Auto Warranty
   
    * Quick Links
       * Set Up a Free IRA in Pennsylvania
         Checkout out this six-step guide to start reaping tax benefits
       * Missing Out on Insurance Savings?
         Get tips on how to spot savings in your insurance coverage
   
   Become a Member
   
   Explore PSECU member benefits and learn about eligibility
   
   Become a Member
   Have questions? Browse our FAQs
 * Become a Member
   Become a Member Go Back
    * Is PSECU Right for You?
       * What's Digital-First Banking?
       * How We Serve Our Members
       * All Member Services
   
    * Quick Links
       * Tune Into Better Banking
         Earn up to $300 when you join PSECU and meet promo requirements
       * New Member Support
         Get the guidance you need to take control of your account
       * The PSECU Scholarship
         Find out how to apply, and meet the latest scholarship winners
   
   Become a Member
   
   Explore PSECU member benefits and learn about eligibility
   
   Become a Member
   Have questions? Browse our FAQs

High Contrast
 * Rates
 * Find an ATM
 * Resources
 * Support

Important notice:
You’re Leaving PSECU's Site

By selecting “Proceed”, you will be leaving www.psecu.com and viewing content
from a different website. Since this linked site is not operated or monitored by
PSECU, PSECU cannot be held responsible for the content, availability, or
security of the site.

PSECU privacy polices do not apply to linked websites.

Please be aware that you’re now leaving www.psecu.com. You will be directed to
another site where you can submit or resume a mortgage application.



Select “Proceed” to continue to , or close this window to return to PSECU.com.

Proceed
Back to Top


MEMBERS ACHIEVE
MORE SUCCESS PEACE OF MIND PAUSE ANIMATION

Become a Member What Is Digital-First Banking?
 * 
   Digital-First with a human touch
 * 
   Real-time access from anywhere
 * 
   Fewer fees and more benefits

Please log into your digital banking account below
Secure Member Login
 * Forgot username or password?
 * Sign up for digital banking
 * Resume application or check status




HOW CAN WE HELP?


I AM LOOKING FOR

I am looking for membership information
 * membership information
 * how to make a loan payment
 * an auto loan
 * a business account
 * a certificate
 * a checking account
 * a credit card
 * a debt consolidation option
 * a home equity loan
 * an individual retirement account (IRA)
 * an insurance product
 * an investment product or financial service
 * a mortgage product
 * a personal loan
 * a savings account
 * a student loan
 * rates
 * support
 * tips and education
 * a scholarship
 * a youth account

Learn more about membership information



EXCLUSIVE OFFERS

Certificates


NOW’S THE TIME TO OPEN A CERTIFICATE


OPEN A CERTIFICATE

It's a great time to open a certificate. You can now earn up to 5.15% APY* on
your balance. Open one today with as little as $500!

*APY denotes Annual Percentage Yield

Choose the Certificate for You
Auto Loans


AUTO LOANS FOR EVERY TERRAIN


EARN A $250 CASH BONUS* WHEN YOU MEET PROMO REQUIREMENTS

Our flexible auto loans keep you in the driver's seat with term and monthly
payment options designed to fit your budget. Plus, for a limited time, you'll
get a $250 cash bonus when you meet promo requirements!

Cash In on the Auto Loan for You
Classic Card


CONQUER YOUR DEBT WITH A VISA® BALANCE TRANSFER


SIMPLIFY & SAVE

Move a balance to our Classic Card and get our 4.9%* balance transfer APR, good
until December 31, 2025. After that, your APR will be a low 12.9% (subject to
change), so the savings can continue. Plus, there’s no PSECU balance transfer
fee.

Transfer a Balance Today
Certificates


NOW’S THE TIME TO OPEN A CERTIFICATE


OPEN A CERTIFICATE

It's a great time to open a certificate. You can now earn up to 5.15% APY* on
your balance. Open one today with as little as $500!

*APY denotes Annual Percentage Yield

Choose the Certificate for You
Auto Loans


AUTO LOANS FOR EVERY TERRAIN


EARN A $250 CASH BONUS* WHEN YOU MEET PROMO REQUIREMENTS

Our flexible auto loans keep you in the driver's seat with term and monthly
payment options designed to fit your budget. Plus, for a limited time, you'll
get a $250 cash bonus when you meet promo requirements!

