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 * Purchase
 * Refinance
 * Mortgage Options
   * VA Loans
   * FHA Loans
   * USDA Loans
   * Conventional Loans
   * Jumbo Loans
   * Fixed Rate Loans
   * Adjustable Rate Mortgage
   * Investor Loans
 * Free Tools & Resources
   * Mortgage Calculator
   * Our Blog
   * Renting vs. Buying
   * Home Buying Guide
   * First Time Homebuyers
   * Benefits of Homeownership
   * Frequently Asked Questions
 * About Us
   * Markets We Serve
   * Meet Our Team
   * Our Board Members
   * Contact Us
 * Customer Reviews
 * Account Login
 * Apply Online

You Deserve A Hassle-FREE Mortgage Process!You Deserve A Hassle-FREE Mortgage
Process!|


See what you qualify for in about 60 seconds or less.


Home Purchase Qualifier
Refinance Rate Checker



You Deserve A Hassle-FREE Mortgage Process!


See what you qualify for in about
60 seconds or less.



Home Purchase Qualifier
Refinance Rate Checker


Who We Are



Valor Home Mortgage is a digital online mortgage company founded and led by
Military Veterans, with a mission to serve the mortgage needs of all customers
seeking to purchase or refinance a home.

Our company takes great pride in placing special emphasis on serving fellow
Military and Veteran families through homeownership to ensure that they receive
the best products and services earned!

We believe our military clients deserve the best mortgage financing, and that’s
why we deliver VA Loans with LOWER Rates, ZERO Lender Fees, ZERO Origination
Fees, and FAST Closings (average VA Loan Clear to Close in 21 days or less).

Our Elite Team of Military Veteran & Spouse Mortgage Professionals are ready to
serve you!




Markets We Serve

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE
NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC


Learn More

What's Important To Us




EXCEEDING EXPECTATIONS

Customer satisfaction is of utmost importance to us. This is reflected in our
client reviews.


DELIVERING VALUE

Our years of experience give us the ability to deliver the best loan options
with the lowest rates and cost available.


COMMUNICATION

Communication is key to a successful working relationship, we keep you informed
every step of the way.


ON-TIME CLOSINGS

Our Elite Team works diligently to get your loan approved and funded as quickly
as possible.

Meet Our Elite Team!



What's Important To Us




EXCEEDING EXPECTATIONS

Customer satisfaction is of utmost importance to us. This is reflected in our
client reviews.


DELIVERING VALUE

Our years of experience give us the ability to deliver the best loan options
with the lowest rates and cost available.


COMMUNICATION

Communication is key to a successful working relationship, we keep you informed
every step of the way.


ON-TIME CLOSINGS

Our Elite Team works diligently to get your loan approved and funded as quickly
as possible.

Meet Our Elite Team!



Our Loan Process



1: PRE-APPROVAL

A loan pre-approval allows you to know your buying power and sets you up for a
smooth home buying experience.


2: SHOP

Start working with an Elite REALTOR® to find your new dream home.


3: PURCHASE CONTRACT

Make an offer on your dream home and receive a binding contract.


4: LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.


5: UNDERWRITING

All documentation is closely evaluated in the loan package.


6: CLOSING

Documents are drawn and sent to the title company for closing.

Finding a great home loan involves careful consideration of your needs, finances
and credit history. Our Elite Team of Mortgage Officers are here to guide you.






Finding a great home loan involves careful consideration of your needs, finances
and credit history. Our Elite Team of Mortgage Officers are here to guide you.





Mortgage Loan Programs

Shop mortgage options and compare rates for FREE!



Purchase Loan Options


VA

VA Loans offer 100% financing with no monthly mortgage insurance.


FHA

FHA Loans provide a government-insured loan with as low as 3.5% down.


USDA

USDA Loans allow you to purchase a home in a rural area with 100% financing.


CONVENTIONAL

Conventional Loans offer down payment options as low as 3% with cheaper mortgage
insurance.


JUMBO

Jumbo Loans offer maximum flexibility for home financing for larger loans.


FIRST TIME HOME BUYER

Popular loan programs for first time home buyers.

Refinance Loan Options


REFINANCE

Mortgage refinancing may lower your monthly payments.


CASH OUT REFINANCE

You could pay off those high-interest debts by refinancing to a lower rate.


FIXED RATE MORTGAGE

Interest Rate and payments remain the same for the entire term of the loan.

Get Pre-Qualified Today


Fill out our simple online mortgage quote form and you will receive a quote
tailored specifically to your needs.  There is no obligation. Our dedicated
staff is here to answer any questions you have. Whether you are first time home
buyer or an experienced buyer you are in good hands.

Purchase Loan Quote
Refinance Rate Quote





Get Pre-Qualified Today


Fill out our simple online mortgage quote form and you will receive a quote
tailored specifically to your needs.  There is no obligation. Our dedicated
staff is here to answer any questions you have. Whether you are first time home
buyer or an experienced buyer you are in good hands.

