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GET A QUOTE
MANAGE OR RENEW
 * BOAT INSURANCE
   
   Overview BOAT INSURANCE
    * RUNABOUT
    * JET SKI
    * CRUISER
    * YACHT
    * TRAILER SAILER
    * OFF BEACH
    * DOCUMENTS AND FORMS

 * EXPLORE BOATING
   
   Overview EXPLORE BOATING
    * VIDEOS
    * ARTICLES
    * EVENTS
    * NEWS
    * CLUB MARINE MAGAZINE

 * MEMBER BENEFITS
   
   Overview MEMBER BENEFITS
    * MEMBER REWARDS
    * CLUB MARINE ASSIST
    * SERVICE PROVIDER LOCATOR

 * MEMBER SUPPORT
   
   Overview MEMBER SUPPORT
    * MANAGE OR RENEW YOUR POLICY
    * MAKE A CLAIM
    * COMPLAINTS AND DISPUTES
    * ADDITIONAL SUPPORT
    * FINANCIAL HARDSHIP
    * SEVERE WEATHER PREPARATION

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BOAT INSURANCE AND SO MUCH MORE


 




BUY AND MANAGE YOUR BOAT INSURANCE ONLINE


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Manage Policy
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Claim


WE HAVE BOAT INSURANCE COVERED

Australia's largest provider of boat insurance with more than 50 years'
experience. 
Runabout
Jet Ski
Cruiser
Yacht
Trailer Sailer
Off Beach



FREQUENTLY ASKED QUESTIONS


HOW MUCH DOES BOAT INSURANCE COST?

The cost of boat insurance is called a ‘premium’. Your premium will depend on a
number of factors and can change each year when you renew your policy.

There are many factors that determine how your premium is calculated, such as:

 * Value of the boat or pleasure craft
 * The type of boat or pleasure craft
 * Construction materials
 * The type of engine, fuel, power and maximum speed
 * Where and how your boat is stored when not in use
 * The level of third-party liability cover you include
 * Options chosen such as water skiing or yacht racing, lay up, excess levels
   and geographical or navigational limits
 * Your risk profile 
 * Your claims history

The cost of Club Marine Boat Insurance ranges from minimum annual premiums in
the hundreds of dollars for a low value aluminium runabout, to thousands of
dollars for a high value, top of the range cruiser or yacht.

To find out the cost to insure your boat get a quote now.


WHAT DOES BOAT INSURANCE COVER?

Club Marine Boat Insurance covers accidental loss or damage to your boat,
liability to other people arising from the use of the boat, and certain types of
significant injury to the person/s named on the policy. Limits and exclusions
apply.

To find out more, read our Product Disclosure Statement (PDF, 1067 KB).


ARE YOU REQUIRED TO HAVE INSURANCE ON A BOAT?

This depends on national and state laws and regulations, where you use your
boat, where it’s stored, whether it’s under finance and other considerations.
Club Marine Boat Insurance covers your boat so you can enjoy boating. 

Get a quote now.


IS A BOAT COVERED UNDER HOME AND CONTENTS INSURANCE?

This depends on your home and contents insurance policy, though it may only
provide cover when your boat is stored at the home location.

Club Marine Boat Insurance covers your boat when it’s stored and while you’re
out boating.

Get a quote now. 


WHAT DO I NEED TO PROVIDE WHEN LODGING A CLAIM?

When you lodge a claim, we ask for the following details to complete the
lodgement:

 * Policy Holder Details, including policy number, name and contact details
 * What happened in the incident, including the location and date and time
 * Details about the loss or damage being claimed
 * Who was in control of the vessel at the time, and their date of birth
 * Where is the vessel now
 * Information about any other people, boats, vehicles or property involved
 * Witness or Police report details
 * Quotes and photos

After you lodge a claim we will:

 * Acknowledge receipt, and your dedicated claims consultant will contact you to
   introduce themselves.
 * Request repair quotes and photos of all relevant damages for us to assess. At
   times we may request further information from you such as service records or
   proof of ownership. We may even appoint an assessor or other independent
   professional to assist. If we do this we’ll notify you.
 * Proactively update you at least every 20 days on how your claim is
   progressing.
 * If you need a repairer, we have a service provider locator which lists
   providers previously used by other members, who may be able to help you.
   

Lodge a claim here.


I’VE LODGED A CLAIM AND AM BEING ASKED TO MAKE A CONTRIBUTION. WHY?

In the event of a claim, Club Marine will pay the reasonable cost of replacing
the item to the same condition as it was in before the loss. So if you have a 10
year old motor, your claim will cover the cost to replace it. If it is replaced
with a brand new motor, you may be asked to pay the difference. This is known as
a contribution. We will advise you of any contribution applicable before
arranging the replacement, settlement or repairs.


