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TERMS AND CONDITIONS (“TERMS”)

 1.  Introduction
      1. Blue Label Data Solutions (Pty) Ltd (Registration Number
         2008/011699/07) ("Blue Label", "us", "we", "our"), is a private company
         registered in the Republic of South Africa, which owns and/or operates
         various electronic and non-electronic communication platforms for
         purposes of lead generation and direct marketing.
      2. The electronic communication platforms used by us, include, electronic
         mail, SMS and automated voice messages ("AVM"). We also use non
         electronic methods of marketing communication which include telephone
         communication. (together we refer to these as “Communication
         Platforms”)
      3. Each of the Communication Platforms will refer the recipient thereof to
         applicable “terms and conditions” and provide a link to these Terms
         contained on the relevant website (https://blu.deals), which is owned
         and operated by Blue Label Data Solutions ("Website").
      4. You may also be visiting and/or browsing the Website of your own accord
         without having received prior marketing messages via a Communication
         Platform.
      5. These Terms apply to you regardless of the Communication Platform
         through which you accepted them.

 2.  Application of the Terms
      1. Blue Label offers opportunities via the Website and Communication
         Platforms (together referred to as the “Sites”) to users (“you”) to
         contract with service providers in various industries and includes
         marketing and advertising the latest deals, specials and promotions
         offered by these service providers ("Services"). The Terms contained
         herein apply to the Sites.
      2. These Terms are applicable:
          1. where you have elected to visit and/ or use the Site on your own
             accord and not in response to a prior marketing messages received
             via a Communication Platform; and
          2. where you are directed to this Site in response to a prior
             marketing messages received via an alternative Communication
             Platform.
     
      3. To the extent that the Terms may differ on the basis of whether you
         accessed the Site directly or as a link from an alternative
         Communication Platform this will be specifically stated herein. To the
         extent that no such statement is made, these Terms will be binding on
         you in the same manner regardless of the method of access to the Site.

 3.  The Website
      1. This Website is a direct marketing campaign, conducted by Blue Label
         Data Solutions on behalf of Blu Approved
      2. The Website is an online lead generation website, which enables you to
         enter your contact information then receive carefully-selected
         promotions and offers.
      3. You have accessed the Website to visit and browse or use the Website of
         your own accord.

 4.  Terms
      1. Please read these Terms, together with our Privacy Policy located at -
         https://blu.deals/privacy-policy.html carefully, they will govern our
         relationship with you in relation to your use of the Sites and will
         constitute an ongoing binding agreement between Blue Label and
         yourself.
      2. NOTE: Please read these Terms carefully. Certain of them (indicated in
         bold) limit our liability or place liability on you or require you to
         acknowledge a fact. If you have any queries, please contact us at
         legal@blds.co.za.

 5.  Acceptance of Terms
      1. By accessing the Website or clicking “I Confirm” or “I Accept” on the
         Website or in any other Communication Platform, you are deemed to have
         read, understood and agreed to the Terms.
      2. These Terms apply when you visit the Sites for the first time and
         throughout your use of the Sites. The latest version of these Terms
         applies each time you visit a Site.
      3. We may at any time change any of the Terms and such changes will
         supercede and replace any previous Terms. The amended Terms will be
         made available on the Site. Each time you access the Site, you agree to
         be bound by the Terms, as they have changed.
      4. If you do not accept these Terms, please do not continue to use the
         Sites. Please note that the Terms stated in this document refer to the
         use by you of the Sites and are not related to any commercial agreement
         concluded between you and any third party pursuant to the use of the
         Sites.

 6.  Use of Services
      1. Before you can use the Services advertised on the Sites, you must
         register as a user by completing the questionnaire provided on the
         Website or reply as directed if via an alternative Communication
         Platform. The Site prompts will guide you through the process.
      2. When you elect to use the Services, by responding with a clear
         instruction to be contacted, clicking links to our Website in any
         marketing communications, by dialling USSD codes contained in marketing
         communications and advertisements and by replying to short codes and/
         or, clicking the "I Accept" box attached to these Terms you understand
         and agree that you have been given an opportunity to read and
         understand these Terms which apply to your use of the Services which
         will then be binding on you.
      3. You further acknowledge and understand that the conclusion of any
         required documentation for use of the Services takes place in an
         electronic format via the Sites and that tick boxes or questions, which
         are ticked / answered by you, constitute agreement to the document
         and/or provisions to which such tick boxes or questions relate. No
         further physical signature or documentation will be required in order
         for agreement to be reached.

