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Submitted URL: http://cashusa.com/
Effective URL: https://www.cashusa.com/
Submission Tags: tranco_l324
Submission: On May 24 via api from DE — Scanned from DE
Effective URL: https://www.cashusa.com/
Submission Tags: tranco_l324
Submission: On May 24 via api from DE — Scanned from DE
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Our service is free, but we may be compensated for sharing your info and marketing non-loan products | Privacy Policy CASH USA * Ad Disclosure| * Sitemap| * How It Works Call Us At 1-866-973-6587 * Home * Education Center * Credit * Finances * Debt * Banking * Why Choose Us? * Contact Us * Submit Your Request SECURE A PERSONAL LOAN GET THE SUPPORT YOU NEED Whether you need to consolidate debt, remodel your home, or take a family getaway, a personal loan may be a viable option. CashUSA.com may be able to connect you with a lender offering up to $10,000 in just four easy steps: * Complete our secure online form * If connected to a lender, review the offer presented. If no lender offers you a loan you may receive offers for debt relief, credit repair or similar services * If you accept the offer, you may need to provide additional information to the lender * If finalized, receive funds in your account as soon as the next business day SECURE A PERSONAL LOAN REQUEST UP TO $10,000 Zip Code Last 4 digits of SSN Date of Birth MM DD YYYY Get started By clicking the button above, you consent and agree: * To receive marketing communications for both loans and other credit-related products like debt relief, credit repair, banking, and credit-monitoring. * To the Privacy Policy, Terms of Use, Ad Disclosure, Credit Authorization, Rates & Fees, Responsible Lending, and E-Consent. CASHUSA.COM IS HERE TO HELP. FILL OUT OUR SHORT FORM & WE WILL TRY TO CONNECT YOU WITH A LENDER. GET UP TO $10,000 IN YOUR CHECKING ACCOUNT TIME IS ON YOUR SIDE We know that your time is valuable. Our online form only takes minutes to complete. SAFE & SECURE CashUSA.com uses industry standard encryption & security measures to protect your personal information. See our Privacy Policy and Disclosure for more information. YOU’VE FOUND A FRIEND We have helped thousands of customers find the loan that they needed. Navigation * You Can Get A CashUSA.com Loan * Education Center * Why Choose Us? * Contact Us * Submit Your Request * Login We do not charge any fee or cost to submit a loan request on CashUSA.com. If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer. CashUSA.com is not a lender and cannot predict the exact fees and interest that will be attached to the loan offer presented to you. You are not under any obligation whatsoever to accept the terms that the lender presents to you. If we can’t find a loan offer for you, we may pass some limited information about you to marketing partners so you can receive offers for credit repair, debt relief or similar services. WHAT ARE PERSONAL LOANS? A personal loan is simply an installment loan, which is repaid over an extended period of time with a set number of scheduled payments. Loan amounts range between $500 to $10,000 depending on the lender and state. Below are a few of the reasons why this is the case: * Fast, convenient loan requests: A loan request can be approved in a matter of minutes. * Cash in hand fast: An approved loan can be electronically deposited into your account in as early as 1 business day. * No embarrassment: It can be difficult to admit to family members and friends that your finances are stretched; cash loans allow you to avoid this embarrassment, as they can be acquired safely, securely and discreetly online. Our goal is simple: to help get you a personal loan offer that can meet your need. To help us achieve this goal, we have made the process of receiving loan offers fast and easy from start to finish. The first step is to fill out a brief loan request form here on our website, which can take just a few minutes. As long as you meet the basic borrower eligibility requirements, you can submit your request for a personal loan. Eligibility Requirements The requirements that a prospective borrower must meet to be able to request a personal loan are simple and few in number. They include the following: * Be at least 18 years old * Be a U.S. citizen or permanent resident * Be employed for at least 90 days and meet your Lender’s income minimum specific requirements * Have a checking account in your name * Be able to provide work and home phone numbers, as well as a valid email address Please note that meeting these requirements does not mean that you will be connected with a lender. After you submit your loan request, we show your information to the lenders and lending partners in our network so they can choose whether to offer you a loan. Convenient Loan Disbursement and Repayment If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day. Loan repayment is just as easy, your lender, once the due date rolls around, can simply withdraw money electronically from the same account into which they originally deposited your funds. In case your loan period ends and money is not in your account to repay the loan, make sure to contact the lender ahead of time so you can inquire about an extension. Many lenders will offer extensions so individuals don’t risk damaging their credit because of non-repayment. Safety and Security CashUSA.com prides itself on providing consumers with a fast, simple, safe and reliable loan process. We use industry standard encryption technology to protect your information. There are a lot of lenders who offer personal loans; CashUSA.com may be able to help you connect with a lender. Note: Loan size, APR, and re-payment term will vary by state and lender. APR - EXPLANATION APR stands for Annual Percentage Rate which represents the annualized interest rate that you are charged. CashUSA.com is not a lender and is not responsible for funding personal loans but refers consumers to lenders who specialize in personal loans. CashUSA.com does not charge any fees for this service. CashUSA.com is not able to supply you with the exact APR that you will be charged by your lender. APRs can vary based on the information that you supply in your loan request as well as the information that your lender supplies. Your lender will provide you with details on the APR, loan finance charges and other terms after they offer you a loan and before you decide whether to accept their offer. For help with any CashUSA.com-related services consumers may Contact Us. See informational APR Example NONPAYMENT RAMIFICATIONS AND OTHER THINGS TO CONSIDER Lenders in the CashUSA.com network are required by law to give