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Submitted URL: http://optumfinancial.com/
Effective URL: https://www.optum.com/financial-services.html
Submission: On April 26 via api from US — Scanned from DE
Effective URL: https://www.optum.com/financial-services.html
Submission: On April 26 via api from US — Scanned from DE
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Health benefit accounts
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SPEND LESS ON HEALTH CARE EXPENSES
At Optum Financial, we help you save on health costs, so you have more to spend
on the things you love.
Sign in What can I buy?
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Register your new account
Pay the smarter way and save 30%
Learn about your account
Spend your account dollars
Boost your HSA balance
Transfer an HSA
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Health benefit accounts
FIND THE RIGHT ACCOUNT FOR YOU
Explore the variety of account types below and learn how they can help you make
informed choices for your health and your life.
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Save on qualified medical expenses
HEALTH SAVINGS ACCOUNTS (HSAS)
Your HSA is ready when you need it. Whether it’s prescription refills today or
health costs down the road, you’re saving smart with an HSA.
Learn more
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Save on medical and dependent care expenses
FLEXIBLE SPENDING ACCOUNTS (FSAS)
Your FSA allows you to use pretax funds for health and care costs for you and
your family. You save on every dollar you put into your FSA.
Learn more
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Help offset costs for eligible expenses
HEALTH REIMBURSEMENT ARRANGEMENTS (HRAS)
An HRA is an employer-funded account for health care expenses.
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Heading into work?
COMMUTER AND PARKING BENEFITS
Save on the cost of commuting to work by paying with pretax money.
Learn more
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Improve your work-life balance
LIFESTYLE SPENDING ACCOUNTS
Employer-funded assistance for expenses can help improve your work-life balance.
Learn more
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HSA-FSA card
PAY THE SMARTER WAY
Your HSA-FSA card is the fastest and most convenient way to pay for everything
from bandages and braces, and chiropractors to contacts. Plus you save up to
30%* since you’re using pre-tax dollars.
It’s easy to find qualified HSA and FSA products at your favorite retailers like
Optum Store, Walmart and Amazon.
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USE YOUR HEALTH ACCOUNT DOLLARS WISELY
Use our tools to help you save, pay and invest for your health care from now
into retirement.
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HSA CALCULATOR
Find contribution details and how savings may grow over time.
Calculate savings
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RETIREMENT CHECKUP
Estimate your health care costs during retirement so you can be prepared.
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QUALIFIED EXPENSES
Use our qualified medical expense search tool to find out what expenses qualify.
View expenses
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FSA CALCULATOR
See how much you can save on eligible health and day care expenses.
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HSA-FSA CARD: PAY THE SMARTER WAY
Learn more about the convenient way to pay for qualified expenses.
Watch video
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BOOST YOUR HSA BALANCE
Take full advantage of your HSA tax benefits by contributing the maximum.
Manage contributions
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COMMUTER BENEFITS OVERVIEW
Learn how you could save thousands of dollars — or more — with pretax funds.
Watch video
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Use your HSA/FSA dollars
THE OPTUM STORE — YOUR DESTINATION FOR ELIGIBLE PRODUCTS
The Optum Store makes it easy to find what products and services are eligible.
Check out using your HSA or FSA card and skip the paperwork, plus, you save up
to 30%* because you’re using pre-tax dollars.
Use code OPTFSA7 with your FSA to receive a 7% discount.
Use code OPTHSA5 with your HSA to receive a 5% discount.
Shop now
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WE'RE HERE TO HELP
Whether you’ve just opened your account or you’re preparing to retire, our
resources make it easy to save, pay and invest in your future.
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HSA-FSA CARD: PAY THE SMARTER WAY
Watch this video to learn more about the smart and convenient way to pay for
everyday health items.
Watch video Browse qualified expenses
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Article
Start saving today by boosting your HSA balance
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Explore investment options to help meet your financial goals
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CUSTOMER SUPPORT
Our customer support center is available for assistance 24/7 at 1-877-292-4040.
Email us today
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USE YOUR HEALTH ACCOUNT DOLLARS
Save money by using your health account dollars on qualified medical expenses.
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Optum Store
SHOP ELIGIBLE PRODUCTS
Optum Store makes it easy to find eligible expenses. Shop using your HSA or FSA
card to save 30%* since you’re using pretax dollars.
Shop now
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Eligible expenses
WHAT CAN I BUY?
Does your expense qualify? Use our qualified expense search tool to find out
what expenses you can spend your HSA and FSA dollars on.
View expenses
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*Savings compares using pre-tax income in your health benefit account (HSA, FSA)
to using after tax income for purchases and assumes a 30% combined tax rate from
all applicable federal, state, and FICA taxes. Results and amount will vary
depending on your circumstances.
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--------------------------------------------------------------------------------
Health savings accounts (HSAs) are individual accounts offered through Optum
Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank
Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum
Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured
institution. HSAs are subject to eligibility requirements and restrictions on
deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may
reduce earnings on account.
Flexible spending accounts (FSAs), dependent care assistance programs (DCAPs),
and health reimbursement arrangements (HRAs), (collectively, “Employer-Sponsored
Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc.
or ConnectYourCare, LLC (collectively, "Optum Financial") and are subject to
eligibility and restrictions. Employer-Sponsored Plans are not individually
owned and amounts available under the Employer-Sponsored Plan are not FDIC
insured.
This communication is not intended as legal or tax advice. Federal and state
laws and regulations are subject to change. Please contact a legal or tax
professional for advice on eligibility, tax treatment, and restrictions. Please
contact your plan administrator with questions about enrollment or plan
restrictions.
The promotional code OPTFSA7, OPTHSA5 and OPTHRA7 cannot be applied to
previously placed orders, and cannot be combined with other promotional codes.
Additionally, the code cannot be used for prescription drugs or virtual care
visits. Promotional codes are not transferable or redeemable for cash or credit.
To apply a promotional code you must enter it prior to completing the order.
Free and expedited shipping offers do not apply to shipping outside of the
contiguous United States. Additional shipping restrictions may apply. The Optum
Store is an affiliate of the UnitedHealth Group family of companies.
Your employer sponsored plan may exclude reimbursement for certain categories of
items. Check your plan document and summary plan description or contact your
benefits department for specific coverage details.
© 2023 Optum, Inc. All rights reserved. Stock photos used.
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