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ONLINE PRIVACY POLICY




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Online Privacy Policy
 * Start of sidebar menuOnline Privacy Policy: current selection
 * U.S. Consumer Privacy Notice
 * U.S. Consumer Privacy Notice for JPMorgan Reserve Customers
 * California Consumer Privacy Notice
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 * Set your privacy preferences
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Last updated: JANUARY 2023


ONLINE PRIVACY POLICY

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Your privacy is important to us. This Online Privacy Policy explains how we
collect, share, use, and protect information when you visit or use this online
service and any other online services offered by the U.S. and Canada banking and
non-banking affiliates and subsidiaries of Chase that link to or reference this
policy (collectively, our “online services”). This policy covers Chase’s many
online services, including the Chase websites, Chase Mobile, and Chase-branded
social media sites or pages, as well as any interactions you may have while
viewing content provided through one of Chase’s digital advertising campaigns.

As you review this Online Privacy Policy, here are a few general principles to
keep in mind:

 * Our online services linking to this notice are intended for a U.S. and
   Canadian audience. If you visit or use one of these online services, your
   information may be transferred or processed in the United States. For
   non-U.S. and non-Canadian online services, please review the privacy policy
   applicable to that service to understand how your information will be treated
   and safeguarded.
 * With the exception of the Chase First Banking℠ program, our online services
   are not intended for children under 13. We do not knowingly collect personal
   information from children under 13 without parental consent. For details
   about our handling of children’s personal information in connection with
   Chase First Banking, please review our Children’s Privacy Policy.
 * If you have a financial product or service with us, we will use and share any
   information that we collect from or about you in accordance with our U.S.
   Consumer Privacy Notice, which offers you certain choices with respect to the
   use and sharing of your personal information.
 * If you are a California resident, you may have rights under the California
   Consumer Privacy Act. Learn more about your CCPA rights about your CCPA
   rights
 * Businesses in Canada can find additional information in the J.P. Morgan
   Canada Privacy Notice
 * Merchants in the U.S. and Canada can find additional information in the
   Merchant Services' Privacy Statement
 * Chase Mobile and our social media sites or pages may have additional terms
   from this policy about the privacy of your information. Please review the
   privacy policy for the specific online service you are using.
 * If you have questions after reviewing this policy, please visit Frequently
   Asked Questions.


INFORMATION WE COLLECT


PERSONAL INFORMATION

When you visit or use our online services, we may collect personal information
from or about you such as your name, email address, mailing address, telephone
number(s), account numbers, limited location information (for example, a zip
code to help you find a nearby ATM), user name and password. We may also collect
payment card information, social security numbers, driver’s license numbers (or
comparable) when you provide such information while using our online services
and where we believe it is reasonably required for ordinary business purposes.

USAGE AND OTHER INFORMATION

In addition to the personal information described above, we may collect certain
information about your use of our online services.  For example, we may capture
the IP address of the device you use to connect to the online service, the type
of operating system and browser you use, and information about the site you came
from, the parts of our online service you access, and the site you visit next.
We or our third-party partners may also use cookies, web beacons or other
technologies to collect and store other information about your visit to, or use
of, our online services.  In addition, we may later associate the usage and
other information we collect online with personal information about you.

CHASE MOBILE

For your convenience, Chase offers you the ability to access some of our
products and services through mobile applications and mobile-optimized websites
(“Chase Mobile”).  When you interact with us through Chase Mobile, we may
collect information such as unique device identifiers for your mobile device,
your screen resolution and other device settings, information about your
location, and analytical information about how you use your mobile device.  We
may ask your permission before collecting certain information (such as precise
geo-location information) through Chase Mobile.

ADDITIONAL SOURCES OF INFORMATION

We may also collect information about you from additional online and offline
sources including from co-branded partner sites or commercially available
third-party sources, such as credit reporting agencies.  We may combine this
information with the personal and other information we have collected about you
under this Online Privacy Policy.