Get My Quote Today!





Begin your home loan process today! Our Elite Mortgage Officers are standing by.
See if you are eligible for a VA Loan today.



Check My Eligibility

Begin your home loan process today! Our Elite Mortgage Officers are standing by.
See if you are eligible for a VA Loan today.



Check My Eligibility
Our clients get the attention they deserve!






Jonathan was great throughout the whole process. He was always able to answer my
questions with significant knowledge about whatever it was that was in question.
He also helped me get a great/low monthly payment and I couldn't have asked for
a better experience for my first time buying a…read more→

Bryan Stansel
Rating: 5

21 days from start to finish. That’s how quickly the refinancing of my loan
took. I was able to get an exceptionally low rate. They are professional and on
top of everything you need to do. They also helped me understand the process
along the way. I greatly recommend their…read more→

John Rose
Rating: 5

I am a realtor and Brought a client to Valor Home Mortgage that had been
attempting for months to purchase their dream home. They had been preapproved by
five different lenders who all denied the loan at the last second and gave up
trying to find a solution. We came…read more→

Travis Cain
Rating: 5




READ MORE REVIEWS →




Our clients get the attention they deserve!






Jonathan was great throughout the whole process. He was always able to answer my
questions with significant knowledge about whatever it was that was in question.
He also helped me get a great/low monthly payment and I couldn't have asked for
a better experience for my first time buying a…read more→

Bryan Stansel
Rating: 5

21 days from start to finish. That’s how quickly the refinancing of my loan
took. I was able to get an exceptionally low rate. They are professional and on
top of everything you need to do. They also helped me understand the process
along the way. I greatly recommend their…read more→

John Rose
Rating: 5

I am a realtor and Brought a client to Valor Home Mortgage that had been
attempting for months to purchase their dream home. They had been preapproved by
five different lenders who all denied the loan at the last second and gave up
trying to find a solution. We came…read more→

Travis Cain
Rating: 5




READ MORE REVIEWS →




Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.





MAKING THE MOST OF YOUR TAX RETURN AS A HOMEOWNER

May 30, 2022

Did you get a big tax refund this year? If that’s you and you aren’t sure what
to do with it, here are a few…

Read More


WHEN TO WAIT (AND WHEN NOT TO WAIT) TO BUY A HOUSE

May 23, 2022

Many potential homeowners look at housing inventory, interest rates, and market
factors to decide when the time is right to buy a home. Personal goals…

Read More


USING A USDA HOME LOAN

May 16, 2022

Did you know that the United States Department of Agriculture provides home
loans through participating lenders? A USDA loan is a mortgage guaranteed by
the…

Read More
 * Page 1
 * Page 2
 * Page 3
 * Page 4
 * …
 * Page 36
 * Next

Whether you’re buying a new home, refinancing, looking for a cash-out, or just
have questions about the process, our Elite Team of Mortgage Professionals will
help you find the right mortgage solution!

Check Eligibility

Whether you’re buying a new home, refinancing, looking for a cash-out, or just
have questions about the process, our Elite Team of Mortgage Professionals will
help you find the right mortgage solution!

Check Eligibility

About Us

Valor Home Mortgage is a Military Veteran owned and operated company. Our
mission is to exceed our clients’ expectations and help them accomplish their
mortgage financing goals.

Connect With Us!
Stay up to date with the latest from Valor Home Mortgage . We love connecting
with clients on social media. Follow us, tweet at us, tag us – we want to hear
from you!
 * Facebook
 * Twitter
 * Instagram
 * LinkedIn

Contact Us

 * 116 Red Bluff Circle
   Rincon, GA 31326

 * (833) 878-3837
 * Info@ValorHomeMortgage.com

Resources
 * Apply Online
 * Contact Us
 * Customer Reviews
 * Mortgage Calculator
 * Frequently Asked Questions
 * NMLS Consumer Access
 * ADA Accessibility Statement
 * Affiliated Business Disclosure
 * Privacy Policy & Terms of Use

Valor Home Mortgage © 2021 | All Rights Reserved | Toll Free 833-878-3837 | NMLS
ID 1904516 | Equal Housing Lender



Privacy Policy
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 * Purchase
 * Refinance
 * Mortgage Options
   
   * VA Loans
   * FHA Loans
   * USDA Loans
   * Conventional Loans
   * Jumbo Loans
   * Fixed Rate Loans
   * Adjustable Rate Mortgage
   * Investor Loans
 * Free Tools & Resources
   
   * Mortgage Calculator
   * Our Blog
   * Renting vs. Buying
   * Home Buying Guide
   * First Time Homebuyers
   * Benefits of Homeownership
   * Frequently Asked Questions
 * About Us
   
   * Markets We Serve
   * Meet Our Team
   * Our Board Members
   * Contact Us
 * Customer Reviews
 * Account Login
 * Apply Online


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