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Text Content

Advertiser Disclosure


THE SMART WAY TO FIND A LOAN


COMPARE PERSONALIZED LOAN OFFERS FROM MULTIPLE CREDIT PROVIDERS INSTANTLY
WITHOUT IMPACTING YOUR CREDIT SCORE.

$Loan Amount

Loan Purpose

 * Debt Consolidation
 * Large Purchase
 * Medical/Dental
 * New auto purchase
 * Home improvement / Pool / Solar
 * Student Loan Refinancing
 * Business
 * Vacation / Travel
 * Pay off credit cards
 * Emergency expenses
 * Special Occasion
 * Moving and Relocation
 * Household Expenses
 * Wedding / Engagement
 * Auto repairs
 * Used auto purchase
 * Education
 * Taxes
 * Funeral expenses
 * Baby / Adoption expenses
 * Auto loan refinance
 * Auto lease buyout
 * Cosmetic Procedures
 * Equipment Purchase
 * 
   Other
 * 



This will not affect your credit score

This will not affect your credit score


COMPARE RATES FROM OVER 30 CREDIT PROVIDERS AND BANKS

SEE WHICH CREDIT PROVIDERS MAY BE SUITABLE

Sort by APR
 * APR
 * Loan amount
 * Term

$5,000 - $100,000Loan amount range

24 - 240 monthsLoan term range

7.49% - 24.49% APR range

24 - 240 monthsLoan term range

7.49% - 24.49% APR range

ContinueProvider terms & info


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LIGHTSTREAM

LightStream believes that consumers with good credit have earned an easy loan
process, low fixed rates, and excellent customer service. Qualified applicants
can receive funds as soon as today† for loans from $5,000 - $100,000. You decide
your loan amount, term length and funding date - with no fees or pre-payment
penalties.

TERMS AND CONDITIONS

*You are not yet approved or pre-approved for a loan or a specific rate. Please
click ‘Continue’ to complete your LightStream application to see exactly what
LightStream can offer you. Your loan terms, including APR, may differ based on
loan purpose, amount, term length, and your credit profile. Excellent credit is
required to qualify for lowest rates. Rate is quoted with AutoPay discount.
AutoPay discount is only available prior to loan funding. Rates without AutoPay
are 0.50% points higher. Subject to credit approval. Conditions and limitations
apply. Advertised rates and terms are subject to change without notice. Payment
example: Monthly payments for a $10,000 loan at 8.99% APR with a term of 3 years
would result in 36 monthly payments of $317.95/mo. †You can fund your loan today
if today is a banking business day, your application is approved, and you
complete the following steps by 2:30 p.m. Eastern time: (1) review and
electronically sign your loan agreement; (2) provide us with your funding
preferences and relevant banking information; and (3) complete the final
verification process. Truist Bank is an Equal Housing Lender. © 2024 Truist
Financial Corporation. Truist, LightStream and the LightStream logo are services
marks of Truist Financial Corporation. All other trademarks are the property of
their respective owners. Lending services provided by Truist Bank



$1,000 - $30,000Loan amount range

24 - 60 monthsLoan term range

8.98% - 35.99% APR range

24 - 60 monthsLoan term range

8.98% - 35.99% APR range

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LENDINGCLUB

LendingClub Bank is the first digital marketplace bank in the US. Members can
gain access to a broad range of financial products and services through a
technology-driven platform, designed to help them pay less when borrowing and
earn more when saving. Since 2007, more than 4 million members have joined the
Club to help reach their financial goals. For more information about
LendingClub, visit https://www.lendingclub.com.

