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Submitted URL: http://cashusa.com/
Effective URL: https://www.cashusa.com/
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Submission: On May 24 via api from DE — Scanned from DE

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Text Content

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marketing non-loan products | Privacy Policy


CASH USA

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Call Us At 1-866-973-6587
 
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SECURE A PERSONAL LOAN


GET THE SUPPORT YOU NEED

Whether you need to consolidate debt, remodel your home, or take a family
getaway, a personal loan may be a viable option. CashUSA.com may be able to
connect you with a lender offering up to $10,000 in just four easy steps:

 * Complete our secure online form
 * If connected to a lender, review the offer presented. If no lender offers you
   a loan you may receive offers for debt relief, credit repair or similar
   services
 * If you accept the offer, you may need to provide additional information to
   the lender
 * If finalized, receive funds in your account as soon as the next business day


SECURE A PERSONAL LOAN


REQUEST UP TO $10,000

Zip Code
Last 4 digits of SSN
Date of Birth
MM
DD
YYYY
Get started




By clicking the button above, you consent and agree:

 * To receive marketing communications for both loans and other credit-related
   products like debt relief, credit repair, banking, and credit-monitoring.
 * To the Privacy Policy, Terms of Use, Ad Disclosure, Credit Authorization,
   Rates & Fees, Responsible Lending, and E-Consent.

 
 

 




CASHUSA.COM IS HERE TO HELP.

FILL OUT OUR SHORT FORM & WE WILL TRY TO CONNECT YOU WITH A LENDER.


GET UP TO $10,000

IN YOUR CHECKING ACCOUNT

 
 


TIME IS ON YOUR SIDE

We know that your time is valuable. Our online form only takes minutes to
complete.


SAFE & SECURE

CashUSA.com uses industry standard encryption & security measures to protect
your personal information. See our Privacy Policy and Disclosure for more
information.


YOU’VE FOUND A FRIEND

We have helped thousands of customers find the loan that they needed.

 
 
Navigation 
 * You Can Get A CashUSA.com Loan
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 * Contact Us
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We do not charge any fee or cost to submit a loan request on CashUSA.com.

If you are approved for a loan, your lender will present you with the exact fees
and interest rate of your loan prior to your formally accepting their offer.
CashUSA.com is not a lender and cannot predict the exact fees and interest that
will be attached to the loan offer presented to you. You are not under any
obligation whatsoever to accept the terms that the lender presents to you. If we
can’t find a loan offer for you, we may pass some limited information about you
to marketing partners so you can receive offers for credit repair, debt relief
or similar services.


WHAT ARE PERSONAL LOANS?

A personal loan is simply an installment loan, which is repaid over an extended
period of time with a set number of scheduled payments. Loan amounts range
between $500 to $10,000 depending on the lender and state. Below are a few of
the reasons why this is the case:

 * Fast, convenient loan requests: A loan request can be approved in a matter of
   minutes.
 * Cash in hand fast: An approved loan can be electronically deposited into your
   account in as early as 1 business day.
 * No embarrassment: It can be difficult to admit to family members and friends
   that your finances are stretched; cash loans allow you to avoid this
   embarrassment, as they can be acquired safely, securely and discreetly
   online.

Our goal is simple: to help get you a personal loan offer that can meet your
need. To help us achieve this goal, we have made the process of receiving loan
offers fast and easy from start to finish. The first step is to fill out a brief
loan request form here on our website, which can take just a few minutes. As
long as you meet the basic borrower eligibility requirements, you can submit
your request for a personal loan.

Eligibility Requirements

The requirements that a prospective borrower must meet to be able to request a
personal loan are simple and few in number. They include the following:

 * Be at least 18 years old
 * Be a U.S. citizen or permanent resident
 * Be employed for at least 90 days and meet your Lender’s income minimum
   specific requirements
 * Have a checking account in your name
 * Be able to provide work and home phone numbers, as well as a valid email
   address

Please note that meeting these requirements does not mean that you will be
connected with a lender.

After you submit your loan request, we show your information to the lenders and
lending partners in our network so they can choose whether to offer you a loan.

Convenient Loan Disbursement and Repayment

If a lender makes you a loan offer, you will have an opportunity to review the
offer before deciding to accept it. In most cases, your funds can be deposited
directly into your bank account via electronic fund transfer in as little as 1
business day.

Loan repayment is just as easy, your lender, once the due date rolls around, can
simply withdraw money electronically from the same account into which they
originally deposited your funds. In case your loan period ends and money is not
in your account to repay the loan, make sure to contact the lender ahead of time
so you can inquire about an extension. Many lenders will offer extensions so
individuals don’t risk damaging their credit because of non-repayment.

Safety and Security

CashUSA.com prides itself on providing consumers with a fast, simple, safe and
reliable loan process. We use industry standard encryption technology to protect
your information.

There are a lot of lenders who offer personal loans; CashUSA.com may be able to
help you connect with a lender.

Note: Loan size, APR, and re-payment term will vary by state and lender.

 
 


APR - EXPLANATION

APR stands for Annual Percentage Rate which represents the annualized interest
rate that you are charged. CashUSA.com is not a lender and is not responsible
for funding personal loans but refers consumers to lenders who specialize in
personal loans. CashUSA.com does not charge any fees for this service.
CashUSA.com is not able to supply you with the exact APR that you will be
charged by your lender. APRs can vary based on the information that you supply
in your loan request as well as the information that your lender supplies. Your
lender will provide you with details on the APR, loan finance charges and other
terms after they offer you a loan and before you decide whether to accept their
offer. For help with any CashUSA.com-related services consumers may Contact Us.