WHAT IS LAY UP?

Adding lay up months reduces your insurance premium by up to 5% for each month
you nominate. Lay up can be added when taking out a new policy, or renewing a
policy, however you can't add it mid-policy.

Lay up refers to the months where you’re not using your boat (for example in
winter), and it’s stored in an enclosed garage or shed, or behind walls, gates
or fences.

During lay up you’re still covered for fire, theft and storm damage at the
storage location. Lay up also covers the boat whilst being moved to / from and
whilst at a dealer or service centre for normal servicing and maintenance.

If you'd like to use your boat during a lay up month, update your policy online,
or call us on 1300 00 CLUB (2582) and pay any difference in premium.


WHAT IS THE DIFFERENCE BETWEEN MARKET VALUE AND AGREED VALUE?

With Market Value, the amount paid out may be less than what is shown on the
schedule. That’s because the amount on the schedule represents a maximum payout,
and what you will get is dependent on the actual value of the boat at the time
of the loss, though all monetary limits may be increased for GST in some
circumstances.

With Agreed Value, the amount paid out will be based on what you agree with Club
Marine – but you may need to provide evidence to confirm what you are proposing
is reasonable, for example, a valuation or evidence of the purchase price.

To find out more, read our Product Disclosure Statement (PDF, 1067 KB).  


MORE THAN JUST BOAT INSURANCE


MEMBER REWARDS

Discounts and offers to enhance your boating lifestyle, whether you're into
sailing, fishing, cruising, jetskiing or wakeboarding.
See Member Rewards


CLUB MARINE ASSIST

Round the clock support, 7 days a week, offering a unique personal service
including alternative transport, roadside assistance and towing.
See Club Marine Assist


CLUB MARINE MAGAZINE

Australia’s leading marine lifestyle magazine, filled with features on boating,
sailing, cruising, fishing and so much more.
Subscribe Now

WE’RE HERE TO HELP

Give us a call on 1300 00 CLUB (2582)
Contact Us


FEATURED VIDEO


BRABUS 300 SHADOW BOAT TEST



Axopar's 25 get the Brabus touch, becoming a distinctive and exclusive Finnish
flyer named the Shadow 300.
More Videos


LATEST EVENT





SANCTUARY COVE INTERNATIONAL BOAT SHOW


23 to 26 May 2024 - The Sanctuary Cove International Boat Show is the most
unmissable boating lifestyle event in the Southern Hemisphere.

View Sanctuary Cove International Boat Show
View all events


LATEST NEWS





CLUB MARINE SUPPORTS
OZFISH

OzFish Unlimited, Australia's leading non-profit organisation dedicated to
preserving and restoring the nation’s waterways.

View Club Marine supports OzFish
View all news
FOLLOW US ON

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*TERMS AND CONDITIONS APPLY

Any discounts offered are applied to our standard rates. Promotional or other
discounts may apply from time to time. Minimum premiums may apply. Any
discounts/entitlements only apply to the extent any minimum premium is not
reached. If you are eligible for more than one, we also apply each of them in a
predetermined order to the premium (excluding taxes and government charges) as
reduced by any prior applied discounts/entitlements.


BOAT INSURANCE
 * Runabout
 * Jet ski
 * Cruiser
 * Yacht
 * Trailer Sailer
 * Off Beach
 * Documents and Forms

EXPLORE BOATING
 * Videos
 * Articles
 * Events
 * News
 * Club Marine Magazine
 * Advertise with Us

MEMBER BENEFITS
 * Member Rewards
 * Club Marine Assist
 * Service Provider Locator

MEMBER SUPPORT
 * Manage Policy
 * Renew Policy
 * Make a Claim
 * Disputes
 * Additional Support

Any advice here does not take into account your individual objectives, financial
situation or needs. Terms, conditions, limits and exclusions apply. Before
making a decision about this insurance, consider the Product Disclosure
Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where
applicable, the PDS/Policy Wording, Supplementary PDS and Target Market
Determination (TMD) for this insurance are available on this website. We do not
provide any form of advice if you call us to enquire about or purchase a
product.

Club Marine Limited (ABN 12 007 588 347), AFSL 236916 (Club Marine) issues this
insurance and handles and settles claims as agent for the insurer Allianz
Australia Insurance Limited (ABN 15 000 122 850) AFSL 234708 (Allianz). Club
Marine is a related body corporate of Allianz. Copyright © 2024 Allianz
Australia Limited


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