www.selective.com
Open in
urlscan Pro
159.255.219.193
Public Scan
Submitted URL: http://www3.dmpemail1.com/selective/main/index.php?action=t&tag=Risk+Rating+2.0+Landing+Page&id=22674&contact_uuid=3723115...
Effective URL: https://www.selective.com/agents/flood-agents/risk-rating-selective?utm_source=DMP&utm_medium=Email&utm_campaign=Risk+Rating
Submission: On January 31 via api from US — Scanned from DE
Effective URL: https://www.selective.com/agents/flood-agents/risk-rating-selective?utm_source=DMP&utm_medium=Email&utm_campaign=Risk+Rating
Submission: On January 31 via api from US — Scanned from DE
Form analysis 2 forms found in the DOM
POST /agents/flood-agents/risk-rating-selective?utm_source=DMP&utm_medium=Email&utm_campaign=Risk+Rating
<form method="post" action="/agents/flood-agents/risk-rating-selective?utm_source=DMP&utm_medium=Email&utm_campaign=Risk+Rating" id="MainForm">
<div>
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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">
</div>
<div>
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="6B260122">
<input type="hidden" name="__VIEWSTATEENCRYPTED" id="__VIEWSTATEENCRYPTED" value="">
</div>
<!--Only for V2 Site B:3130-->
<!-- New Breadcrumb -->
<div id="MainWrapper">
<div class="invisible sktmain">
<a class="skip_to_main" href="#main_content_wrapper">Skip to main content</a>
</div>
<style>
body.alertEnabled header {
position: absolute;
top: 232px;
}
@media (max-width: 768px) {
body.alertEnabled header {
top: 313px;
}
}
</style>
<section class="alert_wrapper upperHeader enabled" id="alertWindow">
<div class="container-fluid">
<div class="row align-content-center justify-content-center text-center flex-column">
<div class="alert_icon">
<span class="icon icon-alert"><span class="path1"></span><span class="path2"></span><span class="path3"></span></span>
<a class="alert_close" href="javascript:;"><span class="icon-close"></span><span class="visuallyhidden">Click here to close Alert window</span></a>
</div>
<div class="alert_text">
<p class="h4">Moratorium Messages for Kentucky & Tennessee Customers</p>
<p></p>
<a href="/info-center/moratorium-directives" class="regularCtaBg"><span class="icon">Read More</span></a>
</div>
</div>
</div>
</section>
<header class="">
<span id="PageLevel" class="d-none" data-url="/agents/flood-agents/risk-rating-selective" data-parent1="/agents/flood-agents" data-current="risk-rating-selective">.</span>
<span id="chkTmplate" class="d-none">true</span>
<section class="languages_wrapper upperHeader d-none" id="langSwitcher">
<div class="container-fluid">
<div class="row align-items-center">
<div class="language_label offset-md-1 col-md-2 d-flex align-items-center">
<span class="icon icon-message"></span><span class="text">Language:</span>
</div>
<div class="language_list col-md-7">
<ul class="list d-flex justify-content-between">
<li><a href="javascript:;" class="current"><span class="visuallyhidden">Switch to, </span><span>English</span></a></li>
<li><a href="javascript:;"><span class="visuallyhidden">Switch to, </span><span>Spanish</span></a></li>
<li><a href="javascript:;"><span class="visuallyhidden">Switch to, </span><span>French</span></a></li>
<li><a href="javascript:;"><span class="visuallyhidden">Switch to, </span><span>German</span></a></li>
<li><a href="javascript:;"><span class="visuallyhidden">Switch to, </span><span>Korean</span></a></li>
<li><a href="javascript:;"><span class="visuallyhidden">Switch to, </span><span>Russian</span></a></li>
</ul>
</div>
<div class="language_close col-md-1">
<a class="closeUpperHeader" href="javascript:;"><span class="icon icon-close"><span class="path1"></span><span class="path2"></span></span><span class="visuallyhidden">Click here to close language switcher</span></a>
</div>
</div>
</div>
</section>
<section class="search_wrapper upperHeader" id="searchSwitcher">
<div class="container-fluid">
<div class="row align-content-center">
<div class="col-xs-10 col-sm-12 offset-md-1 col-md-10 align-content-center justify-content-between align-items-center d-flex">
<div class="search_label">
<a href="javascript:;" class="search_button_trigger"><span class="icon icon-search"></span><span class="visuallyhidden">Click here to search</span></a>
</div>
<div id="searchTextboxContainer" class="searchTextboxContainer">
<label for="searchTextbox" class="d-none">Search Here</label>
<input type="text" value="Search" class="search-query search-txt" id="searchTextbox" name="searchTextbox" placeholder="Search" autocomplete="off" onclick="if (this.value == 'Search'){this.value='';}"
onblur="if (this.value == ''){this.value='Search';}">
</div>
<div id="searchButtonContainer">
<input class="d-none" type="submit" id="searchButton" value="GO">
<a class="closeUpperHeader" href="javascript:;"><span class="icon icon-close"><span class="path1"></span><span class="path2"></span></span><span class="visuallyhidden">Click here to close search window</span></a>
</div>
</div>
</div>
</div>
</section>
<section class="header_wrapper">
<div class="container-fluid">
<div class="row justify-content-between flex-nowrap">
<article class="logo_wrapper">
<a href="/" title="Selective – link to home page">
<img src="/~/media/Images/S/Selective-V2/logo/selective-insurance-logo.png" alt="Selective – link to home page">
</a>
</article>
<article class="nav_wrapper">
<nav id="top_nav_wrapper" class="top_nav_wrapper">
<ul class="ul_top_nav_level_1">
<li class="li_top_nav_level_1 level1"><a href="/agents" class="current"><span>Agents</span></a></li>
<li class="li_top_nav_level_1 level1"><a href="/investors"><span>Investors</span></a></li>
<li class="li_top_nav_level_1 level1"><a href="/careers"><span>Careers</span></a></li>
