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FACTS


WHAT DOES FREEDOM DEBT RELIEF, LLC ("FREEDOM") DO WITH YOUR PERSONAL
INFORMATION?



Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing. Federal
law also requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to understand what we
do.What?The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
 * Social Security number, credit score, credit card or other debts
 * Name, contact information, account balances and transaction history
 * Income and employment information

How?All financial companies need to share customers' personal information to run
their everyday business. In the section below, we list the reasons financial
companies can share their customers' personal information; the reasons Freedom
chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Freedom share?Can you limit
this sharing?For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureausYesNoFor our
marketing purposes—
to offer our products and services to youYesNoFor joint marketing with other
financial companiesYesNoFor our affiliates’ everyday business purposes—
information about your transactions and experiencesYesNoFor our affiliates’
everyday business purposes—
information about your creditworthiness YesYesFor our affiliates to market to
you YesYesFor nonaffiliates to market to youYesYes

To limit our sharing

Call 800-655-6303 or email us at support@freedomdebtrelief.com

Please note:

If you are a new customer, for those types of information where you have a right
to limit our sharing, we can begin sharing your information 30 days from the
date we sent this notice. When you are no longer a customer, we continue to
share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 800-655-6303 or go towww.freedomdebtrelief.com

Who we areWho is providing this notice?Freedom Debt Relief, LLC “(Freedom”)What
we doHow does Freedom protect my personal information?To protect your personal
information from unauthorized access and use, we use security measures that
comply with federal law. These measures include computer safeguards and secured
files and buildings.How does Freedom collect my personal information?We collect
your personal information, for example, when you
 * Fill out an application or provide lead information
 * Open an account or give us your income information
 * Provide account information or provide employment information
 * Give us your contact information

We also collect your personal information from others, such as credit bureaus,
affiliates or other companies.Why can’t I limit all sharing?Federal law gives
you the right to limit only
 * Sharing for affiliates' everyday business purposes—information about your
   creditworthiness
 * Affiliates from using your information to market to you
 * Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit
sharing.What happens when I limit sharing for an account I hold jointly with
someone else?Your choices will apply to everyone on your
account.DefinitionsAffiliatesCompanies related by common ownership or control.
They can be financial and nonfinancial companies. Our affiliates include:
 * Freedom Financial Asset Management, LLC, d/b/a ConsolidationPlus and
   FreedomPlus, Bills.com, LLC, and Lendage, LLC.

NonaffiliatesCompanies not related by common ownership or control. They can be
financial and nonfinancial companies.
 * Nonaffiliates we share with include direct marketing companies, service
   providers, insurance companies, financial companies, and broker/dealers.

Joint marketingA formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
 * Our joint marketing partners include: financial institutions, lead
   generators, and marketing and sales organizations.

Other important information

See the following page for important state-specific disclosures.

FOR NEVADA RESIDENTS: We are providing you this notice pursuant to state law.
You may be placed on our internal “do not call” list by calling 800-655-6303 or
emailing your request to support@freedomdebtrelief.com. Nevada law requires that
we also provide you with the following contact information: Bureau of Consumer
Protection, Office of the Nevada Attorney General, 555 E.Washington St. – Suite
3900, Las Vegas, NV 89101; 702- 486-3132 –
BCPINFO@ag.state.nv.us.
FOR VERMONT RESIDENTS: In accordance with Vermont law, we will not share
information we collect about Vermont residents with companies who are not
affiliates, except as permitted by law, such as with your consent or to service
your accounts. We will not share information about your creditworthiness with
our affiliates without your authorization or consent but we may share
information about our transactions or experiences with you with our affiliates
without your consent.
FOR MONTANA RESIDENTS: In accordance with Montana law, we will not disclose your
name or personal information to anyone other than your enrolled creditors or our
agents, affiliates, or contractors.
FOR CALIFORNIA RESIDENTS: In accordance with California law, we will not share
information we collect about you with nonaffiliates, except as allowed by law.
For example, we may share information with your consent or to service your
accounts. You may also have additional rights to limit the disclosure of your
personal information under the California Consumer Protection Act (“CCPA”). See
below for your right to limit our sharing among our affiliates.
Your Rights
You have the following rights to restrict the sharing of personal and financial
information with our affiliates (companies we own or control) and outside
companies that we do business with. Nothing in this form prohibits the sharing
of information necessary for us to follow the law, as permitted by law, or to
give you the best service on your accounts with us. This includes sending you
information about some other products or services.
Your Choices
Restrict Information Sharing With Companies We Own or Control (Affiliates):
Unless you opt out we may share personal and financial information about you
with our affiliated companies.
Restrict Information Sharing With Other Companies We Do Business With To Provide
Financial Products And Services: Unless you say “No,” we may share personal and
financial information about you with outside companies we contract with to
provide financial products and services to you.
Time Sensitive Reply
You may make your privacy choice(s) at any time. However, if we do not hear from
you, we may share some of your information with affiliated companies and other
companies with whom we have contracts to provide products and services.

