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Skip to the content RATEZIP.COM Menu * Sponsored Close Menu * Advertising Disclosure * Get Easily Matched with a Financial Advisor * Is a Reverse Mortgage Right for You? * Network Members * Search Results * Terms of Service THIS THREE-STEP PROGRAM CAN FREE YOU FROM DEBT * Post author By LeeAnn Reynolds * Post date National Debt Relief Can Help You Get Out Of Debt As Soon As 2025 * Reduce Debt * Consolidate Payments * Be debt free in 24 to 48 months! Debt is an overwhelming problem for many people. Over 189 million individuals in the United States struggle with unsecured debt, totaling over $900 billion. If you’re struggling with debt, surmounting it can seem almost impossible. Thankfully, programs exist to help those facing financial problems due to their debt. One company that has programs such as these is National Debt Relief. Founded in 2009, National Debt Relief has helped more than 600,000 clients get out of debt and get their finances back on track. Keep on reading to learn more about National Debt Relief and see if you qualify for savings! National Debt Relief does just what its name says – they provide debt relief options to consumers on a national level. If you have $10,000 or more of unsecured debt, you may be able to benefit from working with National Debt Relief. Through their individualized relief options, qualified individuals may be able to reduce their debt, consolidate multiple payments into one easy payment, and be free of their debt in as soon as 24 to 48 months! You can get a free, no-obligation consultation to learn more about National Debt Relief and see if their debt relief options are right for you. You can even find out your potential savings without impacting your credit score! REDUCING YOUR DEBT WITH NATIONAL DEBT RELIEF So how does National Debt Relief work? After speaking with one of their specialists and explaining your unique financial situation, National Debt Relief will match you with a personalized debt relief option. This is typically debt consolidation, where multiple debts are combined into one, easy-to-manage debt, or reducing the amount of debt that you owe by negotiating with your creditors. National Debt Relief is 100% success-based, meaning that they won’t get paid until you have found a solution for your debt. This means that they need to help you and your creditor agree on new terms for your debt and reduce the amount that you owe, and have you start making payments towards your newly-agreed upon terms. Once these conditions have been met, National Debt Relief may collect a fee of between 15% to 25% of your debt balance at the time at which you enrolled, but this varies by state. Previous clients of National Debt Relief have saved thousands of dollars, paid off their debts in two to four years, and had their total debt reduced by up to 38%! Multiple success stories can be viewed on their website. It’s important to note that past results are not indicative of future success, and that the savings listed do not include National Debt Relief’s success-based fees. That being said, with 46,954 reviews and a ConsumarAffairs rating of 4.83, National Debt Relief has proven that it has excellent customer service and wants its customers to be successful! IS DEBT RELIEF RIGHT FOR YOU? To learn more about debt relief, schedule your free, no-obligation consultation now. Just follow the steps below: Step One: Choose your state. Step Two: Fill out National Debt Relief’s online consultation form. Step Three: Figure out how much National Debt Relief can help you save. Choose Your State: * Tags Consolidation, debt, Debt relief, savings -------------------------------------------------------------------------------- * Post author By LeeAnn Reynolds * Post date 2023: It Now Makes Sense to Convert Your Home to Solar Example based on real customer savings Electricity companies are losing out on thousands of their customers’ dollars thanks to the Solar Saver Program. Because the Federal Solar Tax Credit can allow you to receive thousands of dollars for your solar panel installation, it’s possible for you to get solar panels for your home for as low as $0 down. Solar energy has long been promoted as an environmentally friendly option, but recent governmental programs have caused the price of solar panel installation to drop drastically. Now solar energy isn’t just a benefit for the environment – it’s also a huge source of savings for American homeowners! The State and Federal governments have worked together to promote solar powered homes and offer thousands of dollars in tax credits to qualified homeowners. This can offset the cost of installing new solar panels by as much as 100%! Most homeowners don’t realize that thanks to these government rebates and incentives, they can benefit from solar energy for as low as $0 down and $0 out of pocket. To see if you qualify, visit the Solar Saver program, answer a few short questions, and compare current electricity costs with the benefits of going solar. AM I ELIGIBLE TO GET SOLAR PANELS FOR $0 OUT OF POCKET Finding out whether or not you qualify is easy, free, and takes just a few minutes! Just follow the steps below: Step 1: Choose your state below. The following states may qualify for savings. Step 2: Go to the Solar Saver Program and answer a few short