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 * Pet Insurance
   * * Dog Insurance
     * Cat Insurance
     * Puppy Insurance
     * Kitten Insurance
     * Learn About Pet Insurance
     * Pet Insurance Reviews
   * * Pet Insurance by State
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   * * What Does Pet Insurance Cover?
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Affordable Pet Insurance Options


SPECIAL OFFER FOR LIFEMART MEMBERS

Up to a 20% Discount:

 * 10% Discount on all pets
 * Additional 10% multi-pet discount on all added pets

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Partner ID: EB_LIFEMART

1


VISIT ANY LICENSED VET

Get vet treatment in the US or Canada.

2


SUBMIT YOUR CLAIM

Send us your bill online, in our app, or via fax.

3


GET CASH BACK

Get paid back for eligible vet bills for covered conditions.


WHAT IS COVERED IN SPOT PLANS?

Plan Options
Accident & IllnessAccident Only
eligible diagnostics and treatments for costly accidents and illnesses:

Vet Exam Fees

Microchip Implantation

Behavioral Issues

X-rays & Tests

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Hereditary Conditions

Dental Illnesses

Vet Exam Fees

Microchip Implantation

Behavioral Issues

X-rays & Tests

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Hereditary Conditions

Dental Illnesses

Digestive Illnesses

Hip Dysplasia

Cancer & Growths

Infectious diseases & diseases from parasites

Orthopedic

Swallowed Objects & Toxins

Diagnostics & Treatments

Prescription Medications

Surgery & Specialized Care

Advanced Care

Virtual Vet Visits

Alternative Therapies (e.g. Acupuncture)

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View Full Coverage Details


SPOT PREVENTIVE CARE COVERAGE PERKS


SPAYING OR NEUTERING

Covered for an extra cost in the Platinum Preventative Add-on


DENTAL TEETH CLEANING

Cleaning coverage included in Spot's preventative care coverage options for an
extra cost


WELLNESS EXAMS

Routine exams and screenings give your vet the opportunity to detect health
issues in the early stages

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24/7 PET HEALTH HELPLINE

Policyholders of insurance plans from Spot are provided immediate access to a
24/7 helpline for pet health, behavior, and wellness questions powered by
VetAccess™.

Your questions will be answered by veterinary experts 24/7 at no additional
cost!

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HAPPY PET PARENTS TRUST SPOT



Rated 4.7 / 5 based on 6,646 reviews




SPOT WAS THERE WHEN WE NEEDED THEM

Stewart had Spot Pet Insurance for 2 years and we didn't need it much, until we
did. This past month has been one of the hardest for my family as we had to say
goodbye to Stewart after 13 years of love and companionship. Spot made the
process as painless as possible and even after submitting the final paperwork
for when we said goodbye to Stewart, they even canceled the policy for us and
sent a note to my email about how sorry to hear about Stewart they were. I have
suggested Spot to everyone I know with a fur baby and when I inevitably let
another fluffy friend back in my heart, will definitely be returning to Spot.

Abbi Wik

about 19 hours ago




QUICK TURN AROUND WITH MY REIMBURSEMENT…

Quick turn around with my reimbursement from my vet receipts.

Shelley Arnold

about 20 hours ago




FILING A CLAIM IS RELATIVELY EASY

Filing a claim is relatively easy, turn around on reimbursement was very quick.
My only comment, not meant to be negative, is I would like to see the EOB on the
claim and also an easier way to see the benefits, just like for a human :)

Robbin Lee

1 day ago




I FIND IT VERY EASY TO MAKE A CLAIM AND…

I find it very easy to make a claim and the response time is really good ...

KB

1 day ago




QUICK TURNAROUND

Quick turnaround

Mark Lysaght

2 days ago




EFFICIENT

Spot was very efficient in finalizing and issuing claim refund. No questions
asked.

CC

2 days ago




RELIABLE PET INSURANCE WITH GREAT COVERAGE AND SERVICE

Spot Pet Insurance has been a lifesaver for me and my furry friend! The coverage
options are comprehensive and customizable, making it easy to find a plan that
fits my budget and needs. Filing claims is simple and straightforward, with
quick reimbursements that take the stress out of unexpected vet visits. Their
customer service is friendly and always ready to help, which I truly appreciate.
Having Spot gives me peace of mind knowing that my pet is protected and I won’t
be overwhelmed by large vet bills. Highly recommend to all pet owners!

Vaughn Henry

2 days ago




COOPERATION IN PROVIDING ALL…

Cooperation in providing all information request and answering questions to
enable completed claims. Thank You L. HARPLEY

Les Harpley

3 days ago




THEY WERE VERY PROFESSIONAL WHEN IT…

They were very professional when it came to my pets needs.

Regina Trujillo

3 days ago


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PET FAQS


 * What Does Pet Insurance Cover?
 * Does Pet Insurance Cover Pre-Existing Conditions?
 * Does Pet Insurance Cover Spaying & Neutering?
 * How Pet Insurance Works?
 * How to Choose The Best Pet Insurance?
 * Is Pet Insurance Worth It?
 * Preventative Care Plans
 * Should I Get Pet Insurance?

PET INSURANCE BY STATE


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PET ADVICE


 * Breed Tips
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 * Dog Tips
 * Kitten Tips
 * Local Pet Insights
 * Pet Lifestyle
 * Pet Safety
 * Puppy Tips

RESOURCES


 * Employers
 * Agency Information
 * Sources & Citations
 * Sample Policy
 * Terms & Conditions
 * ADA Notice
 * Member Center
 * Claims Form
 * Help Center

COMPANY


 * About Us
 * Careers
 * News
 * Contact Us

Are you looking for Pet Insurance in Canada?
NOTICE TO CALIFORNIA RESIDENTSInsurer Disclosure of Important Policy Provisions

Waiting periods, annual deductible, co-insurance, benefit limits and exclusions
may apply. For all terms visit https://spotpet.com/sample-policy. Products,
schedules, discounts, and rates may vary and are subject to change. 10%
multi-pet discount is available on all pets after the first. More information
available at checkout.
Insurance plans are underwritten by either Independence American Insurance
Company (NAIC #26581. A Delaware insurance company located at 11333 N.
Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254) or United States Fire Insurance
Company (NAIC #21113. Morristown, NJ), and are produced by Spot Pet Insurance
Services, LLC. (NPN # 19246385. 990 Biscayne Boulevard Suite 603, Miami, FL
33132. CA License #6000188).

 * ^Plans only cover eligible expenses.
 * ªAvailable if no claims have been filed. There is a 15-day money back
   guarantee in ME, LA and WA. Not available in NY.
 * ~Only available to residents of AR, AZ, CA, FL, ID, IN, ME, MT, NJ, NM, NY,
   OK, OR and WA, or potential customers in GA, KY, MN, MS, NH, NV, OH, PA, and
   WY. Subject to eligibility. Full terms: spotpet.com/amz-terms
 * ∞ No purchase necessary. Based on total combined Spot Perks discounts applied
   to avg. vendor cart value. spotpet.com/perks-terms‍
 * ≈Advertised premium is based on an accident and illness plan with an 80%
   reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a
   2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
 * +Jan 2019 to May 2024 administrator Claims Data. Includes total reimbursed
   for accident, illness & wellness claims.‍

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