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   Experian is not a bank.

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REACH YOUR CREDIT AND MONEY GOALS

 * NewBuild credit with digital checking
 * Get a credit report & FICO® Score
 * Save up to $670 on your bills
 * Save on car insurance
 * Find credit cards matched to you


OPEN A DIGITAL CHECKING ACCOUNT THAT HELPS BUILD CREDITØ

Introducing the digital checking account designed by credit experts. You could
raise your credit scores just for paying bills like rent, internet and
utilitiesø. Plus, enjoy no monthly fees¶ and earn a $50 bonus for setting up
direct deposit‡.

Get digital checking


--------------------------------------------------------------------------------

The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank
(CFSB), pursuant to a license from Mastercard International. Banking services
provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.

See disclosures


GET YOUR FREE CREDIT REPORT AND FICO® SCORE*

Then raise your credit scores instantly using bills like your cell phone,
utilities, streaming services and eligible rent payments.ø

Let’s get started


--------------------------------------------------------------------------------

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer
may use a different FICO® Score than FICO® Score 8, or another type of credit
score altogether. Learn more.

øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.


SAVE UP TO $670 A YEAR ON YOUR SUBSCRIPTIONS AND BILLSΦ

Let us cancel or lower over 250 eligible subscriptions and recurring bills for
you in a few easy steps.

Sign up now


--------------------------------------------------------------------------------

φResults will vary. Not all bills or subscriptions are eligible for
negotiation/cancellation. Savings are not guaranteed, and some may not see any
savings. Experian members for whom Experian completed at least one negotiation
and canceled at least one subscription averaged $670/year of anticipated
savings. Subscription Cancellation and Bill Negotiation are available with
eligible paid memberships.


YOU COULD SAVE OVER $800 A YEAR ON INSURANCEΒ

Never shop for car insurance again. Let us monitor, shop and compare quotes to
get you our best rate—for free.

Sign up now
Best offer


--------------------------------------------------------------------------------

βResults will vary and some may not see savings. Average savings of $828 per
year for customers who switched and saved with Experian from Jan. 1, 2022 to
Mar. 31, 2024. Savings based on customers’ self-reported prior premium. Experian
offers insurance from a network of top-rated insurance companies through its
licensed subsidiary, Gabi Personal Insurance Agency, Inc.


CHECK OUT CREDIT CARD OFFERS MATCHED TO YOU

Whether you’re looking to build credit, earn rewards or get cash back, find the
best card matched to your unique credit profile.

See your matches


GET YOUR FREE CREDIT REPORT AND FICO® SCORE

Sign up for free

Get your free credit report and FICO® Score

Sign up for freeSign In


FINANCIAL POWER IN YOUR POCKET

Get credit alerts straight to your phone, manage your money on the go and more.
Free with your membership and the Experian app.





HOW CAN WE HELP?

Manage your credit basics with these free tools.


SECURITY FREEZE

Freeze or unfreeze your Experian credit file


DISPUTES

Correct inaccurate info in your Experian credit file


FRAUD ALERT

Add or remove a fraud alert on your Experian credit file

See all credit support

The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank
(CFSB), pursuant to a license from Mastercard International. Banking services
provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

§Funds in your Experian Smart Money™ Digital Checking Account are held in a
pooled deposit account at Community Federal Savings Bank and insured up to
$250,000 for each account ownership category. Learn more at FDIC.gov.

ӂThe Experian Smart Money™ Digital Checking Account is only available to
residents of U.S. states and the District of Columbia.

øResults will vary. Not all payments are boost-eligible. Some users may not
receive an improved score or approval odds. Not all lenders use Experian credit
files, and not all lenders use scores impacted by Experian Boost®. Learn more.

‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking
Account must be credited with at least $1,000 in direct deposits within 45
business days of opening your account, and your account must stay active and in
good standing at the time the bonus is paid. The bonus will be deposited into
your account within 10 business days, once earned. Limit 1 bonus per cardholder.
Offer subject to change by Experian at any time without prior notice. Terms and
conditions apply. See the Incentives section in the Cardholder Agreement to
learn more.

†Early access to your direct deposit depends on the timing of receipt of the
incoming direct deposit file. We generally make direct deposits available up to
2 days earlier than the payment date specified in the direct deposit file. Early
availability of direct deposits is not guaranteed and may vary from deposit to
deposit. Daily and monthly deposit limits apply. See Cardholder Agreement.

**Access to over 55,000 surcharge-free ATMs with the Allpoint ATM network. You
may be charged a fee for attempting a cash withdrawal with an out-of-network ATM
or point-of-sale device by Experian and/or the operator including for a balance
inquiry even if you do not complete a cash withdrawal. Learn more.

#Limits apply. See Cardholder Agreement.

Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated.

¶See the Experian Smart Money™ Digital Checking Account & Debit Card Agreement.

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