Cash In on the Auto Loan for You
Classic Card


CONQUER YOUR DEBT WITH A VISA® BALANCE TRANSFER


SIMPLIFY & SAVE

Move a balance to our Classic Card and get our 4.9%* balance transfer APR, good
until December 31, 2025. After that, your APR will be a low 12.9% (subject to
change), so the savings can continue. Plus, there’s no PSECU balance transfer
fee.

Transfer a Balance Today
Certificates


NOW’S THE TIME TO OPEN A CERTIFICATE


OPEN A CERTIFICATE

It's a great time to open a certificate. You can now earn up to 5.15% APY* on
your balance. Open one today with as little as $500!

*APY denotes Annual Percentage Yield

Choose the Certificate for You
Auto Loans


AUTO LOANS FOR EVERY TERRAIN


EARN A $250 CASH BONUS* WHEN YOU MEET PROMO REQUIREMENTS

Our flexible auto loans keep you in the driver's seat with term and monthly
payment options designed to fit your budget. Plus, for a limited time, you'll
get a $250 cash bonus when you meet promo requirements!

Cash In on the Auto Loan for You
Classic Card


CONQUER YOUR DEBT WITH A VISA® BALANCE TRANSFER


SIMPLIFY & SAVE

Move a balance to our Classic Card and get our 4.9%* balance transfer APR, good
until December 31, 2025. After that, your APR will be a low 12.9% (subject to
change), so the savings can continue. Plus, there’s no PSECU balance transfer
fee.

Transfer a Balance Today



WHAT MAKES US DIFFERENT


WE'RE DIFFERENT THAN A BANK. WE’RE A FULL-SERVICE, DIGITAL-FIRST CREDIT UNION.
AND AS A CREDIT UNION, WE’RE MEMBER-OWNED AND NOT-FOR-PROFIT, WHICH MEANS FEWER
FEES AND MORE BENEFITS FOR YOU. OUR MEMBERS HAVE ACCESS TO THESE PERKS EVERY
DAY, AND AFTER OUR QUICK APPLICATION PROCESS, YOU COULD, TOO:

 * Excellent Member Service
   
   
   We make our members feel valued, cared for, supported, and empowered to take
   control of their finances and dreams. Our sophisticated online and mobile
   banking platforms put you in control, so you can manage your money whenever,
   wherever you want. Plus, you can get 24/7 assistance via chat, send us a
   secure message in digital banking, or contact us via phone. 

 * Security and Peace of Mind
   
   
   Preventing fraud is a team effort. Our fraud prevention and security teams
   work hard every day to ensure your personal information and money are safe.
   And we provide you with tools like free account alerts, free credit score
   service, and card lock/unlock ability to detect and stop fraud. Learn more
   here.

 * Exclusive Access to Great Rates
   
   
   We’re different than a bank. PSECU members enjoy big bank perks like
   competitive rates on loan and deposit products without the big bank fees. Our
   profits go back to you – our members – in the form of debit card rewards,
   credit card cash rewards, no- and low-fee products and services, and more!

 * Focus on YOU
   
   
   “Members achieve more” isn’t just a tagline for us. It’s a part of everything
   we do. We provide lifelong value to our members as their trusted financial
   partner by maintaining a focus on innovation like digital banking
   enhancements and improvements based on member feedback.


CHECK OUT OUR PRODUCTS & SERVICES

At PSECU, we're proud to offer you services that help you with your unique
financial needs. After all, it’s what we do best. Explore the ways you can grow
your relationship with us.

View All Member Services


SAVINGS ACCOUNTS

Every PSECU membership starts with a dividend-earning savings account requiring
only $5 to establish and maintain.

Learn More


CHECKING ACCOUNTS

Access your money wherever, whenever via a free checking account with no minimum
balance or monthly service fee.

Learn More


AUTO LOANS

With low auto loan rates, flexible terms, and fast approval, we make it easy to
get the new or used ride you want.

Learn More


CREDIT CARDS

Choose from cards offering low interest rates on purchases and cash advances or
cash rewards with no earnings limits.

Learn More


MORTGAGES

Apply for prequalification (even if you're 
not a PSECU member yet) to
capitalize on competitive PA mortgage options.

Learn More


PERSONAL LOANS

Explore convenient and affordable ways to borrow money and get quick access to
the cash you need, when you need it.

Learn More


CERTIFICATES

Whether you're investing for the short or long term, we have a certificate to
help you reach your financial goals.

Learn More


INDIVIDUAL RETIREMENT ACCOUNTS (IRAS)

Plan for the future with retirement and education savings accounts and
certificates federally insured up to $250,000.

