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Gaingroove
Borrow Today for a Better Tomorrow
Get Started Now!
 * Safe & Secure
 * Fast Lender-Approval
 * Submit Online


WE‘RE COMMITTED TO SERVICE, SPEED & SECURITY


CONNECT WITH A HELPFUL LENDER

We commit to connecting you with an approved lender. We also made the process
simple. No need to visit hundreds of websites and fill out numerous paperwork.


THE NEED FOR SPEED

Our online service readily serves your need to connect with a lender. The
process takes a few minutes. Fill out our secure online form and we send an
encrypted copy to an authorized lender to approve. Once you submit your
information, you will be redirected to the lender's website where you can review
the terms of the loan, including details about all the applicable rates and
fees. If you accept these terms, the lender will deposit money directly into
your bank account as quickly as the next business day. Every inquiry received is
handled with care and speed.


YOUR LOAN, YOUR BUSINESS

We recognize a personal loan is a private matter. Reasons for needing money
range from critical automobile maintenance, unexpected medical expenses, much
needed family vacation, basic home improvements, etc. Whatever your reason, we
respect your privacy. Thus, we work with lenders familiar with your situation
and are ready to help.

 * How It Works
 * About Us
 * Why Choose Us
 * Questions
 * Definitions
 * Rates & Fees
 * Lending Policy
 * Unsubscribe
 * Privacy Policy
 * Terms Of Use
 * Disclaimer
 * Contact
 * E-Consent

Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives
or should seek out professional financial advice.

This website is not an offer to lend. Gaingroove is not a lender or lending
partner and does not make loan or credit decisions. Gaingroove connects
interested persons with a lender or lending partner from its network of approved
lenders and lending partners. Gaingroove does not control and is not responsible
for the actions or inactions of any lender or lending partner, is not an agent,
representative or broker of any lender or lending partner, and does not endorse
any lender or lending partner. Gaingroove receives compensation from its lenders
and lending partners, often based on a ping-tree model similar to Google AdWords
where the highest available bidder is connected to the consumer. Regardless,
Gaingroove’s service is always free to you. In some cases, you may be given the
option of obtaining a loan from a tribal lender. Tribal lenders are subject to
tribal and certain federal laws while being immune from state law including
usury caps. If you are connected to a tribal lender, please understand that the
tribal lender’s rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in
a tribal jurisdiction. You are urged to read and understand the terms of any
loan offered by any lender, whether tribal or state-licensed, and to reject any
particular loan offer that you cannot afford to repay or that includes terms
that are not acceptable to you.

This service is not available in all states. If you request to connect with a
lender or lending partner in a particular state where such loans are prohibited,
or in a location where Gaingroove does not have an available lender or lending
partner, you will not be connected to a lender or lending partner. You are urged
to read and understand the terms of any loan offered by any lender or lending
partner, and to reject any particular loan offer that you cannot afford to repay
or that includes terms that are not acceptable to you.

By submitting your information via this website, you are authorizing Gaingroove
and its partners to do a credit check, which may include verifying your social
security number, driver license number or other identification, and a review of
your creditworthiness. Credit checks are usually performed by one of the major
credit bureaus such as Experian, Equifax and TransUnion, but also may include
alternative credit bureaus such as Teletrack, DP Bureau or others. You also
authorize Gaingroove to share your information and credit history with a network
of approved lenders and lending partners.

Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and
below. For qualified consumers, the maximum APR (including the interest rates
plus fees and other costs) is 35.99%. All loans are subject to the lender’s
approval based on its own unique underwriting criteria.

Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of
Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable:
$6,581.78 Loans include a minimum repayment plan of 12 months and a maximum
repayment plan of 30 months.

Lender’s or Lending Partner’s Disclosure of Terms.

The lenders and lending partners you are connected to will provide documents
that contain all fees and rate information pertaining to the loan being offered,
including any potential fees for late-payments and the rules under which you may
be allowed (if permitted by applicable law) to refinance, renew or rollover your
loan. Loan fees and interest rates are determined solely by the lender or
lending partner based on the lender’s or lending partner’s internal policies,
underwriting criteria and applicable law. Gaingroove has no knowledge of or
control over the loan terms offered by a lender and lending partner. You are
urged to read and understand the terms of any loan offered by any lenders and
lending partners and to reject any particular loan offer that you cannot afford
to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively
impact your credit score. To protect yourself and your credit history, make sure
you only accept loan terms that you can afford to repay. If you cannot make a
payment on time, you should contact your lenders and lending partners
immediately and discuss how to handle late payments.

Copyright © 2012-2024 Gaingroove. All Rights Reserved
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