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use and why, see our Privacy and Cookie Policy.

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 * Products
    * Payment processing
      
      PAYMENT PROCESSING
      
      Fast, secure, easy - card processing to support your business
      
      Learn more
      
      ANYTIME SETTLEMENT
      
      Get access to your funds within hours
      
      ACCOUNT UPDATER
      
      Automatically update lost or stolen card details
      
      INSTANT PAYOUT
      
      Pay out to card in minutes
      
      3D SECURE V2.2
      
      Get ready for two-factor authentication
   
    * In-person payments
      
      IN-PERSON PAYMENTS
      
      All you need for taking card payments in person
      
      Learn more
      
      CARD MACHINES
      
      Find the right card machine for your business
      
      COMPARE OUR CARD MACHINES
      
      Compare all our card machines
      
      COUNTERTOP CARD MACHINE
      
      Castles Vega Countertop specifications
      
      MOBILE CARD MACHINE
      
      Castles Vega 3000 Mobile specifications
      
      SMART POS CARD MACHINE
      
      Castles Saturn 1000 F2 specifications
   
    * Payment Gateway
      
      PAYMENT GATEWAY
      
      Start taking payments online today
      
      Learn more
      
      HOSTED PAYMENTS
      
      Easy, secure and compliant payments for your website
      
      VIRTUAL TERMINAL
      
      Phone payments made easy for your team
      
      PAYMENT LINKS
      
      Take card payment on invoices and emails
      
      CASHFLOWS GO
      
      Access to your data and payment tools in real-time
   
    * Omnichannel
      
      OMNICHANNEL
      
      Take payments wherever your customers shop
      
      Learn more
      
    * Solutions for sectors
      
      SOLUTIONS FOR SECTORS
      
      Your industry supported with card payments
      
      Learn more
      
      RETAILER PAYMENT SYSTEMS
      
      Retail payment solutions to support your business.
      
      INSURANCE PAYMENT PROCESSING
      
      Seamless insurance payment processing.
      
      FINANCIAL SERVICES PAYMENT SOLUTIONS
      
      From recurring billing, to payout, we’re ready to support you.

 * Partner with us
    * Partner with us
    * ISO payment processing
    * ISV payments partner

 * ATM
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    * About us
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    * Environmental

 * Resources
    * Blog
    * Case studies
    * Research papers

 * Support
    * Help centre
    * Developer support
    * Contact support

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 * Products
   
    * PAYMENT PROCESSING
      
      Fast, secure, easy - card processing to support your business
   
    * IN-PERSON PAYMENTS
      
      All you need for taking card payments in person
   
    * PAYMENT GATEWAY
      
      Start taking payments online today
   
    * OMNICHANNEL
      
      Take payments wherever your customers shop
   
    * SOLUTIONS FOR SECTORS
      
      Your industry supported with card payments

 * Partner with us
    * Partner with us
    * ISO payment processing
    * ISV payments partner

 * ATM
 * About
    * About us
    * Careers
    * Media
    * Environmental

 * Resources
    * Blog
    * Case studies
    * Research papers

 * Support
    * Help centre
    * Developer support
    * Contact support

Login
Contact sales
Back

PAYMENT PROCESSING

Fast, secure, easy - card processing to support your business

FEATURES

ANYTIME SETTLEMENT

Get access to your funds within hours

ACCOUNT UPDATER

Automatically update lost or stolen card details

INSTANT PAYOUT

Pay out to card in minutes

3D SECURE V2.2

Get ready for two-factor authentication

Back

IN-PERSON PAYMENTS

All you need for taking card payments in person

FEATURES

CARD MACHINES

Find the right card machine for your business

COMPARE OUR CARD MACHINES

Compare all our card machines

COUNTERTOP CARD MACHINE

Castles Vega Countertop specifications

MOBILE CARD MACHINE

Castles Vega 3000 Mobile specifications

SMART POS CARD MACHINE

Castles Saturn 1000 F2 specifications

Back

PAYMENT GATEWAY

Start taking payments online today

FEATURES

HOSTED PAYMENTS

Easy, secure and compliant payments for your website

VIRTUAL TERMINAL

Phone payments made easy for your team

PAYMENT LINKS

Take card payment on invoices and emails

CASHFLOWS GO

Access to your data and payment tools in real-time

Back

OMNICHANNEL

Take payments wherever your customers shop

FEATURES


Back

SOLUTIONS FOR SECTORS

Your industry supported with card payments

FEATURES

RETAILER PAYMENT SYSTEMS

Retail payment solutions to support your business.

INSURANCE PAYMENT PROCESSING

Seamless insurance payment processing.

FINANCIAL SERVICES PAYMENT SOLUTIONS

From recurring billing, to payout, we’re ready to support you.


PAYMENTS PERFECTED BY PEOPLE


Contact sales

Become a partner



KEEPING SOME OF THE BIGGEST NAMES SECURE AND IN CONTROL OF THEIR PAYMENT NEEDS






SEAMLESS PAYMENTS, WHEREVER YOU NEED

Whether you want to accept payments online or in-person, we provide a range
solutions to keep your business flowing.

 * 

 * Online

 * In-person

 * Partner with us


ONLINE

Our simple to integrate and reliable online payments gateway, designed to give
your customers a seamless payments experience.


Online payment gateway



IN-PERSON

Create flawless in-person customer experiences that help your business to stand
out.

Compare card machines



PAYMENTS PARTNERSHIPS BUILT FOR SUCCESS

Unlock your business potential. We work with a range of partners to provide
simple, effective payments to their customers, helping them to make sales and to
grow.

