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POST /Account/LogOn

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    name="ForceStandardLogOn" type="hidden" value="False">
  <div class="col-md-12 pad-lt-0 page-intro">
    <h2 class="col-md-12 pad-lt-0 text-h3">Please sign in and register. Complete the one-time registration process to create your username and password. Once registered, you will be able to access information to help you learn and make decisions
      about your PSEG benefit plans.<br><br><i>*If you are a new hire, you will not able to access the site on your first day. Please return to the site tomorrow to complete your registration.<br></i></h2>
    <p class="col-md-12 pad-lt-0">PSEG has carefully designed its benefit programs with your needs in mind.</p>
  </div>
  <div class="field-validation-error col-md-12">
  </div>
  <div class="field-validation-error col-md-12">
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      <div class="col-md-3 pad-lt-0 pad-rt-0">
        <a href="/Account/RegistrationLookup">Forgot Username?</a>
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      <button type="submit" class="btn btn-default ">Next <span class="icon-arrow" aria-hidden="true"></span></button>
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Text Content

SIGN IN


PLEASE SIGN IN AND REGISTER. COMPLETE THE ONE-TIME REGISTRATION PROCESS TO
CREATE YOUR USERNAME AND PASSWORD. ONCE REGISTERED, YOU WILL BE ABLE TO ACCESS
INFORMATION TO HELP YOU LEARN AND MAKE DECISIONS ABOUT YOUR PSEG BENEFIT PLANS.

*IF YOU ARE A NEW HIRE, YOU WILL NOT ABLE TO ACCESS THE SITE ON YOUR FIRST DAY.
PLEASE RETURN TO THE SITE TOMORROW TO COMPLETE YOUR REGISTRATION.


PSEG has carefully designed its benefit programs with your needs in mind.



Username:
Forgot Username?

Next
First time user? Register and create a Password.



Thinking about joining PSEG?


855-myPSEG1
(855-697-7341)
M-F, 8:30 AM - 6 PM ET

Outsourcing Privacy Notice

LAST UPDATED: December 2023

THIS NOTICE DESCRIBES HOW PERSONAL INFORMATION ABOUT YOU MAY BE USED AND
DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT
CAREFULLY.

WHO WE ARE
Willis Towers Watson, our affiliated entities, subsidiaries, and successors in
interest (collectively, "WTW," "we," "our," or "us") provide some or all the
following services: benefits enrollment; benefits administration; pension
administration; and the creation and hosting of websites (collectively,
"Services"), on behalf of employers who offer healthcare, retirement, or similar
employee benefit plans. Our clients who provide health, retirement, or similar
plans for the benefit of their employees are referred to as "Plan Sponsors."

The Plan Sponsor of your benefit plan(s) has hired WTW to provide these Services
(including, as appropriate, this website) to you. For most participants, the
Plan Sponsor is your current or former employer. The Services provide benefits
enrollment, eligibility, administration, and other support related to the
benefits programs made available to you by the Plan Sponsor.

SCOPE AND PURPOSE OF THIS NOTICE
WTW is committed to privacy and transparency in our information practices. This
Privacy Notice ("Notice") describes how we receive, collect, process, and share
your personal information in our role as a "data processor" or "service
provider" in delivering the Services, which include, but are not limited to,
this website, our telephone service centers, benefit administration, and
electronic communications such as HTML-formatted email messages that may be sent
to you.

This Notice describes our overall privacy and data protection practices related
to the Services. Please note that our collection, use, disclosure, and
processing of personal information about individuals will vary depending upon
the circumstances. As a result, in some cases, different or additional notices
about our data collection and processing practices may be provided and/or may
apply to our processing of certain personal information. Our exact practices
will depend on and will always be limited by the terms of our contract with the
Plan Sponsor.

OUR ROLE
When providing the Services, WTW acts as a "data processor" or "service
provider" under applicable privacy and data protection laws. This means that we
will only process personal information on behalf of, and subject to the
limitations and instructions that we receive from, the Plan Sponsor. If our
contract with our client is more restrictive than the terms of this Notice, the
more restrictive contract terms will apply.