TERMS AND CONDITIONS

Checking a rate through us generates a soft credit inquiry on a person’s credit
report, which is visible only to that person. A hard credit inquiry, which is
visible to that person and others, and which may affect that person’s credit
score, only appears on the person’s credit report if and when a loan is issued
to the person. Credit eligibility is not guaranteed. APR and other credit terms
depend upon credit score and other key financing characteristics, including but
not limited to the amount financed, loan term length, and credit usage and
history. A representative example of payment terms for a Personal Loan is as
follows: a borrower receives a loan of $19,562 for a term of 36 months, with an
interest rate of 10.87% and a 6.50% origination fee of $1,272 for an APR of
15.58%. In this example, the borrower will receive $18,290 and will make 36
monthly payments of $639. Loan amounts range from $1,000 to $40,000 and loan
term lengths range from 24 months to 60 months. Some amounts, rates, and term
lengths may be unavailable in certain states. For Personal Loans, APR ranges
from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan
amount. APRs and origination fees are determined at the time of application.
Lowest APR is available to borrowers with excellent credit. Advertised rates and
fees are valid as of April 11, 2024 and are subject to change without notice.
Unless otherwise specified, loans are made by LendingClub Bank, N.A., Member
FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation,
NMLS ID 167439. LendingClub Bank is not an affiliate of Monevo and is not
responsible for the products and services provided by Monevo. Loans are subject
to credit approval and sufficient investor commitment. If a credit union is
selected to invest in the loan, credit union membership will be required.
Certain information that LendingClub Bank subsequently obtains as part of the
application process (including but not limited to information in your consumer
report, your income, the loan amount that you request, the purpose of your loan,
and qualifying debt) will be considered and could affect your ability to obtain
a loan. Loan closing is contingent on accepting all required agreements and
disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub
Bank.



$1,000 - $35,000Loan amount range

24 - 60 monthsLoan term range

9.95% - 35.99% APR range

24 - 60 monthsLoan term range

9.95% - 35.99% APR range

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AVANT

Avant is a high growth financial technology company, dedicated to lowering the
barriers of borrowing for all consumers. Since 2012, Avant has secured more than
$4 billion in funding and connected customers to over $5 billion through 800,000
transactions and counting. Through big data and machine learning, Avant’s
mission is to provide better access to responsible financial products. Avant has
been featured in The Wall Street Journal, The New York Times, TechCrunch,
Fortune, Bloomberg, and has raised over $600 million of equity capital. Visit
www.avant.com for more information.

TERMS AND CONDITIONS

*The decision process may take longer if additional documents are requested.
Approval and loan terms will vary based on credit determination and state law.
**Personal loan funds are generally deposited via ACH for delivery next business
day if approved by 4:30 pm CT Monday-Friday. Loan amounts range from $2,000 to
$35,000. APR ranges from 9.95% to 35.99%. Loan lengths range from 24 to 60
months. Administration fee up to 9.99%. If approved, the actual loan terms that
a customer qualifies for may vary based on credit determination, state law, and
other factors. Minimum loan amounts vary by state. Administration fee is
deducted from the loan proceeds and paid to the Lender. Any administration fee
of 5% or less of the initial loan amount is not refundable. Administration fee
amount in excess of 5% of the initial loan amount is refundable on a prorated
basis over the remaining term of the loan when and if the loan is paid in full
prior to its original maturity date. A partial prepayment does not trigger a
refund of any administration fee amount. Borrower recognizes that the
Administration fee is deemed part of the loan principal and is subject to the
accrual of interest. Example: A $5,700 loan with an administration fee of 9.99%
and an amount financed of $5,130.57, repayable in 36 monthly installments, would
have an APR of 29.95% and monthly payments of $217.66. New Mexico consumer
brochure (hyper linked to -
https://assets.ctfassets.net/vrxttq978is8/1eS8eJhH54ycK7fhPa7hUk/bd189960ce122598d8c7551d2fb96fad/NM_Consumer_Information_Brochure_and_Loan_Rate_and_Fee_Disclosure.pdf)
for common terms and definitions and regulations around rates and fees. Avant
branded credit products are issued by WebBank.



