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Submission: On December 12 via manual from US — Scanned from DE
Submission: On December 12 via manual from US — Scanned from DE
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Solutions * FOR 1099 CONTRACTOR PAYMENTS Flexible digital disbursements * FOR EMPLOYERS Earned wage access, instant tips, and more * FOR TECHNOLOGY PARTNERS Integrations available from file to full API INDUSTRIES Gig + 1099 WorkersRestaurantsManufacturingHealthcare RetailFranchiseTrucking & Logistics Tools Earned Wage AccessFinancial WellnessWages & Direct DepositCashless Tips & Mileage 1099 Contractor Payments Partners Resources BlogBooks & GuidesWebinars Reports & DataCase Studies BRANCH REPORT 2022 A special report on the work and financial trends of hourly workers. Company About BranchContactJobsNews Request a Demo For Workers ›Request a Demo SOLUTIONS FOR 1099 CONTRACT PAYMENTS Flexible same-day payments FOR EMPLOYERS Earned wage access, instant tips, and more FOR TECHNOLOGY PARTNERS Integrations available from file to full API INDUSTRIES Gig & 1099 WorkersHealthcareRestaurantsRetailFranchiseTrucking & Logistics TOOLS Earned Wage AccessFinancial WellnessWages & Direct DepositCashless Tips & Mileage1099 Contractor Payments RESOURCES BlogCase StudiesBooks & GuidesWebinarsReports & Data COMPANY About BranchContactJobsNews Get a Demo For Workers ›Request a Demo EARNED WAGE ACCESS Free, instant access to a portion of wages before payday. * ACCESS UP TO 50% OF EARNED WAGES * NO CHANGES TO EXISTING PAYROLL * NO PRE-FUNDING OR ESCROW WHAT IS EARNED WAGE ACCESS? Earned wage access (EWA) is a form of on-demand pay—a way for employees to access a portion of wages they've already earned ahead of payday. LIFE-CHANGING FOR YOUR EMPLOYEES For both hourly and salaried employees, dealing with an unexpected medical bill or car repair before payday can result in overdraft fees or increased debt. But with EWA, they can access up to 50% of their earned wages when necessary. By offering EWA, workers can gain more flexibility and control over how they get paid and you get to offer a competitive benefit that helps you attract & retain more employees. Plus, there's no pre-funding or changes to payroll required. HOW IT WORKS Instant pay doesn’t require any changes to your existing payroll process. We work with you to get an estimate of wages earned and let employees access up to 50% of their upcoming paycheck. This service is pre-funded by Branch; all we need from you is time and attendance files and a roster file; we can work with either flat files or API integrations. HOW OUR EARNED WAGE ACCESS APP WORKS We work with you to get an estimate of wages earned and let employees access up to 50% of their upcoming paycheck. All we need from you is time and attendance files and a roster file. 1 Employees download the Branch app to request funds, and they’ll load directly into their Branch digital wallet. 2 They can then use their digital wallet (including Apple Pay & Google Pay) or Branch Card to make payments. 3 Once payday rolls around, their pay advance is deducted from their total deposit. CFPB-COMPLIANT EARNED WAGE ACCESS Different earned wage access apps operate in different ways, which is why it’s important to find a provider who is compliant, responsible, and free. Branch’s employer-based model aligns with guidance from the Consumer Financial Protection Bureau (CFPB) and is designed to encourage responsible use. Read more here. ACCESS TO WAGES IS THE #1 BENEFIT DESIRED BY WORKERS APPLYING FOR NEW JOBS IN 2020 80% Have less than $500 in Emergency Savings 2X More Likely to Apply if Instant Pay is Offered GOOD FOR BUSINESS – * Free for you and your employees * No pre-funding requirements * No extra steps or changes to payroll * Start paying employees day one * Improve retention rates and employee morale GOOD FOR EMPLOYEES - * No cost * Prevents overdraft and maintenance fees, which perpetuates the cycle of debts * Eliminates the need to take out high-interest payday loans * Available to 100% of your employees, no credit checks or contracts THE FUTURE OF EMPLOYER-TO-EMPLOYEE PAYMENTS IS HERE. READY TO GO BEYOND THE PAYCHECK? Watch Our Demo Live Chat Branch helps businesses accelerate payments and empower working Americans. * * * * HOME * Workforce Payments Platform * Earned Wage Access * Pay Card * Digital Tips & Mileage * 1099 Contractor Payments * Financial Wellness RESOURCES * Blog * Books & Guides * Webinars * Reports & Data * Case Studies COMPANY * Partners * Contact * Jobs * News HELP * Privacy Policy * Terms * App Support * Admin Login * * © Branch 2022 - All Rights Reserved Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.