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Pet Insurance policies are underwritten by Independence American Insurance
Company.

 * Pet Insurance
    * Dog Insurance
    * Cat Insurance
    * Coverage
    * Compare
    * FAQs

 * Pet Cloud
 * Blog

 * About
 * Contact

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PET INSURANCE DESIGNED BY
PET PEOPLE



Flexible, reliable pet insurance for intentional, modern pet parents.



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 * Rated Best for Comprehensive Coverage
   
   2021, 2022

 * Best for Reimbursement
   
   2022

 * Easiest to Use App
   
   2022


FIND THE BEST PLAN FOR YOUR PET

Pet insurance that fits into your life, not the other way around.

 * 
   Cat Insurance
 * 
   Dog Insurance

What more can a customer ask for? Claim filed on Monday, claim paid on Thursday
- of the same week! Thank you, Figo! I feel that I can put my dog's health first
knowing that I have awesome pet insurance.

Susan G.,

Pet Parent to Bella


MORE THAN A PET.
MORE THAN INSURANCE.





 * Coverage for Curable Pre-Existing Conditions
   
   We may cover pre-existing conditions considered curable if they show no signs
   or symptoms within 12 months of last treatment.

 * Lightning Fast Claims
   
   Most claims close in less than 3 business days.

 * Live Vet
   
   Free 24/7 access to licensed veterinary professionals. Here for you during
   emergencies no matter when they happen.

Explore our plans and coverage


OUR PETS NEED
A LOT OF CARE

Flexible plans and Powerups help you find the option that best fits you and your
pet's life.

Get a Quote


WHAT REAL PET PARENTS
ARE SAYING





 * > I love the convenience of the Figo app. I was able to submit this claim in
   > less than two minutes! Also, reimbursement is quick as well. My claim was
   > processed in less than 24 hours. I highly recommend Figo!
   
   Ted H., Pet Parent to Eliot
   
   

 * > I am so happy I have Figo. I would not be able to afford medical for my pet
   > by myself. I appreciate the kind attention Figo takes in processing claims.
   > Thank you!
   
   Mary U., Pet Parent to Laura
   
   

 * > The whole process from starting a few months ago to now was so easy and
   > fast. It made having a sick puppy just a little less stressful. Thanks!
   
   Charlie K., Pet Parent to Remy
   
   


MEET FIGO'S
POWERUPS



Game-changing optional coverage - because choice is essential



 * Wellness Stay on top of yearly exams, vaccines & more with preventative
   coverage.

 * Vet Exam Fees for Accident and Illness Visits Coverage for exam or
   consultation fees associated with the treatment of your pet, beyond
   preventative care.


PETS DESERVE MORE.
SO WE’RE GIVING YOU MORE RESOURCES TO HELP THEM.





Learn more about Pet Cloud



READ OUR BLOG

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 * THE COOLEST PET-FRIENDLY AIRBNBS IN EVERY STATE
   
   At Figo, our team is filled with travel lovers and pet parents alike, so we
   did the work and picked the coolest pet-friendly Airbnb from every state.


 * THE ULTIMATE NEW YORK CITY PET-FRIENDLY TRAVEL GUIDE
   
   The best pet-friendly spots are in New York City and we’ve got the scoop on
   some of our favorites!


 * HOW TO SAVE MONEY AND TRAVEL CHEAPLY WITH PETS
   
   Airfare is up over 60% since 2021, and hotel rates aren't too far behind
   either. How do we get away without breaking the bank?


CUSTOMIZED
BY YOU



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than 60 seconds!






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No one is permitted to sell, solicit or negotiate an insurance policy without a
producer license in the state in which the plan is sold, and all prospects
should be directed to Figo Pet Insurance. The information contained in this
website is for illustrative purposes only and coverage under any pet insurance
policy is expressly subject to the conditions, restrictions, limitations,
exclusions (including pre-existing conditions), and terms of the policy
documentation issued by the insurer. Availability of this program is subject to
each state’s approval and coverage may vary by state. Coverage underwritten by
Independence American Insurance Company (IAIC), a Delaware Insurance
Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Live Vet
and the Figo Pet Cloud are separate non-insurance services unaffiliated with
IAIC. Figo Pet Insurance's California license number is 0K02763.