$1,000 - $50,000Loan amount range

24 - 84 monthsLoan term range

9.99% - 35.99% APR range

24 - 84 monthsLoan term range

9.99% - 35.99% APR range

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UPGRADE

Upgrade is an online lending platform that combines personal loans with free
credit monitoring, helping you secure more affordable credit now and in the
future. They offer affordable personal loans of $1,000 to $50,000 with low fixed
rates that will never change. Accept your loan offer and your funds will be sent
to your bank or designated account within one (1) business day of clearing
necessary verifications. Availability of the funds is dependent on how quickly
your bank processes the transaction. From the time of approval, funds sent
directly to you should be available within one (1) business day. Funds sent
directly to pay off your creditors may take up to 2 weeks to clear, depending on
the creditor. You can use your loan through Upgrade to pay off high interest
credit cards, make a large purchase, finish that home improvement project, or
almost anything! With automatic payments and a customizable due date, managing
your account is easy and you’ll be able to circle the date on your calendar when
you’ll be debt free.

TERMS AND CONDITIONS

Your loan terms are not guaranteed and are subject to our verification and
review process. You may be asked to provide additional documents to enable us to
verify your income and your identity. You may be required to have some of your
funds sent directly to pay off your credit cards. This rate includes an Autopay
APR reduction of 0.5%. By enrolling in Autopay your payments will be
automatically deducted from your bank account. Selecting Autopay is optional.
Annual Percentage Rate is inclusive of a loan origination fee, which is deducted
from the loan proceeds. Late payments or subsequent charges and fees may
increase the cost of your fixed rate loan. Personal loans issued by Upgrade's
bank partners. Information on Upgrade's bank partners can be found at
https://www.upgrade.com/bank-partners/. Please refer to Upgrade's Terms of Use
and Borrower Agreement for all terms, conditions and requirements.



$5,000 - $35,000Loan amount range

24 - 60 monthsLoan term range

11.72% - 17.99% APR range

24 - 60 monthsLoan term range

11.72% - 17.99% APR range

ContinueProvider terms & info


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HAPPY MONEY

Happy Money is a financial technology company that believes money can be a tool
for happiness. Our goal is to make lending a happier experience and help our
members achieve their goals. Whether it’s eliminating credit card debt at lower
rates or helping to fund the move or wedding of your dreams, our loans are
designed with your best interests at heart. With our personalized support,
emphasis on financial wellness, and community-centered Lending Partners, we have
facilitated over $4.4 billion for more than 244,000 members* to make happier
futures possible.

TERMS AND CONDITIONS

This offer does not constitute a commitment to lend or an offer to extend
credit. Upon submitting a loan application, you may be asked to provide
additional documents to verify your identity, income, assets, or financial
condition. The rate and terms you may be approved for will be shown to you
during the application process. Loans subject to an origination fee, which is
deducted from the loan proceeds. Refer to full borrower agreement for all terms,
conditions and requirements. Only loans applied for and issued on or after
January 23, 2023, are covered under the TruStage™ Payment Guard Insurance
Policy. Please refer to the certificate of insurance, provided to you with your
loan origination documents, for terms and conditions of the coverage. Some
exclusions apply. Claims must be submitted for review and approval to CUMIS
Specialty Insurance Company, Inc. TruStage™ Payment Guard Insurance is
underwritten by CUMIS Specialty Insurance Company, Inc and not by Happy Money.
CUMIS Specialty Insurance Company, our excess and surplus lines carrier,
underwrites coverages that are not available in the admitted market. Product and
features may vary and not be available in all states. Certain eligibility
requirements, conditions, and exclusions may apply. Please refer to the Group
Policy for a full explanation of the terms. The insurance offered is not a
deposit, and is not federally insured, sold or guaranteed by any financial
institution. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705.



