www.cusocal.org
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161.47.116.153
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Submitted URL: https://login.netweavings.co.uk/
Effective URL: https://www.cusocal.org/
Submission: On December 18 via automatic, source certstream-suspicious — Scanned from DE
Effective URL: https://www.cusocal.org/
Submission: On December 18 via automatic, source certstream-suspicious — Scanned from DE
Form analysis 1 forms found in the DOM
POST /
<form method="post" action="/" id="aspnetForm">
<div class="aspNetHidden">
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<input type="hidden" name="__EVENTTARGET" id="__EVENTTARGET" value="">
<input type="hidden" name="__EVENTARGUMENT" id="__EVENTARGUMENT" value="">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
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<li><a href="/Borrow/Credit-Cards" title="Credit Cards" tabindex="-1" role="menuitem">Credit Cards</a></li>
<li><a href="/Borrow/Investment-Property-Loans" title="Investment Property Loans" tabindex="-1" role="menuitem">Investment Property Loans</a></li>
<li><a href="/Borrow/View-Our-Rates" title="View Our Rates" tabindex="-1" role="menuitem">View Our Rates</a></li>
<li><a href="/Borrow/Credit-Builder" title="Credit Builder" tabindex="-1" role="menuitem">Credit Builder</a></li>
</ul>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="menuHeading17">
<h4 class="panel-title">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion-menu" href="#menu17" aria-expanded="true" aria-controls="menu17">Plan</a>
</h4>
</div>
<div id="menu17" class="panel-collapse collapse" role="tabpanel" aria-labelledby="menuHeading17">
<div class="panel-body">
<ul role="menu">
<li><a href="/Plan/Retirement-Investments" title="Retirement & Investments" tabindex="-1" role="menuitem">Retirement & Investments</a></li>
<li><a href="/Plan/IRAs" title="IRAs" tabindex="-1" role="menuitem">IRAs</a></li>
<li><a href="/Plan/Certificates" title="Certificates" tabindex="-1" role="menuitem">Certificates</a></li>
<li><a href="/Plan/Summer-Saver-Account" title="Summer Saver Account" tabindex="-1" role="menuitem">Summer Saver Account</a></li>
<li><a href="/Plan/Holiday-Saver-Account" title="Holiday Saver Account" tabindex="-1" role="menuitem">Holiday Saver Account</a></li>
<li><a href="/Plan/View-Our-Rates" title="View Our Rates" tabindex="-1" role="menuitem">View Our Rates</a></li>
</ul>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="menuHeading24">
<h4 class="panel-title">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion-menu" href="#menu24" aria-expanded="true" aria-controls="menu24">Protect</a>
</h4>
</div>
<div id="menu24" class="panel-collapse collapse" role="tabpanel" aria-labelledby="menuHeading24">
<div class="panel-body">
<ul role="menu">
<li><a href="/Protect/Accidental-Death-Protection" title="Accidental Death Protection" tabindex="-1" role="menuitem">Accidental Death Protection</a></li>
<li><a href="/Protect/Identity-Recovery-Services" title="Identity Recovery Services" tabindex="-1" role="menuitem">Identity Recovery Services</a></li>
<li><a href="/Protect/Privacy-Protection" title="Privacy Protection" tabindex="-1" role="menuitem">Privacy Protection</a></li>
</ul>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="menuHeading28">
<h4 class="panel-title">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion-menu" href="#menu28" aria-expanded="true" aria-controls="menu28">Learn</a>
</h4>
</div>
<div id="menu28" class="panel-collapse collapse" role="tabpanel" aria-labelledby="menuHeading28">
<div class="panel-body">
<ul role="menu">
<li><a href="/Learn/Common-Questions" title="FAQs and Forms" tabindex="-1" role="menuitem">FAQs and Forms</a></li>
<li><a href="/Learn/Financial-Guidance" title="Financial Guidance" tabindex="-1" role="menuitem">Financial Guidance</a></li>
<li><a href="/Learn/Calculators" title="Calculators" tabindex="-1" role="menuitem">Calculators</a></li>
<li><a href="/Learn/Special-Offers" title="Special Offers" tabindex="-1" role="menuitem">Special Offers</a></li>
<li><a href="/Learn/Employer-Financial-Wellness-Program" title="Employer Financial Wellness Program" tabindex="-1" role="menuitem">Employer Financial Wellness Program</a></li>
<li><a href="/Learn/CU-Connection-Newsletter" title="CU Connection Newsletter" tabindex="-1" role="menuitem">CU Connection Newsletter</a></li>
<li><a href="/Learn/Member-Stories" title="Member Testimonials" tabindex="-1" role="menuitem">Member Testimonials</a></li>
<li><a href="/Learn/WhatsNew" title="What's New" tabindex="-1" role="menuitem">What's New</a></li>
<li><a href="/Learn/Coronavirus" title="Important Notice-Coronavirus" tabindex="-1" role="menuitem">Important Notice-Coronavirus</a></li>
<li><a href="/Learn/Annual-Report" title="Annual Report" tabindex="-1" role="menuitem">Annual Report</a></li>
</ul>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="menuHeading39">
<h4 class="panel-title">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion-menu" href="#menu39" aria-expanded="true" aria-controls="menu39">Access</a>
</h4>
</div>
<div id="menu39" class="panel-collapse collapse" role="tabpanel" aria-labelledby="menuHeading39">
<div class="panel-body">
<ul role="menu">
<li><a href="/Access/DigitalBanking" title="Digital Banking" tabindex="-1" role="menuitem">Digital Banking</a></li>
<li><a href="/Access/Account-Access-Overview" title="Account Access Overview" tabindex="-1" role="menuitem">Account Access Overview</a></li>
<li><a href="/Access/Mobile-Banking" title="Mobile Banking" tabindex="-1" role="menuitem">Mobile Banking</a></li>
<li><a href="/Access/Online-Banking" title="Online Banking" tabindex="-1" role="menuitem">Online Banking</a></li>
<li><a href="/Access/Credit-Score-and-More" title="Credit Score and More" tabindex="-1" role="menuitem">Credit Score and More</a></li>
<li><a href="/Access/24-Hour-Phone-Banking" title="24-Hour Phone Banking" tabindex="-1" role="menuitem">24-Hour Phone Banking</a></li>
<li><a href="/Access/Branches-and-ATMs" title="Branches and ATMs" tabindex="-1" role="menuitem">Branches and ATMs</a></li>
<li><a href="/Access/Digital-Wallets" title="Digital Wallets" tabindex="-1" role="menuitem">Digital Wallets</a></li>
</ul>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="menuHeading48">
<h4 class="panel-title">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion-menu" href="#menu48" aria-expanded="true" aria-controls="menu48">Rates</a>
</h4>
</div>
<div id="menu48" class="panel-collapse collapse" role="tabpanel" aria-labelledby="menuHeading48">
<div class="panel-body">
<ul role="menu">
<li><a href="/Rates-info/Rates-Info" title="Rates" tabindex="-1" role="menuitem">Rates</a></li>
<li><a href="/Rates-info/Special-Offers" title="Special Offers" tabindex="-1" role="menuitem">Special Offers</a></li>
</ul>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="menuHeading51">
<h4 class="panel-title">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion-menu" href="#menu51" aria-expanded="true" aria-controls="menu51">Login</a>
</h4>
</div>
<div id="menu51" class="panel-collapse collapse" role="tabpanel" aria-labelledby="menuHeading51">
<div class="panel-body">
<ul role="menu">
<li><a href="/Membership-Application" title="You're on your way!" tabindex="-1" role="menuitem">You're on your way!</a></li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-xs-12">
<hr>
</div>
</div>
<div class="row">
<div class="col-xs-12">
<ul>
<li><a href="tel:18662876225">866.CU.SoCal <i class="fa fa-phone"></i></a></li>
<li id="ctl00_Main_NavMobile_liScheduleAppointment"><a href="https://www.cusocal.org/Access/Branches-and-ATMs" id="ctl00_Main_NavMobile_lnkScheduleAppointment">Schedule an Appointment <i class="fa fa-calendar"></i></a></li>