<li class="li_top_nav_level_1 level1"><a href="/news-and-media"><span>Newsroom</span></a></li>
<li class="li_top_nav_level_1 level1"><a href="/contact-us"><span>Contact Us</span></a></li>
<li class="language_switcher">
<a href="javascript:;" class="current_lang langIcon" data-id="langSwitcher"><span class="icon icon-message"></span><span class="visuallyhidden">Click here to open language switcher. Selected language is </span><span class="selected">English</span></a>
</li>
<li class="search_switcher">
<a href="javascript:;" class="search searchIcon toggleUpperHeader" data-id="searchSwitcher"><span class="icon icon-search"></span><span class="visuallyhidden">Click here to open search window</span></a>
</li>
</ul>
</nav>
<nav id="bottom_nav_wrapper" class="bottom_nav_wrapper">
<div class="bottom_nav_level_1">
<div class="bottom_nav_level_1 level1">
<a href="/for-businesses"><span>For Businesses</span></a>
<div class="bottom_nav_container">
<a href="javascript:;" class="close_ico_menu"><span class="icon-close"></span><span class="invisible">Click here to close</span></a>
<div class="container-fluid">
<div class="row">
<div class="bottom_nav_level_2 left_panel col-md-8 has_seprater double_item">
<div class="bottom_nav_column first_column">
<div class="bottom_nav_level_2 level2 isTag single_item"><span>Businesses We Insure</span></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-we-insure/contractors"><span>Contractors</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-we-insure/private-schools"><span>Private Schools</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-we-insure/manufacturers"><span>Manufacturing</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-we-insure/auto-care-and-service"><span>Auto Care and Service</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-we-insure/professional-offices"><span>Professional Offices</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-we-insure/technology"><span>Technology</span></a></div>
<div class="bottom_nav_level_2 level2 isButton single_item">
<a href="/for-businesses#businesses-we-insure" class="bottom_button regularCtaBorder"><span>See All Businesses</span></a>
</div>
</div>
<div class="bottom_nav_column second_column">
<div class="bottom_nav_level_2 level2 isTag single_item"><span>Businesses Insurance Coverage</span></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-insurance-coverage/business-owners-policy"><span>Business Owners Policy</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-insurance-coverage/cyber-liability"><span>Cyber Liability Insurance</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-insurance-coverage/product-recall-expense"><span>Product Recall</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-insurance-coverage/management-liability"><span>Management Liability</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-insurance-coverage/errors-and-omissions"><span>Errors & Omissions</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-businesses/businesses-insurance-coverage/commercial-flood-insurance"><span>Commercial Flood</span></a></div>
<div class="bottom_nav_level_2 level2 isButton single_item">
<a href="/for-businesses#businesses-insurance-coverage" class="bottom_button regularCtaBorder"><span>See All Coverages</span></a>
</div>
</div>
</div>
<div class="bottom_nav_column right_panel col-md-4">
<ul class="right_panel_list">
<li class="rigth_panel_list_item">
<a href="/find-an-agent" class="navCta"><span class="icon-location icon"></span><span>Find an Insurance Agent</span></a>
</li>
<li class="rigth_panel_list_item">
<a href="/info-center/pay-my-insurance-bill" class="navCta"><span class="icon-pay icon"></span><span>Pay My Bill</span></a>
</li>
<li class="rigth_panel_list_item">
<a class="navCta" href="https://customer.selective.com/apps/SelectiveWeb/#_frmRACU" target="_blank" title="Opens in a new window"><span class="icon-claim icon"></span><span>Report a Claim</span></a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
<div class="bottom_nav_level_1 level1">
<a href="/for-individuals"><span>For Individuals</span></a>
<div class="bottom_nav_container">
<a href="javascript:;" class="close_ico_menu"><span class="icon-close"></span><span class="invisible">Click here to close</span></a>
<div class="container-fluid">
<div class="row">
<div class="bottom_nav_level_2 left_panel col-md-8 double_item">
<div class="bottom_nav_column first_column">
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-individuals/auto-insurance"><span>Personal Auto Insurance</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-individuals/homeowners-insurance"><span>Homeowners Insurance</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-individuals/apartment-renters"><span>Apartment / Renters</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-individuals/condominium-townhouse"><span>Condominium / Townhouse</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/for-individuals/umbrella"><span>Umbrella</span></a></div>
</div>
<div class="bottom_nav_column second_column">
<div class="bottom_nav_level_2 level2 has_children single_item"><a href="/for-individuals/flood-insurance"><span>Flood Insurance</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/for-individuals/flood-insurance/personal-flood"><span>Personal Flood</span></a></div>
<div class="bottom_nav_level_3 level3">
<a href="/for-individuals/flood-insurance/commercial-flood"><span>Commercial Flood</span></a>
</div>
<div class="bottom_nav_level_3 level3"><a href="/for-individuals/flood-insurance/flood-facts-and-tips"><span>Flood Facts and Tips</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/for-individuals/flood-insurance/flood-claim-information"><span>Flood Claim Information</span></a></div>