$1,500 - $20,000Loan amount range

24 - 60 monthsLoan term range

18.00% - 35.99% APR range

24 - 60 monthsLoan term range

18.00% - 35.99% APR range

ContinueProvider terms & info


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ONEMAIN FINANCIAL

OneMain Financial has provided loans to more than 10 million customers and
operates in 44 states. They've been in business for more than 100 years and have
an A+ BBB rating. Please click the continue button to complete your application.

TERMS AND CONDITIONS

You must complete a loan application and continue to meet any criteria used to
select you for a loan offer. Not all applicants are approved. Loan approval and
actual loan terms depend on applicant’s state of residence and ability to meet
OneMain Financial credit standards such as a responsible credit history,
sufficient income after monthly expenses, and if applicable, availability of
eligible collateral. Not all approved applicants qualify for larger loan
amounts, lower APRs, or the most favorable loan terms. For example, larger loan
amounts typically require a first lien on a motor vehicle that is no more than
ten years old, meets our value requirements, and is titled in applicant’s name
with valid insurance. APRs are generally higher on loans not secured by a
vehicle. Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60
monthly installments would have monthly payments of $176.07. OneMain charges
origination fees allowed by law. Depending on the state where the loan is
opened, the origination fee may be either a flat amount or a percentage of the
loan amount. Flat fees vary by state, ranging from $25 to $500. Percentage-based
fees vary by state, ranging from 1% to 10% of the loan amount subject to certain
state limits on the fee amount. For information about these fees and minimum and
maximum loan sizes available in certain states, visit omf.com/loanfees. Current
OneMain Customers: Loan offers presented to a consumer assume the individual has
no active loan with OneMain or one of its affiliates. If a customer applies for
a new loan offer, a OneMain representative will discuss available options.
Active-duty military, their spouse or dependents covered by the Military Lending
Act (MLA) may not pledge any vehicle as collateral. If you are covered by the
MLA, you are not eligible for secured loans. Loan proceeds cannot be used for
postsecondary educational expenses as defined by the CFPB’s Regulation Z such as
college, university or vocational expense; for any business or commercial
purpose; to purchase cryptocurrency assets, securities, derivatives or other
speculative investments; or for gambling or illegal purposes. Time to Fund
Loans: Funding within one hour after loan closing through SpeedFunds® must be
disbursed to a bank-issued debit card. Disbursement by check or ACH may take up
to 1-2 business days after closing.



$1,000 - $10,000Loan amount range

6 - 60 monthsLoan term range

34.00% - 155.00% APR range

6 - 60 monthsLoan term range

34.00% - 155.00% APR range

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NETCREDIT

NetCredit is an industry-leading financial services provider. Depending on your
state, your loan will be originated by NetCredit or a lending partner bank.
Visit the Rates & Terms page on our website for details. You can check your
eligibility without affecting your credit score. If approved, you will typically
receive funds the next business day or sooner. NetCredit and its partner lenders
report all payment activity, so on-time payments may help build credit history.

TERMS AND CONDITIONS

This offer is representative of what may be available to you; you may see
additional options or different terms once you continue the application process
on the NetCredit website. Depending on your state, your loan or line of credit
may be offered by NetCredit or a lending partner bank. You may be asked to
provide additional documents regarding your income, identity and bank account.
In some states, the Annual Percentage Rate of your Personal Loan may include a
loan origination fee, which is deducted from the loan proceeds. For Lines of
Credit a 10% Cash Advance Fee will be deducted from the amount of each Cash
Advance, and each billing period a Statement Balance Fee of $0 - $500 will apply
based on your Cash Advance Balance. Each Billing Cycle, your Minimum Payment
will include a portion of your Cash Advance Balance plus the Statement Balance
Fee. The minimum Cash Advance varies by state. Please see Terms of Use, and
Rates & Terms and Borrower Agreements for all terms, conditions and
requirements.



