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WMCHEALTH EMPLOYEE BENEFITS

We are pleased to offer a comprehensive benefits program, that offers you choice
and flexibility, so you can take charge of your physical, financial, and
emotional well-being. For detailed information about each of the benefits plans
and programs available to you and your family, please click on the down arrow
for each benefit listed below.

NEW HIRE ENROLLMENT

There are two ways to elect benefits:

 * Enroll online at WMCHealth.bswift.com
   * Username: Your Employee ID Number
   * Password: Last four digits of your Social Security Number
 * With the Support of a Benefit Counselor
   * Visit HealthAlliance.MyBenefitsAppointment.com
   * Or call 855.725.7934, Monday - Friday, from 8 a.m. - 5 p.m. Eastern to
     schedule your appointment by phone
     
     Speak with a benefit counselor to learn more about your benefit options.
     Counselors are available by phone. Bilingual support is also available.
     During your individual appointment, the counselor will:
     * Review your benefits options
     * Answer questions and provide additional information
     * Enroll you in your benefit selections

Schedule an Appointment

MEDICAL & RX ▼

WMCHealth offers premier healthcare benefits to eligible employees and their
families for medical and prescription drug coverage. In addition, we offer a
network of over 1100 physicians and 9 facilities to choose from. WMCHealth’s
providers are referred to as “Home Host”, offering care close to home and within
our network. If you choose one of our Home Host physicians and/or 12 facilities,
your benefits under the WMCHealth medical plan are covered at very low copays,
no deductibles, no coinsurance and often at 100%. 

 * Find a Doctor, ID Card & Contact Info (Aetna)
 * $0 Copay Preventative Rx List
 * Prudent Rx flyer
 * PrudentRx Specialty Rx List
 * For those taking specialty drugs
 * Aetna Mobile App

Summary of Benefits and Coverage

 * St. Mary’s
 * Margaretville & Mountainside

Additional Resources:

 * Teladoc Health Overview
 * Aetna One Choice: Ongoing Nurse Support & Coaching
 * Aetna Concierge Program
 * Aetna Discount Programs
 * Aetna Enhanced Maternity Program
 * Aetna Maternity Support Center
 * Aetna Mobile App
 * 24-Hour Nurse Line
 * Resources for Living Wellness Calendar
   * Employer/organization username: WMC Health
   * Access code: EAP

PrudentRx is a third-party vendor that administers the specialty copay card
program integrated with Aetna's pharmacy benefits offering.


Same-Day Cardiac Appointments
Did you know about WMCHealth’s Same-Day Cardiac Appointment Program?
Call 914-909-6917. Plus, stay one step ahead of heart disease and lower your
risk of heart problems with the Cardiovascular Health Promotion and Disease
Prevention Program. Call 914-909-6922.

FIND A HOME HOST PHYSICIAN OR HOSPITAL ▼

Find a Home Host Physician or Hospital

Directory of Health Care Professionals

DENTAL ▼

2025 Dental Coverage
The dental plan is administered by MetLife. MetLife’s Preferred Dentist Program
allows you to choose from thousands of participating general dentists and
specialists nationwide. Plus, you will enjoy lower out-of-pocket costs for
in-network services, freedom to use any dentist, and less paperwork. Dental ID
cards can be accessed at metlife.com/dental.


 * Dental Low Plan Summary
 * Dental High Plan Summary


Find a Provider: 

 1. Click here to find a dentist
 2. Select PDP Plus under Your Network
 3. Enter your zip code and select the Find button.
 4. You will then be prompted to select your plan from the list. The plan name
    is MET185.
 5. You can print the results, download them, or send them to an email address

 

2024 Dental Coverage
We are pleased to provide dental coverage through Cigna Dental. Cigna’s network
includes hundreds of dentists. Plus, Cigna’s Brighter technology helps you find
high-quality dentists in your area. You can also nominate your preferred dentist
for Cigna, if not listed, by completing the form below.

 * Cigna Dental High Plan
 * Cigna Dental Low Plan
 * Cigna Oral Health and Obesity
 * Dental Brighter Technology
 * Dental Provider Nomination Form

You will not automatically receive a dental ID card in the mail. You have
immediate access to your digital ID cards and proof of coverage anytime you need
them, right from myCigna.com or the mobile app. 

VISION ▼

2025 Vision Plan
The vision plan is administered by MetLife Vision through the Superior Vision
network. The vision plan card can be accessed at metlife.com/vision.

