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Standard Life Home Finance's dedicated site for UK financial advisers
 * Our lifetime mortgages
 * About us
 * Tools to help you
 * Connect Portal
 * Newsroom
 * Contact us

 * Our lifetime mortgages
 * About us
 * Tools to help you
 * Connect Portal
 * Newsroom
 * Contact us


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WELCOME TO STANDARD LIFE HOME FINANCE

The new bright light in later life lending

With later life financial planning becoming ever more important and complex,
advisers are at the very heart of better outcomes for the over-55s. We’re here
to support you with lending solutions designed to put you and your clients in
control of a brighter financial future.


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A NEW LENDING PROPOSITION


At Standard Life Home Finance, we understand how modern equity release
specialists like you operate and the challenges you face in a market that is
rapidly evolving. That’s why we’ve developed a lending approach that is clear,
competitive and client-focussed so you will have the confidence to recommend our
plans and submit your applications without any fuss – putting you and your
clients in control of a brighter financial future.

For more details, get in touch with a member of our adviser support team today.


We are your trusted partner in later life lending, providing you with the
support and tools you need to deliver a better later life outcome for your
clients. We never forget that advisers are critical to the future success of
this market and that you need a lending partner you can count on to support you
as you grow your business.

Standard Life Home Finance takes pride in being:


CAPABLE

Our later life lending capabilities can be trusted to give advisers peace of
mind and a competitive edge



TRANSFORMATIVE

Our lending product solutions are designed to transform retirement outcomes for
your clients and put them in control



SUPPORTIVE

We are fully focused on supporting later life advisers and helping build a more
successful market

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Our innovative new lifetime mortgage solution has been designed with clients in
mind, giving them more flexibility and control - with market-leading features
included as standard at no extra cost, competitive rates and a broad range of
LTV options
Fixed ERCs
With Early Repayment Charges that last for just 8 years, your client knows
exactly where they stand when it comes to the repayment of their loan

Downsizing protection
This vital protection applies from Day 1 and ensures your client has the
flexibility they need should their circumstances change

Inheritance protection
Future peace of mind included automatically from outset where your client
doesn’t take the maximum facility available

Capital repayments
Your client is free to make ERC-free capital repayments of up to 10% of the
initial loan each year from Day 1 and a minimum of just £50

ERC exemption
If a borrower’s spouse/partner dies or goes into Long Term Care, they can repay
their loan in full, free from ERCs - applies from outset and with no time limit,
as long as they are also an applicant

Find out more

Standard Life Home Finance is a trading name of more2life Limited. Registered in
England No 5390268. Registered Office: Baines House, 4 Midgery Court, Fulwood,
Preston PR2 9ZH. more2life Limited is authorised and regulated by the Financial
Conduct Authority.
more2life Ltd uses the Standard Life brand under licence from Standard Life
Assets and Employee Services Limited. The Standard Life name and logo are
registered trade marks of Standard Life Assets and Employee Services Limited.

 



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