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You must update or confirm your account information.

Action needed


PLEASE CALL US AS SOON AS POSSIBLE TO CONFIRM OR UPDATE YOUR MERRILL
ACCOUNT INFORMATION.

In order for us to support you and your investment needs, it's important that we
have your most current financial information. Like all financial institutions,
we're required to maintain complete and accurate information about all our
clients and may have to restrict those accounts that cannot be validated.


WHAT YOU NEED TO DO

Please call us at 877.653.4732 to confirm or update your information. Since this
requirement applies to all of your accounts, we need you to act quickly to avoid
account restrictions. We value your business and want to ensure you don't
experience any interruption in your investment services.


WE LOOK FORWARD TO SPEAKING WITH YOU — WE'RE AVAILABLE 24/7.


LEGAL DISCLOSURES AND INFORMATION

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S"
or "Merrill") makes available certain investment products sponsored, managed,
distributed or provided by companies that are affiliates of Bank of America
Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered
investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Investment products:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Please do not reply to this email, as email replies are not monitored.

Floor NC1-028-09-02, 150 N College St., Charlotte, NC 28255

Contact Us | Merrill Privacy & Security

Thank you for being a Merrill client. You received this email as part of your
existing relationship with us.

Merrill email, MSC NJ2-140-02-13, P.O. Box 1501, Pennington, NJ 08534. Please do
NOT send any physical mail to this address, especially mail containing sensitive
information.

Banking products are provided by Bank of America, N.A., and affiliated banks,
Members FDIC, and wholly owned subsidiaries of Bank of America Corporation.

©2021 Bank of America Corporation. All rights reserved.

This email was sent to: MDRAY@HIGHLANDSMORTGAGE.COM


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