$1,500 - $10,000Loan amount range

24 - 48 monthsLoan term range

60.00% - 199.00% APR range

24 - 48 monthsLoan term range

60.00% - 199.00% APR range

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LOANMART

Starting in 2002, LoanMart has grown into one of America’s largest loan
platforms for people with less than perfect credit. LoanMart’s skilled agents
work with you to get you money as fast as same day.*

TERMS AND CONDITIONS

Credit approval is subject to LoanMart’s credit criteria standards, which
include providing acceptable property as collateral. Actual loan amount, term,
and Annual Percentage Rate of the loan that a consumer qualifies for may vary by
applicant. Minimum loan amounts vary by state. Consumers need to demonstrate
ability to repay the loan. * Application processes could take five (5) minutes
to complete. Upon completion, a conditional approval may be given pending review
of documentation. Funding time is based on the time from final approval
following receipt and review of all required documents and signing, prior to 5PM
PST on a business day.



$1,000 - $15,000Loan amount range

36 - 36 monthsLoan term range

99.00% - 149.00% APR range

36 - 36 monthsLoan term range

99.00% - 149.00% APR range

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CHOICECASH

Founded in 1993, Capital Community Bank is a community-focused financial
institution that prides itself on providing fair access to credit. Through its
innovative Choice Cash vehicle-secured loan - serviced by LoanMart - consumers
can get access to cash as fast as same-day.*

TERMS AND CONDITIONS

The ChoiceCash loan is made by Capital Community Bank Member FDIC. All loans
will be serviced by LoanMart. Loan proceeds are intended primarily for personal,
family and household purposes. All loan applications are subject to meeting
Capital Community Bank’s credit criteria, which include providing acceptable
property as collateral. Actual loan amount, term, and Annual Percentage Rate of
the loan that a consumer qualifies for may vary by applicant. The Annual
Percentage Rate (APR) can range from 99% to 149%, and the monthly payment
typically ranges from $252.06 to $1,313.17. For example, a loan of $3,000, with
an APR of 99%, and term of 36 months, will result in a monthly payment of
$262.63 *Application process could take five (5) minutes to complete. Upon
completion, a conditional approval may be given pending review of documentation.
Funding time is based on the time from final approval following receipt and
review of all required documents and signing, prior to 5 PM PST on a business
day.



$500 - $4,000Loan amount range

9 - 18 monthsLoan term range

160.00% - 179.00% APR range

9 - 18 monthsLoan term range

160.00% - 179.00% APR range

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OPPLOANS

You're a great candidate for a loan with OppLoans with Same Day Funding
Available* and offers total transparency and unmatched customer service. Please
click the continue button to continue the application process.

TERMS AND CONDITIONS

*Subject to credit approval and verification. Actual approved loan amount and
terms are dependent on standard underwriting guidelines and credit policies.
Funds may be deposited for delivery to your bank via ACH as soon as the same
business day if verification is completed and final approval occurs before 12:00
PM CT on a business day. If approval occurs after 12:00 PM CT on a business day
or on a non-business day, funds may be delivered as soon as the next business
day. Availability of the funds is dependent on how quickly your bank processes
the transaction. OppLoans' Bank Partners may use credit report information
provided by Clarity Services and Experian as part of the application process to
determine your creditworthiness. Neither credit inquiry will appear as a hard
credit inquiry on your Experian credit report and therefore they will not affect
your FICO® score. Installment loan amounts typically range from $500 to $4,000.
Annual percentage rate (APR) ranges from 160% to 179%. Installment loan lengths
range from 9 to 18 months. Example: A $2,000 installment loan repayable in 9
monthly payments with an APR of 160% would have monthly payments of $394.58.
Loan amount, APR, and repayment terms may vary by state, please see
https://www.opploans.com/rates-and-terms/ for additional information. Not all
applicants will qualify for the lowest available rates. Rates are determined and
assigned based on creditworthiness. The actual rate for an individual loan will
fall within the marketed range of rates. This is an expensive form of credit and
you should determine whether our product(s) meets your financial needs.
According to the Consumer Federation America, a non-profit consumer advocacy
group, payday loans range in size from $100 to $1,000, depending on state legal
maximums, and carry an average annual percentage rate (APR) of 400%. The maximum
APR for a loan offered through and serviced by OppLoans is 179% and loan sizes
range from $500 to $4,000. https://paydayloaninfo.org/how-payday-loans-work/.
OppLoans and its Bank Partners report customer payment history to the three
major credit bureaus. On-time payments may improve credit score. Applications
submitted on OppLoans' website and Lending Platform will be originated by one of
our lending partners and serviced by OppLoans. Please see our Rates and Terms
for details regarding the availability of products in your state of residence.


