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Consent Preferences Benefits | Employees First
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 * About
   
   * Our Story
   * Our Purpose
   * Our Team
   * Our Founder

 * Program
   
   * What We Do
   * Captive-as-a-Service
   * Proprietary Tools
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   * Estimate The Savings
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WE PUT EMPLOYEES FIRST, ABOVE ALL.

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Through our ability to envision how existing voluntary benefits can be
reimagined, Employees First has created a revolutionary new model of opportunity
for employers.  


A BETTER WAY FORWARD



Employees First employs a transparent model to put dollars back into benefits
that elevate employees' total rewards. In an era where rising costs of
healthcare benefits have essentially countered annual raises, our solution
couldn't come at a better time. When it matters more than ever, we put employees
first.


ETHICAL   |   TRANSPARENT   |   COMPLIANT

If you could find millions of dollars in untapped savings to use toward
expanding employee benefits, wouldn’t you?

YOU DON’T NEED TO LOOK.

We may have found that money for you.

The new program model developed by Employees First gives large employers
unrivaled access to dollars that can elevate benefits - dollars that previously
were committed to industry profit margins. And maybe more importantly, were not
within the line-of-sight of the plan fiduciary.  



Optimize Your Benefits

"Found" dollars can be redirected to elevate your benefit options

An Experienced Team

Industry expertise with a proven record of innovation and positive disruption

We're Here To Serve

Reach out today to learn more about our new benefits revolution


ESTIMATE THE SAVINGS




WHAT ARE 
EXPERIENCE RATED REFUNDS?

EXPERIENCE RATED REFUNDS (ERRS) ARE THE PLAN DOLLARS REMAINING AFTER PLAN
EXPENSES AND CLAIMS. SIMILAR TO A SELF-FUNDED PLAN, THESE DOLLARS ARE MADE
AVAILABLE TO THE PLAN FOR REINVESTMENT. THE PLAN FIDUCIARY HAS CHOICES ON HOW TO
USE THESE DOLLARS, WITHIN ALLOWABLE LEGAL LIMITS, TO SUPPORT OVERALL BENEFIT
OBJECTIVES:


 * LOWER THE PLAN COST SO THAT EMPLOYEES PAY LESS


 * ELEVATE THE BENEFITS SO MORE DOLLARS GO TOWARDS PAYING CLAIMS


 * FUND ADDITIONAL VALUE-ADD BENEFIT PROGRAMS FOR EMPLOYEES 


 *  PAY PLAN EXPENSES LIKE CONSULTING, ADMINISTRATION, ETC.


 


REGARDLESS OF THE DECISION, THE DOLLARS ALWAYS GO BACK TO THE EMPLOYEES, WHERE
THEY BELONG - NOT TO INSURANCE INDUSTRY PROFIT MARGINS.  

Our Story



6595 Roswell Rd
Suite G2229
Atlanta, GA 30328

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