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* Products * Guidance * For Business Login Sign Up Get the App × Products × GET QUICK CASH Instacash BORROW Credit Cards Personal Loans Auto Loan Refinance Student Loan Refinance BANK Mobile Banking - RoarMoneySM EARN CASHBACK MoneyLion WOW View All Products BUILD CREDIT Credit Builder Plus Membership INVEST Managed Investing MoneyLion Crypto SAVE Auto Insurance Savings High Yield Savings View All Products × Guidance × Bull vs. Bear Stock and ETFs Taxes What is a Credit Score Money 101 Featured From Our Creators Money Hacks & Tips Financial Wellness View All Guidance Savings Borrow Quick Cash Build Credit Banking Investing In the News Racing View All Guidance Log In Sign Up -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- MAKE BETTER MONEY DECISIONS Take advantage of cutting-edge financial products, top-notch guidance, and a community of MoneyLions making their best money decisions. App Store Google Play Trustpilot Get Quick Cash Borrow Bank Earn Cashback Build Credit Invest Save Instacash GET PAID ANY DAY. Get up to $500 No interest, no credit check, no mandatory fees Available in minutes for a variable fee Get Paid Early Personal Loans PERSONAL LOAN OFFERS1 UP TO $50,000 Get offers in minutes Compare offers without affecting your credit score2 Multiple loan offers make it easy to choose the best offer for you See Loan Offers RoarMoney Mobile Banking BANKING YOUR WAY Get paid up to 2 days early3 Earn cashback on spending4 Access your money when and where you want MoneyLion is a financial technology company, not a bank. RoarMoneySM is powered by Pathward®, N.A., Member FDIC. Bank Your Way Moneylion wow membership ONE MEMBERSHIP FOR ALL THINGS MONEY Get cashback on loans, credit building tools and more Access to MoneyLion’s financial products with added benefits Exclusive weekly giveaways and member deals Upgrade Now Credit Builder Plus MEMBERS RAISE THEIR SCORE BY 27+ POINTS IN 60 DAYS5 Get funds while you save and build credit No hard credit check6 Access to a portion of your loan funds right away Build My Credit Managed Investing INVEST LIKE THE RICH Start with as little as $17 Fully managed portfolios tailored to your risk level Auto Invest, Round Ups and Auto Rebalancing features Invest In Your Future High-Yield Savings EARN UP TO 5.25% APY* Compare and choose from top high-yield savings accounts FDIC/NCUA insured up to $250K No monthly fees on most accounts *as of November 2023 Save Now Unlock your free money guide! Join Professor Cope for lessons on Budgeting, Investing, & more Learn more FILE YOUR TAXES FOR FREE WITH MONEYLION AND ENJOY: * A Max Refund Guaranteed * Completely Free Tax Filing For RoarMoneySM Customers * Protection From Penalties And Interest * File In Minutes On Your Phone Or Computer Get Started Powered by Column Tax - *No Purchase Necessary. Official Rules Apply Products Cutting-edge products now accessible to all From mobile banking with rewards, interest-free cash advances, automated investing, and credit-building tools to a comprehensive marketplace of personalized offers, we design financial products that are accessible to all. View All Products Guidance Easy and engaging content for every money decision8 From tips and tricks provided by our network of creators to financial calculators, product comparisons, and money quizzes, we offer tailored solutions for every money question. Learn More Community Thrive alongside other MoneyLions Get 24/7 support, tips, and Instacash Peer Boosts9 from your peers through in-app conversations and discussion forums. Sign Up Guidance within reach Learn More Financial Literacy LEARN WHAT SCHOOL SHOULD HAVE TAUGHT YOU. FINALLY. Read Know Money UNLOCK YOUR FREE MONEY COURSE Watch Daily Newsletter YOUR DAILY DOSE OF MARKET NEWS Read Learn More SUBSCRIBE TO OUR DAILY NEWSLETTER FOR THE TLDR FINANCIAL UPDATES. Mentioned In Rated "Excellent" on Apple as of 12.01.2023 108K 4.7/5 Rated "Excellent" on Google Play as of 12.01.2023 104K 4.5/5 Rated "Excellent" on Trustpilot as of 12.01.2023 28K 4.6/5 WHAT PEOPLE SAY10 They have something great here!!!! MoneyLion is without a doubt the best all around for savings [tips], building credit, earning extra cash, and somehow make it fun along the way! $WarmerShannon855 MoneyLion App 8/26/23 I love this app. I have learned so much. The investment and savings [offers] portion has been absolutely amazing and so helpful. Thank you MoneyLion. $RosyNicole119 MoneyLion App 8/26/23 This is the most helpful app I've ever had to borrow funds and help build credit with rewards in the end of the journey. Love it! TyPeezy App Store 6/02/23 SCAN THE QR CODE TO DOWNLOAD THE APP Continue on Web Download the App DOWNLOAD THE APP Download the App FOLLOW US TikTok THERE IS A REASON WE ARE THE #1 FINTECH ON TIKTOK. REAL-TIME COMMENTARY AND FINANCIAL UPDATES. Instagram LATEST BLOGS, EXCLUSIVE GIVEAWAYS, AND MORE. LinkedIn MONEYLION COMPANY NEWS, AND CAREER UPDATES. Facebook GET INSPIRED, AND CONNECT WITH OTHER MONEYLIONS. YouTube ORIGINAL CONTENT TAILORED TO INSPIRE FINANCIAL SUCCESS. SIGNING UP ONLY TAKES A FEW MINUTES. YOUR MONEY WILL THANK YOU. MoneyLion NMLS ID 1237506 © 2013 - 2024, MoneyLion Inc. All Rights Reserved. Company * About Us * Careers * MoneyLife * Calculators * Investors Support * Contact Us * FAQs * Terms of Service * Privacy Policy * Do Not Sell or Share My Personal Information * GLBA Privacy Notice * Licensing * Accessibility * RoarMoney Customer Center Contact 24 hours a day 7 days a week 1-844-224-0087 customercare@moneylion.com 1. MoneyLion does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. MoneyLion is not liable for any third party’s failure with regard to those advertised products, services, and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, and may be subject to a different privacy policy than MoneyLion’s. You should check individual offers, products, and services to become familiar with any applicable restrictions or conditions that may apply. 