questions. Step 3: Compare your current electricity bill with your potential savings. Choose Your State: DO THESE PROGRAMS REALLY WORK? Advances in technology and production have made solar panels much more affordable than they were even just ten years ago. Couple that with the Solar Saver Program and going solar has never been this easy or low cost! More than 90 million homes qualify to get solar panels for $0 down, making solar energy available to those who may not have been able to afford it previously. Powering your house with solar energy can let you start saving even more! If you qualify, you can reduce the cost of installing solar panels to as low as $0 down. Many Americans have already taken advantage of this program and are now saving thousands of dollars each year! Don’t wait until tax incentives have run out – check now to see if you qualify and start saving! -------------------------------------------------------------------------------- GOVERNMENTAL PROGRAM ALLOWS HOMEOWNERS TO GO SOLAR FOR $0 OUT OF POCKET * Post author By LeeAnn Reynolds * Post date 2023 Savings When Going Solar Are Better Than Ever Before Example based on real customer savings Electricity companies are losing out on thousands of their customers’ dollars thanks to the Solar Saver Program. Because the Federal Solar Tax Credit can allow you to receive thousands of dollars for your solar panel installation, it’s possible for you to get solar panels for your home for as low as $0 down. Solar energy has long been promoted as an environmentally friendly option, but recent governmental programs have caused the price of solar panel installation to drop drastically. Now solar energy isn’t just a benefit for the environment – it’s also a huge source of savings for American homeowners! The State and Federal governments have worked together to promote solar powered homes and offer thousands of dollars in tax credits to qualified homeowners. This can offset the cost of installing new solar panels by as much as 100%! Most homeowners don’t realize that thanks to these government rebates and incentives, they can benefit from solar energy for as low as $0 down and $0 out of pocket. To see if you qualify, visit the Solar Saver program, answer a few short questions, and compare current electricity costs with the benefits of going solar. DO THESE PROGRAMS REALLY WORK? Advances in technology and production have made solar panels much more affordable than they were even just ten years ago. Couple that with the Solar Saver Program and going solar has never been this easy or low cost! More than 90 million homes qualify to get solar panels for $0 down, making solar energy available to those who may not have been able to afford it previously. Powering your house with solar energy can let you start saving even more! If you qualify, you can reduce the cost of installing solar panels to as low as $0 down. Many Americans have already taken advantage of this program and are now saving thousands of dollars each year! AM I ELIGIBLE TO GET SOLAR PANELS FOR $0 OUT OF POCKET Finding out whether or not you qualify is easy, free, and takes just a few minutes! Just follow the steps below: Step 1: Choose your state. Step 2: Go to the Solar Saver Program and answer a few short questions. Step 3: Compare your current electricity bill with your potential savings. Choose Your State: -------------------------------------------------------------------------------- IF YOU’RE 50 OR OLDER, YOU CAN’T AFFORD TO MAKE THESE MISTAKES (PLUS TIPS TO SAVE FOR THE FUTURE) * Post author By LeeAnn Reynolds * Post date We may receive compensation when you use the links provided. It’s how we’re able to provide free editorial content for you and other readers. Our opinions are always our own and we hope you enjoy our article. If you’re in your 50s, chances are you’ve made your share of mistakes in your lifetime. These experiences can help you learn and better prepare for the future. But as retirement and other big milestone events draw near, there are some mistakes that you simply cannot afford! Here are some tips to save up for the future and avoid critical financial mistakes. 1. DON’T LEAVE YOUR FINANCES UP TO CHANCE Consult with a top-rated financial advisor to come up with a financial plan! In today’s world, we rely on the knowledge of others to better our own lives. From avoiding products that have 1-star reviews to looking up cooking tutorials and recipes, we turn to expert knowledge and experience for guidance. Why, then, do so many people do their own finances with minimal research or outside help? Or worse – ignore their financial futures completely? Many Americans wrongly assume that financial advisors are expensive and charge fees for services that people can just do themselves. However, most financial advisors are much more affordable than people think, and provide suggestions and resources that can be worth more than their actual fee. To help everyday consumers find financial advisors, we’ve vetted top advisors from all over the country and engineered a free quiz to match consumers with advisors based on pricing, specialties, and more! After answering some easy questions about your current financial situation, you’ll be matched with financial advisors that have been pre-screened to fulfill your needs. You’ll then have the ability to compare your matches and even contact them for a free evaluation, giving you the ability to choose the advisor that works best for you! Don’t wait – compare financial advisors today and take better care of your finances! 