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2 forms found in the DOM

POST

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter your email" autocomplete="email" aria-label="Enter your email">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <button class="btn email-capture__submit email-capture-submit copy--button" data-android="Enter your email">Sign Up</button> <input type="hidden" name="ph_tid" value="">
</form>

POST

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter email" autocomplete="email" aria-label="Enter email">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <button class="btn email-capture__submit email-capture-submit copy--button" data-android="Enter your email">Get started</button> <input type="hidden" name="ph_tid" value="">
</form>

Text Content

Sign Up
 * Online Banking
   * Checking Account
   * Free Debit Card
   * Fee-Free Overdraft
   * Savings Account
   * Second Chance Banking
   * Mobile Banking
   * ATMs
 * Credit
   * Credit Builder
 * Manage Money
   * Get Paid Early
   * Send and Receive Money
   * Chime Tax Refund
 * Who We Are
   * About Us
   * In the News
   * Chime Financial, Inc.
   * In the Community
   * Careers
 * Learn
   * Blog
   * FAQs
   * Help Center

 * Log In
 * Sign Up


LOOKS LIKE YOU’RE LOOKING FOR CHIME.COM

Chime® is a financial technology company, not a bank. Banking services, credit,
and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members
FDIC.

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THE #1 MOST LOVED BANKING APP.™


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Learn how we collect and use your information by visiting our Privacy Notice

Chime is a financial technology company, not a bank. Banking services provided
by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

 * 1
 * 2
 * 3
 * 4
 * 5





OVERDRAFT FEE-FREE WITH SPOTME.

We’ll spot you up to $200 on debit card purchases with no overdraft fees.
Eligibility requirements apply.2

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GET PAID EARLY.

Set up direct deposit and get your paycheck up to 2 days earlier than some of
your co-workers!3

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SAY
GOODBE TO MONTHLY FEES.

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees.
60,000+ fee-free ATMs4 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and
Circle K. Out-of-network fees apply.

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A NEW WAY TO BUILD CREDIT.

Help increase your FICO Score® by an average of 30 points with our new secured
credit card.5 No interest, no annual fees, no credit check to apply. Eligibility
requirements apply.6

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Regular on-time payment history can have a positive impact on your credit score.


PAY ANYONE THE FAST, FEE-FREE WAY.

Pay friends and family fee-free, no matter what bank account they use. They can
cash out instantly7 and securely, no sign-up needed.

Learn more


MAKE YOUR MONEY
GRW FAST.

2.00% Annual Percentage Yield (APY).8 Set money aside with Automatic Savings
features. And never pay a fee on your Savings Account.

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STAY IN CONTROL WITH ALERTS.

You’re always in-the-know with balance notifications and transaction alerts

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SECURITY &
SUPPORT YOU

CAN TRUST.


SECURITY &
SUPPORT YOU

CAN TRUST.




SERIOUS SECURITY

Chime uses secure processes to protect your information and help prevent
unauthorized use


PROTECTION AND PEACE OF MIND

Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or
Stride Bank, N.A., Members FDIC.Protection and peace of mind


ANYTIME, ANYWHERE SUPPORT

If you need help, Chime’s support channels are standing by 24/7. Reach our
friendly team by phone, in the app, or check out the Help Center.

Learn more


GET STARTED.

Applying for an account is free and takes less than 2 minutes. It won’t affect
your credit score!


Get started

 * Benefits
   * No Monthly Fees
   * Get Paid Early
   * Fee-free Overdraft
   * Build Credit
   * 60,000+ Fee-Free ATMs
   * High Yield Savings Account
   * Send and Receive Money
   * Security and Control
 * Company
   * About Us
   * Chime Financial, Inc.
   * In the News
   * Careers
   * Trust & Safety
 * Resources
   * Do Not Sell or Share My Personal Information
   * Policies
   * Chime U.S. Privacy Notice
   * Help Center
   * Second Chance Banking
   * Become an Affiliate
   * Supporting Those With Disabilities
 * * Contact Us
   * 844-244-6363



Chime® is a financial technology company, not a bank. Banking services are
provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime
Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by
The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A.
Inc. and may be used everywhere Visa debit and credit cards are accepted. Please
see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook
gives you the freedom to send checks to anyone, anytime, from anywhere. See your
issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be
directed to a third-party website. The privacy practices of those third parties
may differ from those of Chime. We recommend you review the privacy statements
of those third party websites, as Chime is not responsible for those third
parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or
contributed here by customers, users, or others, are those of the respective
author(s) or contributor(s) and do not necessarily state or reflect those of The
Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible
for the accuracy of any content provided by author(s) or contributor(s).

