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Text Content

AboutFor Individuals
For Individuals

For Individuals
Overview
ProductsGrow Local accountsLocal Impact CDs
ProductsGrow Local accountsLocal Impact CDs
Account BenefitsWhy your bank mattersSummer Farm DividendCompetitive interest
without surprise fees
For Businesses

For Businesses
IndustriesFood BusinessesFarms, Fisheries, & ForestryNon-Profits & Community
OrganizationsOther Sustainable BusinessesGrains
ProductsGrow Local Business accountsGrow Local Community accountsLocal Impact
CDsLoans
IndustriesFarms, Fisheries, & ForestryFood BusinessesNon-Profits & Community
OrganizationsOther Sustainable BusinessesGrains
ProductsGrow Local Business accountsGrow Local Community accountsLocal Impact
CDsLoans
Web Log
Your Account
My AccountSign up
Your Account


We use your savings to fund loans to:
New York
Massachusetts
Maine
dairy farms
bakeries
malthouses

GROW YOUR CHANGE

Earn interest on your savings, while driving impact here in New England and New
York.

OPEN A grow local ACCOUNT



FOR INDIVIDUALS

Plant your savings in our online FDIC-insured Grow Local accounts to earn
interest while supporting New England and New York's local food economy.1


SUSTAINABLE BANKING

Singularly focused on food systems change. Plus a range of Partner Perks that
make positive impact feel even better.2

Learn More


STRAIGHTFORWARD & FREE

3.25% APY on all balances - with no minimum balances, no monthly fees, and no
surprise charges.3 Plus we'll cover your ATM fees.4

Learn More


SIMPLE & EASY-TO-USE

Beautiful digital tools to manage your savings from wherever you are.

Learn More
OPEN A grow local ACCOUNT


FOR BUSINESSES

Customized loans for local food, agriculture, and other innovators pursuing a
healthier and more sustainable community.
Loans built for you

Terms that fit you and your business, designed by lenders who live and breathe
food, agriculture, and sustainability innovation.

Learn More


A VALUES-DRIVEN LENDER

Cooperatively governed,  focused on food systems change. Plus we cover the first
$500 in fees for certifications like B Corp.5 ‍

Learn More


ALL THE TOOLS YOU NEED

Grow Local Business accounts that come with all the features you need - but no
minimum balances, no ATM fees, no monthly fees, and no surprise charges.4

Learn More
OPEN A grow local
Business ACCOUNT

OUR 2022 ANNUAL REPORT

We were created to enable anyone to make positive and lasting change to our
local food ecosystem. Read our 2022 Annual Report for the full story on our
founding and first year of operations.
Read More


SEE WHAT WE'VE GOT COOKING.

Join our waitlist for early access to our accounts and behind-the-scenes
updates.


Join the Waitlist


WEB LOG

Featured Article

PARTNER STORIES

Jimi Tutor, Clyde Farm

Read More


PARTNER STORIES

Carl King, Vermont Natural Beef and Kingston Place

Read More

SUSTAINABLE AGRICULTURE

Our Deep Dive into Regional Grains

Read More

PARTNER STORIES

Rick Mast, Mast Market

Read More

OUR 100-YEAR LOCAL IMPACT CD

Earn 4.75% fixed APY and support a century of impact by opening yours today.

The first step is opening and funding a Grow Local account. Use promo code
"100years" while applying to start the process.
Read MoreOPEN A grow local ACCOUNT


IN THE NEWS


“WHAT WE HAVE HERE IS FINANCE MEETING FARMING AND DOING GOOD, NOT EVIL.”

The New York Times


“WALDEN MUTUAL GETS FIRST NH CHARTER FOR A MUTUAL BANK IN A CENTURY”

CONCORD MONITOR


“IF YOU CARE ABOUT SUSTAINABLE FOOD, YOU NEED TO THINK BEYOND WHERE YOU BUY–TO
WHERE YOU BANK.”

the Boston Globe


“THERE SEEMS TO BE THIS TREMENDOUS DESIRE IN GENERAL FOR FOLKS TO ALIGN THEIR
INVESTMENT ACTIVITIES WITH SOCIAL IMPACT.”

GBH


“FERTILE FINANCING: WALDEN MUTUAL APPLIES OLD-SCHOOL BANKING TO MODERN NEEDS"

Edible boston


“THE RISE OF SOCIALLY RESPONSIBLE BANKING”

Forbes


“IN CONCORD, NATION’S FIRST MUTUAL BANK IN 50 YEARS LOOKS TO SERVE THE REGION’S
FARMS”

Concord monitor


“WE’D LIKE TO BE AN ENABLER - SUPPORTING THE PEOPLE WHO ARE GETTING THEIR HANDS
DIRTY AND BRINGING MORE INDIVIDUALS ON BOARD.”

Northeast sustainable Agriculture Working Group





1. Federal Deposit Insurance Corporation. Insurance coverage limited to
$250,000. Addition insurance coverage available upon request.
2. Terms & conditions apply. See full detail here.
3. Annual percentage yield, as of September 1st, 2023. Daily compounding, posted
monthly. Applies to Grow Local accounts only for all balances. Subject to change
without notice.
4. Account charges are listed here.
5. Terms & conditions apply. See full detail here.

Walden Mutual Partner & Partner Business Cards are Visa® Debit Cards, and are
issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa
U.S.A. Inc. Visa is a registered trademark of Visa International Service
Association.
AboutFor Individuals
For IndividuaLS

For Individuals
Overview
ProductsGrow Local accountsLocal Impact CDs
For Businesses

For Businesses
IndustriesFood BusinessesFarms, Fisheries, & ForestryNon-Profits & Community
OrganizationsOther Sustainable BusinessesGrains
ProductsGrow Local Business accountsGrow Local Community accountsLocal Impact
CDsLoans
Web LogReceive Our NewsletterAccessibility statementPrivacy policyCareersFAQs



(603) 227-6801
hello@waldenmutual.com
66 North Main Street
Concord, New Hampshire 03301
M-F: Open by Appointment

© Walden Mutual Bank, 2023
Routing Number: 011402121
Separate routing number
applies for wires: Instructions


© Walden Mutual Bank, 2023
Routing Number: 011402121

Separate routing number applies for wires:Instructions
Account Disclosures
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WHAT KIND OF ACCOUNT?


 * Grow Local Account ›
 * Local Impact CD
   * 6 month ›
   * 1 Year ›
   * 3 Year ›
   * 5 Year ›
   * 10 Year ›

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WHAT KIND OF ACCOUNT ARE YOU INTERESTED IN?

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stories of the businesses we exist to support.

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