In most cases, the Plan Sponsor will be the responsible "controller" or
"business" under applicable privacy laws with respect to your personal
information. If you have questions or would like more information about how your
personal data is processed more generally (e.g., outside of the Services we
provide), please contact the Plan Sponsor and/or review their privacy notice.

HOW WE COLLECT, USE AND DISCLOSE PERSONAL INFORMATION
"Personal information" includes other similar terms under applicable privacy
laws such as "personal data" or "personally identifiable information." In
general, personal information is information that identifies, relates to,
describes, or is reasonably capable of being associated with, or could be linked
(directly or indirectly) with a particular individual or identifiable person.

The types of personal information we may collect include, but are not limited
to:

 * Name, contact information, and related identifiers (such as name, postal
   address, email address, unique personal identifier, Internet Protocol
   address, account name, social security number, social insurance number,
   driver’s license, or state identification number);
 * Customer records (such as paper and electronic customer records containing
   personal information, such as name, signature, telephone number, employment
   history, bank account number, credit card number, debit card number, or any
   other financial information, medical information, and health insurance
   information);
 * Characteristics of protected classifications (such as gender, age, and
   disability);
 * Usage data (such as information regarding your interaction with our websites
   and applications);
 * Audio/visual data (such as call recordings (if you call our service center)
   and photographs (if you submit identification documents to us));
 * Professional or employment-related information (such as worksite, job
   classification, salary history, and job end or termination date);
 * Information about education-related history or background (such as student
   status);
 * Genetic information (if you provide genetic information to us, such as
   results of paternity tests, in connection with verification of dependent
   status).

Some of the information we collect is provided by the Plan Sponsor to confirm
whether you, your spouse or partner, and/or dependents are eligible for
benefits. You may be asked to provide additional information or to update or
correct information about yourself, your spouse or partner, your dependents, and
beneficiary designations.

If you submit any personal information relating to other people to us or to our
service providers in connection with the Services, you represent that you have
the authority to do so and to permit us to use the information in accordance
with this Notice and applicable laws.

How We May Collect Personal Information
We may collect personal information in a variety of ways, including, but not
limited to:

 * Through the Plan Sponsor: such as through data files from the Plan Sponsor.
 * Through the Services: such as when you model your benefits or provide or
   change your personal information through the website.
 * Offline: such as through mail or when you contact our telephone service
   center, if applicable.
 * From Other Sources: from third parties engaged by the Plan Sponsor to provide
   benefits-related services.

How We May Use Personal Information
Our uses of personal information will be subject to and consistent with our
contractual agreements with the Plan Sponsor. The purposes for which we may
process personal information will vary depending upon the circumstances in which
we interact with you. In general, we use personal information that we collect
about you to provide the Services (for example, to determine your benefit
eligibility, validate election information, and otherwise facilitate your
enrollment) and to comply with legal obligations. In addition, to the extent
permitted by our contract with the Plan Sponsor, we may utilize personal
information in the following ways:

 * To respond to your inquiries and fulfill your requests, such as to send you
   plan disclosures or benefit information. Your personal information may be
   shared with third-parties (a printer or other service provider, for instance)
   involved in fulfilling the order or request.
 * To determine your beneficiary.
 * To send administrative information to you such as information regarding the
   Services and changes to our terms, conditions, and policies.
 * To personalize the content and information provided to you.
 * For our internal use to build or improve the quality of our Services.
 * For fraud monitoring and prevention and security purposes.
 * To audit and improve our Services, including in support of training and
   quality control efforts.
 * As we believe to be necessary: (a) to comply with the law or a legal
   obligation; (b) to comply with legal process (such as a subpoena or court
   order); and (c) to protect the rights, privacy, safety, and property of
   ourselves and others.
 * To contact you regarding the Services by using an automated telephone dialing
   system and/or artificial or prerecorded voice.



Aggregated and de-identified information. Subject to any contractual agreement
with the Plan Sponsor, we may use de-identified and/or aggregated information
and reports related to the Services to assess, improve, and develop our
business, products, and services, prepare benchmarking reports on our industry,
and for other research, marketing, and analytics purposes. Any information
contained in such reports is not relatable or identifiable to a particular
individual or Plan Sponsor. We do not share any personal information with third
parties in such cases.