<li><a href="/Login" class="btn btn-default">Login</a></li>
</ul>
</div>
</div>
</div>
</nav>
<div id="skiptomaincontent">
<div class="homepage-promo-band sticky-promo" aria-label="Promotional Items" role="complementary" style="background-color: rgb(22, 144, 208); display: none;">
<div class="container">
<div class="row">
<div class="homepage-promo-band-close close hidden-xs">
<div class="alert-toggle alert-close pull-right text-right" aria-label="close"><button type="button"><span class="fa fa-close" aria-hidden="true"></span><span class="sr-only">Close promotional items.</span></button></div>
</div>
<div class="promos slides">
</div>
</div>
</div>
</div>
<div id="ctl00_Main_plcMain_lt_zoneMain_MastheadSlider_pnlMastheadSlider" class="masthead-slider ms-text-shadow slick-initialized slick-slider">
<div aria-live="polite" class="slick-list draggable">
<div class="slick-track" role="listbox" style="opacity: 1; width: 8000px;">
<section class="home banner parallax slick-slide slick-current slick-active"
style="background-image: url("/CreditUnionOfSouthernCalifornia/media/Banners/CD-Family-Image-3_1.jpg?ext=.jpg"); background-position: center 81.3594px; padding-top: 81.3594px; width: 1600px; position: relative; left: 0px; top: 0px; z-index: 999; opacity: 1;"
data-slick-index="0" aria-hidden="false" tabindex="-1" role="option">
<div class="container-fluid text-center">
<div class="row">
<div class="col-xs-12 col-sm-7">
<h1>Limited Time Special <br>New Funds Certificate<br>5.00% APY</h1>
<a class="btn btn-primary" href="/Learn/Special-Offers/Great-Rates" aria-label="Learn More Learn About Our Certificate Promotion" tabindex="0">Learn More</a>
</div>
</div>
</div>
</section>
<section class="home banner parallax slick-slide"
style="background-image: url("/getmedia/cf4ddf95-a241-4cb6-8c7f-b019a6f69ebc/Dad-and-Son-Pretending-to-Fly-3.jpg?width=1000&height=484&ext=.jpg"); background-position: center 81.3594px; padding-top: 81.3594px; width: 1600px; position: relative; left: -1600px; top: 0px; z-index: 998; opacity: 0;"
data-slick-index="1" aria-hidden="true" tabindex="-1" role="option">
<div class="container-fluid text-center">
<div class="row">
<div class="col-xs-12 col-sm-7">
<h1>Earn higher dividends, <br>keep your funds liquid </h1>
<a class="btn btn-primary" href="/Save/Money-Market-Savings-Account" aria-label="Learn More about our SOAR Money Market" tabindex="-1">Learn More</a>
</div>
</div>
</div>
</section>
<section class="home banner parallax slick-slide"
style="background-image: url("/getmedia/ce5d0265-7e54-4096-9701-a953252334ad/Hiking-Couple-3.jpg?width=1000&height=680&ext=.jpg"); background-position: left 81.3594px; padding-top: 81.3594px; width: 1600px; position: relative; left: -3200px; top: 0px; z-index: 998; opacity: 0;"
data-slick-index="2" aria-hidden="true" tabindex="-1" role="option">
<div class="container-fluid text-center">
<div class="row">
<div class="col-xs-12 col-sm-7">
<h1>Earn rewards<br> Or say goodbye to fees <br> Your Choice</h1>
<a class="btn btn-primary" href="/Checking" aria-label="Learn More About Our Checking Accounts about our Checking Accounts" tabindex="-1">Learn More About Our Checking Accounts</a>
</div>
</div>
</div>
</section>
<section class="home banner parallax slick-slide"
style="background-image: url("/CreditUnionOfSouthernCalifornia/media/Banners/Family-in-Car-Driving-Revised.jpg?ext=.jpg"); background-position: center 81.3594px; padding-top: 81.3594px; width: 1600px; position: relative; left: -4800px; top: 0px; z-index: 998; opacity: 0;"
data-slick-index="3" aria-hidden="true" tabindex="-1" role="option">
<div class="container-fluid text-center">
<div class="row">
<div class="col-xs-12 col-sm-7">
<h1>Auto Rates As Low As<br>4.04% APR</h1>
<a class="btn btn-primary" href="/Borrow/Auto-Loans" aria-label="Learn More about our Auto Rates" tabindex="-1">Learn More</a>
</div>
</div>
</div>
</section>
<section class="home banner parallax slick-slide"
style="background-image: url("/CreditUnionOfSouthernCalifornia/media/Banners/Couple-Walking-on-Beach-Revised.jpg?ext=.jpg"); background-position: center 81.3594px; padding-top: 81.3594px; width: 1600px; position: relative; left: -6400px; top: 0px; z-index: 998; opacity: 0;"
data-slick-index="4" aria-hidden="true" tabindex="-1" role="option">
<div class="container-fluid text-center">
<div class="row">
<div class="col-xs-12 col-sm-7">
<h1>HOME EQUITY LINE OF CREDIT <br>AS LOW AS 7.50% APR<br></h1>
<a class="btn btn-primary" href="/Borrow/Home-Equity-Loans-and-Lines" aria-label="Learn More about our HOME EQUITY LINE OF CREDIT" tabindex="-1">Learn More</a>
</div>
</div>
</div>
</section>
</div>
</div>
</div>
<section class="icons home">
<div class="container text-center">
<div class="row">
<div class="col-xs-6 col-sm-2 col-sm-push-1">
<a href="/Learn/Special-Offers/Great-Rates">
<label>Limited Time Special</label><br>
<label class="icon-rate" aria-label="Certificate Promotion at 5.00% APR">5.00% APY</label><br>
<label>Certificate Promotion</label></a>
</div>
<div class="col-xs-6 col-sm-2 col-sm-push-1">
<a href="/Save/Money-Market-Savings-Account">
<label>Earn Up To</label><br>
<label class="icon-rate" aria-label="Soar Money Market at 1.50% APR">1.50% APY</label><br>
<label>Soar Money Market</label></a>
</div>
<div class="col-xs-6 col-sm-2 col-sm-push-1">
<a href="/Save/Checking/RewardsChecking">
<label>Earn Up To</label><br>
<label class="icon-rate" aria-label="Rewards Checking at 0.10% APR">0.10% APY</label><br>
<label>Rewards Checking</label></a>
</div>
<div class="col-xs-6 col-sm-2 col-sm-push-1">
<a href="/Borrow/Auto-Loans">
<label>Rates as low as</label><br>
<label class="icon-rate" aria-label="Auto Loans at 4.04% APR">4.04% APR</label><br>
<label>Auto Loans</label></a>
</div>
<div class="col-xs-6 col-sm-2 col-sm-push-1 col-xs-push-3">
<a href="/Borrow/Home-Equity-Loans-and-Lines">
<label>Rates as low as</label><br>
<label class="icon-rate" aria-label="HELOC at 7.50%% APR">7.50% APR</label><br>
<label>HELOC</label></a>
</div>
</div>
</div>
</section>
<section>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro4_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro4_PnlHeader2">
<h2 class="no-orphans">Open Your CU SoCal <span style="white-space: nowrap;">Account Today!</span></h2>
</div>
<p class="intro">Our Members enjoy great rates, low fees, and exceptional service. Membership at Credit Union of Southern California (CU SoCal) is available to anyone who lives, works, or attends school or religious services in Orange,
Los Angeles, Riverside, or San Bernardino Counties. Our <a href="/Save/openyourmembershipcheckingsaving"><u>online application</u></a> is fast and easy, or you can open your account in any
<a href="/Access/Branches-and-ATMs"><u>branch location</u></a>. Experience the CU SoCal difference!</p>
</div>
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Intro4_LnkButton" class="btn btn-default" href="Save/openyourmembershipcheckingsaving">Open an Account Today</a></p>
</div>
</div>
</section>
<div id="ctl00_Main_plcMain_lt_zoneMain_Counter_pnlCounter">
<section>
<div class="counter-stat">
<div>
<div class="stat-content">
<h2>more than</h2>
<div class="stat-count">
<span class="stat-sym">$ </span>
<span class="counter odometer odometer-auto-theme" data-start="00" data-end="322,190">
<div class="odometer-inside"><span class="odometer-digit"><span class="odometer-digit-spacer">8</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span class="odometer-ribbon-inner"><span
class="odometer-value">0</span></span></span></span></span></div>
</span>
<span></span>
</div>
<div class="stat-desc"> donated to local charities in 2022 </div>
<div class="stat-ribbon"></div>
</div>