 * Plan Summary

 

2024 Vision Plan

 * Ameritas Focus Plan Summary
 * Ameritas Vision Perfect Plan Summary
 * Ameritas ViewPointe Plan H Summary

2024 PREMIUMS ▼

 * Your 2024 Premiums

2025 PREMIUMS ▼

 * HAHV-Margaretville
 * HAHV-Margaretville UFCW
 * HAHV-Mary’s Non Rep
 * HAHV-Podiatry
 * HAHV-SEIU

ADDITIONAL BENEFITS ▼

 * Accident Insurance: When you suffer an accident such as a burn or broken
   bone, Accident Insurance provides a lump-sum cash benefit based on your
   injury(s) and the treatment you receive. These benefits are paid on top of
   what your health insurance covers, and can be used at your own discretion. 
   * Plan Summary
   * Preparing for the Unexpected
   * WMC Health Hot Sheet
   * Video: How to File a Claim
   * Video: Program Overview
     
     
 * Critical Illness Insurance: This plan provides a lump-sum cash benefit to
   help pay for out-of-pocket medical expenses or any other bills that need
   attention, including rent or groceries. Covered conditions include heart
   attack, major organ failure, kidney failure, stroke, cancer, and more.  
   * Plan Summary
   * Video: How to File a Claim
   * Video: Program Overview

 * Hospital Indemnity Insurance: Even with health insurance, a stay in the
   hospital can quickly become costly as out-of-pocket charges begin to add up.
   Hospital indemnity insurance can reduce the financial and emotional stress of
   a hospital stay by providing a lump-sum cash benefit directly to you that can
   be used however you need. 
   * Plan Summary
   * Preparing for the Unexpected
   * WMC Health Hot Sheet
   * Video: How to File a Claim
   * Video: Program Overview
     
     
 * Universal Life Insurance with Long-Term Care: Universal Life Insurance
   protects your family members with a death benefit that can be used any way
   they choose, such as mortgage or rent, education for children, debt, and
   final expenses. This policy also includes “living benefits” that allow
   policyholders to accelerate a portion of the life insurance death benefit if
   diagnosed by a physician as chronically or terminally ill. These extra
   “living benefits” can be used to help pay expenses from an unexpected medical
   crisis and help alleviate the worry of future financial problems.
   * Plan Summary
   * Video: Program Overview
     
     
 * Basic Life and AD&D Insurance: Term life insurance can help you in so many
   ways, like covering everyday expenses, paying off debt, and protecting
   savings. Accidental death and dismemberment (AD&D) insurance provides
   additional benefits if you die or suffer a covered loss in an accident, such
   as losing a limb or your eyesight. 
   * Plan Summary
     
     
 * Voluntary Life and AD&D Insurance: Voluntary Life and AD&D are available in
   addition to your employer-provided Basic Life and AD&D. You may purchase life
   insurance for your spouse and dependents only if you purchase coverage for
   yourself. Benefits are payable to your beneficiary, so be sure to keep your
   beneficiary designation up to date.
   * Voluntary Life Plan Summary
     
   * Voluntary AD&D Plan Summary
     
     
 * Voluntary Short-Term Disability Insurance: Provides a cash benefit when you
   are out of work for up to 24 weeks due to injury, illness, surgery, or
   recovery from childbirth.
   * Plan Summary
     
     
 * Long-Term Disability Insurance: You always have bills to pay, even when you
   can’t get to work due to injury, illness, or surgery. Long-term disability
   insurance helps you make ends meet during this difficult time.
   * Plan Summary
     
     
 * Longevity Life: Longevity Life powered by DNA NAV provides affordable access
   to cutting-edge genetic testing and precision health services, offering a
   unique opportunity to understand your health at a deeper level. 
   * Program Overview
     
     
 * Care.com: This employee benefit helps manage your family care needs while
   balancing work. The program provides services such as childcare, school
   support, senior care, housekeeping, and special needs care to families. Visit
   Care.com to get started.
   * Program Overview
   * Video: How to enroll in your Care benefits
   * Video: How to make a Backup Care reimbursement claim
   * Video: Booking a sitter through Care.com
   * Your Care.com Benefits
   * LifeMart Employee Discounts
   * Care Specialists Flyer
   * Errand Helpers Flyer
   * Care.com Membership FAQ
   * Get the Care.com Mobile App
   * How to Access Care Specialists
   * Care.com Membership Information 

 * Employee Assistance Program (EAP): Lincoln Financial Group offers the
   EmployeeConnect program, a mobile app, and website, for you and your family
   members. EmployeeConnect gives you connections to information about life
   events when you need it, counseling sessions (up to 5), coping strategies,
   and even discounts! Join EmployeeConnect and explore these new resources, all
   at no cost to you!
   * Plan Summary
   * GuidanceResources Mobile App
     
     
 * LifeKeys: No matter how well you plan, unexpected challenges will arise. When
   they do, help and support are nearby — thanks to LifeKeys services from
   Lincoln Financial Group. Click here to learn more.

 

2024 Lincoln Financial Group Benefits
Effective January 1, 2025, Aetna will replace Lincoln Financial Group as the
Accident Insurance provider.

 * Accident Insurance through Lincoln Financial Group

FLEXIBLE SPENDING ACCOUNT (FSA) ▼

The Flexible Spending Account allows employees to take advantage of the
provisions in Section 125 of the Internal Revenue Code. This Code section
provides that payroll deductions for health insurance, dental insurance, life
insurance, and child care will be taken on a before-tax basis. This plan must
always comply with the latest requirements of the IRS code and therefore changes
may occur without notice.