To exercise your choices do one of the following:

(1) Call this toll-free number: 800-655-6303

(2) Email us at support@freedomdebtrelief.com

THE FDR PROGRAM

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OUR COMPANY

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Client Dashboard



California Residents

California Privacy Notice

Do Not Sell My Personal Information

© 2022. All rights reserved. Freedom Debt Relief, LLC
Terms of UsePrivacy Notice

*Our estimates are based on prior results, which will vary depending on your
specific enrolled creditors and your individual program terms. Not all clients
are able to complete their program for various reasons, including their ability
to save sufficient funds. We do not guarantee that your debts will be resolved
for a specific amount or percentage or within a specific period of time. We do
not assume your debts, make monthly payments to creditors or provide tax,
bankruptcy, accounting or legal advice or credit repair services. Our service is
not available in all states, including New Jersey, and our fees may vary from
state to state. Please contact a tax professional to discuss potential tax
consequences of less than full balance debt resolution. Read and understand all
program materials prior to enrollment. The use of debt settlement services will
likely adversely affect your creditworthiness, may result in you being subject
to collections or being sued by creditors or collectors and may increase the
outstanding balances of your enrolled accounts due to the accrual of fees and
interest. However, negotiated settlements we obtain on your behalf resolve the
entire account, including all accrued fees and interest. C.P.D. Reg. No.
T.S.12-03825. Freedom Debt Relief, LLC does not discriminate on the basis of
race, color, religion, sex, marital status, national origin, or ancestry.
Freedom Debt Relief is located at 2114 E Rio Salado Pkwy, Tempe, AZ 85281






English
Accessibility Adjustments
Reset Settings Statement Hide Interface

Choose the right accessibility profile for you
OFF ON
Seizure Safe Profile Clear flashes & reduces color
This profile enables epileptic and seizure prone users to browse safely by
eliminating the risk of seizures that result from flashing or blinking
animations and risky color combinations.
OFF ON
Vision Impaired Profile Enhances website's visuals
This profile adjusts the website, so that it is accessible to the majority of
visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract,
Glaucoma, and others.
OFF ON
ADHD Friendly Profile More focus & fewer distractions
This profile significantly reduces distractions, to help people with ADHD and
Neurodevelopmental disorders browse, read, and focus on the essential elements
of the website more easily.
OFF ON
Cognitive Disability Profile Assists with reading & focusing
This profile provides various assistive features to help users with cognitive
disabilities such as Autism, Dyslexia, CVA, and others, to focus on the
essential elements of the website more easily.
OFF ON
Keyboard Navigation (Motor) Use website with the keyboard
This profile enables motor-impaired persons to operate the website using the
keyboard Tab, Shift+Tab, and the Enter keys. Users can also use shortcuts such
as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics)
to jump to specific elements.

Note: This profile prompts automatically for keyboard users.
OFF ON
Blind Users (Screen Reader) Optimize website for screen-readers
This profile adjusts the website to be compatible with screen-readers such as
JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software that is
installed on the blind user’s computer and smartphone, and websites should
ensure compatibility with it.