<div class="stat-image" style="background-image: url(/CreditUnionOfSouthernCalifornia/media/Banners/GettyImages-527743971.jpg?ext=.jpg);"></div>
</div>
</div>
</section>
</div>
<div id="ctl00_Main_plcMain_lt_zoneMain_CrossPromotion_PnlPromo" class="left">
<section id="ctl00_Main_plcMain_lt_zoneMain_CrossPromotion_SectionPromo" class="promo" style="background-image:url(/CreditUnionOfSouthernCalifornia/media/Cross-Promos/Care-to-Share-Q2-2022-Cross-Promo.jpg?ext=.jpg););">
<div class="container">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_CrossPromotion_PnlContent" class="col-xs-12 col-sm-5 col-md-4">
<div id="ctl00_Main_plcMain_lt_zoneMain_CrossPromotion_PnlHeader" class="header orange">
<h2 class="no-orphans">Earn $50 When You Refer a <span style="white-space: nowrap;">New Member.</span></h2>
<p>Earn $50 when you refer a new Member who opens a qualified checking account or loan.<sup><span style="font-size: 10.8333px;">1</span></sup><br> </p>
</div>
<p><a id="ctl00_Main_plcMain_lt_zoneMain_CrossPromotion_LnkButton" class="btn btn-default" aria-label="Learn More about how to earn $50" href="Learn/Special-Offers/CaretoShare">Learn More</a></p>
</div>
</div>
</div>
</section>
</div>
<div id="ctl00_Main_plcMain_lt_zoneMain_Counter1_pnlCounter">
<section>
<div class="counter-stat">
<div>
<div class="stat-content">
<h2>more than</h2>
<div class="stat-count">
<span class="stat-sym"> </span>
<span class="counter odometer odometer-auto-theme" data-start="00" data-end="14,750">
<div class="odometer-inside"><span class="odometer-digit"><span class="odometer-digit-spacer">8</span><span class="odometer-digit-inner"><span class="odometer-ribbon"><span class="odometer-ribbon-inner"><span
class="odometer-value">0</span></span></span></span></span></div>
</span>
<span></span>
</div>
<div class="stat-desc"> new Members have been referred to CU SoCal by family and friends since March 2021. <a href="/Learn/Special-Offers/CaretoShare">Click here to refer a Member.</a>
</div>
<div class="stat-ribbon"></div>
</div>
<div class="stat-image" style="background-image: url(/CreditUnionOfSouthernCalifornia/media/Banners/Hispanic-family-at-beach-3.jpg?ext=.jpg);"></div>
</div>
</div>
</section>
</div>
<section>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro1_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro1_PnlHeader2">
<h2 class="no-orphans">Join CU <span style="white-space: nowrap;">SoCal Today!</span></h2>
</div>
<p class="intro"><span style="font-size:18px;">Membership in Credit Union of Southern California (CU SoCal) is open to anyone who lives, works, attends religious services or school in Los Angeles, Orange, Riverside, or San Bernardino
County.</span><br>
<br>
<span style="font-size:18px;">We’re a full-service financial institution providing access to a wide range of personal banking services, but different from a traditional bank.<br>
<br> We’re a cooperative owned by our Members who benefit through lower rates on loans and higher rates on savings.<br>
<br> As a Member focused credit union, we also aim to keep the fees as low as possible for various types of banking products.<br>
<br> CU SoCal is the fastest growing credit union in Southern California, and for good reason!<br>
<br> So what are you waiting for? <u><a href="/Save/openyourmembershipcheckingsaving">Sign up for an account online</a></u>, or give us a call to get started! It’s fast, easy, and our staff is standing by to answer any questions that
you might have!</span>
</p>
</div>
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Intro1_LnkButton" class="btn btn-default" href="Save/openyourmembershipcheckingsaving">Open an Account Today</a></p>
</div>
</div>
</section>
<section>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro5_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro5_PnlHeader2">
<h2 class="no-orphans">Accounts for Children Up <span style="white-space: nowrap;">To 18</span></h2>
</div>
<p class="intro"><span style="font-size:18px;">Please be advised you must be at least 18 years of age to open a CU SoCal account through our website. CU SoCal offers UTMA accounts for children up to 12, and a minor account can be opened
for children aged 13-17. In both cases, the account must be opened in person, as a parent or guardian must be present. Please note children up to 13 cannot have a checking or debit card. For more information on accounts for minors,
please call 866.287.6225 or <a href="/Access/Branches-and-ATMs">visit your local CU SoCal branch.</a></span></p>
</div>
</div>
</div>
</section>
<section>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro3_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro3_PnlHeader2">
<h2 class="no-orphans">Get 24/7 Online Access To <span style="white-space: nowrap;">Your Account</span></h2>
</div>
<p class="intro"><span style="font-size:18px;">We offer some of the best online banking services in the industry, both through desktop and mobile app.<br>
<br> To get started, visit our <u><a href="/Access/Online-Banking">Online Banking</a></u> page to register and access your account from your desktop. Visit <u><a href="/Access/Mobile-Banking">Mobile Banking</a></u> to download
our mobile banking app to access your accounts from your phone or other mobile device.<br>
<br> You can make transfers, pay bills, deposit checks, locate nearby branches, and much more, all from the convenience of your desktop computer or mobile device.</span></p>
</div>
</div>
</div>
</section>
<section class="carousel services">
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Carousel_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<h2 class="no-orphans">What plan do you <span style="white-space: nowrap;">have today?</span></h2>
<p class="intro">Make it happen with our products and services.</p>
</div>
</div>
<div class="row slides slick-initialized slick-slider"><button type="button" class="slick-prev slick-arrow" style=""><i class="fa fa-angle-left"></i><span class="sr-only">Previous Slide</span></button>
<div aria-live="polite" class="slick-list draggable">
<div class="slick-track" role="listbox" style="opacity: 1; width: 5070px; transform: translate3d(-1170px, 0px, 0px);">
<div class="col-xs-12 col-sm-4 slick-slide slick-cloned" style="width: 390px;" data-slick-index="-3" id="" aria-hidden="true" tabindex="-1">
<a href="/Save/Checking" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/GettyImages-660779366.jpg?ext=.jpg" alt="Image of younger couple looking at phone" class="img-responsive center-block">
<p>Checking Accounts</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-cloned" style="width: 390px;" data-slick-index="-2" id="" aria-hidden="true" tabindex="-1">
<a href="/Save/Certificates" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/certificates.jpg?ext=.jpg" alt="Image of older couple reading" class="img-responsive center-block">
<p>Certificates</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-cloned" style="width: 390px;" data-slick-index="-1" id="" aria-hidden="true" tabindex="-1">
<a href="/Borrow/Other-Vehicle-Loans" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/Recreational-Vehicle-Loan-1_1.jpg?ext=.jpg" alt="Image of family camping." class="img-responsive center-block">
<p>Recreational Vehicle Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-current slick-active" style="width: 390px;" data-slick-index="0" aria-hidden="false" tabindex="-1" role="option">
<a href="/Borrow/Mortgages" tabindex="0">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/GettyImages-643325098_1.jpg?ext=.jpg" alt="Image of couple with young child in front of home" class="img-responsive center-block">
<p>Home Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-active" style="width: 390px;" data-slick-index="1" aria-hidden="false" tabindex="-1" role="option">
