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(518) 383 3581 Menu * Home * About * Rachel E. Lauber CFP® * Harold C. Heintz, III * Rheagan Scribner * WHY CHOOSE A CFP® PROFESSIONAL * Client Access * eMoney Client Access * Schwab Alliance Login * Blog * Newsletters * Financial Planning * Sleep at Night Money * Tax planning * The Process * How We Charge * Financial Planning Links * Forms * By Appointment Only * Schedule a Phone Consultation * Written Directions TIMING YOUR RETIREMENT This short video illustrates the importance of understanding sequence of returns risk. Learn More WHAT KEEPS YOU UP AT NIGHT? Let us help you put it to bed. Learn more CONTACT Flex Financial Planning Office: (518) 383 3581 Fax: (518) 854 3673 28 Corporate Drive Suite 100 Clifton Park, NY 12065 Series 7, 63 help@flexfinancialplanning.com QUICK LINKS Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2024 FMG Suite. Registered representatives offer securities through Cetera Financial Specialists LLC, Member FINRA/SIPC. Advisory services are offered through the Patriot Financial Group, an SEC registered investment advisor DBA flex financial planning. Cetera is under separate ownership from any other named entity. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction, or from every person listed.