2. DON’T LEAVE YOUR FAMILY WITH NOTHING Instead, protect them by leaving them with up to $5 Million Dollars! As the saying goes – hope for the best, prepare for the worst. What would happen to your family if something happened to you? Could your family survive without your income, or would they be left struggling with finances in the midst of dealing with grief and loss? It’s one of those things that we hope never happens, but if the worst did happen, it’s important that your family is protected. That’s where life insurance can help. With Fabric Life Insurance, you can get covered for anywhere from $100,000 up to $5,00,000, with term lengths that last from 10 to 30 years. These plans can be as low as $7.86 per month – and the peace of mind that comes with it is well worth it. Waiting to get life insurance isn’t typically a good plan – the cost for life insurance increases the older you get, and you never know what tomorrow will bring. Why risk it? You can take a quiz to see if life insurance is right for you and start learning more now! 3. DON’T MISS OUT ON MORTGAGE SAVINGS Compare rates now to see if you could save hundreds or thousands by refinancing! If you got your mortgage when rates were higher, you could be losing out on savings by not refinancing! Refinancing to a lower interest rate or reducing your term can help you save money each month and even pay off your loan faster. This could mean hundreds or even thousands of extra dollars in your pocket over the life of your mortgage. If you’re considering refinancing, start shopping for mortgage rates today and see what you qualify for. Be sure to compare lenders in order to find the rate that works best for you. There’s no obligation, and comparing rates is free and easy! Start searching now! 4. DON’T BREAK YOUR BUDGET ONLINE SHOPPING Download this free browser extension to be automatically notified of better prices! Shopping online is easy and convenient, but it often leaves you wondering whether or not you’re getting the best price. Thankfully, this service helps stop you from overpaying online! It automatically searches other websites for the items you’re shopping for, and alerts you if it finds a better price somewhere else. It even accounts for shipping fees and delivery times! You can also use it to find coupon codes, view price history, and get price-drop alerts if you want to wait until the item is cheaper to purchase. The best part? It’s completely free! 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Click here to start comparing auto insurance companies now! -------------------------------------------------------------------------------- THESE COMPANIES CAN HELP YOU SAVE – JUST ASK! * Post author By LeeAnn Reynolds * Post date We may receive compensation when you use the links provided. Bargain hunting can be time-consuming, confusing, and sometimes down-right frustrating! Wouldn’t it be easier if companies came to you, offering low prices and great deals? Here’s a secret – they will, if you just ask! Banks, insurance companies, and more all want your business, and with a few easy steps, you can get them to show you amazing deals! Keep on reading to learn how. THIS COMPANY CAN HELP PAY YOUR CREDIT CARD BILL Not just part of your bill. Your entire bill! Credit card debt is one of the most expensive types of debts there is! That means that while you’re struggling to pay, your credit card company is getting rich. But with Fiona, you could pay your bill as fast as the next day! Fiona works by matching you with a low-interest personal loan that you can use to pay off credit card debt and pay your credit card bills. This leaves you with just one bill to pay instead of multiple, and with a lower interest rate, you can pay off your debt sooner and save money! With rates as low as 5.99%, a fast and easy online application, and over 100 providers, Fiona could help you save on your credit card bills asap! STOP OVERSPENDING WITH THIS FREE MONEY-SAVING TOOL Online shopping just got a whole lot better thanks to this new way to find instant savings! If you’re feeling the strain of inflation and increased prices (and let’s be honest – who isn’t feeling that strain?), then you’ll be happy to hear that insider experts have developed a tool to instantly compare prices and get the best available deal! Major retailers will need to match these prices in order to keep customers. And the best part? This tool is completely free and available for everyone to use! To start getting the best available prices, all you need to do is shop as you normally would after installing Capital One Shopping onto your browser. This free extension will search other websites as you shop, and notify you if it finds better prices. It’ll show you the exact same product you’re searching for, but with a better price! And if no better price can be found, it will let you know you already have the best available deal. Capital One Shopping has saved its customers millions of dollars, and it only takes a few seconds to install. Try it out, and if you don’t like it, you can easily uninstall the extension. It’s completely free, so there’s no