USE OF INFORMATION

We use the information discussed above in a number of ways, such as:

 * Processing applications and transactions;
 * Verifying your identity (such as when you access your account information);
 * Preventing fraud and enhancing the security of your account or our online
   services;
 * Responding to your requests and communicating with you;
 * Managing your preferences;
 * Performing analytics concerning your use of our online services, including
   your responses to our emails and the pages and advertisements you view;
 * Providing you tailored content and marketing messages; Operating, evaluating
   and improving our business (including developing new products and services;
   improving existing products and services; performing data analytics; and
   performing accounting, auditing and other internal functions);
 * Complying with and enforcing applicable legal requirements, relevant industry
   standards, contractual obligations and our policies; and
 * For any other purposes that we may specifically disclose at the time you
   provide or we collect your information.

We may also use data that we collect on an aggregate or anonymous basis (such
that it does not identify any individual customers) for various business
purposes, where permissible under applicable laws and regulations.



DISCLOSURE OF INFORMATION

We may share the information we collect from and about you with our affiliates
and other third parties.  For example, we may share your information with:

 * Chase third-party service providers;
 * Chase affiliated websites and businesses in an effort to bring you improved
   service across our family of products and services, when permissible under
   relevant laws and regulations;
 * Other companies to bring you co-branded services, products or programs;   
 * Third parties or affiliates in connection with a corporate transaction, such
   as a sale, consolidation or merger of Chase businesses; and
 * Other third parties to comply with legal requirements such as the demands of
   applicable subpoenas and court orders; to verify or enforce our terms of use,
   our other rights, or other applicable policies; to address fraud, security or
   technical issues; to respond to an emergency; or otherwise to protect the
   rights, property or security of our customers or third parties.

Where appropriate, we will limit sharing of your information in accordance with
the choices you have provided us in response to our U.S. Consumer Privacy
Notice.

We may share anonymous or aggregated information with third parties to help
deliver products, services, and content that are better tailored to the users of
our online services and for other purposes.


UNDERSTANDING COOKIES, WEB BEACONS AND OTHER TRACKING TECHNOLOGIES


We, or our service providers, and other companies we work with may deploy and
use cookies, web beacons, local shared objects and other tracking technologies
for various purposes, such as fraud prevention and monitoring our advertising
and marketing campaign performance. Some of these tracking tools may detect
characteristics or settings of the specific device you use to access our online
services.

 * “Cookies” are small amounts of data a website can send to a visitor’s web
   browser. They are often stored on the device you are using to help track your
   areas of interest.  Cookies may also enable us or our service providers and
   other companies we work with to relate your use of our online services over
   time to customize your experience.  Most web browsers allow you to adjust
   your browser settings to decline or delete cookies, but doing so may degrade
   your experience with our online services.
 * Clear GIFs, pixel tags or web beacons—which are typically one-pixel,
   transparent images located on a webpage or in an email or other message—or
   similar technologies may be used on our sites and in some of our digital
   communications (such as email or other marketing messages). They may also be
   used when you are served advertisements or you otherwise interact with
   advertisements outside of our online services. These are principally used to
   help recognize users, assess traffic patterns and measure site or campaign
   engagement.
 * Local Shared Objects, sometimes referred to as “flash cookies” may be stored
   on your hard drive using a media player or other software installed on your
   device. Local Shared Objects are similar to cookies in terms of their
   operation, but may not be managed in your browser in the same way.


ONLINE ADVERTISING

You will see advertisements when you use many of our online services. These
advertisements may be for our own products or services (including pre-screened
offers of credit) or for products and services offered by third parties. Which
advertisements you see is often determined using the information we or our
affiliates, service providers and other companies that we work with have about
you, including information about your relationships with us (e.g., types of
accounts held, transactional information, location of banking activity). To that
end, where permitted by applicable law, we may share with others the information
we collect from and about you.