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Please note your rates may vary with credit providers and will be confirmed once
you have got your personalized rates.


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HOW MUCH WOULD YOU LIKE TO BORROW?

$Loan Amount


This will not affect your credit score

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Monevo Inc © 2024 All rights reserved
part of
Quint Group

Repayment examples (for illustrative purposes only): a $10,000 loan at 4.89% APR
with a term of 3 years would result in 36 monthly payments of $299 (Total
repayable : $10,772) and a $10,000 loan at 9.99% APR with a term of 5 years
would result in 60 monthly payments of $201.81 (Total repayable : $12,108.60).
Each state has specific rules and regulations that govern lending partners. The
amount you can borrow, the APR, and repayment term are based on your state’s
laws, the lending partner, and your creditworthiness.

The operator of this website is not a lender or party to any loan or other
transaction, does not broker loans to lending partners, and does not make
personal loans or credit decisions. This website will submit the information you
provide to lending partners in our database depending on the information
provided, who will first use a soft credit check(s) to assess your eligibility
for a personal loan. You can learn more about how our lending partners assess
your eligibility for a loan in Section 1 of the Terms. The amount of any
personal loan offer, if one is made, will vary depending on the lending partner,
your creditworthiness and your state’s laws. There is no guarantee you will be
presented with any personalized personal loan offers, or that upon presentation
of any personalized personal loan offers you will qualify for the rates, fees,
or terms shown on this site

This website does not constitute an offer or solicitation to borrow, acceptance
into any particular loan program, or specific loan terms or conditions.
Providing your information on this website does not guarantee that you will be
approved for a personal loan.

If you receive a personal loan offer from one of our lending partners it is
imperative that you review each lender’s terms and conditions before proceeding
with an application for a loan and please note, that at the point of application
with the lending partner you may be subject to a full credit check.

In order to help the government fight identity theft, the funding of terrorism
and money laundering activities, lending partners may verify and record
information that identifies you. The operator of this website is not an agent,
representative or broker of any lender. We do not endorse or recommend any
lending partners. We do not charge you for any service or product.

APR Disclosure

The Annual Percentage Rate (APR) is the yearly cost of credit, represented as a
percentage. The APR includes fees related to originating the loan, not just the
interest payments. By law (the Truth in Lending Act), the lender must show you
the APR before you enter into a loan agreement. States have laws limiting the
APR that the lender or partner can charge you. Please read the lender’s terms
and conditions in full before proceeding with a personal loan.

Advertiser Disclosure

The loan offers that appear on this website are from lending partners from which
Monevo receives compensation for its services, tools, and facilities. Monevo
does not include all lending partners or all types of loan offers available in
the marketplace. The underwriting criteria necessary for approval is determined
by the lenders (not Monevo) and it is imperative that you review each lender’s
terms and conditions before proceeding with an application for a loan. You must
determine which loan works for you and your personal financial situation. All
rates, fees, and terms are presented without guarantee and are subject to change
pursuant to each provider’s discretion.

Monevo.us is operated by Monevo Inc, 169 Saxony Rd STE 212, Encinitas, CA 92024
United States.

Monevo Inc is licensed by the California Department of Financial Protection and
Innovation under the California Financing Law, license number 60DBO-71792.




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