Partnerships


FEATURES THAT WILL SET YOUR MIND AT EASE

SEND PAYMENTS IN MINUTES

Send real-time payments straight to Visa card accounts, and pay your customers
and suppliers in minutes. Take the hassle out of payouts and improve your
customer satisfaction.

Instant Payout

FAST ONBOARDING

We process over 80% of applications inside 24 hours, meaning you get set up
quickly with the minimum of fuss.

Speak to us about Fast Onboarding

MAKE IT EASY FOR REPEAT CUSTOMERS

For subscriptions, memberships, and recurring payments, there’s no need to chase
details for lost or expired cards. Reduce declines, save admin, and keep your
customers loyal.

Account updater


ALL YOUR DATA IN ONE PLACE

Intuitive, feature-rich, and flexible. Cashflows Go is your online portal, where
you can manage your payments and access data from all channels via an
easy-to-use interface.

Cashflows Go

Cashflows Go


LATEST INSIGHT

Insights Featured Why is being cloud-native now key for businesses and their
payments?
In 2022, 60% of corporate data was stored in the cloud, with over $61 billion
spent on cloud infrastructure services globally in Q4, $10 billion more ...
17 Aug 2023• 5 min


PARTNERING FOR GROWTH

Become a partner

DEVELOPER RESOURCES

We provide simple integrations through our rest APIs, using JavaScript Object
Notation (JSON) to provide a structured and consistent way for you to send
requests to our payment gateway.

CONNECT WITH POWERFUL APIS



Our API uses standard HTTP response codes and familiar verbs, ensuring
development remains simple and consistent.



See our Gateway API documentation
Developer support

CONNECT WITH POWERFUL APIS



Our API uses standard HTTP response codes and familiar verbs, ensuring
development remains simple and consistent.



See our Gateway API documentation
Developer support


WE SUPPORT ALL MAJOR PAYMENT METHODS

We offer Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, or
Samsung Pay, so your customers can choose how they want to pay.




WE HELP BUSINESSES FLOURISH

See all our success stories

PERFECTING CUSTOMER EXPERIENCES WITH ACQUIRED.COM

"We wanted to work with a payments partner that we could grow alongside and
would take the time to truly learn about and understand our business and our
customers. We have received amazing support from the Cashflows team,..."

 

Acquired.com
Business: Payments & Treasury Services

75%

Reduction in time to decision for application processing.

View case study
View case study

BUY NOW PAY LATER FINANCE MADE EASY FOR SPLITPAY

"With Cashflows, we have a true partnership. Our suggestions and concerns are
always taken seriously and addressed, leading to positive mutual developments.
We have been delighted with the level of support we have experienced, and the
team resolves any issues very promptly. . . ."

SplitPay
Business: Financial Services

70

Companies live and transacting

View case study
View case study

ENABLING OPPORTUNITY FOR CASH4UNOW WITH ANYTIME SETTLEMENT

"As a loan supplier, we use more than one payments provider to reduce risk.
Currently 60% of our business goes through Cashflows, demonstrating the trust we
have in our partnership and the incredible service that they have provided us. .
. . .”

CASH4UNOW
Business: Consumer lending

75%

cost saving in processing costs with Cashflows

View case study
View case study
See all our success stories


NOT SURE WHAT YOU NEED?

For retailers

From ecommerce, to grocery, to furniture and household, we’ve got solutions to
support your business.

Retail payment solutions
For financial services

Financial services businesses have a range of specific needs. From recurring
billing to payout, we’re ready to support you and your customers.

Financial services payment solutions
For insurance providers

When operating in a competitive industry, like insurance, that is data driven
and doing more and more to improve customer experiences, your payments can offer
you an edge.

Insurance payment processing

KNOWLEDGE

View all
A delicate balance: risk and automation
25 May 2023• 5 min Leadership Blog Insights Risk
Payments data: the key to unlocking success
18 May 2023• 5 min Insights
Why is insurance still clinging to cheque payouts?
13 Apr 2023• 5 min Insights
Solutions
 * Payment Processing
 * Payments in Person
 * Payment Gateway
 * Omnichannel
 * Solutions for Sectors
 * Partner Solutions
 * ATM

Features
 * Anytime Settlement
 * Account Updater
 * Instant Payout
 * 3D Secure V2.2
 * Hosted Payments
 * Virtual Terminal
 * Payment Links
 * Cashflows Go

Company
 * Blog
 * Case Studies
 * Research Papers
 * About Us
 * Environmental Policy
 * Careers
 * Media

Support
 * Support Hub
 * Developer Support
 * Contact Support

Get Started
 * Contact Sales
 * Contact Partnerships
 * Contact ATM
 * Press Contact

Legals
 * Terms & Conditions
 * Legal & Policies
 * Website Terms of Use
 * Accessibility
 * Privacy Policy
 * Modern Slavery Statement
 * Consumer Duty Product Information
 * Complaints Policy


© 2023 Cashflows.

Cashflows is a principal member of Mastercard® and  Visa®, and hold license
agreements with American Express®, Discover®, Union Pay International® and JCB®.
Cashflows Europe Limited is authorised and regulated by the Financial Conduct
Authority (register reference 900006) under the Electronic Money Regulations
2011 for the issuing of electronic money and the provision of payment services.
Registered in England and Wales company number 05428358. Registered address
11-12 Hanover Square, London W1S 1JJ, United Kingdom. For additional support,
find our Complaints Policy here.