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LOANS FOR ALL OCCASIONS


NO FEES
AND NONE
OF THE BANK


Get My Rate





WE’RE FOR YOUR BIG IDEAS.

Make your next big move today with Australia’s only no-fee personal lender.

 

Find Your Loan



DEBT CONSOLIDATION LOANS


CAR LOANS


HOME RENOVATION LOANS


WEDDING LOANS


TRAVEL LOANS


MEDICAL LOANS

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NO FEES, GUARANTEED



Westpac Unsecured Personal LoanANZ Fixed Rate Personal LoanCBA Fixed Rate
Personal LoanNAB Unsecured Personal LoanUpfront Fee$0$250$150$150$150Early Exit
Fee$0$175 during first 2 years$300Fee applies$0Missed Payment
Fee$0$15$20$20$0Ongoing Fee$0$12 monthly$10 monthly$10 monthly$10 monthly

Last updated 12 September 2022. Excludes short term promotional offers.


MAKING YOUR
PLANS REALITY

Upgrading to a new car? Getting your debt under control?

Whatever your plans, turn “next year” into now with a personalised, no-fees
loan.





GETTING YOUR LOAN IS EASY AS…

Our application process is simple and transparent. No hidden fees and no rate
surprises.

Find Out More


1. GET YOUR RATE

It takes 2 minutes to get your confirmed rate^ without impacting your credit
score.


2. APPLY ONLINE

Complete your online application and get a response in 2 minutes.


3. MONEY IN YOUR ACCOUNT

Access your funds within 24-48 hours of being approved.


WHY NOW FINANCE?

Award-winning loans and none of the bank. Over 32,000 customers have trusted NOW
Finance with their next big move.

See more reasons







KNOWLEDGE CENTER

I want to learn about…

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NOW FINANCE WON 2 AWARDS IN THE MOZO EXPERTS CHOICE AWARDS – HERE’S WHY

Impressing the panel at financial comparison site Mozo.com.au, NOW Finance has
taken out 2 titles in their annual Mozo Experts …


WHY NOW FINANCE IS A FINDER AWARD FINALIST

NOW Finance is a finalist at the 2022 Finder Awards in the category of
risk-based personal loans. In a crowded …


WHAT IS A GOOD CREDIT SCORE?

If you have applied for credit or a loan in Australia, you will have a credit
score. Depending on the …


REPAYMENT CALCULATOR

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ELIGIBILITY CHECKER

Check if you qualify to apply.

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READY TO MAKE YOUR NEXT MOVE?

Get your personalised rate in 2 minutes without impacting your credit score.

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Important Information*^

THINGS YOU SHOULD KNOW
Applications for finance are subject to NOW Finance’s lending and approval
criteria. Terms and conditions may apply. No fees only apply to new loans. If
you do not comply with the terms of your loan, we may pass on to you any third
party enforcement or recovery costs incurred by us. Loan repayment terms range
between 18 months to 7 years. For unsecured loans you can borrow between $5,000
to $50,000 with interest rates ranging from 6.75% p.a. (6.75% p.a. comparison
rate*) to 21.50% p.a. (21.50% p.a. comparison rate*). For secured loans you can
borrow between $15,000 to $100,000 with interest rates ranging from 6.50% p.a.
(6.50% comparison rate*) to 19.95% p.a. (19.95% p.a. comparison rate*).

*ABOUT COMPARISON RATES
The Comparison Rate is designed to help you understand the overall cost of the
personal loan by taking into account fees and charges, the loan amount and the
term of the loan. The comparison rates for the NOW Finance loans are based on a
loan of $30,000 over 5 years. WARNING: The comparison rates given are true only
for the examples given and may not include all fees and charges. Different
terms, fees or other loan amounts might result in a different comparison rate.
NOW Finance does not charge any fees so the Comparison Rate will always equal
the interest rate quoted.

^CONFIRMED RATE
Your guaranteed personalised rate may change if you provide NOW Finance with
incorrect personal information or security details. In some circumstances, NOW
Finance may require further information from you in order to provide you with
your guaranteed personalised rate.



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NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612
Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164
213 030.

Contact Us

1300 275 669

Monday – Friday: 9am – 6pm
(Sydney / Melbourne time)

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