borrowers detailed information on loan terms and conditions prior to the borrower’s acceptance of the loan offer. It is recommended that you closely review the terms of any loan offer presented to you. For more details about the aforementioned considerations see our Lending Policy and Rates & Fees sections. Example 1: If you borrow $5000 over a term of 3 years with an APR of 18.9%, it will cost you $179.35 per month, with a total amount payable of $6456.68. Example 2: If you borrow $8000 over a term of 1 year with an APR of 24.9%, you will be responsible for 12 monthly payments of $750.46, and a total amount payable of $9005.48 FINANCIAL IMPLICATIONS (INTEREST AND FINANCE CHARGES) If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer. CashUSA.com is not a lender and cannot predict the exact fees and interest that will be attached to the loan offer presented to you. You are not under any obligation whatsoever to accept the terms that the lender presents to you. IMPLICATIONS OF NON-PAYMENT When you accept the terms and conditions for a particular loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time specified in the documents that your lender supplies. Additional charges or fees may apply in the event that you are not able to repay your loan in full or make a late payment. CashUSA.com cannot predict the amount of the charges or fees that you will incur as a result of partial payment, late payment or nonpayment. CashUSA.com has no control over knowledge of the loan details between you and your lender. Please refer to the partial payment, late payment and nonpayment policies detailed in the loan documents that your lender provides you with. POTENTIAL IMPACT TO CREDIT SCORE CashUSA.com's lenders or lending partners in our network may conduct a soft credit inquiry when you submit a form on our site. Some members of the CashUSA.com lender network may choose to conduct a nontraditional credit check in order to determine your eligibility for a loan. Lenders will more than likely conduct a credit inquiry with any of the three major credit reporting agencies (Transunion, Experian and Equifax). Ultimately, your credit score may be affected by the actions of a particular lender. If you do not repay your loan on time your lender may report this delinquency to one or more credit reporting agencies, which could have a negative impact on your credit score. CashUSA.com encourages consumers with credit problems to consult a Credit Counseling company. COLLECTION PRACTICES CashUSA.com is not a lender and does not engage in debt collection practices. Your lender will disclose their collection practices to you in their loan documents. If you are not sure of the collection practices used by a specific lender we recommend that you discuss this issue with the lender directly. All lenders and debt collectors are required under federal law to engage in fair debt collection practices. LOAN RENEWAL POLICIES Loan renewal policies are largely governed by state regulatory laws. Loan renewal options will be presented to you by your lender prior to your acceptance of their loan offer. Please be sure to carefully read the renewal policy presented to you before you sign the loan documents. CASH USA OLA CONSUMER HOTLINE 1-866-299-7585 As a proud member of the Online Lenders Alliance (OLA), CashUSA.com is serious about protecting your personal information. The OLA consumer hotline is a key consumer resource, for questions on lending or reporting possible occurrences of fraud. * Lending Policy| * Terms of Use| * Privacy Policy| * Facebook| * Twitter| * California Residents: Do Not Sell My Personal Information 3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120 * Home| * Education Center| * Why Choose Us?| * Contact Us| * Submit Your Request| * Unsubscribe Customer Notice: If you are facing serious financial difficulties, you should consider alternative options and may want to seek professional financial advice. Legal Notice: CashUSA.com's Terms & Conditions and Privacy Policy apply to the use of this website and its services. The Privacy Policy also acts as your privacy notice. Not a Lender, Broker or Creditor: The owners and operators of this site and the network(s) used by this site are NOT LENDERS OR BROKERS, are not creditors, do not offer loans, do not make loans, do not broker loans and do not make any credit decisions. Our only involvement with loan offers obtained through lenders or lending partners in our network is to show your loan request information to these lenders or lending partners and to connect you with them if they choose to offer you a loan. We exercise no control over the lenders or lending partners in our network and are not responsible for any of their actions. We are not their agents or representatives. The loan request you submit on CashUSA.com is not a loan application. We are paid by Lenders, Lender Networks and other Advertisers: CashUSA.com offers a free, for-profit, advertiser-supported loan connecting service to consumers. Lenders in our network and other third-party lender networks we use pay us if a lender offers you a loan after reviewing your information through our service. Many factors impact which lender we connect you with, but how much the lender or an intermediary third-party lender network pays us has a big impact. We often use a “ping-tree” model similar to Google AdWords to connect the highest bidder to a consumer. So, if you receive a loan offer, it is likely from the highest bidder and not from the lender offering the best loan terms. Always review all options available to you and never assume a loan offer you receive is the best loan offer available to you. We also get paid by other advertisers in other ways. See more in our Ad Disclosure. Credit checks: By submitting your request on CashUSA.com you instruct and authorize lenders and lending partners in our network and/or other intermediaries to obtain consumer report information from your credit profile in order to do a credit check, verify your information (including social security number and/or driver license number), review your creditworthiness, prequalify you, and/or determine if you qualify for certain credit terms. You also authorize CashUSA.com to share your information with the lenders and lending partners in our network. Availability: Loan terms, details, types and availability may vary by state. Many factors about you and your loan request information will impact the terms of the loans that may be offered to you. Not all loans are available to everyone and the best loan terms are not available to everyone. Always review all options available to you and never assume a loan offer you receive is the best loan option available to you.