 7.  Opt-In and Consent
      1. When you register on the Website and submit your request to be
         contacted for the advertised offer and click on the agreement to the
         Terms and Privacy Policy, or you click on the box "Call Me Back" /
         "Submit" / “Get Quote” / reply YES to an SMS / Dial a USSD code / click
         on a link to these Terms in any Communication Platform received and or
         provide any response to communication other than a clear instruction to
         opt out or provide us with your personal information, you are opting
         into and providing your consent to receiving marketing communications
         via SMS, e-mail, automated voice messages ("AVM") and telephone calls
         from service providers for the Services offered on the Sites and any
         other promotions that may be of interest to you.
      2. Offers of Service Providers may include, insurance products, licenced
         betting products, credit products, cellphone products, retail products
         and rental products. Each category of products and/ or services in
         respect of Offers made may be subject to specific requirements which
         can be found in the relevant links.
      3. When you receive marketing communications, you will always be given the
         option to opt out.
      4. Should you decide to opt out of all or any direct marketing received
         from us, you can either click on the following link or register on the
         national "Do Not Contact" list which can be found on
         www.nationaloptout.org
      5. Depending on the Services being offered on the Site, the service
         provider may require consent to a credit check. If you have ticked the
         box agreeing to a credit check being conducted, you are consenting to
         have your personal information sent to a credit provider and/or credit
         bureau for purposes of checking your credit profile.

 8.  Personal Information
      1. When you submit your personal information on the Sites to qualify for
         the Services, you understand and agree that we will use your personal
         information as you have given it to us, including your South Africa
         Identity Number in order for our sales partners to determine if you are
         a suitable candidate for their Services.
      2. We respect and understand the importance of your personal information
         and will ensure that it is stored securely and is only used as
         described in these Terms and our Privacy Policy.
      3. Where you have agreed to our Privacy Policy by ticking the relevant box
         when visiting or being linked to the Site, you understand and agree
         that we will use your personal information to send you marketing
         communications through various channels, including SMS, e-mails, AVM
         and telephone calls.

 9.  Use of this Website and Services
      1. By accessing the Site and using the Services, you warrant and represent
         to us that you are over 18 (eighteen) years of age and legally entitled
         to do so and have the required legal capacity to conclude
         legally-binding transactions.
      2. When you give us your personal information, you hereby warrant,
         undertake and represent that you will enter only true and correct
         personal information and that we shall be entitled to rely on the
         correctness thereof. You understand and agree that we do not review or
         purport to review any submitted information and we reserve the right to
         suspend or terminate your access to the Site and Services without
         further notice to you.
      3. You may only use the Site to browse the content and enter legitimate
         information for your personal use. The Site and any content provided on
         it may not be copied or distributed, reproduced, republished, uploaded,
         posted, transmitted in any way whatsoever for commercial purposes.
      4. You warrant that you will not use the Site, the Services and/or the
         content or any information made available or sent to you by us pursuant
         to your use of the Site for any purpose that is unlawful or prohibited
         under South African or international law or is in contravention of
         these Terms and you hereby indemnify us accordingly.

 10. Cookies
      1. When you visit the Site, we may make use of "Cookies" to automatically
         collect information and data about users. If you do not want
         information collected by means of Cookies, please disable the use of
         Cookies in your web browser.
      2. Cookies may, however, be necessary to provide you with certain features
         available on the Site. If you disable Cookies, you may not be able to
         use these features and your access to the Site will be limited.

 11. Security
      1. We will take all reasonable technical and organisational measures to
         protect any information transmitted over the Sites. We do not, however,
         guarantee the security of any information transmitted online to us and
         you accept the risk of providing information on the Site.

 12. Third Party Content and External Links
      1. The Site may include products or content, advertisements from third
         parties or external links to other websites having their own content,
         or any other third-party content ("Third Party Content").
      2. You acknowledge that the Third-Party Content:
          1. is beyond our control and that any reliance on any representation,
             statement or information contained in the Third-Party Content is at
             your own risk;
          2. is not verified by us and we do not determine or guarantee its
             lawfulness, accuracy or reasonableness; and
          3. may contain representations, statements or information which does
             not represent the views, opinions or beliefs of Blue Label, its
             associates, directors, employees or affiliates.
     
      3. We are not responsible for and we do not endorse, support or guarantee
         the quality, reliability or suitability of any such Third-Party
         Content. Any reliance or use of such Third-Party Content is at your own
         risk.
      4. Third Party Content may be subject to additional terms and conditions.
         It is your responsibility to read and adhere to such additional terms
         and conditions, including the terms and conditions of that third-party
         website.

 13. Content
      1. While we make every effort to update the information provided on the
         Site on a regular basis, we make no representations or warranties,
         whether express, implied in law or residual, as to the accuracy,
         completeness or reliability of any content on the Site.
      2. We reserve the right at any time to change or discontinue without
         notice, any aspect or feature of the Site and any Service and/or
         content offered on the Site.

 14. 14. Maintenance
      1. 14.1 We will use our reasonable efforts to maintain the Site. The Site
         is subject to change from time to time. You will not be eligible for
         any compensation should your use of any part of the Site be affected in
         anyway and or because of a failure, suspension or withdrawal of all or
         part of the Site due to circumstances beyond our control.
      2. 14.2 We may:
          1. 14.2.1 modify or withdraw, temporarily or permanently, the Site (or
             any part of it) with or without notice to you and you agree that we
             will not be liable to you or any third party for any modification
             to or withdrawal of the Site; and
          2. 14.2.2 change these Terms from time to time with or without notice
             to you, and your continued use of the Site (or any part of it)
             following such change will be deemed to be your acceptance of the
             change.
     