<div class="bottom_nav_level_3 level3">
<a href="/for-individuals/flood-insurance/flood-agent-marketing"><span>Flood Agent Marketing</span></a>
</div>
</div>
</div>
<div class="bottom_nav_column right_panel col-md-4">
<ul class="right_panel_list">
<li class="rigth_panel_list_item">
<a href="/find-an-agent" class="navCta"><span class="icon-location icon"></span><span>Find an Insurance Agent</span></a>
</li>
<li class="rigth_panel_list_item">
<a href="/info-center/pay-my-insurance-bill" class="navCta"><span class="icon-pay icon"></span><span>Pay My Bill</span></a>
</li>
<li class="rigth_panel_list_item">
<a class="navCta" href="https://customer.selective.com/apps/SelectiveWeb/#_frmRACU" target="_blank" title="Opens in a new window"><span class="icon-claim icon"></span><span>Report a Claim</span></a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
<div class="bottom_nav_level_1 level1">
<a href="/claims-center"><span>Claims Center</span></a>
<div class="bottom_nav_container">
<a href="javascript:;" class="close_ico_menu"><span class="icon-close"></span><span class="invisible">Click here to close</span></a>
<div class="container-fluid">
<div class="row">
<div class="bottom_nav_level_2 left_panel col-md-8 three_column single_item">
<div class="bottom_nav_column first_column only_column">
<div class="bottom_nav_level_2 level2 single_item">
<a href="/claims-center/report-a-claim" target="_blank"><span>Report a Claim</span></a>
</div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/claims-center/claim-offices"><span>Claim Offices</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/claims-center/claim-faqs"><span>Claim FAQs</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/claims-center/report-insurance-fraud"><span>Report Insurance Fraud</span></a></div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/claims-center/find-a-body-shop"><span>Find a Body Shop</span></a></div>
<div class="bottom_nav_level_2 level2 single_item">
<a href="/claims-center/safelite"><span>Safelite</span></a>
</div>
<div class="bottom_nav_level_2 level2 single_item">
<a href="/claims-center/find-a-medical-provider-auto" target="_blank"><span>Find a Medical Provider – Auto</span></a>
</div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/claims-center/weather-event-preparedness"><span>Weather Event Preparedness</span></a></div>
<div class="bottom_nav_level_2 level2 single_item">
<a href="/claims-center/find-a-medical-provider-workers-comp" target="_blank"><span>Find a Medical Provider – Workers Comp</span></a>
</div>
<div class="bottom_nav_level_2 level2 single_item"><a href="/claims-center/workers-comp-direct-deposit"><span>Workers Comp Direct Deposit for Claims NY State</span></a></div>
</div>
</div>
<div class="bottom_nav_column right_panel col-md-4">
<ul class="right_panel_list">
<li class="rigth_panel_list_item">
<a href="/find-an-agent" class="navCta"><span class="icon-location icon"></span><span>Find an Insurance Agent</span></a>
</li>
<li class="rigth_panel_list_item">
<a href="/info-center/pay-my-insurance-bill" class="navCta"><span class="icon-pay icon"></span><span>Pay My Bill</span></a>
</li>
<li class="rigth_panel_list_item">
<a class="navCta" href="https://customer.selective.com/apps/SelectiveWeb/#_frmRACU" target="_blank" title="Opens in a new window"><span class="icon-claim icon"></span><span>Report a Claim</span></a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
<div class="bottom_nav_level_1 level1">
<a href="/info-center"><span>Info Center</span></a>
<div class="bottom_nav_container">
<a href="javascript:;" class="close_ico_menu"><span class="icon-close"></span><span class="invisible">Click here to close</span></a>
<div class="container-fluid">
<div class="row">
<div class="bottom_nav_level_2 left_panel col-md-8 long_menu three_item">
<div class="bottom_nav_column first_column">
<div class="bottom_nav_level_2 level2 has_children single_item"><a href="/info-center/pay-my-insurance-bill"><span>Pay my Insurance Bill</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/pay-my-insurance-bill/pay-my-insurance-bill-faq"><span>Pay my Insurance Bill FAQ</span></a></div>
<div class="bottom_nav_level_2 level2 has_children single_item">
<a href="/info-center/get-social" target="_blank"><span>Get Social</span></a>
</div>
<div class="bottom_nav_level_2 level2 has_children single_item"><a href="/info-center/moratorium-directives"><span>Moratoriums & Directives</span></a></div>
</div>
<div class="bottom_nav_column second_column">
<div class="bottom_nav_level_2 level2 single_item"><a href="/info-center/account-management"><span>Account Management</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/account-management/online-account"><span>MySelective Online Account</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/account-management/selective-mobile"><span>MySelective Mobile App</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/account-management/paperless-billing"><span>Paperless Billing</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/account-management/digital-policy"><span>Digital Policy</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/account-management/paysync-flexible-payment-plan"><span>PaySync Flexible Payment Plan</span></a></div>
</div>
<div class="bottom_nav_column third_column">
