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Text Content

 * Private clients
   * Investing vested benefits
   * Pillar 3a retirement savings
   * Liberty Emigration
   * Conditions
 * Companies
   * BVG basic benefits coverage
   * BVG supplementary coverage
   * 1e Flex
   * Association solution
   * Conditions
 * Business partners
   * Intermediaries
   * Advisors
   * Asset Managers and Banks
   * FinTech
   * Product providers
 * Institutional clients
   * Outsource administration
   * Portfolio transfer or merger
   * Invest with the Investment Foundation
   * Conditions
 * Platforms
   * Foundations
     * Liberty 1e Flex Invest Foundation
     * Liberty BVG Collective Foundation
     * Liberty Vested Benefits Foundation
     * Lealta Vested Benefits Foundation
     * Liberty 3a Pension Foundation
     * Liberty Investment Foundation
     * LibertyGreen 3a Pension Foundation
   * Our Platforms
   * Swiss Association of Entrepreneurs
   * Compare Invest
   * Vorsorgeexperten
   * SmartGate
 * Your Liberty
   * Portrait
   * History
   * Organization
   * Partnerships
   * Jobs
   * Key figures
     * Annual report
   * Security
     * Distribution formula
 * Blog and News
   * Blog
   * News & Media
   * FAQ
 * Contact
 * DE FR IT EN

 * Liberty Connect
 * To account openings
 * Your 1e BVG/LPP online portals
 * Download Center
 * Our Platforms
 * Book an appointment online

 * Private clients
   
   INVESTING VESTED BENEFITS
   
   PILLAR 3A RETIREMENT SAVINGS
   
   LIBERTY EMIGRATION
   
   CONDITIONS

 * Companies
   
   BVG BASIC BENEFITS COVERAGE
   
   BVG SUPPLEMENTARY COVERAGE
   
   1E FLEX
   
   ASSOCIATION SOLUTION
   
   CONDITIONS

 * Business partners
   
   INTERMEDIARIES
   
   ADVISORS
   
   ASSET MANAGERS AND BANKS
   
   FINTECH
   
   PRODUCT PROVIDERS

 * Institutional clients
   
   OUTSOURCE ADMINISTRATION
   
   PORTFOLIO TRANSFER OR MERGER
   
   INVEST WITH THE INVESTMENT FOUNDATION
   
   CONDITIONS

 * Platforms
   
   FOUNDATIONS
    * LIBERTY 1E FLEX INVEST FOUNDATION
   
    * LIBERTY BVG COLLECTIVE FOUNDATION
   
    * LIBERTY VESTED BENEFITS FOUNDATION
   
    * LEALTA VESTED BENEFITS FOUNDATION
   
    * LIBERTY 3A PENSION FOUNDATION
   
    * LIBERTY INVESTMENT FOUNDATION
   
    * LIBERTYGREEN 3A PENSION FOUNDATION
   
   OUR PLATFORMS
   
   SWISS ASSOCIATION OF ENTREPRENEURS
   
   COMPARE INVEST
   
   VORSORGEEXPERTEN
   
   SMARTGATE

 * Your Liberty
   
   PORTRAIT
   
   HISTORY
   
   ORGANIZATION
   
   PARTNERSHIPS
   
   JOBS
   
   KEY FIGURES
    * ANNUAL REPORT
   
   SECURITY
    * DISTRIBUTION FORMULA

 * Blog and News
   
   BLOG
   
   NEWS & MEDIA
   
   FAQ

 * Contact
 * EN
   DE FR IT

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Our independence is your liberty!
Liberty is the only provider in Switzerland to offer such a broad spectrum of
individual second and third pillar products and services. Our independence
assures you more freedom of choice than anywhere else does.
Read more here
Liberty and its foundations – growing since 2001
BVG Collective Foundation, 1e Flex Invest Foundation, Vested Benefit Foundation,
pillar 3a or digital and sustainable foundation offers – Liberty’s pension
platform keeps up with your expectations. A success story since 2001.
Read more here
Innovative and forward-looking
SmartGate®, our e-portal, gives you direct access to our pension platform.
Thanks to our fully digitised registration process, it is easy to complete your
risk check and select the corresponding financial products.
Read more here


LIBERTY - YOUR EXPERT FOR OCCUPATIONAL BENEFITS AND PRIVATE RETIREMENT PLANS FOR
PRIVATE CLIENTS, COMPANIES AND INSTITUTIONAL INVESTORS.

OUR PURPOSE IS TO SECURE YOUR RETIREMENT. WE HAVE BEEN PRESENT ON THE SWISS
PENSION MARKET SINCE 2001. IT IS ONE OF THE LARGEST PENSION MARKETS WORLDWIDE,
WITH MANY DIFFERENT SEGMENTS AND SOLUTIONS FOR THE MOST DIVERSE GROUPS.