      3. Changes to the Terms and the latest version thereof in force at the
         time you use of the Site will be the version applicable to you.

 15. Monitoring
      1. We hold the right in our sole and absolute discretion, to monitor any
         activity and content associated with the Site. We may investigate any
         reported violation of these Terms or complaints and take any action
         that we may deem appropriate which may include, but is not limited to,
         issuing warnings, suspending, terminating or attaching conditions to
         your access, or the removal of any materials from the Site.

 16. Law
      1. The Terms will be exclusively governed by and construed in accordance
         with the laws of South Africa whose courts will have exclusive
         jurisdiction in any dispute.

 17. Electronic Communications
      1. When you visit the Site or send responses to us via other Communication
         Platforms or e-mail us, you are communicating with us electronically.
         Your communication via and/ or use of the Site will be deemed your
         consent to receive communications from us electronically which will
         allow us to communicate with you via e-mail, SMS or any other
         electronic means. You agree that all agreements, notices, disclosures
         and other communications that we provide to you electronically, satisfy
         any and all legal requirement that such communications be in writing.

 18. Intellectual Property
      1. All content included on the Site, including but not limited to, text,
         graphics, logos, button icons, images, audio clips, digital downloads,
         data compilations, and software, is our property or the property of our
         content suppliers and is protected by international intellectual
         property laws.
      2. All software used on the Site is our property or that of our software
         suppliers and is protected by international intellectual property laws.
      3. The registered and unregistered trademarks, names, logos and service
         marks displayed on the Site belong to us. Nothing contained on the
         Site, except as expressly stated in these Terms, will be construed by
         you as the granting of any license or right to use any trademark
         without our prior written permission. All rights in and to the content
         and trademarks are reserved and retained by us or our content
         suppliers. You further acknowledge that we, or our content suppliers
         are the proprietors of all the content and trademarks on the Site,
         whether it constitutes confidential information or not, and that the
         you hold no right, title or interest in any such material.

 19. Warranties
      1. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR
         IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION,
         CONTENT, MATERIALS, AND/ OR PRODUCTS INCLUDED ON THE SITE. YOU
         EXPRESSLY AGREE THAT YOUR USE OF THIS SITEAND THE SERVICES IS AT YOUR
         SOLE RISK.
      2. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW WE DISCLAIM ALL
         WARRANTIES, EXPRESS OR IMPLIED.
      3. WE DO NOT WARRANT THAT THE SITE, ITS SERVERS, OR E-MAIL SENT FROM US
         ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE
         IN ANY WAY FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS
         SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL,
         PUNITIVE, AND CONSEQUENTIAL DAMAGES.
      4. NEITHER US NOR OUR DIRECTORS, EMPLOYEES, OFFICERS, SUPPLIERS, OR
         SERVICE PROVIDERS MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND
         INCLUDING BUT NOT LIMITED TO EXPRESS OR IMPLIED REPRESENTATIONS OR
         WARRANTIES, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION,
         CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THE SITE. YOU EXPRESSLY
         AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. IN NO EVENT
         SHALL WE, OUR DIRECTORS, EMPLOYEES, OFFICERS, OR OUR SUPPLIERS OR
         SERVICE PROVIDERS BE LIABLE FOR LOST PROFITS OR ANY SPECIAL, INCIDENTAL
         OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE
         OF THE SITE, OUR SERVICES OR THE TERMS AND CONDITIONS (HOWSOEVER
         ARISING, INCLUDING BUT NOT LIMITED TO NEGLIGENCE).

 20. ECT Act Disclosures
      1. Access to the content on or through the Site and any other
         Communication Platform used are classified as “electronic transactions”
         in terms of the Electronic Communications and Transactions Act (No. 25
         of 2002), as amended from time to time (“ECT Act”), and therefore you
         have the rights detailed in Chapter VII of the ECT Act and we have the
         duty to the disclose the following information:
          1.  Our full name and legal status: Blue Label Data Solutions (Pty)
              Limited (blu.deals / blds.co.za)
          2.  Street address: 75 Grayston Drive, Sandton, 2195
          3.  Postal address: P.O. Box 652261, Benmore, 2010
          4.  Physical address for receipt of legal service: 75 Grayston Drive,
              Sandton, 2195
          5.  Main business: Direct Marketing
          6.  Website address: http://www.blds.co.za/
          7.  Website address: http://www.blds.co.za/
          8.  Membership of self-regulatory or accreditation bodies: Direct
              Marketing Association of South Africa
          9.  Governing terms of use: These Terms and our Privacy Policy
          10. Manual in terms of the Promotion of Access to Information Act 2 of
              2000: Please contact legal@blds.co.za.
          11. Management: Pierre Roux
          12. Costs associated with the access to and use of the Service: There
              are no costs associated with accessing the Service
          13. Dispute resolution and complaints: Please contact legal@blds.co.za
              in the event of a complaint or dispute.