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ABOUT

 * About Us
 * Executive Leadership Team
 * Board of Directors

INVESTOR RELATIONS

 * Investor Relations
 * Why Invest In Us
 * Financials & Filings
 * Events
 * Stock Information
 * Corporate Documents
 * Contact Us

News
Careers
ESG

 * Overview
 * ESG Fact Sheet

EN
FR
TSX: GSY $173.43
$1.44
(0.8%)
ABOUT

 * About Us
 * Executive Leadership Team
 * Board of Directors

INVESTOR RELATIONS

 * Investor Relations
 * Why Invest In Us
 * Financials & Filings
 * Events
 * Stock Information
 * Corporate Documents
 * Contact Us

News
Careers
ESG

 * Overview
 * ESG Fact Sheet





PROVIDING EVERYDAY CANADIANS A PATH TO A BETTER TOMORROW, TODAY.

ANNUAL REPORT


PROVIDING EVERYDAY CANADIANS A PATH TO A BETTER TOMORROW, TODAY.

ANNUAL REPORT


WHO WE ARE

Our vision is to provide everyday Canadians a path to a better tomorrow, today.
We are one of Canada’s leading non-prime consumer lenders, offering a full suite
of products including unsecured and secured loans as well as point-of-sale-
financing. Our mission is to help people who have been denied credit by the
banks and other traditional financial institutions get access to the credit they
need as we help them improve their credit scores and graduate to prime lending
rates.

LEARN MORE


33


YEARS IN


BUSINESS


400+


LOCATIONS ACROSS


CANADA


2,400+


EMPLOYEES


OUR BRANDS


Launched in 1990, easyhome is the retail division of goeasy. It offers consumers
a lease-to-own alternative to purchasing or financing brand-name furniture,
appliances and electronics from traditional retailers.

Learn More

Launched in 2006, easyfinancial offers a full suite of lending products
including unsecured and secured personal loans up to $100,000, online and
through a retail network of over 400 locations across Canada.

Learn More

Launched in 2004, LendCare is the point-of-sale financing division of goeasy. It
allows over 9,500 merchants to offer a full spectrum of consumer lending and
buy-now-pay-later financing options.

Learn More


OUR CUSTOMERS

We’re here for hard-working, everyday Canadians who are unable to access credit
from banks and traditional lenders. They turn to us for financial products that
help rebuild their credit. Through trusted relationships, financial education
and our suite of products, our goal is to help people graduate to prime bank
lending rates and see the possibility of a better financial future.


3.7


AVERAGE YEARS AT EMPLOYER


3.7


AVERAGE YEARS AT CURRENT RESIDENCE


$60K


AVERAGE ANNUAL GROSS INCOME


579


MEDIAN CREDIT SCORE*


60%


OF CUSTOMERS IMPROVE THEIR CREDIT SCORE*


1 IN 3


CUSTOMERS GRADUATE TO PRIME RATES*

Within 1 year of borrowing with us

Source: goeasy customer loan data December 2023

*Based on credit scores obtained by TransUnion

*Prime credit is defined as opening a trade with a prime lender within 12 months
of borrowing from easyfinancial

*As measured by an increase in TransUnion Risk Score within 12 months of
borrowing from easyfinancial


IN THE COMMUNITY

We believe that providing everyday Canadians a better tomorrow, includes making
a positive impact in the communities we serve by investing in education, people
and resources. Through our long-standing charitable partnerships, we are
committed to making a difference at home and abroad.


$5.5M+


RAISED



Since 2004, we have partnered with BGC Canada to help provide children and youth
with safe spaces where they can develop confidence, life skills and lasting
friendships. This includes a $2.5 million, 10-year initiative to build
functioning kitchens in all 100 BGC clubs across Canada.

Through our partnership with Habitat for Humanity’s Global Village program we
have taken over 125 goeasy employees to five countries, helping to build 45
housing solutions for families facing extreme poverty.

We donated a record $550,000 in 2021 to support: BGC Canada, Black Opportunity
Fund, Pflag Canada, Indian Residential School Survivors Society, the Mississauga
Food Bank, Mariam Society and Red Cross Canada.

The goeasy Academy promotes financial literacy by providing tools, articles and
calculators that help our customers create meaningful changes in the ways they
understand and manage their finances.

LEARN MORE


INVESTOR RELATIONS


GOEASY IS A BUSINESS WORTH INVESTING IN


OUR 33 YEAR HISTORY AND COMMITMENT TO SERVING OUR CUSTOMERS HAS MADE GOEASY AN
INDUSTRY LEADER IN CANADA’S NON-PRIME LENDING SECTOR. WE HAVE ORIGINATED $12.8
BILLION IN LOANS TO OVER 1.3 MILLION CANADIANS.

LEARN MORE



INVESTOR RELATIONS


GOEASY IS A BUSINESS WORTH INVESTING IN


OUR 33 YEAR HISTORY AND COMMITMENT TO SERVING OUR CUSTOMERS HAS MADE GOEASY AN
INDUSTRY LEADER IN CANADA’S NON-PRIME LENDING SECTOR. WE HAVE ORIGINATED $12.8
BILLION IN LOANS TO OVER 1.3 MILLION CANADIANS.

LEARN MORE



CAREERS AT GOEASY


JOIN ONE OF CANADA’S FASTEST GROWING COMPANIES

We inspire our employees by providing them with challenging and rewarding work
in a team-based environment. Our culture champions ambition, growth, respect,
diversity and integrity.




CAREERS AT GOEASY


JOIN ONE OF CANADA’S FASTEST GROWING COMPANIES

We inspire our employees by providing them with challenging and rewarding work
in a team-based environment. Our culture champions ambition, growth, respect,
diversity and integrity.





OUR AWARD


WINNING CULTURE

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STAY CONNECTED




DOWNLOAD THE FREE GOEASY CONNECT™ APP




CONTACT US

33 City Centre Dr, 5th floor,

Mississauga, ON L5B 2N5




1-844-446-3279


E-MAIL US

Find a Branch


ABOUT US

About Us
Executive Leadership Team
Board of Directors
Careers


INVESTORS

Investor Relations
Why Invest In Us
Financials & Filings
News
Events
Stock Information
Corporate Documents
ESG
Contact Us

--------------------------------------------------------------------------------


ABOUT US

About Us
Executive Leadership Team
Board of Directors
Careers

--------------------------------------------------------------------------------


INVESTORS

Investor Relations
Why Invest In Us
Financials & Filings
News
Events
Stock Information
Corporate Documents
ESG
Contact Us

--------------------------------------------------------------------------------


STAY CONNECTED




DOWNLOAD THE FREE GOEASY CONNECT™ APP