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Effective URL: https://www.liferaft.co/company/
Submission: On May 09 via api from US — Scanned from DE

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Text Content

 * Products
   
   HRA
   
   Employee healthcare reimbursement
   
   Hospital
   
   Cash benefits for hospital stays
   
   Critical Illness
   
   Cash benefits for serious illness diagnoses
   
   Accident
   
   Reimbursement for medical expenses from an accident
   
   Dental
   
   Affordable, comprehensive dental care
   
   Vision
   
   Easy eye care at a low cost

 * Partnerships
   
   Broker (Ind.)
   
   Broker (Group)
   
   PEOs
   
   Digital Health Companies

 * For Employers
   
   HRA
   
   HRA Pricing
   
   Small Business Benefits
   
   HRAs for Large Groups

 * Company
   
   About
   
   Blog
   
   Careers
   
   Contact Us

Login


TAKE CONTROL OF YOUR HEALTHCARE—FLEXIBLE AND COMPREHENSIVE COVERAGE FOR LESS

Our employer and individual plans are simple to set up and can be customized to
meet your unique coverage needs.


WHAT ARE YOU LOOKING FOR?

Employer Plans Individual Plans Learn More View Plans & Pricing

Liferaft Benefits help employers save on healthcare costs and expand the
coverages available for their teams.

Coverages that help you pay for health expenses such as hospital stays, medical
treatments for critical illnesses, dental fillings, and more.



liferaft benefits


CUSTOMIZABLE, AFFORDABLE, 100% DIGITAL SOLUTIONS TO GROUP HEALTH INSURANCE

Liferaft Benefits help employers save on healthcare costs, expand their benefits
to cover specialty care, and design custom benefit solutions that work for
remote and scaling teams.

Contact us to get started today.

Learn More
View HRA Pricing


WE HELP BUSINESSES...

Offer equivalent health coverage for $150K less.

Learn more

Support fertility and mental health care costs.

Learn more

Give remote teams more flexibility in their health plan.

Learn more

Offer health benefits for the first time.

Learn more


OUR CUSTOMERS LOVE US.

The Liferaft team is incredibly friendly, communicative, and supportive.

The entire staff is very reliable. I've never had a situation where there was an
issue I couldn't resolve.

— Johnny, Liferaft client

I know I’ll get medical bills even though I have health insurance.

Knowing my Liferaft policy pays cash benefits means I have less to worry about.

— Bobby, Liferaft client

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WHY EMPLOYERS CHOOSE A LIFERAFT HRA


AVAILABLE FOR ALL EMPLOYERS

With Liferaft, simply set a monthly benefit allowance and employees can use
their benefits on any qualified medical expense they choose, without facing
annual rate hikes or strict requirements.


COST-EFFECTIVE

With a Liferaft HRA, you can fund all or part of your employees' health
insurance costs with pre-tax dollars, freeing up budget without sacrificing
benefits.


FLEXIBLE

Employees choose how to use their benefits, rather than being stuck in a
one-size-fits-all group health insurance plan. This flexibility allows employees
to tailor their coverage to fit their personal health, budget, and family
situation.




YOUR GUIDE TO FLEXIBLE & AFFORDABLE BENEFITS — DOWNLOAD NOW.

Group health can be complex, restrictive, and costly. Liferaft offers something
different.

Liferaft’s 2023 Whitepaper on HRAs is the most comprehensive guide available,
giving you what you need to determine if an HRA makes sense for your business.



What is an HRA? | HRA Requirements & Features | Eligible HRA Expenses | When an
HRA Makes Sense | Different HRA Types | States Where HRA Works Best

For Individuals


PROTECT YOURSELF FROM UNEXPECTED HEALTHCARE COSTS

Employer and individual health plans don't always provide the coverage you
expect when accidents and other health events occur.

Supplemental insurance fills these gaps, extending a safety net to help cover
hospital stays, treatment for critical illness, care from out-of-network
providers, and more.

View Plans & Pricing

Learn more about our individual plans:

Hospital

Critical Illness

Accident

Dental

Vision


QUESTIONS?

Connect with our sales and support team to get started.

Contact Us

We guarantee a response within 1 business day.

 * 
 * 
 * 

OUR PRODUCTS

HRA Accident Critical Hospital Dental Vision Products FAQ

PARTNERS

Brokers (Ind.) Brokers (Group) PEOs Employers Digital Health Companies

COMPANY

About Blog Careers Contact Us

LEGAL

Licenses Privacy Terms

INSURANCE PRODUCTS ARE SOLD BY LIFERAFT INSURANCES SERVICES, LLC A LICENSED
INSURANCE PRODUCER WITH CALIFORNIA LICENSE #6003070 AND NATIONAL PRODUCER NUMBER
#17313354. LIFERAFT INSURANCE SERVICES, LLC IS A LICENSED PRODUCER IN ALL 50
U.S. STATES AND DC WITH ITS PRINCIPAL PLACE OF BUSINESS AT 251 RHODE ISLAND
STREET, SUITE 107, SAN FRANCISCO CA 94103.

LIFERAFT RISK TECHNOLOGIES IS A FINANCIAL TECHNOLOGY COMPANY AND IS NOT A BANK.
BANKING SERVICES PROVIDED BY BLUE RIDGE BANK; MEMBER FDIC. THE LIFERAFT VISA®
DEBIT CARD IS ISSUED BY BLUE RIDGE BANK PURSUANT TO A LICENSE FROM VISA U.S.A.
INC. AND MAY BE USED EVERYWHERE VISA DEBIT CARDS ARE ACCEPTED. SEE THE TERMS AND
CONDITIONS FOR MORE DETAILS.



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