personal.vanguard.com
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Submitted URL: https://www.vanguard.com/register
Effective URL: https://personal.vanguard.com/us/JSP/RegLogOn/Regis/RegActivityContent.jsf
Submission: On November 11 via api from US — Scanned from DE
Effective URL: https://personal.vanguard.com/us/JSP/RegLogOn/Regis/RegActivityContent.jsf
Submission: On November 11 via api from US — Scanned from DE
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<b:xhtml><!--PPE:Content1--><a name="top" id="top" title="top" class="bookmark"></a>
<h1>Terms and Conditions of Use</h1>
<p>Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of
the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Vanguard with regard to matters other than your use of the
Site. Vanguard may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree
to these Terms of Use, do not use this Site.</p>
<p>This Site is owned and operated by The Vanguard Group, Inc., and all of its subsidiaries and affiliates, including Vanguard Brokerage Services and Vanguard Marketing Corporation (collectively, "Vanguard"). Vanguard may modify,
suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Vanguard and used for Vanguard's internal business
purposes, without liability.</p>
<h2>Index:</h2>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#license'); return false;">Limited license and restrictions on use</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#linking'); return false;">Linking conditions</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#RSS'); return false;">RSS and podcast feeds</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#your'); return false;">Your account</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#data'); return false;">Data, information, and content</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#notice'); return false;">Copyright policy, notice, and claim information</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#trademarks'); return false;">Trademarks and patents</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#international'); return false;">International use</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#third'); return false;">Third-party content</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#timeliness'); return false;">Timeliness of content</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#termination'); return false;">Termination</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#disclaimers'); return false;">Warranty disclaimers</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#indemnity'); return false;">Liability and indemnity</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#integration'); return false;">Integration and severability</a></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#applicable'); return false;">Applicable law and venue</a></p>
<h3 tabindex="-1"><a name="license" id="license" title="license" class="bookmark"></a>Limited license and restrictions on use</h3>
<p>Vanguard grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as
expressly authorized by Vanguard in writing. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Vanguard reserves all rights not expressly granted in
these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by Vanguard in writing, <b>you may not</b><b>:</b></p>
<ul>
<li>Modify, copy, distribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast
feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, "Materials");</li>
<li>Redeliver any page, text, image, or Materials on this Site using "framing" or other technology;</li>
<li>Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including
without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Vanguard;</li>
<li>Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or
accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems,
networks, servers, or accounts related to this Site;</li>
<li>Modify, copy, obscure, remove, or display Vanguard's name, logo, trademarks, text, notices, or images without Vanguard's express written permission. To obtain such permission, you may e-mail us at
intellectualproperty@vanguard.com; or</li>
<li>Include the term "Vanguard," or any Vanguard trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation,
sponsorship, or endorsement by Vanguard.</li>
</ul>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#top'); return false;">Return to top</a></p>
<h3 tabindex="-1"><a name="linking" id="linking" title="linking" class="bookmark"></a>Linking conditions</h3>
<p>You may not link to this Site unless you comply with these linking conditions ("Linking Conditions"). Vanguard grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site ("Link"), provided you comply
at all times with the following conditions:</p>
<ul>
<li>The Link must resolve either to Vanguard's portal page at <a href="#" data-vg-handler="true" data-vg-click="jsCBDclosePopup(true,true,'https://personal.vanguard.com');return false;">www.vanguard.com</a>, or to the
appropriate one of Vanguard's homepages which are, <a href="http://investor.vanguard.com/">http://investor.vanguard.com</a> (for personal investors),
<a href="https://retirementplans.vanguard.com/">https://retirementplans.vanguard.com</a> (for retirement plan participants) <a href="http://institutional.vanguard.com/">http://institutional.vanguard.com</a> (for institutional
investors), and <a href="http://advisors.vanguard.com/">http://advisors.vanguard.com</a> (for financial advisors), unaltered in any way;</li>
<li>The text of the Link must read either "The Vanguard Group," "Vanguard," "Vanguard Group," "Vanguard.com," or "www.vanguard.com." You may not use any Vanguard logo or graphic, or any other Vanguard trademark, as part of the
Link without Vanguard's express written permission; and</li>
<li>The Link and surrounding context on the linking site must not: (a) falsely represent or misrepresent any relationship between the linking site and Vanguard, including suggestions of affiliation, endorsement, or sponsorship;
(b) portray Vanguard or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look,
or feel of the Site.</li>
</ul>
<p>If you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages
(known as "deep links"), provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site.</p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#top'); return false;">Return to top</a></p>
<h3 tabindex="-1"><a name="RSS" id="RSS" title="RSS" class="bookmark"></a>RSS and podcast feeds</h3>
<p>Vanguard grants you a limited, revocable, nonexclusive right to view, store, bookmark, access, download, display, create hyperlinks to and use the Really Simple Syndication and podcast feeds (collectively, the "Feeds") offered
by Vanguard solely for your personal, informational and noncommercial use or as otherwise authorized by Vanguard in writing, provided you comply at all times with the following conditions:</p>
<ul>
<li>Except as otherwise stated in these Terms of Use, you may not modify, copy, redistribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit in
any manner whatsoever the Feeds or the reports, data, information, content, software, files, products, services or other materials supplied by Vanguard in connection therewith;</li>
<li>You may create a hyperlink to Vanguard's Feeds, provided that (a) the hyperlink is functional and resolves directly to the applicable Vanguard website page, unaltered and unframed in any way; and (b) you provide attribution
to the appropriate Vanguard website in connection with your use of the Feeds. If you provide this attribution in text, the hyperlink must read either "Vanguard.com" or
"<a href="https://www.vanguard.com./">www.vanguard.com</a>." If you provide this attribution with a graphic, you must use the graphic Vanguard has incorporated into the Feeds, without alteration. Your right to use the
above-referenced Vanguard graphic is limited to providing attribution to Vanguard in connection with the Feeds. You may not use any Vanguard logo or graphic, or any other Vanguard trademark, for any other purpose without
Vanguard's express written permission;</li>
<li>Any hyperlink to Vanguard's Feeds and the surrounding context on your site must not: (a) falsely represent or misrepresent any relationship between Vanguard and you or your site, products or services or any third party or
their site, products and services, including suggestions of affiliation, endorsement or sponsorship; (b) portray Vanguard or its affiliates, or their products or services, in a false, misleading, derogatory or otherwise
offensive manner; or (c) display the content of Vanguard's Feeds in a manner that does not permit successful linking to, redirection to or delivery of the applicable Vanguard website page; and</li>
<li>You may not incorporate advertising into or targeted towards the content of Vanguard's Feeds or insert any intermediate page, splash page or other content or materials between any hyperlink to Vanguard's Feeds and the
applicable Vanguard website page.</li>
</ul>
<p>Any uses of Vanguard's Feeds not granted herein are strictly prohibited. Vanguard retains ownership of and all other rights in and to the Feeds, and any reports, data, information, content, software, files, products, services,
links, trademarks, logos or other materials used in connection therewith. Vanguard reserves the right, in its sole discretion, with or without cause, and without liability, to suspend, discontinue or modify any or all of its
Feeds at any time and to immediately require you to cease accessing, displaying, or otherwise using any or all of the Feeds or the content of the Feeds.
