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 * Services
   * Income Protection Planning
   * Life Insurance
   * Long Term Care
   * Disability Insurance
   * Longevity Health Planning
 * Resources
   * Knowledge is Power
   * Check Out My Book
   * Do You Have Holes In Your Umbrella?
 * Blog
 * Contact
   * Eligibility Assessment

Menu
 * Home
 * About
 * Services
   * Income Protection Planning
   * Life Insurance
   * Long Term Care
   * Disability Insurance
   * Longevity Health Planning
 * Resources
   * Knowledge is Power
   * Check Out My Book
   * Do You Have Holes In Your Umbrella?
 * Blog
 * Contact
   * Eligibility Assessment

Take Action
 * Home
 * About
 * Services
   * Income Protection Planning
   * Life Insurance
   * Long Term Care
   * Disability Insurance
   * Longevity Health Planning
 * Resources
   * Knowledge is Power
   * Check Out My Book
   * Do You Have Holes In Your Umbrella?
 * Blog
 * Contact
   * Eligibility Assessment

Menu
 * Home
 * About
 * Services
   * Income Protection Planning
   * Life Insurance
   * Long Term Care
   * Disability Insurance
   * Longevity Health Planning
 * Resources
   * Knowledge is Power
   * Check Out My Book
   * Do You Have Holes In Your Umbrella?
 * Blog
 * Contact
   * Eligibility Assessment

Take Action
Does Your Protection Umbrella Protect Against All Life Events?
Let Me Check
Have You Considered All The Ways You Need To Protect Yourself And Your Loved
Ones?
Let Me Check
We Help Identify The Holes In Your Protection Umbrella And Offer Affordable
Options To Fill Those Holes.
Our Services
So if you want to get your head out of the sand, you're in the right place!
I'm Ready!
Protect to Empower
Start Today!
Does Your Protection Umbrella Protect Against All Life Events?
Let Me Check
Have You Considered All The Ways You Need To Protect Yourself And Your Loved
Ones?
Let Me Check
We Help Identify The Holes In Your Protection Umbrella And Offer Affordable
Options To Fill Those Holes.
Our Services
So if you want to get your head out of the sand, you're in the right place!
I'm Ready!
Protect to Empower
Start Today!
Does Your Protection Umbrella Protect Against All Life Events?
Let Me Check
Have You Considered All The Ways You Need To Protect Yourself And Your Loved
Ones?
Let Me Check
We Help Identify The Holes In Your Protection Umbrella And Offer Affordable
Options To Fill Those Holes.
Our Services
So if you want to get your head out of the sand, you're in the right place!
I'm Ready!
Protect to Empower
Start Today!

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CLEAR SOLUTIONS INSURANCE SERVICES



An empowering protection plan beats a story and excuse every time.

Clear Solutions Insurance Services is here to educate and empower you with
income protection planning, providing you with the proper knowledge, confidence,
and tools to help protect your greatest asset: YOURSELF. For over 30 years, we
have been empowering people to prepare for “life happens” events, serving as an
insurance broker across Colorado. Not only are we dedicated to helping you find
the right insurance plan for your family, but we have a wide range of free and
value-filled education resources, so that you can learn how to protect and
preserve your financial future.

Take The First Step to Empowerment



WHAT IS INCOME PROTECTION PLANNING?



Health insurance can help cover your medical costs, but it may not be enough
when you have to pay other bills. Without your income, you may be unable to pay
your mortgage and other expenses. Many families cannot afford to pay their bills
without both spouses working full-time. The most valuable asset you have is your
ability to earn an income. What would you do if you get sick or hurt and can no
longer work? What would your family do?

This video illustrates a simple exercise on how to determine your financial
vulnerability to a “Life Happens Event.”

You can’t predict when a “life happens” event occurs, like unexpected death,
disability, need for care, or shortfalls in health coverage. But planning for
the unexpected is one of the best ways to ensure your income is protected.
Whether you experience a health crisis or even death, we know that you want your
family to be taken care of.

Clear Solutions Insurance Services can design an affordable income protection
plan for you based on your family’s individual needs, whether that involves life
insurance, long-term care planning, disability insurance, filling health
insurance gaps, or simple education to help you make the right financial
choices.

Protecting your income allows you to keep your family in the lifestyle they are
accustomed to, no matter what happens.