Learn More


HOME EQUITY

Get the cash you need now and the peace of mind you'll want later with our home
equity products.

Learn More


SAVINGS ACCOUNTS

Every PSECU membership starts with a dividend-earning savings account requiring
only $5 to establish and maintain.

Learn More


CHECKING ACCOUNTS

Access your money wherever, whenever via a free checking account with no minimum
balance or monthly service fee.

Learn More


AUTO LOANS

With low auto loan rates, flexible terms, and fast approval, we make it easy to
get the new or used ride you want.

Learn More


CREDIT CARDS

Choose from cards offering low interest rates on purchases and cash advances or
cash rewards with no earnings limits.

Learn More


MORTGAGES

Apply for prequalification (even if you're 
not a PSECU member yet) to
capitalize on competitive PA mortgage options.

Learn More


PERSONAL LOANS

Explore convenient and affordable ways to borrow money and get quick access to
the cash you need, when you need it.

Learn More


CERTIFICATES

Whether you're investing for the short or long term, we have a certificate to
help you reach your financial goals.

Learn More


INDIVIDUAL RETIREMENT ACCOUNTS (IRAS)

Plan for the future with retirement and education savings accounts and
certificates federally insured up to $250,000.

Learn More


HOME EQUITY

Get the cash you need now and the peace of mind you'll want later with our home
equity products.

Learn More



TRUSTED BANKING


WE'VE BEEN HELPING MEMBERS REACH THEIR FINANCIAL GOALS SINCE 1934.

Membership = Confidence
You work hard for your money. We work hard to help you take care of it. As a
not-for-profit credit union, we work for our member-owners instead of corporate
stockholders, and we've been doing so successfully for 85+ years. You can feel
good about banking with us because we're here for you for the long haul.
How We Serve Our Members
Membership = Guidance
Our money management tips, financial education program, and digital banking
know-how allow you to bank confidently, knowing you're making the best money
decisions for you and your family.
View Resources
Membership = Perks
Gotchas like hidden fees aren’t our thing. Instead, we’re into gimmes like free
checking and surcharge-free ATMs plus rebates1, as well as little extras you’ll
put to good use - like a free credit score service2 and discounts on TurboTax®,
SimpliSafe™, and more.
View All Member Services

Hear From Our Members
"At PSECU, I consistently feel able to control my funds. Cash is easily moved
between accounts. Rates are fairly competitive compared to major bank
institutions, and customer support is easily accessible."
Lashawn C., PSECU Member


BROWSE OUR LATEST RESOURCES

View All Resources
Article
Preventing Fraud is a Team Effort
Read More

Article
Benefits of Banking with PSECU
Read More

Article
Moving & Transferring Your Money with PSECU
Read More
Article
Preventing Fraud is a Team Effort
Read More
Article
Benefits of Banking with PSECU
Read More
Article
Moving & Transferring Your Money with PSECU
Read More
Article
Preventing Fraud is a Team Effort
Read More
Article
Benefits of Banking with PSECU
Read More
Article
Moving & Transferring Your Money with PSECU
Read More

View All Resources


ACHIEVE MORE WITH PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and
let your money live in the 21st century.

Become a Member

1If you use a PSECU debit card at an out-of-network ATM and get charged, we'll
rebate fees on withdrawals up to $20 per month with direct deposit and up to $8
per month without.

2PSECU is not a credit reporting agency. Members must have PSECU checking or a
PSECU loan to be eligible for this service. Joint owners are not eligible.

Need to talk to us directly?
800.237.7328
Routing #: 231381116
 * Facebook
 * LinkedIn
 * Twitter
 * Instagram
 * Pinterest
 * YouTube


 * Get to Know Us Get to Know Us:
   * What's Digital-First Banking?
   * How We Serve Our Members
   * PSECU for Employers
   * Careers We're Hiring!
   * Resource Center
 * Quick Links Quick Links:
   * Rates
   * Calculators
   * Downloadable Forms
   * Become a Member
 * Contact & Support Contact & Support:
   * Support
   * Browse FAQs
   * Resume an Application
   * Find an ATM
   * Contact Us
 * Download the App Download the App:
   * App Store
   * Play Store

 * Sitemap
 * Disclosures & Agreements
 * Security
 * Privacy
 * © 2024 PSECU. All Rights Reserved.

 * Insured by NCUA
 * Equal Housing Lender








Feedback