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Submitted URL:
http://ww16.capitol-one.us/
Effective URL:
https://lending.loandepot.com/mortgage-rates/?sc_camp=81F8BC84BAB44165B3C8C1C8BFC6FAC5&utm_source=ad.net&utm_medium=paidsearch...
Submission: On December 20 via api (December 20th 2021, 8:11:45 am UTC) from US — Scanned from US

Form analysis
1 forms found in the DOM

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          <option _ngcontent-bax-c5="" value="Refinance" class="ng-star-inserted"> Refinance </option>
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            Refinance </span></label><label class="radio" for="loanType2"><span class="radio__input"><input type="radio" name="loanType" value="Purchase" id="loanType2"><span class="radio__control"></span></span><span class="radio__label"> Purchase
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        Continue </button><!----><!----><!----></footer>
  </div>
</form>

Text Content

RATES NEAR HISTORIC LOWS! LOCK IN BEFORE RATES RISE!


START

HOME
   
 * CREDIT PROFILE
 * PROPERTY USE
 * ZIP CODE


BORROWER INFO

FINISH
View Disclosures
Example based on a 30 Year Fixed mortgage. Loan Amount: Loan Amount: $200,000.
Interest Rate: 2.75%. APR: 3.078%. Costs calculated in APR are for principal and
interest only and do not include property taxes, insurance, HOA or other fees
that may be required. Subject to qualification. Loan limits may apply. Interest
rates and APRs valid through December 20, 2021.
Step 1 of 6

0%

step 1 of 6Type of Loan: Refinance Purchase Refinance Purchase
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(*)★(*)★(*)★(*)★(*)★

AMAZING EXPERIENCE

“My refi with loanDepot was great. From start to finish the entire process was
easy. Alan Yu and Marria Tang were extremely efficient and professional. By far
the most stress free mortgage banking experience I’ve ever had.”

Antonio C. from Staten Island, NY.
(*)★(*)★(*)★(*)★(*)★

GREAT PROCESS START TO FINISH

"We did back to back loans with loanDepot, we refinanced one home (which three
other lenders told us due to Covid-19 could take up to 90 days). to use the
proceeds to both purchase and flip another home. The refinance was completed in
less then 30 days and the purchase was smooth and closed on time! Great Company
Service!"

LynnB from Dallas/Ft Worth, TX.
(*)★(*)★(*)★(*)★(*)★

HAD THE BEST EXPERIENCE

“I used loanDepot to refinance my house for the 3rd time...they have the best
customer service and always the cheaper rate for our need. I had the pleasure to
work with Mike Reyes each time! I definitely recommend them."

Shayma from Beaverton, OR.
(*)★(*)★(*)★(*)★(*)★

BEST REFINANCE EXPERIENCE EVER

"Loan Officers are very knowledgeable, agreeable, personable, and efficient.
Delivered everything promised. Closing was on time, at our home and very
thorough."

Dave from Venice, FL.
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By submitting this form, you are authorizing loandDepot.com, LLC and its
corporate parents, affiliates and partners to deliver or cause to be delivered
to you (including through agents and authorized third-parties) telemarketing
promotions for products or services in addition to those about which you are
applying, but that may be of interest to you using an automatic telephone
dialing system or an artificial or prerecorded voice and text messages to the
phone numbers you provided above. You are not required to sign this agreement as
a condition of purchasing any property, goods, or services.

This site is not authorized by the New York State Department of Financial
Services. No mortgage loan applications for properties located in the state of
New York will be accepted through this site.

To view legal disclosures and important notices, please click the following:
Lifetime Guarantee
Lifetime Guarantee

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and
contact requirements outlined below, the Guarantee applies to the refinancing of
an outstanding loan originated by loanDepot that is secured by the same property
upon which that borrower previously received from loanDepot a loan and
“loanDepot Lifetime Guarantee” certificate. The Guarantee is non-transferable
and does not apply to loans obtained to purchase a new property, new loans that
result in the creation of a separate lien on the current property (i.e., a “home
equity loan”), renovation loans, bond loan programs and down payment assistance
programs. The Guarantee also does not apply to loans applied for through third
parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale
division. The Guarantee may only be used by submitting an application directly
to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be
redeemed within 12 calendar months of the Date Issued. The ability to redeem the
Guarantee in part or in whole also is subject to future changes in Federal or
state law, or investor or guarantor restrictions on refinancing the existing
loan. loanDepot cannot guarantee that the borrower will be approved for a future
loan, the interest rate for a future loan, or the future appraised value of the
home. The borrower’s ability to qualify for a future loan will be subject to the
loan program terms and conditions available at that time. For future loans
meeting the above requirements and which are successfully closed, the appraisal
fee will be reimbursed at the closing of the loan transaction and no lender fees
will be charged. “Lender fees” do not include discount points associated with
the loan transaction. “Appraisal fee” includes only the fee associated with the
first appraisal on the loan transaction and does not include any ancillary
appraisal fees that may be charged in connection with the loan transaction
(e.g., second appraisal fee, appraisal re-inspection fee, appraisal
recertification fee, etc.). Terms and conditions are subject to change without
notice.