Note: This profile prompts automatically to screen-readers.
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Accessibility StatementCompliance status

We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
functions. As soon as a user with a screen-reader enters your site, they
immediately receive a prompt to enter the Screen-Reader Profile so they can
browse and operate your site effectively. Here’s how our website covers some of
the most important screen-reader requirements:

 1. Screen-reader optimization: we run a process that learns the website’s
    components from top to bottom, to ensure ongoing compliance even when
    updating the website. In this process, we provide screen-readers with
    meaningful data using the ARIA set of attributes. For example, we provide
    accurate form labels; descriptions for actionable icons (social media icons,
    search icons, cart icons, etc.); validation guidance for form inputs;
    element roles such as buttons, menus, modal dialogues (popups), and others. 
    
    Additionally, the background process scans all of the website’s images. It
    provides an accurate and meaningful image-object-recognition-based
    description as an ALT (alternate text) tag for images that are not
    described. It will also extract texts embedded within the image using an OCR
    (optical character recognition) technology. To turn on screen-reader
    adjustments at any time, users need only to press the Alt+1 keyboard
    combination. Screen-reader users also get automatic announcements to turn
    the Screen-reader mode on as soon as they enter the website.
    
    These adjustments are compatible with popular screen readers such as JAWS,
    NVDA, VoiceOver, and TalkBack.
    
    
 2. Keyboard navigation optimization: The background process also adjusts the
    website’s HTML and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
    them in with the Spacebar or Enter key.
    
    Additionally, keyboard users will find content-skip menus available at any
    time by clicking Alt+2, or as the first element of the site while navigating
    with the keyboard. The background process also handles triggered popups by
    moving the keyboard focus towards them as soon as they appear, not allowing
    the focus to drift outside.
    
    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
    (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website
 * Epilepsy Safe Profile: this profile enables people with epilepsy to safely
   use the website by eliminating the risk of seizures resulting from flashing
   or blinking animations and risky color combinations.
 * Vision Impaired Profile: this profile adjusts the website so that it is
   accessible to the majority of visual impairments such as Degrading Eyesight,
   Tunnel Vision, Cataract, Glaucoma, and others.
 * Cognitive Disability Profile: this profile provides various assistive
   features to help users with cognitive disabilities such as Autism, Dyslexia,
   CVA, and others, to focus on the essential elements more easily.
 * ADHD Friendly Profile: this profile significantly reduces distractions and
   noise to help people with ADHD, and Neurodevelopmental disorders browse,
   read, and focus on the essential elements more easily.
 * Blind Users Profile (Screen-readers): this profile adjusts the website to be
   compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
   screen-reader is installed on the blind user’s computer, and this site is
   compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.

Additional UI, design, and readability adjustments
 1. Font adjustments – users can increase and decrease its size, change its
    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
    light, dark, inverted, and monochrome. Additionally, users can swap color
    schemes of titles, texts, and backgrounds with over seven different coloring
    options.
 3. Animations – epileptic users can stop all running animations with the click
    of a button. Animations controlled by the interface include videos, GIFs,
    and CSS flashing transitions.
 4. Content highlighting – users can choose to emphasize essential elements such
    as links and titles. They can also choose to highlight focused or hovered
    elements only.
 5. Audio muting – users with hearing devices may experience headaches or other
    issues due to automatic audio playing. This option lets users mute the
    entire website instantly.
 6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
    Wiktionary, allowing people with cognitive disorders to decipher meanings of
    phrases, initials, slang, and others.
 7. Additional functions – we allow users to change cursor color and size, use a
    printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

Notes, comments, and feedback

Despite our very best efforts to allow anybody to adjust the website to their
needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
accessibility, adding, updating, improving its options and features, and
developing and adopting new technologies. All this is meant to reach the optimal
level of accessibility following technological advancements. If you wish to
contact the website’s owner, please use the website's form

Hide Accessibility Interface? Please note: If you choose to hide the
accessibility interface, you won't be able to see it anymore, unless you clear
your browsing history and data. Are you sure that you wish to hide the
interface?
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