reason to wait. SAVE ON YOUR CAR INSURANCE How long have you had your current auto insurance? While some auto insurance companies offer discounts for loyalty, many others will keep you paying the same rate or even raise your premiums if you’re not careful. That’s why it’s always smart to compare your current policy to new offers, to make sure you’re getting the best deal. Even if you don’t have any auto insurance yet but are in the market for auto insurance, comparing today’s offers could help you find a plan that offers great coverage for a low cost. Click here to start comparing auto insurance companies now! LET YOUR MONEY WORK FOR YOU WITH A HIGH YIELD SAVINGS ACCOUNT Are you keeping your money in a savings account that earns just a few cents a year (or maybe a dollar, if you’re really lucky?) Or maybe you have a checking account that doesn’t earn any interest at all? You can do better! High yield savings accounts are a risk-free way to grow your money, and many have other perks, such as no monthly maintenance fees, sign up bonuses, and more! Click here to start comparing bank accounts and find one that’s right for you! GET CASH EACH MONTH WITHOUT A MONTHLY MORTGAGE PAYMENT If you’re 62 or older, you can utilize a Reverse Mortgage to help finance your retirement! With a reverse mortgage, you can borrow from the equity in your home and use the funds however you wish. If you’ve paid off all or most of your mortgage, then you could be sitting on a gold mine of equity. A reverse mortgage allows you to access that equity in either a lump sum, fixed payment amount, or a line of credit. Even better, there’s no monthly payment to the lender required, and the loan only has to be repaid when the last borrower sells the house, moves out, or dies. Planning to utilize a reverse mortgage can help add additional cash to fund your retirement. You can click here to see if a reverse mortgage is right for you! -------------------------------------------------------------------------------- TRY THIS MONEY-SAVING TRICK BEFORE YOU RENEW AMAZON PRIME * Post author By LeeAnn Reynolds * Post date We may receive compensation when you use the links provided. Online shopping just got a whole lot better thanks to this new way to find instant savings! If you’re feeling the strain of inflation and increased prices (and let’s be honest – who isn’t feeling that strain?), then you’ll be happy to hear that insider experts have developed a tool to instantly compare prices and get the best available deal! Major retailers will need to match these prices in order to keep customers. And the best part? This tool is completely free and available for everyone to use! Keep on reading to see if you can save money while online shopping! Add to Safari. It’s free. Found 03/10/2023. Sample results shown. Savings may vary. To start getting the best available prices, all you need to do is shop as you normally would after installing Capital One Shopping onto your browser. This free extension will search other websites as you shop, and notify you if it finds better prices. It’ll show you the exact same product you’re searching for, but with a better price! And if no better price can be found, it will let you know you already have the best available deal. Capital One Shopping has saved its customers millions of dollars, and it only takes a few seconds to install. Try it out, and if you don’t like it, you can easily uninstall the extension. It’s completely free, so there’s no reason to wait! Add to Safari. It’s free. -------------------------------------------------------------------------------- AMERICAN HOMEOWNERS ARE SAVING MONEY THANKS TO THIS INSURANCE SERVICE * Post author By LeeAnn Reynolds * Post date You’re going to want to read this before you pay your next home insurance bill. This new insurance service can save you money, yet most homeowners don’t know about it! You might qualify for savings if you: * Currently have home insurance, and * Live in an eligible zip code. Most homeowners can get a better rate for insurance with this service! If you’ve been at your current house for more than 5 years, you could qualify for an even better discounted rate. YOUR INSURANCE COMPANY DOESN’T WANT YOU TO KNOW THIS Many homeowners continue to pay their insurance bill without checking that they’re actually getting the best deal. Your insurance company wants you to keep paying them money, so they won’t tell you that you can save by comparing quotes. In just a few minutes, you can search for and compare the top home insurance quotes available! The savings could be significantly different to what you’re currently paying. That’s because this service connects homeowners with vetted insurance companies that are competing for your business! They fight to offer great coverage at low rates, allowing you to start saving! THIS IS WORTH THE EFFORT It may feel easier to just keep paying your home insurance as normal. But the truth is, by letting insurance companies compete for your business, you can get the same programs for a discounted rate! And honestly? Comparing insurance rates has never been easier! Answer a few questions about your property and your current insurance plan and start seeing how much you could save! With no obligation and the ability to compare multiple rates, this service is our top insurance find for 2023! Pro Tip: If you’ve paid your home insurance bill already, there are still ways to cancel it and be refunded. You are not locked into your current policy and can still benefit from comparing rates! IT’S THIS SIMPLE Step One: Select Your Age Below. Step Two: Answer the questions about your property and current policy. Then you’ll be able to see competing offers from insurance companies and start comparing quotes! We may receive compensation when you use the links provided. -------------------------------------------------------------------------------- ACT NOW TO PROTECT YOUR SAVINGS FROM BANK FAILURES * Post author By LeeAnn Reynolds * Post date The recent failures of Signature Bank and Silicon Valley Bank have left many individuals scrambling to check if their funds are secure. These failures were the second and third largest bank failures in US history, following the failure of Washington Mutual during the financial crisis of 2008. But why did these banks fail, and what happens to the money that was deposited in them? And just how much of your money is “safe” in your own bank account? WHAT CAUSES BANKS TO FAIL? Fans of the 1940s film It’s a Wonderful Life will remember the scene when all of the customers at the bank try and withdraw their funds at the same time. This is known as a “run on the bank,” and can cause the bank to fail if it cannot meet all the withdrawal requests of its customers, forcing it to begin selling its own assets. That is exactly what happened to Silicon Valley Bank and Signature Bank. Silicon Valley Bank (SVB) was best known as the premier bank for technological startups, providing banking services to very high net worth companies and individuals. However, the past year has been financially difficult for the technological industry, requiring most of SVB’s customers to withdraw more and more funds in order to meet expenses such as payroll, product development, and other office costs. In order to meet that demand, SVB had to sell billions of dollars’ worth of investments that had lost value due to the Federal Reserve’s plan to increase interest rates. The combination of selling these investments at a loss while meeting its customers’ withdrawal requests caused regulators to seize SVB’s assets and the bank to fail on Friday, March 10, 2023. Just two days later, Signature Bank also failed after another run on the bank where customers withdrew over $10 billion in deposits, prompted by fear over SVB’s failure. So what happens now for SVB’s and Signature’s customers? SCRAMBLING FOR SAVINGS The failures of SVB and Signature are devastating blows for their customers, many of which had much more than $250,000 deposited into their accounts. This is important because the FDIC only insures accounts for up to $250,000, and anything over that is considered uninsured. For example, digital media tech company Roku, Inc. had approximately $487 million deposited in SVB – an amount significantly higher than the insured limit! So what happens to all that money – is it simply lost? Ordinarily, any uninsured amount wouldn’t be able to be recovered. However, in the case of Signature and SVB’s customers, the Federal Reserve has initiated a “bridge” bank to allow customers to continue to access their accounts, and any amount over the uninsured limit will likely be released so customers can access it. This is an attempt to lessen the effect of the bank failures and prevent a larger systematic risk. IS YOUR MONEY SAFE? With two large banks failing so quickly and in rapid succession, many are wondering if even more banks will fail, and whether or not their money is safe. Industry experts do not think the failures will spread, as SVB and Signature both were unique cases in that they were highly exclusive in the industries they served. Most other banks are diversified and don’t rely heavily on specific industries. That being said, the FDIC insurance limit applies to everyone, and if you have more than that in your bank account, the excess amount is considered uninsured. This is a risk, and it may be a wise idea to take steps and ensure you have insurance for all of your funds. BANKING ON SUCCESS If you currently work with just one bank, you’re putting all of your eggs in one basket, so to speak. Your funds may be insured for up to the FDIC limit, but what happens if you wake up one morning and find out that your bank failed? What are you going to do until you can actually access your money? Working with a second FDIC-insured bank not only helps to insure more of your wealth, but also gives you a way to access funds immedietly in the event that your primary bank fails. There can also be other benefits to banking with multiple banks, such as taking advantage of promotions, special interest rates, and rewards. We suggest having at least one account with a national bank and one account with a local or regional bank. National banks often can provide a greater range of services, while local banks are more connected to their communities. Both can offer great incentives for banking with them. To get started comparing bank accounts, start browsing banks in your area. PROTECT YOUR WEALTH There are a few key steps you can take to protect your money and ensure it’s insured. The easiest method is to work with at least two FDIC insured banks and split your funds between them. Finding another FDIC