<div class="bottom_nav_level_2 level2 has_children single_item"><a href="/info-center/value-added-services"><span>Value Added Services</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/value-added-services/safety-management"><span>Safety Management</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/value-added-services/about-praesidium"><span>Praesidium</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/value-added-services/nt24"><span>NT24</span></a></div>
<div class="bottom_nav_level_3 level3">
<a href="/info-center/value-added-services/selective-drive" target="_blank"><span>Selective Drive</span></a>
</div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/value-added-services/swiftclaim"><span>SwiftClaim</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/value-added-services/recall"><span>Recall</span></a></div>
<div class="bottom_nav_level_3 level3"><a href="/info-center/value-added-services/diamond-council"><span>Diamond Council</span></a></div>
</div>
</div>
<div class="bottom_nav_column right_panel col-md-4">
<ul class="right_panel_list">
<li class="rigth_panel_list_item">
<a href="/find-an-agent" class="navCta"><span class="icon-location icon"></span><span>Find an Insurance Agent</span></a>
</li>
<li class="rigth_panel_list_item">
<a href="/info-center/pay-my-insurance-bill" class="navCta"><span class="icon-pay icon"></span><span>Pay My Bill</span></a>
</li>
<li class="rigth_panel_list_item">
<a class="navCta" href="https://customer.selective.com/apps/SelectiveWeb/#_frmRACU" target="_blank" title="Opens in a new window"><span class="icon-claim icon"></span><span>Report a Claim</span></a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
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<h1 class="small">What is Risk Rating 2.0?</h1>
<div class="intro-text intro">
<p>Risk Rating 2.0 is a new pricing methodology from FEMA for flood risk. It is designed to better reflect a property’s unique flood risk while also providing rates that are easier for agents and policyholders to understand. It will
use the latest actuarial practices to set risk-based rates, allowing consumers to make more informed decisions about flood insurance and reducing the complexity for insurance agents to generate quotes. Some customers may experience
a change in premium. To make the changes more equitable, FEMA will look at detailed flood risk variables such as distance to a water source, flood frequency, flood types, and property characteristics like the cost to rebuild and
elevation. </p>
<p>Risk Rating 2.0 will be implemented on October 1,2021 for new business only. Renewal business is expected to go live on April 1, 2022 unless all program requirements are completed by August 2021, in which case renewal business may
begin to be issued on October 1,2021 based upon the effective date of the policy.</p>
<p><a href="#bottom">Click here to view the Frequently Asked Questions for Risk Rating 2.0</a></p>
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<h2>Customer Impact</h2>
<div class="image_and_copy_description rad-list">
<p><a href="https://www.fema.gov/sites/default/files/documents/fema_risk-rating-2.0-national-rate-analysis.pdf" target="_blank">According to FEMA</a>, flood policyholders see an average premium increase of $8 per month under the
current rating methodology. Risk Rating 2.0 accounts for several additional risk factors, which allows for premiums that are better aligned with the unique needs of the customer.</p>
<p>FEMA estimates that approximately 66% of policyholders will see a $0-$10 per month increase in premium, with approximately 23% of policyholders seeing a decrease of $86 per month, on average. 7% of customers may see an increase
of $10 – $20 per month more and around 4% of premiums could go up by $20 or more.</p>
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<h2>Agent Impact</h2>
<div class="image_and_copy_description rad-list">
<p>With less complexity and a clearer picture of a customer’s unique flood needs, Risk Rating 2.0 will help insurance agents quote and sell flood policies more easily. Additionally, the new methodology will provide transparency on
premium calculation, so agents can help their customers understand their flood risk and how the premium was determined.</p>
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<p>Preferred Risk Policies (PRP) are being phased out with RR 2.0. The last day for a customer to purchase a new PRP with a 30-day wait is August 31,2021. After August the policy will be rated under the RR 2.0 methodology.</p>
<p>Agents can review changes to policy forms or for more information about Risk Rating 2.0, please refer to <a href="https://nfipservices.floodsmart.gov/sites/default/files/w-21004.pdf" target="_blank">FEMA Bulletin W-21004</a>. </p>
</div>
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<h2> Risk Rating 2.0: Equity in Action </h2>
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<p>
</p>
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<a class="regularCtaBg ctaArrow" href="https://www.fema.gov/flood-insurance/work-with-nfip/risk-rating" title="Opens in a new window" target="_blank">
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<span class="invisible"> about Risk Rating 2.0: Equity in Action</span>
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<h2> Risk Rating 2.0 Agent Webinar </h2>
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<p>
</p>
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<section class="snapdown_wrapper module-section " style="padding-top:10px; padding-bottom:10px;">
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<div class="offset-md-1 col-md-10 col-12">
<h2> Frequently Asked Questions about Risk Rating 2.0 </h2>
<div class="snapdown_wrapper">
<div class="snapdownItem row first">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
What is Risk Rating 2.0?
