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MONEY TODAY
FOR THE START OF
A NEW TOMORROW

Personal & auto loans that see the whole picture.

Check for offers

This won't affect your credit score.

Respond to a mailed offer
Trustpilot


MONEY TODAY
FOR THE START OF
A NEW TOMORROW

Personal & auto loans that see the whole picture.

Check for offers

This won't affect your credit score.

Respond to a mailed offer
Trustpilot

Get money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.1

We’re here for you

Real people in branches, on the phone and ready to help online.

Loans that work for your budget

Fixed payments and clear, upfront terms.




CLEAR AND EASY FROM START TO FINISH

Bring us today’s emergency, this month’s stack of bills or your next possible
purchase. We welcome your goals.2


 1. 1 Check offers, apply and have a response in minutes.
 2. 2 Affordable options once we verify info.
 3. 3 Money in hand as fast as 1 hour after loan closing.
    




IN YOUR CORNER

Tens of thousands of customers say we’re a lender you can lean on. Here are some
favorites.





PERSONAL AND AUTO LOAN AMOUNTS3

$1,500-$20,000

See our loan amounts and fees
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GET AHEAD AND STAY AHEAD

Access fresh ways to stretch your budget and make progress one win at a time.




TAKE YOUR FINANCES TO THE NEXT LEVEL

Master your budget or study up on saving. It’s your time to take control.

Resources →


LOWER YOUR MONTHLY BILLS

With Trim doing the hard work to slash bills (for free), customers saved an
average of $213/year.4

Go to Trim →


TURN YOUR PAYMENTS INTO PROGRESS

Get rewarded for paying on time with BrightWay® — the credit card that grows
with you.5

Learn more →


GET THE MONEY YOU NEED TO MOVE YOU FORWARD

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PRODUCTS

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 * Credit cards
 * Insurance
 * Mortgage payment solutions
 * Merchant referral program


COMPANY

 * About us
 * Careers
 * Investors
 * Affiliates
 * Newsroom
 * Accessibility Statement


LEGAL

 * Loan amounts and fees
 * Legal & privacy center
 * Disclosures
 * Credit bureau information
 * Do not sell or share my personal information


SUPPORT

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 * Branch locator
 * Military family support
 * FAQs

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2023, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or
arranged pursuant to Department of Financial Protection and Innovation
California Finance Lenders License. PA: Licensed by the Pennsylvania Department
of Banking and Securities. VA: Licensed by the Virginia State Corporation
Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS#
931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing
information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC -
Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer
Access Database.

For Housing Counselors in the State of Washington, please email us at the
following link in regards to your customers loan modification status:
REModifications@onemainfinancial.com. Please ensure your customer has provided
us with authorization to work with you.


DISCLOSURES

1

Funds within an hour after loan closing must be accessed by using a bank-issued
debit card and are disbursed through the SpeedFunds® debit card network. Funds
may also be disbursed by electronic deposit to the borrower’s bank account
through the ACH network and available approximately 1 to 2 business days after
closing or disbursed by check. SpeedFunds® is a registered trademark of OneMain
Financial Holdings, LLC.

2

Loan proceeds cannot be used for postsecondary educational expenses as defined
by the CFPB’s Regulation Z such as college, university or vocational expense;
for any business or commercial purpose; to purchase cryptocurrency assets,
securities, derivatives or other speculative investments; or for gambling or
illegal purposes.

3

Not all applicants will qualify for larger loan amounts or most favorable loan
terms. Larger loan amounts require a first lien on a motor vehicle no more than
ten years old, that meets our value requirements, titled in your name with valid
insurance. Loan approval and actual loan terms depend on your state of residence
and your ability to meet our credit standards (including a responsible credit
history, sufficient income after monthly expenses, and availability of
collateral). APRs are generally higher on loans not secured by a vehicle.
Highly-qualified applicants may be offered higher loan amounts and/or lower APRs
than those shown above. Active duty military, their spouse or dependents covered
by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama:
$2,100. California: $3,000. Georgia: $3,100. North Dakota: $2,000. Ohio: $2,000.
Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these
maximum unsecured loan sizes: North Carolina: $9,000 for unsecured loans to all
customers, $9,000 for secured loans to present customers. Maine: $7,000.
Mississippi: $12,000. West Virginia: $14,000. Loans to purchase a motor vehicle
or powersports equipment from select Maine, Mississippi, and North Carolina
dealerships are not subject to these maximum loan sizes.

Important Notice About Refinancing or Debt Consolidation: Refinancing or
consolidating your current debt may result in higher total finance charges if
the interest rate is higher or the loan term is longer. You should also
carefully consider the impact of increasing your debt, monthly obligations, and
length of your repayment term. OneMain loans include origination fees, which may
reduce the amount of additional money that you receive or that is available to
pay off existing debts. Visit omf.com/legal/loan-fees for more details.

4

Services provided by OneMain Trim, LLC d/b/a Trim by OneMain. Average savings
are estimated from January 31, 2021 through January 30, 2022. To learn how
savings were calculated, visit http://asktrim.com/OMF_FAQ

5

BrightWay® is a registered trademark of OneMain Financial Holdings, LLC. The
BrightWay credit card is issued by WebBank

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YOUR PRIVACY

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.

DO NOT SELL OR SHARE MY PERSONAL INFORMATION

Do Not Sell or Share My Personal Information


If you are a California resident, you have the right to opt out of the “sale” or
“sharing” (for cross-context behavioral advertising) of your personal
information to third parties.

To submit an opt-out of sale or sharing request with respect to this browser and
device, please move the toggle above to the left and click on the “Save my
choices” button to save your opt-out choice.

We do not sell your personal information in exchange for monetary compensation.
We may disclose your personal information by allowing certain third parties
(such as online advertising services, advertising networks and social networks)
to collect personal information via automated technologies on our websites for
cross-context behavioral advertising purposes. Under California law, these kinds
of disclosures may be considered a “sale” when the personal information is
exchanged for non-monetary consideration or “sharing” when the personal
information is disclosed for cross-context behavioral advertising purposes.
Please see our California Consumer Privacy Statement
(https://www.onemainfinancial.com/legal/ca-privacy) for more information about
our privacy practices.

If you submit an opt-out request, you may still see ads for OneMain, though they
might be less relevant to you. These ads may be based on historical information
or information shared or sold by other sources. You will need to renew this
choice each time you clear your cookies or use a new browser or device. You may
also need to make this choice separately for some of our digital properties.

Note that you also can use the Global Privacy Control (“GPC”) to signal your
opt-out preference. To learn more about the GPC, please visit
https://globalprivacycontrol.org/. You also can update your browser settings at
any time to restrict or disable certain cookies.

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

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