Whether you are a private individual looking for a 3a retirement savings plan, a
company seeking a suitable BVG/LPP or 1e solution for your employees, or a
potential business partner in need of support,  we offer services of the highest
standard in each of these areas. We regularly receive awards from independent
comparison platforms for our products, innovations and attractive pricing. We
attach great value to security: our clients’ pension assets are invested with
dozens of Swiss banks thus greatly reducing the risk of default. Through
innovative digital products and competent advice, we help you secure your
retirement benefits.


23

YEARS OF INNOVATION


5.3 BILLION

ASSETS ON PLATFORM


53'523

ACCOUNT-HOLDERS


1'050

CORPORATE CLIENTS


WITH ITS PENSION FOUNDATIONS, LIBERTY IS THE ONLY PROVIDER OF COMPREHENSIVE AND
MODULAR PENSION SOLUTIONS IN SWITZERLAND.

Liberty Foundation for 3a Retirement Savings is a good choice if you are
interested in optimising taxation, increasing your retirement income, and
investing in a cost-effective securities solution.

Read more here

Thanks to LibertyGreen Foundation for 3a Retirement Savings you can plan your
retirement savings and save taxes, while contributing actively to environmental
protection through sustainable investments. Read more at www.liberty-green.ch

Read more here

Liberty Vested Benefits Foundation is for individuals who wish to open a vested
benefits account and deposit their pension fund assets.Lealta Vested Benefits
Foundation offers additional investment diversification and optimisation
solutions, including for the withdrawal of your vested termination
benefits.www.lealta.ch

Read more here

Liberty BVG Collective Foundation offers collective occupational benefit
solutions for SMEs and large companies. Its offer ranges from basic benefits
schemes to management plans. For start-ups and self-employed persons without
employees, we offer association pension solutions through the Schweizer
Unternehmerverband (Swiss Association of Entrepreneurs) and the SKO (Swiss
association of management employees).

Read more here

Liberty 1e Flex Invest Foundation offers tailored pension solutions in the
extra-mandatory area of occupational benefits for members of management, senior
management and senior executives. For self-employed persons without employees,
Liberty is the exclusive partner of the Swiss Association of Entrepreneurs.

Read more here

Liberty Investment Foundation enables Swiss pension funds to invest in mortgages
efficiently and inexpensively, offering them an interesting additional source of
returns.

Read more here
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LIBERTY – COMPREHENSIVE PENSION PROVISION

 * For Private clients
 * For Companies
 * For Business Partners
 * For Institutional clients
 * A variety of platforms for a multitude of solutions
 * Liberty always has the right pension solution for you!

For Private customers, Liberty Invest offers attractive options to invest their
pension assets in securities with higher potential returns and lower costs. This
can significantly increase your overall return by the time you reach retirement
age.

Liberty Emigration offers detailed guidance on withdrawing your 3a retirement
savings or vested benefits when you relocate abroad. In addition, you can
calculate your savings potential online at any time.

Read more here

There are many good reasons for affiliating your SME with Liberty BVG Collective
Foundation. Whether your company is a start-up or part of a large group, it can
benefit from high pension plan flexibility, personal advice, attractive pricing
and, from 50 employees upwards, individual asset management.

In addition, your company's affiliation with Liberty 1e Flex Invest Foundation
opens up personalised securities solutions at the insured level and optimisation
potential for your managers, directors and senior executives.

Read more here

Liberty offers banks, asset managers, insurers, pension and financial
consultants, insurance brokers and fintechs, as well as the HR managers of SMEs,
front-line support with streamlined structures designed especially to enable
them to focus on their clients and employees.

We have developed customised digital pension solutions for proven financial
service providers, which can be individually adapted to their needs.

Read more here

We offer many co-operation opportunities for employer-sponsored pension funds
and collective foundations. Our own foundations can efficiently take over large
portfolios, or we can take care of the administration of your own foundation.

Through Liberty Investment Foundation, we offer pension funds the opportunity of
investing in Swiss mortgages, providing them with an additional source of
return. These assets offer an advantage over Swiss government bonds, ensuring a
high level of security thanks to the mortgage liens and attractive fees.

Read more here

Liberty's wide range of innovative and customised services and products are the
result of the selection of independent platforms and foundations.



Read more here

Liberty offers tailor-made pension fund solutions for SMEs, as well as flexible
executive and management solutions with individual investment strategies. We
invest second and third pillar funds profitably and securely.



Read more here


“FIRST CLASS SERVICE AND FOLLOW-UP COMMUNICATION, VERY MUCH APPRECIATED AND FAR
FROM THE NORM WITH THE MANY DIFFERENT PROVIDERS I WORK WITH! THANK YOU AGAIN -
IT'S BEEN A REAL PLEASURE DEALING WITH YOU.”