2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score. 3. With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check. 4. Qualified purchases of $10 or more in a single transaction made with your MoneyLion Debit Mastercard® or RoarMoney Virtual Card are eligible for the MoneyLion Shake ‘N’ Bank Cash Back Promotion for up to 5 shakes per month. Unlimited shakes are available with an active and current WOW membership. Cash Back Rewards begin at $0.01 and are subject to a cap of $500 per transaction. Must be a MoneyLion member in good standing to participate. Any Cash Back Rewards you earn will be deposited into your MoneyLion Investment Account. Your opportunity to receive Cash Back Rewards may expire if you do not successfully complete the Shake ‘N’ Bank activity within the time period disclosed to you in the MoneyLion app. MoneyLion reserves the right to review transactions for eligibility and to discontinue this incentive at any time without notice. Any fraudulent or other suspicious activity will void any rewards points earned and may also result in account suspension or cancellation. Certain exclusions and limitations apply. See Shake ‘N’ Bank Terms and Conditions and MoneyLion Rewards Program Terms and Conditions for more information. 5. Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. A soft credit pull will be conducted which has no impact to your credit score. Credit Builder Plus loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are made by either exempt or state-licensed subsidiaries of MoneyLion Inc., and require a loan payment in addition to the membership payment. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. The funds in this account will be placed into money market and/or cash sweep vehicles, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states. Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV. Credit score improvement is not guaranteed. A soft credit pull will be conducted that has no impact to your credit score. Credit scores are independently determined by credit bureaus. Data was sourced from credit score data from over 147,500 Credit Builder Plus members with an active loan between January 1, 2020, and March 15, 2023. Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus. MoneyLion is not a Credit Services Organization. Credit Builder Plus is an optional service offered by MoneyLion. 6. When you apply for CreditBuilder Plus, we will perform a soft credit pull to review certain financial information. This soft inquiry has no impact to your credit score and may or may not be recorded in your credit reports depending on the bureau. This is unlike a hard credit pull which affects your credit score and can appear on your credit report for two (2) years. 7. $1 minimum transfer amount from your RoarMoneySM demand deposit account to your MoneyLion Managed Investment Account. $5 minimum transfer amount from any external account to your MoneyLion Managed Investment Account. No minimum account balance required. 8. The influencer, creator and other content provided by MoneyLion (“Content”) is for informational and entertainment purposes only and should not be construed as legal, tax, investment, financial, or other advice. All Content is intended to be of a general nature, does not address the circumstances of any particular individual or entity, and may not constitute a comprehensive or complete statement of the matters discussed. MoneyLion is not a fiduciary by virtue of any person’s use of or reliance on the Content. You should consult an appropriate professional if you require any legal, tax, investment, financial or other advice. 9. The $5 Instacash Boost will increase your Instacash advance limit for the calendar month in which it is received and can only be utilized by users with a maintained Instacash eligibility. The $5 Instacash Boost can only be used once. You may only receive one Boost from up to 5 friends per month. Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements. 10. Reviews may be edited to correct grammar or typing errors or shortened if the entire review did not seem relevant for the general public. Reviews are from real MoneyLion users and may not reflect the typical MoneyLion user experience and not intended to represent or guarantee that anyone will achieve the same or similar results or outcomes. MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account is provided by, and MoneyLion Debit Mastercard®️ issued by, Pathward®️, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. This website utilizes necessary, analytics, functional, and marketing cookies and other online tracking technologies to learn more about you and your preferences, operate the website, improve our products and services, provide enhanced functionality, tailor content to you, and assist with advertising efforts. To learn more, see our Privacy Policy I understand