How Personal Information May Be Disclosed
Your personal information may be disclosed or transferred, in accordance with
our contract with the Plan Sponsor, as follows:

 * To the Plan Sponsor.
 * To our affiliated companies, vendors, and service providers who perform
   functions in support of the Services, such as website hosting, data analysis,
   payment processing, address search, fulfillment, information technology and
   related infrastructure provision, customer service, email delivery, and
   auditing.
 * To vendors and third parties selected by the Plan Sponsor to provide you with
   services associated with your benefits and/or provide professional services
   to the Plan. Use of your personal information by the Plan Sponsor or such
   vendors and third parties is governed by the privacy policies of the Plan
   Sponsor or the vendors and third parties, not this Notice.
 * To other individuals and third parties as directed by the Plan Sponsor or by
   you.
 * To a third party in the event of any reorganization, merger, sale, joint
   venture, assignment, transfer, or other disposition of all or any portion of
   our business, assets, or stock (including in connection with any bankruptcy
   or similar proceedings).
 * As we believe to be necessary: (a) to comply with the law or a legal
   obligation; (b) to comply with legal process (such as a subpoena or court
   order); or (c) to protect the rights, privacy, safety, and property of us and
   others.

COOKIES
Cookies are small text files that a website transfers to your device to store
and sometimes collect information about your usage of our websites, such as time
spent on the websites, pages visited, language preferences, and other traffic
data. We use the information for security purposes, to facilitate navigation, to
display information more effectively, to personalize your experience while using
our websites, and to recognize your computer to assist your use of the websites.
We also gather statistical information about use of the websites to improve
their design and functionality, understand how they are used, and assist us with
resolving questions regarding them.

There are different types of cookies, for example:

 * Cookies served directly by WTW (‘first party cookies’) and cookies served on
   our behalf, for example by data analytics companies (‘third party cookies’).
 * Cookies which endure for different periods of time, including those that last
   only as long as your browser is open (referred to as ‘session cookies’).
   These are deleted automatically once you close your browser. Other cookies
   are ‘permanent cookies’, meaning that they survive after your browser is
   closed. For example, they recognize your device when you open your browser
   and browse the internet again.



Below is a description of the different types of cookies and similar
technologies that may be used on the websites:

This section applies to the extent any Personal Information (which is
information that identifies you as an individual or relates to an identifiable
individual or household) is collected through cookies or similar technologies.

Strictly Necessary Cookies. Strictly necessary cookies enable you to navigate
the websites and to use their services and features. Without these necessary
cookies and similar technologies, the websites will not perform as smoothly for
you as we would like them to and we may not be able to provide the websites or
certain services or features.

Functional Cookies. Functional cookies collect information about your use of the
websites and enable us to improve the way they work. For example, functional
cookies show us which are the most frequently visited pages on the websites,
help us record any difficulties you have with the websites, and show us whether
our enrollment campaigns are effective. This allows us to see the overall
patterns of usage on the websites. We use the information to analyze traffic on
the websites.


To find out more about cookies, including how to see what cookies have been set
and how to manage and delete them, visit allaboutcookies.org.

THIRD PARTY SERVICES
The Services may include links to websites for the Plan Sponsor and other third
parties such as insurance carriers, government agencies, and financial service
providers. If you access these links, you will be leaving the Services. Your use
of such third-party sites is governed by the privacy policies of those third
parties, not by this Notice. This Notice does not address, and we are not
responsible for, the privacy, information, or other practices of any third
parties, including the Plan Sponsor or any third party operating any site or
service to which the Services may link. The inclusion of a link on the Services
does not imply endorsement of the linked site or service by us or by our
affiliates.

SECURITY
We have implemented security measures to protect personal information we
collect. Unfortunately, no data transmission or storage system can be guaranteed
to be 100% secure. If you have reason to believe that your interaction with us
is no longer secure (for example, if you believe that the security of your
account has been compromised), please immediately notify us in accordance with
the Contacting Us section below. To fight spam and abuse on some of our systems,
we use Google reCAPTCHA Enterprise which is subject to Google’s Privacy Policy
and Terms of Use.