<a href="/Borrow/Auto-Loans" tabindex="0">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/auto-loans.jpg?ext=.jpg" alt="Image of children washing car" class="img-responsive center-block">
<p>Auto Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-active" style="width: 390px;" data-slick-index="2" aria-hidden="false" tabindex="-1" role="option">
<a href="/Borrow/Personal-Loans" tabindex="0">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/personal-loans.jpg?ext=.jpg" alt="Image of man with dog" class="img-responsive center-block">
<p>Personal Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide" style="width: 390px;" data-slick-index="3" aria-hidden="true" tabindex="-1" role="option">
<a href="/Save/Savings-Accounts" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/GettyImages-598261388.jpg?ext=.jpg" alt="Image of young couple" class="img-responsive center-block">
<p>Savings Accounts</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide" style="width: 390px;" data-slick-index="4" aria-hidden="true" tabindex="-1" role="option">
<a href="/Save/Checking" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/GettyImages-660779366.jpg?ext=.jpg" alt="Image of younger couple looking at phone" class="img-responsive center-block">
<p>Checking Accounts</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide" style="width: 390px;" data-slick-index="5" aria-hidden="true" tabindex="-1" role="option">
<a href="/Save/Certificates" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/certificates.jpg?ext=.jpg" alt="Image of older couple reading" class="img-responsive center-block">
<p>Certificates</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide" style="width: 390px;" data-slick-index="6" aria-hidden="true" tabindex="-1" role="option">
<a href="/Borrow/Other-Vehicle-Loans" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/Recreational-Vehicle-Loan-1_1.jpg?ext=.jpg" alt="Image of family camping." class="img-responsive center-block">
<p>Recreational Vehicle Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-cloned" style="width: 390px;" data-slick-index="7" id="" aria-hidden="true" tabindex="-1">
<a href="/Borrow/Mortgages" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/GettyImages-643325098_1.jpg?ext=.jpg" alt="Image of couple with young child in front of home" class="img-responsive center-block">
<p>Home Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-cloned" style="width: 390px;" data-slick-index="8" id="" aria-hidden="true" tabindex="-1">
<a href="/Borrow/Auto-Loans" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/auto-loans.jpg?ext=.jpg" alt="Image of children washing car" class="img-responsive center-block">
<p>Auto Loans</p>
</a>
</div>
<div class="col-xs-12 col-sm-4 slick-slide slick-cloned" style="width: 390px;" data-slick-index="9" id="" aria-hidden="true" tabindex="-1">
<a href="/Borrow/Personal-Loans" tabindex="-1">
<img src="/CreditUnionOfSouthernCalifornia/media/Homepage-Promos/personal-loans.jpg?ext=.jpg" alt="Image of man with dog" class="img-responsive center-block">
<p>Personal Loans</p>
</a>
</div>
</div>
</div><button type="button" class="slick-next slick-arrow" style=""><i class="fa fa-angle-right"></i><span class="sr-only">Next Slide</span></button>
</div>
</div>
</section>
<section class="services alt">
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Services_PnlHeader" class="col-xs-12 header">
<h2 class="no-orphans">Make it happen at the speed <span style="white-space: nowrap;">you need.</span></h2>
<p class="intro"></p>
</div>
</div>
<div class="row">
<div class="col-xs-12 col-sm-4">
<div class="row">
<div class="col-xs-12 col-sm-8 col-sm-push-4">
<div class="icon">
<img id="ctl00_Main_plcMain_lt_zoneMain_Services_ImgService1" srcset="/CreditUnionOfSouthernCalifornia/media/Icons/access.png?ext=.png 1x, /CreditUnionOfSouthernCalifornia/media/Icons/access@2x.png?ext=.png 2x"
src="CreditUnionOfSouthernCalifornia/media/Icons/access.png?ext=.png" alt="Icon of mobile phone">
</div>
<p>Online and Mobile Access</p>
</div>
</div>
</div>
<div class="col-xs-12 col-sm-4">
<div class="row">
<div class="col-xs-12 col-sm-8 col-sm-push-2">
<div class="icon">
<img id="ctl00_Main_plcMain_lt_zoneMain_Services_ImgService2" srcset="/CreditUnionOfSouthernCalifornia/media/Icons/deposit.png?ext=.png 1x, /CreditUnionOfSouthernCalifornia/media/Icons/deposit@2x.png?ext=.png 2x"
src="CreditUnionOfSouthernCalifornia/media/Icons/deposit.png?ext=.png" alt="Icon of check">
</div>
<p>Mobile Check Deposit</p>
</div>
</div>
</div>
<div class="col-xs-12 col-sm-4">
<div class="row">
<div class="col-xs-12 col-sm-8">
<div class="icon">
<img id="ctl00_Main_plcMain_lt_zoneMain_Services_ImgService3" srcset="/CreditUnionOfSouthernCalifornia/media/Icons/touch-id.png?ext=.png 1x, /CreditUnionOfSouthernCalifornia/media/Icons/touch-id@2x.png?ext=.png 2x"
src="CreditUnionOfSouthernCalifornia/media/Icons/touch-id.png?ext=.png" alt="Icon of lock with credit card">
</div>
<p>Touch ID Login</p>
</div>
</div>
</div>
</div>
<div class="row">
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Services_LnkButton" class="btn btn-default" aria-label="Learn More Make it happen at the speed you need." href="Access/Account-Access-Overview">Learn More</a></p>
</div>
</div>
</section>
<section>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro_PnlHeader2">
<h2 class="no-orphans">Find branch hours, services, directions, <span style="white-space: nowrap;">and more.</span></h2>
</div>
<p class="intro"></p>
</div>
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Intro_LnkButton" class="btn btn-default" aria-label="Get More Information about our branches" href="/Access/Branches-and-ATMs">Get More Information</a></p>
</div>
</div>
</section>
<section id="ctl00_Main_plcMain_lt_zoneMain_Branches_SectionBranches" class="branches alt" style="background-image:url(/CreditUnionOfSouthernCalifornia/media/Backgrounds/map.jpg?ext=.jpg);">
<div class="container text-center">
<div class="row">
<div class="col-xs-12 col-sm-8 col-sm-push-2">
<div class="box">
<div id="ctl00_Main_plcMain_lt_zoneMain_Branches_PnlHeader" class="header">
<h2 class="no-orphans">Nationwide Branch Access<br> and more ATMs than Chase, BofA, <span style="white-space: nowrap;">and Wells.</span></h2>
<p class="intro"></p>
</div>
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Branches_LnkButton" class="btn btn-default" href="https://www.cusocal.org/locations">Find Branches & ATMs</a></p>
</div>
</div>
</div>
</div>
</section>
<section class="carousel callouts">
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Callouts_PnlHeader" class="col-xs-12 col-sm-6 col-sm-push-3 header">
<h2>Just a few reasons savvy consumers choose us to make it happen.</h2>
<p class="intro"></p>
</div>
</div>
<div class="row slides">
<div class="col-xs-12 col-sm-4">
<div class="row">
<div class="col-xs-12 col-md-8 col-md-push-4">
<div class="perfect-shape" data-shape="circle" style="height: 229.984px; border-radius: 50%;">
<div class="inner">
<span>9.22/10</span> Overall Satisfaction
</div>
</div>
</div>
</div>
</div>
<div class="col-xs-12 col-sm-4">
<div class="row">
<div class="col-xs-12 col-md-8 col-md-push-2">
<div class="perfect-shape alt" data-shape="circle" style="height: 229.984px; border-radius: 50%;">
<div class="inner">
<span>$16 million</span> in direct financial benefits to Members in 2021<sup><a href="#fn-2">2</a></sup>
</div>
</div>
</div>
</div>
</div>
<div class="col-xs-12 col-sm-4">
<div class="row">
<div class="col-xs-12 col-md-8">
<div class="perfect-shape" data-shape="circle" style="height: 229.984px; border-radius: 50%;">
<div class="inner">
<span>5-star</span> rating by Bauer Financial — their highest recommendation.