See informational APR Example


NONPAYMENT RAMIFICATIONS AND OTHER THINGS TO CONSIDER

Lenders in the CashUSA.com network are required by law to give borrowers
detailed information on loan terms and conditions prior to the borrower’s
acceptance of the loan offer. It is recommended that you closely review the
terms of any loan offer presented to you. For more details about the
aforementioned considerations see our Lending Policy and Rates & Fees sections.

Example 1: If you borrow $5000 over a term of 3 years with an APR of 18.9%, it
will cost you $179.35 per month, with a total amount payable of $6456.68.

Example 2: If you borrow $8000 over a term of 1 year with an APR of 24.9%, you
will be responsible for 12 monthly payments of $750.46, and a total amount
payable of $9005.48


FINANCIAL IMPLICATIONS (INTEREST AND FINANCE CHARGES)

If you are approved for a loan, your lender will present you with the exact fees
and interest rate of your loan prior to your formally accepting their offer.
CashUSA.com is not a lender and cannot predict the exact fees and interest that
will be attached to the loan offer presented to you. You are not under any
obligation whatsoever to accept the terms that the lender presents to you.


IMPLICATIONS OF NON-PAYMENT

When you accept the terms and conditions for a particular loan offer, you are
agreeing to pay back the loan principal and finance charges in the amount of
time specified in the documents that your lender supplies. Additional charges or
fees may apply in the event that you are not able to repay your loan in full or
make a late payment. CashUSA.com cannot predict the amount of the charges or
fees that you will incur as a result of partial payment, late payment or
nonpayment. CashUSA.com has no control over knowledge of the loan details
between you and your lender. Please refer to the partial payment, late payment
and nonpayment policies detailed in the loan documents that your lender provides
you with.


POTENTIAL IMPACT TO CREDIT SCORE

CashUSA.com's lenders or lending partners in our network may conduct a soft
credit inquiry when you submit a form on our site. Some members of the
CashUSA.com lender network may choose to conduct a nontraditional credit check
in order to determine your eligibility for a loan. Lenders will more than likely
conduct a credit inquiry with any of the three major credit reporting agencies
(Transunion, Experian and Equifax). Ultimately, your credit score may be
affected by the actions of a particular lender. If you do not repay your loan on
time your lender may report this delinquency to one or more credit reporting
agencies, which could have a negative impact on your credit score. CashUSA.com
encourages consumers with credit problems to consult a Credit Counseling
company.


COLLECTION PRACTICES

CashUSA.com is not a lender and does not engage in debt collection practices.
Your lender will disclose their collection practices to you in their loan
documents. If you are not sure of the collection practices used by a specific
lender we recommend that you discuss this issue with the lender directly. All
lenders and debt collectors are required under federal law to engage in fair
debt collection practices.


LOAN RENEWAL POLICIES

Loan renewal policies are largely governed by state regulatory laws. Loan
renewal options will be presented to you by your lender prior to your acceptance
of their loan offer. Please be sure to carefully read the renewal policy
presented to you before you sign the loan documents.


 
 

CASH USA

OLA CONSUMER HOTLINE

1-866-299-7585

As a proud member of the Online Lenders Alliance (OLA), CashUSA.com is serious
about protecting your personal information. The OLA consumer hotline is a key
consumer resource, for questions on lending or reporting possible occurrences of
fraud.

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 * California Residents: Do Not Sell My Personal Information

 

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Customer Notice: If you are facing serious financial difficulties, you should
consider alternative options and may want to seek professional financial advice.

Legal Notice: CashUSA.com's Terms & Conditions and Privacy Policy apply to the
use of this website and its services. The Privacy Policy also acts as your
privacy notice.

Not a Lender, Broker or Creditor: The owners and operators of this site and the
network(s) used by this site are NOT LENDERS OR BROKERS, are not creditors, do
not offer loans, do not make loans, do not broker loans and do not make any
credit decisions. Our only involvement with loan offers obtained through lenders
or lending partners in our network is to show your loan request information to
these lenders or lending partners and to connect you with them if they choose to
offer you a loan. We exercise no control over the lenders or lending partners in
our network and are not responsible for any of their actions. We are not their
agents or representatives. The loan request you submit on CashUSA.com is not a
loan application.

We are paid by Lenders, Lender Networks and other Advertisers: CashUSA.com
offers a free, for-profit, advertiser-supported loan connecting service to
consumers. Lenders in our network and other third-party lender networks we use
pay us if a lender offers you a loan after reviewing your information through
our service. Many factors impact which lender we connect you with, but how much
the lender or an intermediary third-party lender network pays us has a big
impact. We often use a “ping-tree” model similar to Google AdWords to connect
the highest bidder to a consumer. So, if you receive a loan offer, it is likely
from the highest bidder and not from the lender offering the best loan terms.
Always review all options available to you and never assume a loan offer you
receive is the best loan offer available to you. We also get paid by other
advertisers in other ways. See more in our Ad Disclosure.

Credit checks: By submitting your request on CashUSA.com you instruct and
authorize lenders and lending partners in our network and/or other
intermediaries to obtain consumer report information from your credit profile in
order to do a credit check, verify your information (including social security
number and/or driver license number), review your creditworthiness, prequalify
you, and/or determine if you qualify for certain credit terms. You also
authorize CashUSA.com to share your information with the lenders and lending
partners in our network.

Availability: Loan terms, details, types and availability may vary by state.
Many factors about you and your loan request information will impact the terms
of the loans that may be offered to you. Not all loans are available to everyone
and the best loan terms are not available to everyone. Always review all options
available to you and never assume a loan offer you receive is the best loan
option available to you.