</p>
</a>
<div id="snapdown-item-module" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Risk Rating 2.0 (“RR 2.0”) enables FEMA to set rates that are fairer and ensures rate increases and decreases are both equitable. FEMA now has the capability and tools to address rating disparities by incorporating more flood
risk variables to more accurately rate the policy.</p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
When will Risk Rating 2.0 be implemented?
</p>
</a>
<div id="snapdown-item-module-10" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>FEMA will roll out RR 2.0 in 2 phases. </p>
<ul>
<li>In Phase 1, new policies beginning October 1, 2021 and existing policies with effective dates of 10/1/2021-3/31/2022 may take advantage of decreases in their premium upon renewal once WYO systems are ready. </li>
<li>Phase 2 will apply to all remaining policies renewing on or after 4/1/2022.</li>
</ul>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
What are the new RR 2.0 rating elements and how will they be captured for new and existing business?
</p>
</a>
<div id="snapdown-item-module-11" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>The chart below provides an outline of the new elements and how they will be captured.</p>
<div class="scroll-table-container">
<table>
<tbody>
<tr>
<td><span><strong>New Rating Element</strong></span> </td>
<td><strong>New Business </strong></td>
<td><strong> Existing Business</strong></td>
</tr>
<tr>
<td> <span>Replacement Cost (RCV)</span></td>
<td> Provided by FEMA on all dwelling policies. RCV must be obtained from other sources for all other policy types.</td>
<td> An agency review of General Property policies may be necessary.</td>
</tr>
<tr>
<td> First Floor Height</td>
<td> Provided by FEMA if an elevation certificate is not provided.</td>
<td> EC rated policies will compare the information on the EC to FEMAs 1st Floor Height tool and will use the best rating scenario to rate the policy. Policies without ECs may require an agency review.</td>
</tr>
<tr>
<td> # of Floors</td>
<td> This will be a new question on the application.</td>
<td> Assumptions may be made based on existing rating information. Instances where the assumption does not work may require an agency review.</td>
</tr>
<tr>
<td> # of Prior Claims</td>
<td> Provided by FEMA</td>
<td> Provided by FEMA</td>
</tr>
<tr>
<td> Distance to flooding source (geospatial information)</td>
<td> Provided by FEMA</td>
<td> Provided by FEMA</td>
</tr>
<tr>
<td> Floor of Residential Unit</td>
<td> This will be a new question on the application.</td>
<td> An agency review will be necessary.</td>
</tr>
<tr>
<td> Construction Type (Frame, Masonry, Other)</td>
<td> This will be a new question on the application.</td>
<td> Assumptions may be made based on existing rating documents. Instances where the assumption does not work we may require an agency review.</td>
</tr>
<tr>
<td> Square Footage</td>
<td> This is a new question on the application.</td>
<td> An agency review may be necessary.</td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Will the agents have access to the geospatial information? What happens if the address does not come up when entered?
</p>
</a>
<div id="snapdown-item-module-12" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>This information will be provided by FEMA and prefilled on the application. If FEMA is unable to geocode the property, the system will provide a message indicating that the property’s latitude and longitude is required. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
How will new owners know if the property that they just purchased had a prior claim when purchasing flood insurance?
</p>
</a>
<div id="snapdown-item-module-13" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Prior claim information is a new rating element. FEMA will provide the number of claims captured in their database on the application. If the policyholder does not agree with the number of claims provided by FEMA, they can
contact FEMA’s mapping division <a href="tel:877-336-2627">877-336-2627</a>, <a href="mailto:FEMAMapSpecialist@riskmapods.com">FEMAMapSpecialist@riskmapods.com</a> to discuss further. Note that due to privacy laws, only the
policyholder/building owner can request this information. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Will there be a credit applied to the premium for having flood vents? What information must be provided as part of the application to satisfy FEMAs flood vent requirements?