Future applicants must contact loanDepot directly via the website:
www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the
Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g.,
LendingTree) makes the borrower ineligible for this Guarantee.

Disclaimers
Disclaimers

Testimonial disclosure — Compensation was not paid in exchange for any
testimonial on this site. Individuals pictured may not be that of the endorsers
and is for display purposes only.

Refinance disclosure - By refinancing the existing loan, the total finance
charges may be higher over the life of the loan.

TX Consumer Complaint Disclosure

IL Community Reinvestment Act Notice

Rate Assumptions
Rate Assumptions

Rate Assumptions — Rates displayed are subject to change and assumes that you
are buying or refinancing an owner-occupied single family home, debt-to-income
ratios of 35% or lower, asset and reserve requirements are met, and your
property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is
based on the loan amount and may include up to 3 points. (Points include any
origination, discount and lender fees.) On adjustable-rate loans, interest rates
are subject to potential increases over the life of the loan, once the initial
fixed-rate period expires. Please contact one of our Licensed Lending Officers
at (888) 983-3240 for a customized rate and payment quote.

loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and
contact requirements outlined below, the Guarantee applies to the refinancing of
an outstanding loan originated by loanDepot that is secured by the same property
upon which that borrower previously received from loanDepot a loan and
“loanDepot Lifetime Guarantee” certificate. The Guarantee is non-transferable
and does not apply to loans obtained to purchase a new property, new loans that
result in the creation of a separate lien on the current property (i.e., a “home
equity loan”), renovation loans, bond loan programs and down payment assistance
programs. The Guarantee also does not apply to loans applied for through third
parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale
division. The Guarantee may only be used by submitting an application directly
to loanDepot.


For Guarantees issued on or after January 1, 2019, the Guarantee may not be
redeemed within 12 calendar months of the Date Issued. The ability to redeem the
Guarantee in part or in whole also is subject to future changes in Federal or
state law, or investor or guarantor restrictions on refinancing the existing
loan. loanDepot cannot guarantee that the borrower will be approved for a future
loan, the interest rate for a future loan, or the future appraised value of the
home. The borrower’s ability to qualify for a future loan will be subject to the
loan program terms and conditions available at that time. For future loans
meeting the above requirements and which are successfully closed, the appraisal
fee will be reimbursed at the closing of the loan transaction and no lender fees
will be charged. “Lender fees” do not include discount points associated with
the loan transaction. “Appraisal fee” includes only the fee associated with the
first appraisal on the loan transaction and does not include any ancillary
appraisal fees that may be charged in connection with the loan transaction
(e.g., second appraisal fee, appraisal re-inspection fee, appraisal
recertification fee, etc.). Terms and conditions are subject to change without
notice.




Future applicants must contact loanDepot directly via the website:
www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the
Guarantee. Applying for a loanDepot loan indirectly through a third party (e.g.,
LendingTree) makes the borrower ineligible for this Guarantee.

Testimonial disclosure — Compensation was not paid in exchange for any
testimonial on this site. Individuals pictured may not be that of the endorsers
and is for display purposes only.

Refinance disclosure - By refinancing the existing loan, the total finance
charges may be higher over the life of the loan.

TX Consumer Complaint Disclosure

IL Community Reinvestment Act Notice

Rate Assumptions — Rates displayed are subject to change and assumes that you
are buying or refinancing an owner-occupied single family home, debt-to-income
ratios of 35% or lower, asset and reserve requirements are met, and your
property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is
based on the loan amount and may include up to 3 points. (Points include any
origination, discount and lender fees.) On adjustable-rate loans, interest rates
are subject to potential increases over the life of the loan, once the initial
fixed-rate period expires. Please contact one of our Licensed Lending Officers
at (888) 983-3240 for a customized rate and payment quote.

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Licensing

© 2009-2021 loanDepot.com , LLC. All rights reserved. NMLS#174457 | 26642 Towne
Centre Drive, Foothill Ranch, CA 92610

lending.loandepot.com Open in urlscan Pro 208.90.0.117 Public Scan

Form analysis 1 forms found in the DOM

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lending.loandepot.com Open in urlscan Pro
208.90.0.117 Public Scan

Form analysis
1 forms found in the DOM