Online behavioral advertising (also known as “OBA” or “interest-based
advertising”) refers to the practice of collecting information from a computer
or device regarding a visitor’s web-browsing activities across non-affiliated
websites over time in order to deliver advertisements that may be of interest to
that visitor based on their browsing history. Through OBA, we hope to deliver
advertisements that are most likely to be of interest to you using information
about your other web-browsing activities (e.g., the web pages you visit, search
terms you enter, and the way you move through our online services on your
computer or device) or your personal profile (e.g., demographic or location
information). Certain companies we work with may set cookies and use related
tracking technologies, such as the clear GIFs discussed above, throughout our
online services or in our communications to support these OBA efforts. If you do
not want your information collected and used by the companies we work with for
OBA purposes, you can opt out of this form of OBA by following the instructions
in the next section.


OPTING OUT OF "ONLINE BEHAVIORAL ADVERTISING" (OBA)

There are two (2) ways that you can opt out of OBA from certain Chase ads on
third- party websites. One way is through the cross-industry Self-Regulatory
Program for Online Behavioral Advertising(Opens Overlay) managed by the Digital
Advertising Alliance (DAA). To opt out of OBA, please click on the following
link and follow the instructions: http://youradchoices.com(Opens Overlay).
Another way to opt out of OBA is by clicking on the Advertising Options Icon
featured on certain Chase ads on third-party websites. When clicked it (i)
describes the collection and uses of data gathered at the relevant third-party
website and (ii) provides a way for you to opt out of data collection and use by
the third parties listed for the purposes of OBA.  If you choose to opt out, our
service provider will communicate your opt out election to the relevant
third-party advertising partners and a cookie will be placed on your browser
indicating your decision to opt out.

Bear in mind that because cookies are stored by your browser, if you use
different browsers on your computer, or multiple computers and devices that have
browsers and you do not wish to have cookies collect information for OBA
purposes, you will need to opt out of OBA from each browser on each of the
computers and devices that you use.  Please note that even if you opt out of
OBA, you may still receive advertisements from us; they just won’t be customized
based on your web-browsing activities on third-party websites.



LINKING TO THIRD-PARTY WEBSITES

Chase may provide links to websites that are owned or operated by other
companies ("third-party websites").  When you use a link online to visit a
third-party website, you will be subject to that website’s privacy and security
practices, which may differ from ours. You should familiarize yourself with the
privacy policy, terms of use and security practices of the linked third-party
website before providing any information on that website.


SECURITY

We use reasonable physical, electronic, and procedural safeguards that comply
with federal standards to protect and limit access to personal information. 
This includes device safeguards and secured files and buildings Visit our
Security Center for additional information about how we protect your Personal
Information.

Please note that information you send to us electronically may not be secure
when it is transmitted to us.  We recommend that you do not use unsecure
channels to communicate sensitive or confidential information (such as your
Social Security number) to us.


UPDATING YOUR INFORMATION

Keeping your account information up-to-date is very important.  You may review,
or update certain account information by logging in and accessing the “Customer
Center” section.  If you cannot change the incorrect information online, or you
prefer to request changes offline, please use the Contact Us option on our site,
or call or write to us using the contact information listed on your account
statements, records, or other account materials.  You can also speak to one of
our branch representatives, your financial advisor, or your designated account
representative.


CHANGES TO THIS ONLINE PRIVACY POLICY

We may change this Online Privacy Policy from time to time.  When we do, we will
let you know by appropriate means such as by posting the revised policy on this
page with a new “Last Updated” date.  Any changes to this Online Privacy Policy
will become effective when posted unless indicated otherwise.


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WE'RE HERE TO HELP YOU MANAGE YOUR MONEY TODAY AND TOMORROW


CHECKING ACCOUNTS

Choose the checking account that works best for you. See our Chase Total
Checking® offer for new customers. Make purchases with your debit card, and bank
from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and
more than 4,700 branches.


SAVINGS ACCOUNTS & CDS

It’s never too early to begin saving. Open a savings account or open a
Certificate of Deposit (see interest rates) and start saving your money.