</p>
</a>
<div id="snapdown-item-module-14" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>There will be a question on the application specific to flood vents. The number of vents and the squared inches they occupy is required. Based upon how this question is answered will determine the amount of any discount.
Photos and certificates are no longer required. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
How will zone changes be handled in the new program?
</p>
</a>
<div id="snapdown-item-module-15" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>If there is a change in the zone, we will need to be notified so we can determine if the change will impact the policy rating and how coverages would be applied during a claim.</p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
What do I need to do to have my existing policies with Selective rated under RR 2.0?
</p>
</a>
<div id="snapdown-item-module-16" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Selective is working to update our flood system to process renewals in RR 2.0 as quickly as possible. Once the system is ready, we will process renewals in effective date order. Only policies eligible for a premium refund
will be processed before 4/1/2022. Policies with effective dates of 10/1/2021 to 3/31/2022 that will see a premium increase will continue to be processed in the legacy system until the following term. Any policy with an
effective date of 4/1/2022 going forward will be rated in RR 2.0. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
A Recent Map Change moved my insured’s property from a V Zone to an X Zone. What guidance should I provide to my customer about flood insurance?
</p>
</a>
<div id="snapdown-item-module-17" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Although the flood zone has changed, the likelihood that the property no longer has an exposure to having a flood is minimal. The conversation with your customer should be around the value of the policy and how it can provide
coverage if the property floods. Remember that even though the zone has changed, the property’s exposure to flooding has not changed. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Will elevation certificates be required for rating?
</p>
</a>
<div id="snapdown-item-module-18" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Although the elevation certificates (EC) will no longer be required for rating purposes, information in section C, D or E can be used to determine the first floor height (FFH). If an EC is provided, FEMA will compare the
information entered from the EC to their FFH tool and select the value that provides the best rate for the customer. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Will policies still have a payment grace period?
</p>
</a>
<div id="snapdown-item-module-2" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>The 30-day renewal grace period will still apply; however, if premium is received more than 30 days after expiration then a new policy will need to be written with full risk rating applied. This means a policyholder with a
lapse may lose eligibility for any premium discounts or subsidies currently being received. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
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<p class="h4">
Will existing Preferred Risk Policies be eligible for coverage changes?
</p>
</a>
<div id="snapdown-item-module-3" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Yes, policies previously in the Preferred Risk Program will now be eligible to choose different coverage limit or deductible options upon renewal in RR 2.0. If coverage changes are required, please make your changes in the
system prior to when the renewal bill goes out (60 days prior to expiration) to avoid any confusion. If coverage changes are necessary after the renewal bill has gone out, please contact your Selective Flood underwriting team.
</p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
What can I do if I don’t agree with the values provide by FEMA’s tools?
</p>
</a>
<div id="snapdown-item-module-4" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>FEMA has not provided full guidance yet on what steps can be taken to appeal the information that their tools have provided. As we learn more, we will communicate that to you. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Will policies still be eligible for grandfathering?
</p>
</a>
<div id="snapdown-item-module-5" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>Grandfathering will no longer be a rating factor under Risk Rating 2.0 due to the move away from flood zones and Base Flood Elevations. Policies that are grandfathered today and that have a higher premium as calculated by RR
2.0 will be placed on a glide path until they reach their full premium amount. If their premium is lower in RR 2.0, they will get the lower premium when the policy renews in RR 2.0.</p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Where can I view the new rates?
</p>
</a>
<div id="snapdown-item-module-6" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>With FEMA’s move to RR 2.0, rates will be maintained by FEMA and can be found on FEMA’s RR 2.0 website under Appendix D of their Technical Documents. Although you can view the rates, you will not have access to FEMAs
algorithm to determine the premium on your own. </p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
Are maximum coverage limits changing?
</p>
</a>
<div id="snapdown-item-module-7" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>No, statutory coverage limits are not changing under Risk Rating 2.0.</p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
<span class="invisible">Click here to expand </span>
<p class="h4">
What happens if a renewal is paid between 10/1/2021 and 3/31/2022 under the Legacy rating and the insured wants to take advantage of RR2.0 rating?
</p>
</a>
<div id="snapdown-item-module-8" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>We have the ability to cancel and rewrite the policy back to the inception date if the RR 2.0 are more favorable, but will need direction from that agent.</p>
</div>
</div>
</div>
<div class="snapdownItem row ">
<a class="col-12 snapdown-title" id="" href="javascript:;">
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<p class="h4">
Are there any changes to the process in how we will quote and bind excess and private flood?