</div>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Callouts_LnkButton" class="btn btn-default" href="About/Why-CU-SoCal">Why CU SoCal?</a></p>
</div>
</div>
</section>
<section>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro2_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<div id="ctl00_Main_plcMain_lt_zoneMain_Intro2_PnlHeader2">
<h2 class="no-orphans">Creating exceptional Member experiences is at the forefront of <span style="white-space: nowrap;">our mission.</span></h2>
</div>
<p class="intro"></p>
<div class="embed-responsive embed-responsive-16by9"><iframe allow="autoplay; fullscreen" allowfullscreen="" frameborder="0" height="360" src="https://player.vimeo.com/video/375022048" title="creating exceptional Member experiences"
width="640"></iframe></div>
<p></p>
</div>
</div>
</div>
</section>
<section class="details">
<div class="container text-left">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Details_PnlDescription" class="col-xs-12">
<div id="ctl00_Main_plcMain_lt_zoneMain_Details_PnlHeader" class="header">
<p class="sr-only">- Excellent service is something that we expect when we go places or when we do something, but an exceptional experience is something that just wows us.<br>
<br> - I would describe creating an exceptional member experience as an experience that you provide a member with something that they were not expecting. You blew it out of the ballpark, and you gave 'em an experience and a memory
that they won't forget.<br>
<br> - I would define exceptional experience as creating a feeling for that member. Did I make them feel valued? Did I satisfy their needs and also, you know, have them leave with a sense of "They made me feel like I'm family, I'm not
just another customer or member."<br>
<br> - When it comes to ensuring that I'm creating an exceptional experience, not being an order taker, but being a consultant. So, what is it that they're actually needing? Because I'm the specialist. They don't necessarily know what
they need when they walk in, right? We're trained. We know what we're supposed to look for. We know that we're supposed to read between the lines. But what are we doing to look beyond what they think they need, to actually create an
exceptional experience that's tailored just to that member in that moment?<br>
<br> - I know most of my members. I've been there 13 years and I remember their family members. I remember when they bought their dog or their daughter got married. I take my job really to heart, so I might be having the worst
morning, but as soon as I walk through that door, I leave that at the door because our members come for, they pay my check, they helped me buy my home, they helped me buy a couple cars. So I owe them that.<br>
<br> - No matter what's going on with the member, I always try to find out what I can do to make it better. No matter what it is. If the member seems like you can't turn it around, no there's a way I can turn this around. What can I
do? And I smile just like this and I let the member know, like I'm here to help you. You know, like what's going on? This is a personal relationship. It's not like I work at a big bank. I work at a credit union. I know you.<br>
<br> - We're not there to just do the transaction for them, but we're their counselor, their you know comforter, we're a financial planner. We want the best for them. They're our friend.<br>
<br> - The experience to me, I take it so personal and it makes me feel like, wow I really made a difference, you know? And that member, how they feel, makes me feel so good. And then at night, I just wanna share that with my
family.<br>
<br> - When I provide exceptional member experience, I feel amazing. I feel like when I walk through those doors and I'm coming to a company that I really like to work for and that has a culture that allows me to be myself, I feel
amazing.<br>
<br> - Knowing that that member was taken care of, it goes a long ways. I'm with an organization that really cares about the members, Makes you wanna go to work every single day.<br>
<br> - I actually had a recent member that, he was going through some hard times. He was on disability, money was tight, he lent his vehicle to one of his friends, and he, you know unfortunately he totaled his vehicle. So he came in,
we had a preapproval for him, and it was amazing because he literally looked at me, he goes, "People like me don't get approved." And I looked him, "No," I was like, "well you're preapproved for 20,000 Mr. Coleman." And we sat him
down, we submitted an application. Two days later he came back and he goes, "Come outside, I wanna show you my vehicle." And he was so happy to show me his vehicle and we gave him an extra $50 gas card to fill up his tank too. So he
was, he comes in all the time, he goes, "I love my credit union." So I think those are the moments that really, I find satisfaction in because we truly do care for our members here. So I think that's where I get the motivation to
continue delivering that exceptional service for the members.<br>
<br> - We're gonna read some of the feedback from our members. "I always feel respected no matter the amount of savings I have and that's one thing I love about CU SoCal." Someone told us the other day, "Oh you see that we're one of
the poorer members." And I said, "We don't see who you are by your account, we see who you are as a person."<br>
<br> - "I'm an elderly person that doesn't know the new technology of today. I call whenever I get stuck with the computer and I know someone is there to help me. Thank you for all the training you have given your personnel. I can
tell that they're helping me with love and devotion to their job. " This right here is just a stamp of approval of what we're doing. That's really gratifying to me.<br>
<br> - "CU SoCal is very friendly and very helpful. They don't just treat you nice, they treat you like family." Aw, that how I feel.<br>
<br> - It makes me feel like we are really helping the community. We do this for them, so it's a happy feeling . It's a very happy feeling.<br>
<br> - Because we create experiences like this for our members, it enables me to and encourages me to wanna come to work and give my best everyday. I hope that I'm truly able to pay that forward and that I share that with my
members.<br>
<br> - I am CU SoCal.<br>
<br> - I am CU SoCal.<br>
<br> - I am CU SoCal.<br>
<br> - I am CU SoCal.<br>
<br> - I am CU SoCal.<br>
<br> - We are all CU SoCal.
</p>
</div>
</div>
</div>
</div>
</section>
<section id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_SectionTestimonials" class="testimonials" style="background-image:url(/CreditUnionOfSouthernCalifornia/media/Backgrounds/whirlpool.jpg?ext=.jpg);">
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_PnlHeader" class="col-xs-12 col-md-8 col-md-push-2 header">
<h2 class="no-orphans">Hear from others like you who made <span style="white-space: nowrap;">it happen.</span></h2>
<p class="intro"></p>
</div>
</div>
<div class="row">
<div class="col-xs-12">
<div class="panel-group" id="accordion" role="tablist" aria-multiselectable="true">
<div class="panel panel-default active">
<div class="panel-heading" role="tab" id="headingOne">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion" href="#collapseOne" aria-expanded="true" aria-controls="collapseOne"><img id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_ImgTestimonial1Image" class="img-responsive" alt="Ryan, Member since 2016" src="CreditUnionOfSouthernCalifornia/media/Testimonials/ryan.png?ext=.png"></a>
</div>
<div id="collapseOne" class="panel-collapse collapse in" role="tabpanel" aria-label="Testimonial One">
<div class="panel-body">
<blockquote> I am so glad I switched to CU SoCal. I don't have to pay all of the fees my other bank charged me and CU SoCal helped me pay off my debt too! <footer><cite>Ryan, Member since 2016</cite></footer>
</blockquote>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="headingTwo">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion" href="#collapseTwo" aria-expanded="true" aria-controls="collapseTwo"><img id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_ImgTestimonial2Image" class="img-responsive" alt="Carol and Michael, Members since 1989" src="CreditUnionOfSouthernCalifornia/media/Testimonials/carol-michael.png?ext=.png"></a>
</div>
<div id="collapseTwo" class="panel-collapse collapse" role="tabpanel" aria-label="Testimonial Two">
<div class="panel-body">
<blockquote> CU SoCal's mobile app is really easy to use. It's nice to know we can quickly deposit checks, pay bills, and transfer money anytime. <footer><cite>Carol and Michael, Members since 1989</cite></footer>
</blockquote>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="headingThree">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion" href="#collapseThree" aria-expanded="true" aria-controls="collapseThree"><img id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_ImgTestimonial3Image" class="img-responsive" alt="Paul and Rebecca, Members since 2010" src="CreditUnionOfSouthernCalifornia/media/Testimonials/paul-rebecca.png?ext=.png"></a>
</div>
<div id="collapseThree" class="panel-collapse collapse" role="tabpanel" aria-label="Testimonial Three">
<div class="panel-body">
<blockquote> When we fell in love with our first home, CU SoCal's mortgage team emailed us our pre-approval letter while we were still viewing the property. We got approved for a great low rate, and the team worked hard to ensure
everything closed on time. <footer><cite>Paul and Rebecca, Members since 2010</cite></footer>
</blockquote>
</div>
</div>
</div>
<div class="panel panel-default">
<div class="panel-heading" role="tab" id="headingFour">
<a role="button" data-toggle-custom="collapse" data-parent="#accordion" href="#collapseFour" aria-expanded="true" aria-controls="collapseFour"><img id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_ImgTestimonial4Image" class="img-responsive" alt="Jo Ann, Member since 1980" src="CreditUnionOfSouthernCalifornia/media/Testimonials/joann.png?ext=.png"></a>
</div>
<div id="collapseFour" class="panel-collapse collapse" role="tabpanel" aria-label="Testimonial Four">
<div class="panel-body">
<blockquote> My experience with CU SoCal has been wonderful. CU SoCal saved me money on my home and car loans. Online Banking is convenient and allows me to pay my bills easily. But most of all, I love that the staff recognizes me
and calls me by name. <footer><cite>Jo Ann, Member since 1980</cite></footer>
</blockquote>
</div>
</div>
</div>
</div>
<p><a id="ctl00_Main_plcMain_lt_zoneMain_Testimonials_LnkButton" class="btn btn-default" href="Learn/Member-Stories">More Stories</a></p>
</div>
</div>
</div>
</section>
<section id="ctl00_Main_plcMain_lt_zoneMain_CallToAction_SectionCTA" class="cta alt bleed" style="background-image:url(/CreditUnionOfSouthernCalifornia/media/Backgrounds/beach.jpg?ext=.jpg);">
<div class="container text-center">
<div class="row">
<div class="col-xs-12 col-sm-10 col-sm-push-1 col-md-8 col-md-push-2 col-lg-6 col-lg-push-3">
<div id="ctl00_Main_plcMain_lt_zoneMain_CallToAction_PnlHeader" class="header">
<h2 class="green no-orphans">Make <span style="white-space: nowrap;">it happen.</span></h2>
<p class="blue"><strong>If you live, work, worship or attend school in Los Angeles County, Orange County, Riverside County, or San Bernardino County we can make your plans a reality.</strong></p>
</div>
</div>
</div>
<div class="row">
<p><a id="ctl00_Main_plcMain_lt_zoneMain_CallToAction_LnkButton" class="btn btn-default" href="https://www.cusocal.org/Save/openyourmembershipcheckingsaving">Open An Account</a></p>
</div>
</div>
</section>
<section class="carousel partners">
<div id="ctl00_Main_plcMain_lt_zoneMain_Partners_JumpAnchor" class="jump-anchor" aria-hidden="true"><span id=""></span></div>
<div class="container text-center">
<div class="row">
<div id="ctl00_Main_plcMain_lt_zoneMain_Partners_PnlHeader" class="col-xs-12 col-sm-10 col-sm-push-1 header">
<h2 class="no-orphans">You're in <span style="white-space: nowrap;">good company.</span></h2>
<p class="intro">Some of the 500+ businesses making it happen for their employees.</p>
<div class="sr-only"> Biola University, Bumble Bee, CHOC Children's, Co-op Financial Services, Fix Auto, Ganahl Lumber, Hoag Memorial Hospital, Kwikset, Pacific Palms, Panda Restaurant Group, Inc., PIH Health, Polly's Pies Restaurant, St.