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Accessibility StatementCompliance status

We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
functions. As soon as a user with a screen-reader enters your site, they
immediately receive a prompt to enter the Screen-Reader Profile so they can
browse and operate your site effectively. Here’s how our website covers some of
the most important screen-reader requirements:

 1. Screen-reader optimization: we run a process that learns the website’s
    components from top to bottom, to ensure ongoing compliance even when
    updating the website. In this process, we provide screen-readers with
    meaningful data using the ARIA set of attributes. For example, we provide
    accurate form labels; descriptions for actionable icons (social media icons,
    search icons, cart icons, etc.); validation guidance for form inputs;
    element roles such as buttons, menus, modal dialogues (popups), and others. 
    
    Additionally, the background process scans all of the website’s images. It
    provides an accurate and meaningful image-object-recognition-based
    description as an ALT (alternate text) tag for images that are not
    described. It will also extract texts embedded within the image using an OCR
    (optical character recognition) technology. To turn on screen-reader
    adjustments at any time, users need only to press the Alt+1 keyboard
    combination. Screen-reader users also get automatic announcements to turn
    the Screen-reader mode on as soon as they enter the website.
    
    These adjustments are compatible with popular screen readers such as JAWS,
    NVDA, VoiceOver, and TalkBack.
    
    
 2. Keyboard navigation optimization: The background process also adjusts the
    website’s HTML and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
    them in with the Spacebar or Enter key.
    
    Additionally, keyboard users will find content-skip menus available at any
    time by clicking Alt+2, or as the first element of the site while navigating
    with the keyboard. The background process also handles triggered popups by
    moving the keyboard focus towards them as soon as they appear, not allowing
    the focus to drift outside.
    
    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
    (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website
 * Epilepsy Safe Profile: this profile enables people with epilepsy to safely
   use the website by eliminating the risk of seizures resulting from flashing
   or blinking animations and risky color combinations.
 * Vision Impaired Profile: this profile adjusts the website so that it is
   accessible to the majority of visual impairments such as Degrading Eyesight,
   Tunnel Vision, Cataract, Glaucoma, and others.
 * Cognitive Disability Profile: this profile provides various assistive
   features to help users with cognitive disabilities such as Autism, Dyslexia,
   CVA, and others, to focus on the essential elements more easily.
 * ADHD Friendly Profile: this profile significantly reduces distractions and
   noise to help people with ADHD, and Neurodevelopmental disorders browse,
   read, and focus on the essential elements more easily.
 * Blind Users Profile (Screen-readers): this profile adjusts the website to be
   compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
   screen-reader is installed on the blind user’s computer, and this site is
   compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.

Additional UI, design, and readability adjustments
 1. Font adjustments – users can increase and decrease its size, change its
    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
    light, dark, inverted, and monochrome. Additionally, users can swap color
    schemes of titles, texts, and backgrounds with over seven different coloring
    options.
 3. Animations – epileptic users can stop all running animations with the click
    of a button. Animations controlled by the interface include videos, GIFs,
    and CSS flashing transitions.
 4. Content highlighting – users can choose to emphasize essential elements such
    as links and titles. They can also choose to highlight focused or hovered
    elements only.
 5. Audio muting – users with hearing devices may experience headaches or other
    issues due to automatic audio playing. This option lets users mute the
    entire website instantly.
 6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
    Wiktionary, allowing people with cognitive disorders to decipher meanings of
    phrases, initials, slang, and others.
 7. Additional functions – we allow users to change cursor color and size, use a
    printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

Notes, comments, and feedback

Despite our very best efforts to allow anybody to adjust the website to their
needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
accessibility, adding, updating, improving its options and features, and
developing and adopting new technologies. All this is meant to reach the optimal
level of accessibility following technological advancements. If you wish to
contact the website’s owner, please use the website's form

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