Learn More About Income Protection Planning


INCOME PROTECTION PLANS MADE FOR YOU


LIFE INSURANCE

Life insurance is improperly labeled; it is really death insurance since it
helps your beneficiaries by providing a lump sum after your death. Clear
Solutions Insurance Services provides guidance on the right death coverage, but
also educates clients on the empowerment of “Living Benefits Insurance,” which
provides access to death benefit proceeds for critical, chronic, and terminal
illness. Having life insurance means knowing your family can stay in their home
and pay their bills. Having living life insurance means that funds can be
available before you die. We can assist you with planning and deciding on a life
insurance policy that is right for you, one that will benefit you and your
family whether you’re gone or not.
Learn More


LONG-TERM CARE INSURANCE

Long-term care insurance provides funding for services such as in-home care,
assisted living, and memory care. A high percentage of older adults will require
long-term care at some point throughout their lifetime. You can financially
prepare for an uncertain future by investing in this empowering coverage. There
are several options to consider.
Learn More


DISABILITY INSURANCE

Disability insurance replaces a percentage of your income when you can’t work
due to an illness, accident, or injury. This type of income protection means
that you can focus on getting healthy and you can rest knowing your family is
protected during a challenging time.
Learn More


LONGEVITY HEALTH PLANNING

There are many funding gaps in today’s health coverages. Clear Solutions
Insurance Services can help fill those gaps with accident, hospitalization,
cancer, and critical illness coverages.
Learn More


MEET TOM RASMUSSEN - YOUR EMPOWERMENT CONSULTANT



As an insurance specialist for over 30 years, Tom Rasmussen knows the struggles
many families face with insurance. He has helped thousands of people with income
protection and longevity health planning strategies throughout the country by
providing guidance and education resources. At Clear Solutions Insurance
Services, we focus on your needs and how we can put together a plan that will
act in your best interest, all while educating and empowering you along the way.
We design plans based on your family’s budget and needs because we believe you
are your greatest asset.

About Us



THE FIRST STEP TOWARDS EMPOWERMENT IS KNOWLEDGE


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Our Resource Library


BE EMPOWERED WITH CLEAR SOLUTIONS INSURANCE SERVICES



With our years of commitment to helping families protect their income, we will
do everything we can to determine the coverage you need to help protect you and
your family for the future. We’re dedicated to serving you and your family, and
you can trust us to be a partner who will be by your side. Together, we will
build an income protection plan that fits your needs. Give us a call today to
schedule a consultation with Tom.

Schedule Your Empowerment Consultation
"I give my highest recommendation to Tom. His professionalism, knowledge, and
patience since day one is unparalleled. His service made me realize what I had
missed from my previous relationship and I am very thankful for his efforts. My
experience with Tom was refreshing, painless, and I'm in a far better position!"
Dan Hines
"Tom's knowledge and expertise of his field truly sets him apart. He understands
how to clearly convey various options and explains how each would most benefit
the individual in their unique circumstance. As a client, I felt confident that
I was making an informed decision for not only my current peace-of-mind but also
the benefit of my future."
Leah Lambros
"I wanted to personally thank you for giving me the peace of mind that a long
term policy brings with it. I understand the importance of what long term care
means and the fact that you personally shared the details with me as far as
coverage and terms was very enlightening."
George Romanski
"I give my highest recommendation to Tom. His professionalism, knowledge, and
patience since day one is unparalleled. His service made me realize what I had
missed from my previous relationship and I am very thankful for his efforts. My
experience with Tom was refreshing, painless, and I'm in a far better position!"
Dan Hines
"Tom's knowledge and expertise of his field truly sets him apart. He understands
how to clearly convey various options and explains how each would most benefit
the individual in their unique circumstance. As a client, I felt confident that
I was making an informed decision for not only my current peace-of-mind but also
the benefit of my future."
Leah Lambros

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Clear Solutions Insurance Services is here to educate and empower you with
income protection planning, providing you with the proper confidence, knowledge,
and tools to help protect your greatest asset: you.


NAVIGATE

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 * Knowledge is Power
 * Buy My Book


OUR SERVICES

 * Income Protection Planning
 * Life Insurance
 * Long Term Care
 * Disability Insurance
 * Longevity Health Planning


CONTACT US

 * (800) 798-7490
 * Tom@CSIM4U.com

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