Joseph Health, Targus, ViewSonic, Western Dental, Whittier College, YMCA </div>
</div>
</div>
<div class="row slides slick-initialized slick-slider" aria-hidden="true">
<div aria-live="polite" class="slick-list draggable">
<div class="slick-track" role="listbox" style="opacity: 1; width: 3510px;">
<div class="col-xs-12 slick-slide" data-slick-index="0" aria-hidden="true" tabindex="-1" role="option" style="width: 1170px; position: relative; left: 0px; top: 0px; z-index: 998; opacity: 0; transition: opacity 500ms ease 0s;">
<div class="row">
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner1" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/biola.png?ext=.png" alt="Biola University"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner2" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/bumble-bee.png?ext=.png" alt="Bumble Bee"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner3" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/choc-childrens.png?ext=.png" alt="CHOC Children's"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner4" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/coop.png?ext=.png" alt="Co-op Financial Services"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner5" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/fix-auto.png?ext=.png" alt="Fix Auto"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner6" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/ganahl-lumber.png?ext=.png" alt="Ganahl Lumber"></div>
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<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner7" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/hoag.png?ext=.png" alt="Hoag Memorial Hospital"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner8" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/kwikset.png?ext=.png" alt="Kwikset"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner9" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/pacific-palms.png?ext=.png" alt="Pacific Palms"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner10" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/panda.png?ext=.png" alt="Panda Restaurant Group, Inc."></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner11" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/pih.png?ext=.png" alt="PIH Health"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner12" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/pollys-pies.png?ext=.png" alt="Polly's Pies Restaurant"></div>
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<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner13" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/st-joseph-health.png?ext=.png" alt="St. Joseph Health"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner14" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/targus.png?ext=.png" alt="Targus"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner15" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/viewsonic.png?ext=.png" alt="ViewSonic"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner16" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/western-dental.png?ext=.png" alt="Western Dental"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner17" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/whittier-college.png?ext=.png" alt="Whittier College"></div>
<div class="col-xs-4 col-sm-2"><img id="ctl00_Main_plcMain_lt_zoneMain_Partners_ImgPartner18" class="img-responsive" src="CreditUnionOfSouthernCalifornia/media/Partners/ymca.png?ext=.png" alt="YMCA"></div>
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<p><a id="ctl00_Main_plcMain_lt_zoneMain_Partners_LnkButton" class="btn btn-default" aria-label="Learn More You're in good company." href="Learn/Employer-Financial-Wellness-Program">Learn More</a></p>
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<h2 class="no-orphans">Frequently Asked Questions (FAQs) for <span style="white-space: nowrap;">Credit Unions</span></h2>
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse0" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse0">What are credit unions and how do they work?</a>
</h4>
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_0_Details1_PnlHeader" class="header"> Credit unions, including the Credit Union of Southern California (CU SoCal), are not for profit organizations that
are financial cooperatives owned by their Members. Typically the offer lower fees and better rates than banks, because their goal is to provide affordable credit and financial services to their Members, not
create profit for shareholders.<br> <br>
<a href="/Learn/Financial-Guidance/Blog/What-Are-Credit-Unions-And-How-Do-They-Work">Learn more about credit unions and how they work</a>.
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse1" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse1">How are credit unions and banks different?</a>
</h4>
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_1_Details2_PnlHeader" class="header"> Banks operate for profit and anyone can conduct business with them. Credit unions, including CU SoCal, are not for
profit and offer their services only to their Member-owners. While some credit unions serve certain groups (such as teachers, union workers or employees of a certain company), CU SoCal has broader criteria for
new Members, which means anyone who lives, works, attends school or religious services in Los Angeles, Orange, Riverside or San Bernardino County can apply for Membership. Here are some other ways that
<a href="/Learn/Financial-Guidance/Blog/Credit-Unions-vs-Banks">credit unions and banks are different</a>. </div>
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse2" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse2">Are credit unions safer than banks?</a>
</h4>
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<div class="panel-collapse collapse" id="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse2" role="tabpanel" aria-labelledby="ctl00_Main_plcMain_lt_zoneMain_Accordionheading2">
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_2_Details3_PnlHeader" class="header"> Just like banks, credit unions are federally insured. Banks are insured by the Federal Deposit Insurance Corporation
(FDIC) and credit unions are federally insured by the National Credit Union Administration (NCUA), making them
<a href="/Learn/Financial-Guidance/Blog/Are-Credit-Unions-Safer-than-Banks">just as safe as traditional banks</a>. The National Credit Union Insurance Fund (NCUSIF) is assigned to provide insurance of up to
$250,000 per account to any credit union. </div>
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse3" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse3">Who regulates credit unions?</a>
</h4>
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<div class="panel-collapse collapse" id="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse3" role="tabpanel" aria-labelledby="ctl00_Main_plcMain_lt_zoneMain_Accordionheading3">
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_3_Details4_PnlHeader" class="header"> The National Credit Union Administration (NCUA) is an independent agency created by the U.S. government to regulate
and protect credit unions and their owners. Just like the FDIC, the NCUA insures up to $250,000 to all credit union members and provides protection in the event of a credit union failure. The NCUA is presided
over by a three-member board, appointed by the United States President and confirmed by the Senate. The selected members belong to different political parties, and each member serves for a term of six years.
</div>
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse4" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse4">Are credit unions nonprofit?</a>
</h4>
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<div class="panel-collapse collapse" id="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse4" role="tabpanel" aria-labelledby="ctl00_Main_plcMain_lt_zoneMain_Accordionheading4">
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_4_Details5_PnlHeader" class="header"> Yes, <a href="/blog/are-credit-unions-non-profit">credit unions are not for profit organizations</a> owned and
controlled by the Members who use their services. Credit unions operate to promote the well-being of their Members. Profits made by credit unions are returned back to Members in the form of reduced fees, higher
savings rates, and lower loan rates. </div>
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</section>
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</section>
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse5" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse5">Why bank at a credit union?</a>
</h4>
</div>
<div class="panel-collapse collapse" id="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse5" role="tabpanel" aria-labelledby="ctl00_Main_plcMain_lt_zoneMain_Accordionheading5">
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_5_Details6_PnlHeader" class="header"> There are many
<a href="/Learn/Financial-Guidance/Blog/Why-Bank-at-a-Credit-Union">advantages to banking at a credit union</a>. Higher returns, better savings rates, low or no fee loans, low interest on loans, and a sense of
community, are just a few of the benefits of Membership at CU SoCal. Our Members also have access to 30,000+ free ATMs through the CO-OP Network. </div>
</div>
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</section>
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</section>
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</div>
<div class="panel panel-default">
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<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse6" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse6">Can joining a credit union fix your credit score?</a>
</h4>
</div>
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_6_Details7_PnlHeader" class="header"> CU SoCal can help <a href="/do-personal-loans-build-credit-1">individuals build and fix their credit score</a>.