</p>
</a>
<div id="snapdown-item-module-9" class="snapdown-content col-12" style="display: none;">
<div class="snapdown-content-wrapper">
<p>RR 2.0 changes will not affect the path or process for excess or private flood quoting and binding within our flood platform.</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</section>
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<h3> Risk Rating 2.0 Forms </h3>
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<a class="business_signpost_box ctaHover" href="/~/media/Files/S/Selective-V2/documents/Flood/Dwelling_SFIP_6May21_hires.pdf" title="PDF, 246KB, opens in a new window" target="_blank">
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<span class="invisible">Click here to download </span>
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NFIP Risk Rating 2.0 Meet Our Flood Operations Team
* Selective - Your Insurance Carrier of Choice
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Home : Agents : Flood Agents : NFIP Risk Rating 2.0
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WHAT IS RISK RATING 2.0?
Risk Rating 2.0 is a new pricing methodology from FEMA for flood risk. It is
designed to better reflect a property’s unique flood risk while also providing
rates that are easier for agents and policyholders to understand. It will use
the latest actuarial practices to set risk-based rates, allowing consumers to
make more informed decisions about flood insurance and reducing the complexity
for insurance agents to generate quotes. Some customers may experience a change
in premium. To make the changes more equitable, FEMA will look at detailed flood
risk variables such as distance to a water source, flood frequency, flood types,
and property characteristics like the cost to rebuild and elevation.
Risk Rating 2.0 will be implemented on October 1,2021 for new business only.
Renewal business is expected to go live on April 1, 2022 unless all program
requirements are completed by August 2021, in which case renewal business may
begin to be issued on October 1,2021 based upon the effective date of the
policy.
Click here to view the Frequently Asked Questions for Risk Rating 2.0
CUSTOMER IMPACT
According to FEMA, flood policyholders see an average premium increase of $8 per
month under the current rating methodology. Risk Rating 2.0 accounts for several
additional risk factors, which allows for premiums that are better aligned with
the unique needs of the customer.
FEMA estimates that approximately 66% of policyholders will see a $0-$10 per
month increase in premium, with approximately 23% of policyholders seeing a
decrease of $86 per month, on average. 7% of customers may see an increase of
$10 – $20 per month more and around 4% of premiums could go up by $20 or more.
AGENT IMPACT
With less complexity and a clearer picture of a customer’s unique flood needs,
Risk Rating 2.0 will help insurance agents quote and sell flood policies more
easily. Additionally, the new methodology will provide transparency on premium
calculation, so agents can help their customers understand their flood risk and
how the premium was determined.
TRANSFORMING FLOOD RISK ASSESSMENT
Click to play video
Preferred Risk Policies (PRP) are being phased out with RR 2.0. The last day
for a customer to purchase a new PRP with a 30-day wait is August 31,2021. After
August the policy will be rated under the RR 2.0 methodology.
Agents can review changes to policy forms or for more information about Risk
Rating 2.0, please refer to FEMA Bulletin W-21004.
RISK RATING 2.0: EQUITY IN ACTION
Click here to Read More about Risk Rating 2.0: Equity in Action
RISK RATING 2.0 AGENT WEBINAR
Click here to Watch about Risk Rating 2.0 Agent Webinar
FREQUENTLY ASKED QUESTIONS ABOUT RISK RATING 2.0
Click here to expand
What is Risk Rating 2.0?
Risk Rating 2.0 (“RR 2.0”) enables FEMA to set rates that are fairer and ensures
rate increases and decreases are both equitable. FEMA now has the capability and
tools to address rating disparities by incorporating more flood risk variables
to more accurately rate the policy.
Click here to expand
When will Risk Rating 2.0 be implemented?
FEMA will roll out RR 2.0 in 2 phases.
* In Phase 1, new policies beginning October 1, 2021 and existing policies with
effective dates of 10/1/2021-3/31/2022 may take advantage of decreases in
their premium upon renewal once WYO systems are ready.
* Phase 2 will apply to all remaining policies renewing on or after 4/1/2022.
Click here to expand
What are the new RR 2.0 rating elements and how will they be captured for new
and existing business?
The chart below provides an outline of the new elements and how they will be
captured.
New Rating Element New Business Existing Business Replacement Cost (RCV)
Provided by FEMA on all dwelling policies. RCV must be obtained from other
sources for all other policy types. An agency review of General Property
policies may be necessary. First Floor Height Provided by FEMA if an elevation
certificate is not provided. EC rated policies will compare the information on
the EC to FEMAs 1st Floor Height tool and will use the best rating scenario to
rate the policy. Policies without ECs may require an agency review. # of Floors
This will be a new question on the application. Assumptions may be made based
on existing rating information. Instances where the assumption does not work may
require an agency review. # of Prior Claims Provided by FEMA Provided by FEMA
Distance to flooding source (geospatial information) Provided by FEMA
Provided by FEMA Floor of Residential Unit This will be a new question on the
application. An agency review will be necessary. Construction Type (Frame,
Masonry, Other) This will be a new question on the application. Assumptions
may be made based on existing rating documents. Instances where the assumption
does not work we may require an agency review. Square Footage This is a new
question on the application. An agency review may be necessary.