insured bank and opening an account them will allow you to have the funds in both banks insured, providing that both amounts are less than $250,000. Having accounts with multiple banks will also allow you to access at least some of your funds immedietly in the event of a bank failure, without you having to wait for regulators to remediate the situation. Another potential option is to add a joint owner to your account, as joint accounts can be insured for a higher limit. Of course, this option only works if it makes sense for other reasons to add a joint owner, such as a spouse or a business partner. Finally, many banks are a part of the IntraFi Deposits Network, which stores funds in excess of the FDIC limit with other banks that are a part of the same network, providing access to millions of FDIC insurance. This way, the entirety of your funds within the network are insured, but you only have to deal with one bank. You only get statements from one bank, and you get the interest rates and perks of working with that bank. So which choice is right for you? Here are some ways for you to research your options. FIND BANKING OPTIONS THAT ARE RIGHT FOR YOU Here are some ways to research how to protect your wealth: 1. Consult a Financial Advisor. Financial advisors can give you insight on how to invest, budget, and save wisely. They can also advise you on how to store your funds so that they are secure. Most financial advisors are more affordable than people think, and can provide suggestions and resources that can be worth more than their actual fee. You can compare vetted financial advisors here and contact your top choices for a free evaluation! 2. Compare Bank Accounts. If you currently only work with one bank, you should consider getting a second FDIC insured bank account. Keeping all of your funds with any one bank account could mean that some of your wealth will not be insured, and may make it more difficult to access your funds in the event of a bank failure. With RateZip, you can easily compare savings accounts and find one that’s right for you! CDs are another great option if you’re looking for a higher APY. 3. Speak with Your Bank. If you’re worried about your funds, want more information about FDIC insurance, or need more details about the security of your account, contact your current bank. Learn more about your bank’s financial health and review any product offerings they may have. You can also ask if your current bank is part of the IntraFi Deposits Network. 4. Stay Up to Date with Banking News. Finally, stay up to date with current banking news and events. Learning more about current events helps you stay with banking and financial trends. You can learn more about various financial topics right here on RateZip! * Tags banking, failure, FDIC, Insurance, Signature Bank, Silicon Valley Bank -------------------------------------------------------------------------------- STRUGGLING WITH DEBT? ACCREDITED DEBT RELIEF IS HERE TO HELP * Post author By LeeAnn Reynolds * Post date Debt is an overwhelming problem for many people. Over 189 million individuals in the United States struggle with unsecured debt, totaling over $900 billion. If you’re struggling with debt, surmounting it can seem almost impossible. Thankfully, programs exist to help those facing financial problems due to their debt. One company that has programs such as these is Accredited Debt Relief. Founded in 2011, Accredited Debt Relief has served more than 200,000 clients and had over $1 billion in client debt paid off. Keep on reading to learn more about Accredited Debt Relief and see if you qualify for savings! * Reduce Debt * Consolidate Payments * Be debt free in 12 to 24 months! Accredited Debt Relief does just what its name says – they provide debt relief options to consumers and are accredited with the Better Business Bureau (A+ Rating) and the American Fair Credit Council. If you have $10,000 or more of unsecured debt, you may be able to benefit from working with Accredited Debt Relief. Through their individualized relief options, qualified individuals may be able to reduce their debt, consolidate multiple payments into one easy payment, and be free of their debt in as soon as 12 to 24 months! You can get a free, no-obligation consultation to learn more about Accredited Debt Relief and see if their debt relief options are right for you. You can even find out your potential savings without impacting your credit score! REDUCING YOUR DEBT WITH ACCREDITED DEBT RELIEF So how does Accredited Debt Relief work? After speaking with one of their specialists and explaining your unique financial situation, Accredited Debt Relief will match you with a personalized debt relief option. This is typically debt consolidation, where multiple debts are combined into one, easy-to-manage debt, or reducing the amount of debt that you owe by negotiating with your creditors. Accredited Debt Relief is 100% success-based, meaning that they won’t get paid until you have found a solution for your debt. This means that they need to help you and your creditor agree on new terms for your debt and reduce the amount that you owe, and have you start making payments towards your newly-agreed upon terms. Once these conditions have been met, Accredited Debt Relief may collect a fee of between 15% to 25% of your debt balance at the time