 * Eligible Expenses for Your Flexible Spending Account
 * How Your FSA Account Works
 * How Your Dependent Care FSA 
   Works
 * How Your Optum Financial Payment Card Works

RETIREMENT ▼

 * Your Empower Retirement Resources

EMPLOYEE DISCOUNTS ▼

Fitness, Communication, Local Discounts, and more for you and your Family!

WESTCHESTER MEDICAL CENTER LOCAL DISCOUNTS (VALHALLA, WESTCHESTER AREA)

 * Casa Tequila Cocina & Bar
 * Esposito’s Ristorante & Pizzeria
 * Rose Hill Deli
 * The Sandwich Spot
 * Sweet and Savory
 * Thornwood Cleaners
 * Town & Country Cleaners
 * Canaan Cleaners
 * Invito Restaurant
 * Saveway Cleaners

CHARITY LOCAL DISCOUNTS (SUFFERN, WARWICK & PORT JERVIS AREA)

Bon Secours Community Hospital (Port Jervis Area):

 * Ben’s Fresh
 * Bagel Station Deli


Good Samaritan Hospital (Suffern Area)

 * Valu Rite Cleaners
 * Bagel Boys Cafe
 * Lavagna
 * Forgia Brick Oven Pizzeria
 * Il Villaggio Pizza

St. Anthony Community Hospital (Warwick Area)

 * Dream Donuts
 * SOHO Salon

 

MIDHUDSON REGIONAL HOSPITAL LOCAL DISCOUNTS (POUGHKEEPSIE AREA)

 * Flores Tapas Bar
 * Lolas Cafe
 * Savona’s Trattoria
 * North River Roasters 

HEALTHALLIANCE LOCAL DISCOUNTS (KINGSTON AREA)

 * Casa Villa Mexican Restaurant
 * Frank Guido’s Little Italy
 * Joe Beez
 * Savona’s Trattoria
 * Scanlon's Cleaners

MARGARETVILLE HOSPITAL AND MOUNTAINSIDE RESIDENTIAL CARE CENTER LOCAL DISCOUNTS

 * Oakley's Wood Fire Pizza and Grill
 * The Ark Bowl & BBQ
 * Carolann's Cuisine

 

GYM AND FITNESS DISCOUNTS

Bon Secours Community Hospital:

 * Insane Fitness 
 * Karate Quest Dojo

Good Samaritan Hospital:

 * Retro Fitness (Pearl River & Tappan)
 * Rockland County YMCA

HealthAlliance Hospital:

 * MAC Fitness
 * Studio 9 Fitness

MidHudson Regional Hospital:

 * CrossFit MidHudson
 * Powerhouse Gym
 * Gold's Gym (Fishkill & Lagrange)
 * Pure Physique

Westchester Medical Center


 * 9One4 CrossFit
 * Hydrogen Fitness
 * The Westchester Gym
 * Bodies By Colotti
 * PhatBurn

Networkwide:

 * Orange Theory
 * Crunch Fitness
 * Pure Physique
 * Active By Pop Sugar
 * Daily Burn
 * Fight Camp
 * NY Sports Club
 * 24 Hour Fitness








MORE DISCOUNTS

 * AT&T
 * Bottini Fuel
 * Communications Discounts
 * Corporate Offers
 * Employee Connect
 * GuidanceResources Mobile App
 * KoscoHeritage Heating Oil
 * Liberty Mutual Home/Auto Insurance Discount
 * Mid-Hudson Valley Federal Credit Union
 * Perks At Work
 * P.C. Richard & Son Flyer
 * Sam's Club
 * Verizon
 * Verizon Connections

In addition, remember that if you are covered under WMCHealth’s life and
disability benefits, you have more discounts with EmployeeConnect, a free app
with Lincoln Financial Group. Discounts up to 60% on tickets and events with
Working Advantage, free shipping with QVC and more!

 * www.GuidanceResources.com with User ID: LFGSupport and User Password:
   LFGSupport1. Or
 * Download the app by searching GuidanceResources and select GuidanceNow with
   the same User ID and password!

MEDICARE & COBRA ALTERNATIVE HEALTH SOLUTIONS ▼

You now have access to tailored health coverage options, including individual
health plans, Medicare, and COBRA alternatives. This service provides
personalized assistance to help you find coverage that fits your needs and
budget. Explore WMC’s dedicated portal through Alternative Health Solutions, or
connect with a licensed advisor by calling the exclusive WMC line at
1-833-202-8142 today.

Additional Resources: 

 * Medicare Support Overview
 * Medicare Enrollment Guide
 * COBRA Support Overview
 * COBRA Enrollment Guide
 * LIG Solutions IFP Enrollment Support

WMCHEALTH WELLNESS FOR OUR WORKFORCE

At WMCHealth, we care deeply about the well-being of our employees, and we
believe that a healthy and balanced lifestyle is essential for both personal and
professional success. The weCARE Wellness Initiative focuses on 5 main pillars
of well-being.

Learn More