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Welcome to our new website! Have a look around and watch this space as we'll
have more updates coming soon.

 * Borrow
 * Save
 * About Alex
   * About Alex
   * Leadership
   * FAQs
   * Awards
 * News & Insights
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Get a loan


MAKING BANKING FASTER, FAIRER AND MORE  FLEXIBLE

We’re on a mission to become Australia’s flexiest bank.

Learn about our story

GET AN AWARD-WINNING PERSONAL LOAN

FROM


8.45%P.A.

Fixed & Comparison rate*

Rate based on an outstanding credit rating and financial position. Learn more

 * 5 minute application
 * Quick approvals
 * Flexible repayment period
 * No upfront or ongoing fees

Apply now


Learn more about
Alex Bank

Watch video



FAST AND FLEXIBLE BANKING

Our products are purpose-built to fit your needs and flex with your life.

PERSONAL LOANS

Apply for our award-winning low rate personal loan and get what you need sooner
rather than later.

 * Personalised Fixed & Comparison rate starting from 8.45% p.a.*
 * Apply in minutes
 * $0 upfront, ongoing or early repayment fees
 * Flexible repayment terms 6 mths – 5 yrs
 * Application decision within 1 business day

Apply now

SAVINGS ACCOUNT

Why spend it when you can save it. Earn interest with a competitive and ongoing
variable interest rate.

 * 2.75% p.a variable interest rate1
 * Apply in minutes
 * No minimum deposit or complex bonus conditions
 * $0 upfront or ongoing fees

Savings accounts are currently in limited release and available via invite only.

Enquire now

SECURED PERSONAL LOANS

Secured Personal Loans are on their way to help you purchase new or used cars at
even lower rates.

COMING SOON


PERSONAL LOAN CALCULATOR

Amount

Term (months)
6
12
24
36
48
60
Payment frequency
Week
Fortnight
Month
Your credit position
SatisfactoryOutstanding
How do I work out my credit position? Your credit position influences the
interest rate we can provide you for a loan. It is a combination of your Credit
Score/Rating and overall financial position (income vs debt and expenses).
The rates we provide using this calculator is indicative only, our assessment
team will provide you with a rate personalised for your situation following your
full application.
Hot tip: Get your free credit score from Equifax here.
$75.32/wk
Estimated interest rate10.99%
Comparison rate*10.99%
Upfront fees$0
Ongoing fees$0
Hide Details
Apply now


WHY ALEX BANK?

SIMPLE

Banking in Australia can be complex, but at Alex Bank we make it simple with
easy to understand products, uncomplicated forms, and a 100% paperless process
for our personal loans.

FAST

Our banking platform and processes leverage cutting-edge technologies. That
means snappy applications, fast approvals, and a seamless digital experience.

HUMAN

Don't be fooled by our fast technology and digital processes, we've got a whole
team of real humans based in Brisbane and Sydney, working to provide you faster,
fairer and more flexible banking solutions.

FAIR

We're about easy to understand terms and fair market leading rates with no
upfront or ongoing fees on our lending or deposit products.


DON’T JUST TAKE OUR WORD FOR IT

Hear what our customers have to say about their Alex Bank experience.





THE ALEX BANK GUIDE TO PERSONAL LOANS

Find our how personal loans work, what they can be used for, how they could help
you save money, and tips on how to choose a personal loan that’s right for you.

Learn more


BORROW WITH ALEX BANK

Get a competitive rate, and flexible repayment options with our award-winning
unsecured personal loan.

Personal Loan


SAVE WITH ALEX BANK

Make your hard earned dollars work for you with an Alex Bank savings account.

Save



GET IN TOUCH

 * Chat to us
 * 
 * Email us - hello@alex.bank

PRODUCTS

 * Borrow
 * Save

ABOUT

 * About us
 * Leadership
 * Awards
 * FAQs

INFORMATION

 * Legal
 * Open Banking

 * Privacy Policy
 * Our Cookie Policy
 * System status

Alex Bank Pty Ltd ABN 13 627 244 848 ("Alex"), Australian Financial Services
Licence and Australian Credit Licence 510805, is authorised by the Australian
Prudential Regulation Authority ("APRA") to operate under a time-limited and
restricted Banking Authority. Further information regarding Alex's restricted
Banking Authority is available here.

The information on our website is general advice only, prepared without taking
into account any of your individual objectives, financial situation or needs.
Before acting on this advice you should consider the appropriateness of the
advice, having regard to your own objectives, financial situation and needs.
Loan applications are subject to credit approval. Interest rates are subject to
change. Fees and charges may apply.

^See more details on the awards that Alex Bank has won in the awards section of
this website.



Lending products

Terms, conditions, fees and charges apply and will be included in our loan
offer. Applications for finance are subject to credit approval.

Alex Bank personal loans are available for a minimum of 6 months to a maximum of
5 years. Interest rates range from 8.45% p.a. for borrowers with an outstanding
credit rating and financial position, to a maximum Annual Percentage Rate (APR)
16.49% p.a. (comparison rate* 8.45% p.a. to 16.49% p.a.).

Representative example: based on an unsecured personal loan with an interest
rate of 8.45% p.a. (comparison rate* 8.45% p.a.), the total repayments of a loan
for $30,000 over a 5-year term would be $36,886.39.

*Comparison rate based on $30,000 unsecured loan amount and 5-year loan term.

WARNING: This comparison rate applies only to the example or examples given.
Different amounts and terms will result in different comparison rates. Costs
such as redraw fees or early repayment fees, and costs savings such as fee
waivers, are not included in the comparison rate but may influence the cost of
the loan.



Deposit products

1Variable Savings Interest rate current as at 25 August 2022 and subject to
change without notice.

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