YOUR DATA PRIVACY RIGHTS
Certain individuals may have a legal right to review, correct, update, or delete
personal information pursuant to applicable privacy and data protection laws. As
indicated above, WTW acts as a "data processor" or "service provider" under
applicable privacy and data protection laws. For this reason, in most cases the
Plan Sponsor, not WTW, is legally responsible for fulfilling any legal rights
requests you might have. In accordance with applicable law, we will cooperate
and facilitate any authenticated data rights requests which we may receive
through a Plan Sponsor.

Data may be accessed and, in some cases, corrected through our self-service
website. You may also be able to access data and make data corrections through a
toll-free telephone number established for the purpose of administering your
benefits. If you do not want to, or you are unable to, self-serve through our
website or the toll-free telephone number (if any) established for the purpose
of administering benefits, you may exercise your rights by contacting the Plan
Sponsor, subject to applicable law.

If you reside in Canada, you have the right to request access to any additional
information that we hold about you subject to limited exceptions under
applicable law. If you believe that any information that is held about you is
inaccurate, you may also request a correction.

Applicable privacy and data protection laws vary from state to state and may
limit the fulfillment of a rights request. For example, the Plan Sponsor may
limit a rights request so that it can retain certain information for
recordkeeping purposes and/or to complete any transactions that began prior to
the request for a change or deletion.

RETENTION PERIOD
We will retain your personal information as directed by the Plan Sponsor and
otherwise for the period necessary to fulfill the purposes outlined in this
Notice, for our own compliance reasons, or longer where required by law.



USE OF SERVICES BY MINORS
The Services are not directed to individuals under the age of sixteen (16), and
we request that individuals under age 16 not provide personal information
through the Services.

Because of the nature of our Services, we do not solicit or intentionally
receive information from children under the age of 16, except that we do collect
information regarding dependent children that pertains to their benefits
coverage and to beneficiary designations.



CROSS-BORDER TRANSFER
To the extent allowed by our agreement with the Plan Sponsor, your personal
information may be collected, stored, and processed in any country where we have
facilities or in which we engage service providers. By using the Services, you
acknowledge that we may transfer your personal information to countries outside
of your country of residence which may have laws and data protection rules that
are different from those of your country of residence. While your information is
in another jurisdiction, it may be accessed by the local courts, law
enforcement, and national security authorities. To receive information regarding
our policies and procedures with respect to service providers in different
countries, please email or write to us at the address in the Contacting Us
section below.

SENSITIVE INFORMATION
We ask that you not send us, and not disclose, any sensitive personal
information (for example, information related to racial or ethnic origin,
political opinions, religion or other beliefs, or criminal background) on or
through the Services or otherwise.

UPDATES TO THIS NOTICE
We may change this Notice from time to time. The "LAST UPDATED" legend at the
top of this page indicates when this Notice was last revised. We encourage you
to refer to this Notice often for the latest information about our personal
information practices. By continuing to utilize the Services, you are agreeing
to the terms contained in the last revised Notice.

INFORMATION FOR CALIFORNIA RESIDENTS
In providing the Services, we do not "sell" or "share" personal information as
those terms are defined under the California Consumer Privacy Act (CCPA).

If you wish to submit a consumer rights request under the CCPA, please do so
through the Plan Sponsor. We will cooperate with and facilitate these requests
to the extent required by law.

INFORMATION FOR RESIDENTS OF QUEBEC
As provided above, your personal information may be collected, stored, and
processed in any country where we have facilities or in which we engage service
providers. Consequently, we may transfer your personal information outside of
Quebec. See CROSS BORDER TRANSFER for additional information. If you are a
resident of Quebec and you have any questions about this Notice or how your
personal information may be used or disclosed, please contact Sarah Flint at
privacy@willistowerswatson.com or by mail at 1500-130 King St W, Toronto, ON M5X
2A2.

CONTACTING US
Except as otherwise provided above, if you have any questions about this Notice
or how your personal information may be used or disclosed, please contact us at
privacy@willistowerswatson.com or toll-free at 888-471-4502. Because email
communications are not always secure, please do not include credit card or other
sensitive information in your emails to us.

For all other inquiries, please refer to the contact information on this website
or the service center contact information provided by your Plan Sponsor.



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 * Privacy Notice

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