<b>Vanguard will not be liable for any loss or damage arising from your use of or in connection with the Feeds.</b></p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#top'); return false;">Return to top</a></p>
<h3 tabindex="-1"><a name="chat" id="chat" title="chat" class="bookmark"></a><a name="your" id="your" title="your" class="bookmark"></a>Your account</h3>
<p>Certain parts of this Site may be protected by passwords or require a login. Further, for authentication purposes, certain features on this Site may require you to answer a designated security question. You agree to provide
Vanguard with current, complete, and accurate information as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree not to obtain or
attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected Materials or information, through any means not intentionally made available to you by Vanguard.</p>
<p>You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this Site, and for logging off
of your account and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your
negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, logins, passwords, or
security questions and answers, you agree to contact Vanguard immediately. Vanguard will not be liable for any loss or damage arising from your failure to comply with this paragraph.</p>
<p>Products and services provided to you through this Site may involve the electronic transmission, including via any e-mail address you provide to us, of information that you may consider to be personal financial information or
promotional and marketing materials, and you consent to such transmission.</p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#top'); return false;">Return to top</a></p>
<h3 tabindex="-1"><a name="data" id="data" title="data" class="bookmark"></a>Data, information, and content</h3>
<p>The Materials on this Site are for information, education, and noncommercial purposes only. Although Vanguard may provide data, information, and content relating to investment approaches and opportunities to buy or sell
securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks
associated with the use of any Materials on this Site before making any decisions based on such Materials. In exchange for using such Materials, you agree not to hold Vanguard or its third-party information providers liable for
any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site. By providing access to other websites, neither Vanguard nor any of its affiliates is recommending
the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website's sponsoring organization.</p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#top'); return false;">Return to top</a></p>
<h3 tabindex="-1"><a name="notice" id="notice" title="notice" class="bookmark"></a>Copyright policy, notice, and claim information</h3>
<p>All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as
well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by Vanguard and its third-party information providers, and are protected by United States and international intellectual
property laws.</p>
<p>Pursuant to Section 512(c)(2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, Vanguard designates an agent as described below to receive notifications of claimed copyright infringement by
mail: Robyn Y. Ettricks, Esquire, Associate Counsel, The Vanguard Group, Inc., P.O. Box 2600, V-16, Valley Forge, PA 19482-2600.</p>
<p>The designated copyright agent can also be reached by telephone at (610) 669-6100, by fax at (610) 669-6600, and by e-mail at intellectualproperty@vanguard.com.</p>
<p>If you have any other customer service questions or would like an alternative method of reaching us, please click <a href="https://investor.vanguard.com/about/contact-us">Contact us</a> at the top of any webpage.</p>
<p><a href="#" data-vg-handler="true" data-vg-click="jsCBDgoToUrl('#top'); return false;">Return to top</a></p>
<h3 tabindex="-1"><a name="trademarks" id="trademarks" title="trademarks" class="bookmark"></a>Trademarks and patents</h3>
<p>All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.</p>
<p>All Vanguard graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Vanguard. Vanguard's trademarks, service marks and trade dress may not be used in connection with any product or
service that is not Vanguard's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Vanguard. Nothing contained on this Site should be construed as
granting any license or right in or to any trademarks, service marks, or trade dress of Vanguard.</p>
<p>The Vanguard ETFs are not sponsored, endorsed, sold, or promoted by Barclays. Barclays does not make any representation regarding the advisability of investing in Vanguard ETFs or the advisability of investing in
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<h3 tabindex="-1"><a name="indemnity" id="indemnity" title="indemnity" class="bookmark"></a>Liability and indemnity</h3>
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Warning: Vanguard.com will not work properly with JavaScript disabled! Personal Investors ARE YOU SURE YOU WANT TO CANCEL? If you cancel this process, any data you've entered will be lost. SIGN UP FOR OR RESTORE ACCOUNT ACCESS ENTER PERSONAL INFORMATION AND VERIFY IDENTITY CURRENT STEP CREATE USER NAME AND PASSWORD UNAVAILABLE STEP SET UP SECURITY FEATURES UNAVAILABLE STEP TERMS AND CONDITIONS OF USE Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Vanguard with regard to matters other than your use of the Site. Vanguard may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. 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