Because credit unions are not for profit, we can offer member benefits that can directly and indirectly build an individual’s credit score. For example, CU SoCal offers a
<a href="/Learn/Financial-Guidance/Blog/what-is-a-credit-builder-loan">Credit Builder Loan</a> created to help Members raise their credit score. </div>
</div>
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</section>
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</section>
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<div class="panel panel-default">
<div class="panel-heading" role="tab" id="ctl00_Main_plcMain_lt_zoneMain_Accordionheading7">
<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse7" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse7">What kinds of loans do credit unions offer?</a>
</h4>
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<div class="panel-collapse collapse" id="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse7" role="tabpanel" aria-labelledby="ctl00_Main_plcMain_lt_zoneMain_Accordionheading7">
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_7_Details10_PnlHeader" class="header"> For over 60 years CU SoCal, has been providing financial services, including many types of loans such as
<a href="/Borrow/Mortgages">mortgages</a>, <a href="/Borrow/Home-Equity-Loans-and-Lines">Home Equity Loans</a>, <a href="/Borrow/Home-Equity-Loans-and-Lines">HELOCs</a>,
<a href="/Borrow/Auto-Loans">car loans</a>, <a href="/Borrow/Personal-Loans">personal loans</a>, <a href="/Borrow/Investment-Property-Loans">investment property loans</a>,
<a href="/Borrow/Credit-Builder">credit builder loans</a>, and other banking products, to those who live, work, worship, or attend school in <a href="/Access/Branches-and-ATMs/Orange-County">Orange County</a>,
<a href="/Access/Branches-and-ATMs/Los-Angeles-County">Los Angeles County</a>, <a href="/Access/Branches-and-ATMs/Riverside-County">Riverside County</a>, and
<a href="/Access/Branches-and-ATMs/San-Bernardino-County">San Bernardino County</a>.<br> <br> Give us a call today at 866.287.6225 today to schedule a no obligation consultation with one of our loan
specialists. </div>
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</section>
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</section>
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</div>
</div>
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<div class="panel-heading" role="tab" id="ctl00_Main_plcMain_lt_zoneMain_Accordionheading8">
<h4 class="panel-title">
<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse8" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse8">Are Credit Union loans worth it?</a>
</h4>
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_8_Details8_PnlHeader" class="header"> Because CU SoCal is a not for profit establishment, we set aside some of the earnings to cover operational costs,
and the rest is used to create low interest loans for our Members. We also offer long payback periods, lower fees, and discounts when installments are paid on time, all of which makes it cheaper to borrow money
from CU SoCal. <a href="/types-of-credit-union-loans">Read more about the benefits of CU SoCal loans</a>. </div>
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</section>
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<a class="collapsed" data-toggle-custom="collapse" data-parent="#ctl00_Main_plcMain_lt_zoneMain_Accordion" href="#ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse9" aria-expanded="false" aria-controls="ctl00_Main_plcMain_lt_zoneMain_Accordioncollapse9">How can I join CU SoCal?</a>
</h4>
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<div id="ctl00_Main_plcMain_lt_zoneMain_Accordion_Accordion_9_Details9_PnlHeader" class="header"> Anyone who lives, works, attends school or religious services in Los Angeles, Orange, San Bernardino or Riverside
County can join Credit Union of Southern California. <a href="/Save/openyourmembershipcheckingsaving">Join now online</a>
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<h4 class="no-orphans">About </h4>
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<li><a href="/About/Why-CU-SoCal">About CU SoCal</a></li>
<li><a href="/Learn/Financial-Guidance/Blog">Blog</a></li>
<li><a href="/About/Why-CU-SoCal/Press">Press</a></li>
<li><a href="/About/Why-CU-SoCal/How-We-Give-Back">How We Give Back</a></li>
<li><a href="/About/Work-at-CU-SoCal">Work at CU SoCal</a></li>
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their Membership. Offer cannot be combined with other promotional offers and is subject to change without notice. Cash bonus may be subject to tax reporting, applicable 1099 may be provided for tax purposes. Offer subject to change
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MORE THAN
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new Members have been referred to CU SoCal by family and friends since March
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JOIN CU SOCAL TODAY!
Membership in Credit Union of Southern California (CU SoCal) is open to anyone
who lives, works, attends religious services or school in Los Angeles, Orange,
Riverside, or San Bernardino County.
We’re a full-service financial institution providing access to a wide range of
personal banking services, but different from a traditional bank.
We’re a cooperative owned by our Members who benefit through lower rates on
loans and higher rates on savings.
As a Member focused credit union, we also aim to keep the fees as low as
possible for various types of banking products.
CU SoCal is the fastest growing credit union in Southern California, and for
good reason!
So what are you waiting for? Sign up for an account online, or give us a call to
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ACCOUNTS FOR CHILDREN UP TO 18
Please be advised you must be at least 18 years of age to open a CU SoCal
account through our website. CU SoCal offers UTMA accounts for children up to
12, and a minor account can be opened for children aged 13-17. In both cases,
the account must be opened in person, as a parent or guardian must be present.
Please note children up to 13 cannot have a checking or debit card. For more
information on accounts for minors, please call 866.287.6225 or visit your local
CU SoCal branch.
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9.22/10 Overall Satisfaction
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5-star rating by Bauer Financial — their highest recommendation.
Why CU SoCal?
CREATING EXCEPTIONAL MEMBER EXPERIENCES IS AT THE FOREFRONT OF OUR MISSION.
- Excellent service is something that we expect when we go places or when we do
something, but an exceptional experience is something that just wows us.
- I would describe creating an exceptional member experience as an experience
that you provide a member with something that they were not expecting. You blew
it out of the ballpark, and you gave 'em an experience and a memory that they
won't forget.
- I would define exceptional experience as creating a feeling for that member.
Did I make them feel valued? Did I satisfy their needs and also, you know, have
them leave with a sense of "They made me feel like I'm family, I'm not just
another customer or member."
- When it comes to ensuring that I'm creating an exceptional experience, not
being an order taker, but being a consultant. So, what is it that they're
actually needing? Because I'm the specialist. They don't necessarily know what
they need when they walk in, right? We're trained. We know what we're supposed
to look for. We know that we're supposed to read between the lines. But what are
we doing to look beyond what they think they need, to actually create an
exceptional experience that's tailored just to that member in that moment?
- I know most of my members. I've been there 13 years and I remember their
family members. I remember when they bought their dog or their daughter got
married. I take my job really to heart, so I might be having the worst morning,
but as soon as I walk through that door, I leave that at the door because our
members come for, they pay my check, they helped me buy my home, they helped me
buy a couple cars. So I owe them that.
- No matter what's going on with the member, I always try to find out what I can
do to make it better. No matter what it is. If the member seems like you can't
turn it around, no there's a way I can turn this around. What can I do? And I
smile just like this and I let the member know, like I'm here to help you. You
know, like what's going on? This is a personal relationship. It's not like I
work at a big bank. I work at a credit union. I know you.
- We're not there to just do the transaction for them, but we're their
counselor, their you know comforter, we're a financial planner. We want the best
for them. They're our friend.
- The experience to me, I take it so personal and it makes me feel like, wow I
really made a difference, you know? And that member, how they feel, makes me
feel so good. And then at night, I just wanna share that with my family.
- When I provide exceptional member experience, I feel amazing. I feel like when
I walk through those doors and I'm coming to a company that I really like to
work for and that has a culture that allows me to be myself, I feel amazing.
- Knowing that that member was taken care of, it goes a long ways. I'm with an
organization that really cares about the members, Makes you wanna go to work
every single day.
- I actually had a recent member that, he was going through some hard times. He
was on disability, money was tight, he lent his vehicle to one of his friends,
and he, you know unfortunately he totaled his vehicle. So he came in, we had a
preapproval for him, and it was amazing because he literally looked at me, he
goes, "People like me don't get approved." And I looked him, "No," I was like,
"well you're preapproved for 20,000 Mr. Coleman." And we sat him down, we
submitted an application. Two days later he came back and he goes, "Come
outside, I wanna show you my vehicle." And he was so happy to show me his
vehicle and we gave him an extra $50 gas card to fill up his tank too. So he
was, he comes in all the time, he goes, "I love my credit union." So I think
those are the moments that really, I find satisfaction in because we truly do
care for our members here. So I think that's where I get the motivation to
continue delivering that exceptional service for the members.
- We're gonna read some of the feedback from our members. "I always feel
respected no matter the amount of savings I have and that's one thing I love
about CU SoCal." Someone told us the other day, "Oh you see that we're one of
the poorer members." And I said, "We don't see who you are by your account, we
see who you are as a person."
- "I'm an elderly person that doesn't know the new technology of today. I call
whenever I get stuck with the computer and I know someone is there to help me.