CREDIT CARDS

Choose from our Chase credit cards to help you buy what you need. Many offer
rewards that can be redeemed for cash back, or for rewards at companies like
Disney, Marriott, Hyatt, United or Southwest Airlines. We can help you find the
credit card that matches your lifestyle. Plus, get your free credit score!


MORTGAGES

Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your
home  with Chase. In our Learning Center, you can see today's mortgage rates and
calculate what you can afford with our mortgage calculator before applying for a
mortgage.


HOME EQUITY LINE OF CREDIT

You might be able to use a portion of your home's value to spruce it up or pay
other bills with a Home Equity Line of Credit. To find out if you may be
eligible for a HELOC, use our HELOC calculator and other resources for a HELOC.


AUTO

Chase Auto is here to help you get the right car. Apply for auto financing for a
new or used car with Chase. Use the payment calculator to estimate monthly
payments.


PLANNING & INVESTMENTS

Whether you choose to work with a financial advisor and develop a financial
strategy or invest online, J.P. Morgan offers insights, expertise and tools to
help you reach your goals. Check here for the latest J.P. Morgan online
investing offers, promotions, and coupons.

INVESTMENT AND INSURANCE PRODUCTS ARE:

 * NOT FDIC INSURED
 * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
 * NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK,
   N.A. OR ANY OF ITS AFFILIATES
 * SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT
   INVESTED


CHASE PRIVATE CLIENT

Get more from a personalized relationship with a dedicated banker to help you
manage your everyday banking needs and a J.P. Morgan Private Client Advisor who
will help develop a personalized investment strategy to meet your evolving
needs. Contact your nearest branch and let us help you reach your goals.

INVESTMENT AND INSURANCE PRODUCTS ARE:

 * NOT A DEPOSIT
 * NOT FDIC INSURED
 * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
 * NO BANK GUARANTEE
 * MAY LOSE VALUE


BUSINESS BANKING

With Business Banking, you’ll receive guidance from a team of business
professionals who specialize in helping improve cash flow, providing credit
solutions, and on managing payroll. Chase also offers online and mobile
services, business credit cards, and payment acceptance solutions built
specifically for businesses.


ABOUT CHASE

Chase serves millions of people with a broad range of products. Chase online
lets you manage your Chase accounts, view statements, monitor activity, pay
bills or transfer funds securely from one central place. To learn more, visit
the Banking Education Center. For questions or concerns, please contact Chase
customer service or let us know about Chase complaints and feedback.


SPORTS & ENTERTAINMENT

Chase gives you access to unique sports, entertainment and culinary events
through Chase Experiences and our exclusive partnerships such as the US Open,
Madison Square Garden(Opens Overlay) and Chase Center.


OTHER PRODUCTS & SERVICES:

 * Online Banking
 * Mobile Banking
 * Student Center
 * Deposit Account Agreements

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon
Symbol are trademarks of JPMorgan Chase Bank, N.A.  JPMorgan Chase Bank, N.A. is
a wholly-owned subsidiary of JPMorgan Chase & Co.

"Chase Private Client" is the brand name for a banking and investment product
and service offering, requiring a Chase Private Client Checking℠ account.

Investing involves market risk, including possible loss of principal, and there
is no guarantee that investment objectives will be achieved. Past performance is
not a guarantee of future results.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which
offers investment products and services through J.P. Morgan Securities LLC
(JPMS), a registered broker-dealer and investment adviser, member FINRA(Opens
Overlay) and SIPC(Opens Overlay). Insurance products are made available through
Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business
as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other
services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB
are affiliated companies under the common control of JPMorgan Chase & Co.
Products not available in all states.

Bank deposit accounts, such as checking and savings, may be subject to approval.
Deposit products and related services are offered by JPMorgan Chase Bank, N.A.
Member FDIC.



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 * JPMorgan Chase & Co.
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 * Careers
 * Site map
 * Privacy & Security
 * Terms of use
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 * Member FDIC
 * Equal Housing Opportunity

© 2023 JPMorgan Chase & Co.




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