Click here to expand
Will the agents have access to the geospatial information? What happens if the
address does not come up when entered?
This information will be provided by FEMA and prefilled on the application. If
FEMA is unable to geocode the property, the system will provide a message
indicating that the property’s latitude and longitude is required.
Click here to expand
How will new owners know if the property that they just purchased had a prior
claim when purchasing flood insurance?
Prior claim information is a new rating element. FEMA will provide the number of
claims captured in their database on the application. If the policyholder does
not agree with the number of claims provided by FEMA, they can contact FEMA’s
mapping division 877-336-2627, FEMAMapSpecialist@riskmapods.com to discuss
further. Note that due to privacy laws, only the policyholder/building owner can
request this information.
Click here to expand
Will there be a credit applied to the premium for having flood vents? What
information must be provided as part of the application to satisfy FEMAs flood
vent requirements?
There will be a question on the application specific to flood vents. The number
of vents and the squared inches they occupy is required. Based upon how this
question is answered will determine the amount of any discount. Photos and
certificates are no longer required.
Click here to expand
How will zone changes be handled in the new program?
If there is a change in the zone, we will need to be notified so we can
determine if the change will impact the policy rating and how coverages would be
applied during a claim.
Click here to expand
What do I need to do to have my existing policies with Selective rated under RR
2.0?
Selective is working to update our flood system to process renewals in RR 2.0 as
quickly as possible. Once the system is ready, we will process renewals in
effective date order. Only policies eligible for a premium refund will be
processed before 4/1/2022. Policies with effective dates of 10/1/2021 to
3/31/2022 that will see a premium increase will continue to be processed in the
legacy system until the following term. Any policy with an effective date of
4/1/2022 going forward will be rated in RR 2.0.
Click here to expand
A Recent Map Change moved my insured’s property from a V Zone to an X Zone. What
guidance should I provide to my customer about flood insurance?
Although the flood zone has changed, the likelihood that the property no longer
has an exposure to having a flood is minimal. The conversation with your
customer should be around the value of the policy and how it can provide
coverage if the property floods. Remember that even though the zone has changed,
the property’s exposure to flooding has not changed.
Click here to expand
Will elevation certificates be required for rating?
Although the elevation certificates (EC) will no longer be required for rating
purposes, information in section C, D or E can be used to determine the first
floor height (FFH). If an EC is provided, FEMA will compare the information
entered from the EC to their FFH tool and select the value that provides the
best rate for the customer.
Click here to expand
Will policies still have a payment grace period?
The 30-day renewal grace period will still apply; however, if premium is
received more than 30 days after expiration then a new policy will need to be
written with full risk rating applied. This means a policyholder with a lapse
may lose eligibility for any premium discounts or subsidies currently being
received.
Click here to expand
Will existing Preferred Risk Policies be eligible for coverage changes?
Yes, policies previously in the Preferred Risk Program will now be eligible to
choose different coverage limit or deductible options upon renewal in RR 2.0. If
coverage changes are required, please make your changes in the system prior to
when the renewal bill goes out (60 days prior to expiration) to avoid any
confusion. If coverage changes are necessary after the renewal bill has gone
out, please contact your Selective Flood underwriting team.
Click here to expand
What can I do if I don’t agree with the values provide by FEMA’s tools?
FEMA has not provided full guidance yet on what steps can be taken to appeal the
information that their tools have provided. As we learn more, we will
communicate that to you.
Click here to expand
Will policies still be eligible for grandfathering?
Grandfathering will no longer be a rating factor under Risk Rating 2.0 due to
the move away from flood zones and Base Flood Elevations. Policies that are
grandfathered today and that have a higher premium as calculated by RR 2.0 will
be placed on a glide path until they reach their full premium amount. If their
premium is lower in RR 2.0, they will get the lower premium when the policy
renews in RR 2.0.
Click here to expand
Where can I view the new rates?
With FEMA’s move to RR 2.0, rates will be maintained by FEMA and can be found on
FEMA’s RR 2.0 website under Appendix D of their Technical Documents. Although
you can view the rates, you will not have access to FEMAs algorithm to determine
the premium on your own.
Click here to expand
Are maximum coverage limits changing?
No, statutory coverage limits are not changing under Risk Rating 2.0.
Click here to expand
What happens if a renewal is paid between 10/1/2021 and 3/31/2022 under the
Legacy rating and the insured wants to take advantage of RR2.0 rating?
We have the ability to cancel and rewrite the policy back to the inception date
if the RR 2.0 are more favorable, but will need direction from that agent.
Click here to expand
Are there any changes to the process in how we will quote and bind excess and
private flood?
RR 2.0 changes will not affect the path or process for excess or private flood
quoting and binding within our flood platform.
RISK RATING 2.0 FORMS
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Dwelling Form PDF
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General Property Form PDF
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Residential Condominium Building Association Policy PDF
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FEMA’s New Simple Guide for Single Family Homes PDF
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