Thank you for all the training you have given your personnel. I can tell that
they're helping me with love and devotion to their job. " This right here is
just a stamp of approval of what we're doing. That's really gratifying to me.
- "CU SoCal is very friendly and very helpful. They don't just treat you nice,
they treat you like family." Aw, that how I feel.
- It makes me feel like we are really helping the community. We do this for
them, so it's a happy feeling . It's a very happy feeling.
- Because we create experiences like this for our members, it enables me to and
encourages me to wanna come to work and give my best everyday. I hope that I'm
truly able to pay that forward and that I share that with my members.
- I am CU SoCal.
- I am CU SoCal.
- I am CU SoCal.
- I am CU SoCal.
- I am CU SoCal.
- We are all CU SoCal.
HEAR FROM OTHERS LIKE YOU WHO MADE IT HAPPEN.
> I am so glad I switched to CU SoCal. I don't have to pay all of the fees my
> other bank charged me and CU SoCal helped me pay off my debt too!
> Ryan, Member since 2016
> CU SoCal's mobile app is really easy to use. It's nice to know we can quickly
> deposit checks, pay bills, and transfer money anytime.
> Carol and Michael, Members since 1989
> When we fell in love with our first home, CU SoCal's mortgage team emailed us
> our pre-approval letter while we were still viewing the property. We got
> approved for a great low rate, and the team worked hard to ensure everything
> closed on time.
> Paul and Rebecca, Members since 2010
> My experience with CU SoCal has been wonderful. CU SoCal saved me money on my
> home and car loans. Online Banking is convenient and allows me to pay my bills
> easily. But most of all, I love that the staff recognizes me and calls me by
> name.
> Jo Ann, Member since 1980
More Stories
MAKE IT HAPPEN.
If you live, work, worship or attend school in Los Angeles County, Orange
County, Riverside County, or San Bernardino County we can make your plans a
reality.
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YOU'RE IN GOOD COMPANY.
Some of the 500+ businesses making it happen for their employees.
Biola University, Bumble Bee, CHOC Children's, Co-op Financial Services, Fix
Auto, Ganahl Lumber, Hoag Memorial Hospital, Kwikset, Pacific Palms, Panda
Restaurant Group, Inc., PIH Health, Polly's Pies Restaurant, St. Joseph Health,
Targus, ViewSonic, Western Dental, Whittier College, YMCA
Learn More
FREQUENTLY ASKED QUESTIONS (FAQS) FOR CREDIT UNIONS
WHAT ARE CREDIT UNIONS AND HOW DO THEY WORK?
Credit unions, including the Credit Union of Southern California (CU SoCal), are
not for profit organizations that are financial cooperatives owned by their
Members. Typically the offer lower fees and better rates than banks, because
their goal is to provide affordable credit and financial services to their
Members, not create profit for shareholders.
Learn more about credit unions and how they work.
HOW ARE CREDIT UNIONS AND BANKS DIFFERENT?
Banks operate for profit and anyone can conduct business with them. Credit
unions, including CU SoCal, are not for profit and offer their services only to
their Member-owners. While some credit unions serve certain groups (such as
teachers, union workers or employees of a certain company), CU SoCal has broader
criteria for new Members, which means anyone who lives, works, attends school or
religious services in Los Angeles, Orange, Riverside or San Bernardino County
can apply for Membership. Here are some other ways that credit unions and banks
are different.
ARE CREDIT UNIONS SAFER THAN BANKS?
Just like banks, credit unions are federally insured. Banks are insured by the
Federal Deposit Insurance Corporation (FDIC) and credit unions are federally
insured by the National Credit Union Administration (NCUA), making them just as
safe as traditional banks. The National Credit Union Insurance Fund (NCUSIF) is
assigned to provide insurance of up to $250,000 per account to any credit union.
WHO REGULATES CREDIT UNIONS?
The National Credit Union Administration (NCUA) is an independent agency created
by the U.S. government to regulate and protect credit unions and their owners.
Just like the FDIC, the NCUA insures up to $250,000 to all credit union members
and provides protection in the event of a credit union failure. The NCUA is
presided over by a three-member board, appointed by the United States President
and confirmed by the Senate. The selected members belong to different political
parties, and each member serves for a term of six years.
ARE CREDIT UNIONS NONPROFIT?
Yes, credit unions are not for profit organizations owned and controlled by the
Members who use their services. Credit unions operate to promote the well-being
of their Members. Profits made by credit unions are returned back to Members in
the form of reduced fees, higher savings rates, and lower loan rates.
WHY BANK AT A CREDIT UNION?
There are many advantages to banking at a credit union. Higher returns, better
savings rates, low or no fee loans, low interest on loans, and a sense of
community, are just a few of the benefits of Membership at CU SoCal. Our Members
also have access to 30,000+ free ATMs through the CO-OP Network.
CAN JOINING A CREDIT UNION FIX YOUR CREDIT SCORE?
CU SoCal can help individuals build and fix their credit score. Because credit
unions are not for profit, we can offer member benefits that can directly and
indirectly build an individual’s credit score. For example, CU SoCal offers a
Credit Builder Loan created to help Members raise their credit score.
WHAT KINDS OF LOANS DO CREDIT UNIONS OFFER?
For over 60 years CU SoCal, has been providing financial services, including
many types of loans such as mortgages, Home Equity Loans, HELOCs, car loans,
personal loans, investment property loans, credit builder loans, and other
banking products, to those who live, work, worship, or attend school in Orange
County, Los Angeles County, Riverside County, and San Bernardino County.
Give us a call today at 866.287.6225 today to schedule a no obligation
consultation with one of our loan specialists.
ARE CREDIT UNION LOANS WORTH IT?
Because CU SoCal is a not for profit establishment, we set aside some of the
earnings to cover operational costs, and the rest is used to create low interest
loans for our Members. We also offer long payback periods, lower fees, and
discounts when installments are paid on time, all of which makes it cheaper to
borrow money from CU SoCal. Read more about the benefits of CU SoCal loans.
HOW CAN I JOIN CU SOCAL?
Anyone who lives, works, attends school or religious services in Los Angeles,
Orange, San Bernardino or Riverside County can join Credit Union of Southern
California. Join now online
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BUILDING BETTER LIVES™
Credit Union of Southern California (CU SoCal) is a leading financial
institution empowering those who live, work, worship, or attend school in Orange
County, Los Angeles County, Riverside County, and San Bernardino County to reach
their goals and build strong financial futures. CU SoCal provides access to
convenient money management services and offers competitive rates and flexible
terms on auto loans, mortgages, and VISA credit cards—turning wishing and
waiting into achieving and doing.
562.698.8326 | 866 CU SoCal Se Habla Español
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© 2022 Credit Union of Southern California
1. Promotion valid April 1, 2022 and is subject to change without notice.
Referrer must be a CU SoCal Member. Valid only with new Members. New Members are
deemed as a person 18 and older who has never been an owner of an account at CU
SoCal. All new accounts will be veried by ChexSystems®, and are subject to
approval and Membership eligibility. To qualify for the cash bonus, the referred
new Member must open a checking account with a minimum monthly direct deposit of
$250 or establish an auto or personal loan within 60 days from establishing
Membership. $50 cash bonus will be credited to Member’s CU SoCal deposit account
within 90 days from the date the referred Member established their Membership.
Offer cannot be combined with other promotional offers and is subject to change
without notice. Cash bonus may be subject to tax reporting, applicable 1099 may
be provided for tax purposes. Offer subject to change without notice.
3. Credit Union National Association (NCUA) Member Benefits Report.
4. All credit requests and credit decisions will be made on a case-by-case
basis, based on the Member’s needs, other federal or state assistance programs,
and the Member’s overall ability to repay the loan obligation
Federally Insured by NCUA
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If you click 'Continue' an external website that is owned and operated by a
third-party will be opened in a new browser window. CU SoCal provides links to
external web sites for the convenience of its members. These external web sites
may not be affiliated with or endorsed by the credit union. Use of these sites
are used at the user's risk. These sites are not under the control of CU SoCal
and CU SoCal makes no representation or warranty, express or implied, to the
user concerning:
1. the information, content, presentation, accuracy or opinions of these sites,
or
2. the quality, safety or suitability of any software found on these sites.
Using a hyperlink may identify you as a CU SoCal Member to the operator of the
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CU SoCal does not provide and is not responsible for the product, service or
overall website content available at these sites. The privacy policies of CU
SoCal do not apply to linked websites and you should consult the privacy
disclosures on these sites for further information.
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