at which you enrolled, but this varies by state. Previous clients of Accredited Debt Relief have saved thousands of dollars, paid off their debts in one to two years, and had their total debt reduced by up to 62%! Multiple success stories can be viewed on their website. It’s important to note that past results are not indicative of future success, and that the savings listed do not include Accredited Debt Relief’s success-based fees. That being said, with 4,488 reviews and a TrustScore rating of 4.9, Accredited Debt Relief has proven that it has excellent customer service and wants its customers to be successful! IS DEBT RELIEF RIGHT FOR YOU? There are multiple reasons why Accredited Debt Relief might be right for you. Common reasons for seeking debt relief include job or income loss, illness or accidents, divorce, or a death in the family. During times of stress, debt becomes exponentially more problematic, making debt relief a necessity. Accredited Debt Relief has experience reducing unsecured debts such as credit card debt, personal loan debt, medical debt, and more. If your debt payments are too high, you’re only able to make interest payments or minimum payments, you’ve missed payments, or your debt is causing physical, mental, or emotional stress, then debt relief might be right for you. If you’re ready to get started, you can learn more about debt relief here. * Tags Accredited Debt Relief, Consolidation, debt, Debt relief, savings -------------------------------------------------------------------------------- STOP THROWING AWAY MONEY BY DOING THESE FOUR THINGS * Post author By LeeAnn Reynolds * Post date Advertising Disclosure Prices everywhere are rising, from gas and eggs to insurance premiums and utilities. You’ve tried to cut down and stick to your budget, but even so, some costs can’t be avoided. Overpaying for monthly and everyday expenses eats into your savings worse than almost anything else. If you’re ready to stop throwing away your money, do the following four things and start saving now! 1. FIND COUPONS EASILY AND GET THE BEST AVAILABLE PRICES Shopping online is easy and convenient, but it often leaves you wondering whether or not you’re getting the best price. Thankfully, this service helps stop you from overpaying online! It automatically searches other websites for the items you’re shopping for, and alerts you if it finds a better price somewhere else. It even accounts for shipping fees and delivery times! You can also use it to find coupon codes, view price history, and get price-drop alerts if you want to wait until the item is cheaper to purchase. The best part? It’s completely free! All you have to do is download it on your browser and continue online shopping as you normally would. If you get a price comparison alert, you can view the item on the other website and decide whether or not you want to save! Why wait? Stop overpaying while shopping online now! 2. GET BETTER CAR INSURANCE OFFERS NOW How long have you had your current auto insurance? While some auto insurance companies offer discounts for loyalty, many others will keep you paying the same rate or even raise your premiums if you’re not careful. That’s why it’s always smart to compare your current policy to new offers, to make sure you’re getting the best deal. Even if you don’t have any auto insurance yet but are in the market for auto insurance, comparing today’s offers could help you find a plan that offers great coverage for a low cost. Click here to start comparing auto insurance companies now! 3. GET CASH EACH MONTH WITHOUT A MONTHLY MORTGAGE PAYMENT If you’re 62 or older, you can utilize a Reverse Mortgage to help finance your retirement! With a reverse mortgage, you can borrow from the equity in your home and use the funds however you wish. If you’ve paid off all or most of your mortgage, then you could be sitting on a gold mine of equity. A reverse mortgage allows you to access that equity in either a lump sum, fixed payment amount, or a line of credit. Even better, there’s no monthly payment to the lender required, and the loan only has to be repaid when the last borrower sells the house, moves out, or dies. Planning to utilize a reverse mortgage can help add additional cash to fund your retirement. You can click here to see if a reverse mortgage is right for you! 4. STOP HIGH INTEREST CREDIT CARD DEBT WITH A BALANCE TRANSFER CREDIT CARD High interest credit card debt can seem impossible to surmount, especially when most of your payment goes towards the interest expenses and is not actually paying down your debt. That’s where a balance transfer credit card can be handy! These type of cards typically offer a 0% Intro APR for a period of time for balance transfers (and sometimes new purchases as well), then a regular APR thereafter! With an intro APR like this, you’re able to transfer your current credit card debt to this card and focus on paying it down, without an interest expense! That means you pay off your debt faster and spend less money on interest. Even better, some of these cards have no annual fees, allow you to earn rewards, and have other perks! Learn more about balance transfer credit cards now! Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/22/2023; however, some of the offers mentioned may have expired. 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