CHRISTOPHER EABORN | COSSONAY-VILLE


BE ALWAYS UP TO DATE!


LIBERTY NEWS - THE THIRD PILLAR COMES UNDER PRESSURE

The Federal Council is considering an increase in the taxes that accrue on the
payout of pension assets.

19.11.2024


LIBERTY NEWS - YEAR-END PROCESSING - IMPORTANT DATES

2024 is drawing to an end. To make sure you do not miss any important deadlines,
we have prepared the following overview.

25.10.2024


LIBERTY NEWS - NEW THRESHOLDS AND CEILINGS EFFECTIVE 1 JANUARY 2025

As of 1 January 2025, the thresholds will be adjusted to reflect current trends
in prices and wages. The following changes will apply.

17.10.2024



All blogs


OUR INVESTMENT PRODUCTS


MULTI FUND INVEST

From pension assets of CHF 250,000 or more, we offer an interesting and
attractively priced range of investment funds authorised for distribution in
Switzerland. Further, you may also choose to manage your own investments with
the help of our comparison portal compare-invest.ch, or seek the advice of an
advisor or asset manager.

Read more here


BVG FUND INVEST

All BVG/LPP compliant investment funds on our compare-invest.ch platform are
available to you from the first Franc. Thanks to our well-established and proven
comparison portal, you can compile your portfolio independently or with the help
of a consultant – with up to five BVG/LPP-compliant mixed funds, and benefit
from attractive pricing. With the Champs solutions (Top 3), we offer an
«all-round carefree package» to you.

Read more here


INDEX INVEST

From a balance of CHF 1, you can invest in pure index funds with our "Selection
Index" offer. These rule-based investment strategies are implemented to ensure
that the risk and return on your portfolio match the benchmark.

Read more here


MANDATE INVEST

For pension assets exceeding CHF 750'000, you have the option of benefitting
from individual solutions with direct investments. To ensure the highest level
of security, such solutions are implemented as part of a mandate with a FINMA
regulated asset manager.

Read more here
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MULTI FUND INVEST

From pension assets of CHF 250,000 or more, we offer an interesting and
attractively priced range of investment funds authorised for distribution in
Switzerland. Further, you may also choose to manage your own investments with
the help of our comparison portal compare-invest.ch, or seek the advice of an
advisor or asset manager.

Read more here


BVG FUND INVEST

All BVG/LPP compliant investment funds on our compare-invest.ch platform are
available to you from the first Franc. Thanks to our well-established and proven
comparison portal, you can compile your portfolio independently or with the help
of a consultant – with up to five BVG/LPP-compliant mixed funds, and benefit
from attractive pricing. With the Champs solutions (Top 3), we offer an
«all-round carefree package» to you.

Read more here


INDEX INVEST

From a balance of CHF 1, you can invest in pure index funds with our "Selection
Index" offer. These rule-based investment strategies are implemented to ensure
that the risk and return on your portfolio match the benchmark.

Read more here


MANDATE INVEST

For pension assets exceeding CHF 750'000, you have the option of benefitting
from individual solutions with direct investments. To ensure the highest level
of security, such solutions are implemented as part of a mandate with a FINMA
regulated asset manager.

Read more here
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 4. 


OUR PARTNERS

SWISS LEADERS

In the area of occupational benefits, the Swiss Managers' Association (SMA), in
collaboration with Liberty Pensions Ltd, offers attractive pension plans for
SMEs and self-employed persons with or without employees.

Read more

SWISS SUSTAINABLE FINANCE

Swiss Sustainable Finance (SSF) was founded in 2014 to promote sustainability in
the Swiss financial market, and to strengthen Switzerland's position as a
leading global center for sustainability in the financial system.

Read more




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Salutation

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Registration

WHERE TO FIND US

 * Schwyz
 * Zürich
 * Versoix
 * Lugano

 * Liberty Vorsorge AG
 * Steinbislin 19
 * P.O. Box 733
 * 6431 Schwyz
 * +41 58 733 03 03
 * info@liberty.ch

 * Liberty Prévoyance SA
 * Chemin Ami Argand 9
 * 1290 Versoix
 * +41 58 733 03 33
 * info@liberty.ch

 * Liberty Vorsorge AG
 * Baslerstrasse 60
 * 8048 Zürich
 * +41 58 733 03 55
 * info@liberty.ch

 * Liberty Previdenza SA
 * Via Trevano 15
 * 6900 Lugano
 * +41 58 733 03 77
 * info@liberty.ch

SOLUTIONS

 * Private clients
 * Companies
 * Business partners
 * Institutional clients
 * Platforms

SUBPAGE

 * Download Center
 * Imprint
 * Privacy Policy
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 * Copyright declaration
 * Foundation Regulations / General Terms and Conditions

 * © 2024 Liberty Pension Ltd. All rights reserved.

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