Third-party trademarks referenced for informational purposes only; no
endorsements implied.

#1 Most Loved Banking App Source: Chime received the highest 2023 Qualtrics® NPS
score.

1 Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp
agreement or Stride agreement for details; see back of card for issuer.

2 SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line
of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional,
no fee service attached to your Chime Checking Account (individually or
collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in
qualifying direct deposits to your Chime Checking Account each month.

Qualifying members will be allowed to overdraw their Chime Checking Account
and/or their Secured Deposit Account up to $20 in total, but may be later
eligible for a higher combined limit of up to $200 or more based on member’s
Chime account history, direct deposit frequency and amount, spending activity
and other risk-based factors. Your SpotMe Limit will be displayed to you within
the Chime mobile app. You will receive notice of any changes to your SpotMe
Limit. Your SpotMe Limit may change at any time, at Chime or its banking
partners’ discretion. Although there are no overdraft fees, there may be
out-of-network or third party fees associated with ATM transactions or OTC cash
withdrawal fees at retailers. SpotMe won't cover non card transactions,
including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions.
SpotMe Terms and Conditions.



3 Early access to direct deposit funds depends on the timing of the submission
of the payment file from the payer. We generally make these funds available on
the day the payment file is received, which may be up to 2 days earlier than the
scheduled payment date.

4 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a
7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

5 Based on a representative study conducted by Experian®, members who made their
first purchase with Credit Builder between June 2022 and October 2022 observed
an average FICO® Score 8 increase of 30 points after approximately 8 months.
On-time payment history can have a positive impact on your credit score. Late
payment may negatively impact your credit score.

6 To apply for Credit Builder, you must have received a single qualifying direct
deposit of $200 or more to your Chime Checking Account. The qualifying direct
deposit must be from your employer, payroll provider, gig economy payer, or
benefits payer by Automated Clearing House (ACH) deposit OR Original Credit
Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or
trial deposits from financial institutions, peer to peer transfers from services
such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or
deposits, one-time direct deposits, such as tax refunds and other similar
transactions, and any deposit to which Chime deems to not be a qualifying direct
deposit are not qualifying direct deposits.

7 Sometimes instant transfers can be delayed. The recipient must use a valid
debit card to claim funds. See your issuing bank’s Deposit Account Agreement for
full Pay Anyone Transfers details. See Terms and Conditions

8 The Annual Percentage Yield ("APY") for the Chime Savings Account is variable
and may change at any time. The disclosed APY is effective as of September 20,
2023. No minimum balance required. Must have $0.01 in savings to earn interest.

Licenses
Chime Capital, LLC, Nationwide Multistate Licensing System ("NMLS") ID 2316451
Chime Payments, LLC, Nationwide Multistate Licensing System (“NMLS”) ID 2538752

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the
website.

© 2013-2024 Chime Financial, Inc. All rights reserved.


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COOKIE OPTIONS

When you visit the Chime website, we store cookies on your browser to collect
information. The information collected might relate to you, your preferences, or
your device. The information is used to make the site work as expected and to
provide a more personalized web experience. However, you can choose not to allow
certain types of cookies by toggling the different categories off. You cannot
opt out of Strictly Necessary Cookies because they are deployed in order to
ensure the proper functioning of the website. They perform tasks such as
remembering your cookie settings and logging you into your account. See the
Chime Privacy Notice for more information about the data we collect and how we
use it.
Chime's Privacy Notice
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California residents have the right to opt out of the sale or sharing of their
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collect information for analytics and to personalize your experience with
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personal information by using the toggles. If you opt out, we will not be able
to offer you personalized ads and will not hand over your personal information
to any third parties for this purpose. Chime members who wish to opt out of all
selling and sharing should also do so within the app under their user settings.
This is because our webpage does not collect personal information that allows us
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