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Submission: On November 21 via api from US — Scanned from DE
Submission: On November 21 via api from US — Scanned from DE
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BUSINESS INSURANCE
We provide small businesses with a variety of different coverage & policy
options that fit their needs.
View All
Need a policy recommendation?
Answer 3 questionsAnswer 3 questions
Builders Risk
Business Interruption
Business Owners Policy
Commercial Auto
Commercial Trucking
Commercial Package Policy
Crime Insurance
Cyber Liability
Environmental Liability Insurance
Hired & Non-Owned Auto
Directors & Officers
Employment Practices Liability
Equipment Breakdown
Inland Marine
Contractor’s Tools and Equipment
General Liability
Liquor Liability
Medical Malpractice
Real Estate Investments
Special Events
Product Liability
Professional Liability E&O
Commercial Property
Surety Bonds
Commercial Umbrella
Warehouse Liability
Workers Compensation
Garage Keepers Insurance
Media Liability
* General Liability
* Business Owners Policy
* Workers Compensation Insurance
* Commercial Auto Insurance
* Trucking
* Business Interruption Insurance
* Commercial Property Insurance
* Builder’s Risk Insurance
* Equipment Breakdown Insurance
* Cyber Liability Insurance
* Professional Liability Insurance
* Commercial Umbrella Insurance
* Inland Marine Insurance
* Contractor’s Tools and Equipment Insurance
* Product Liability Insurance
* Commercial Package Policy
* Directors & Officers Insurance
* Commercial Crime Insurance
* Employment Practices Liability Insurance
* Medical Malpractice Insurance
* Environmental Liability Insurance
* Hired & Non-Owned Auto Insurance
* Liquor Liability Insurance
* Garage Keepers Insurance
* Surety Bonds Insurance
* Warehouse Liability Insurance
* Media Liability Insurance
* Special Events Insurance
* Industries
INDUSTRIES WE INSURE
Our team serves all types of businesses across the country specializing in a
variety of industries. Here’s some of the most popular types of businesses.
View All
Get Insurance QuoteGet Insurance Quote
Auto Services
Building Design
Cannabis
Cleaning Services
Construction
Consulting
Events
Finance And Accounting
Food And Beverage
Healthcare Facilities
Healthcare Professionals
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Human And Social Services
Installation
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coverage, to fit your lifestyle.
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Jewelry
Classic & Exotic Cars
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RV/Trailer
Powersports
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Flood
Specialty Dwelling
Course of Construction
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* Course of Construction
* Equine
* Flood
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HomeGravity Certs2024-11-20T22:43:05-06:00
Welcome to TBO Insurance Group
CONCIERGE INSURANCE AGENCY IN MISSOURI.
YOUR TRUSTED INSURANCE AGENCY SPECIALIZING IN BUSINESSESES AND FAMILIES. REQUEST
AN INSURANCE QUOTE OR GIVE US A CALL AT 636-500-7770 TO START THE CONVERSATION.
NEMT
INSURANCE
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BUSINESS
INSURANCE
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PERSONAL
INSURANCE
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LIFE
INSURANCE
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Contact UsContact Us
3 SIMPLE STEPS
TO GETTING INSURANCE.
1. QUOTE
Provide basic information. We manage the complicated behind the scenes by
putting in the work with the insurance companies to make your life easier.
2. COMPARE
Talk to an agent to find the best coverage. Receive a side-by-side comparison
and a complete explanation of your coverages so you understand all your
policies.
3. BIND
Get quoted & covered with great rates. Use online e-signatures and payments when
purchasing insurance, getting the best coverage and best rates for your
situation.
Get Insurance QuoteGet Insurance Quote
OR
Quick InquiryQuick Inquiry
24/7 ACCESS TO EVERYTHING YOU NEED.
OUR STATE-OF-THE-ART PORTAL ALLOWS BUSINESSES TO LOCATE, PURCHASE, AND MANAGE
SPECIALIZED INSURANCE POLICIES QUICKLY. WEEKS-LONG WAITING PERIODS AND STACKS OF
PAPERWORK ARE OFFICIALLY OBSOLETE.
REQUEST CHANGES
REPORT A CLAIM
REQUEST CERTIFICATES
MANAGE ACCOUNT
Visit Service CenterVisit Service Center
Google Rating
5.0
REVIEWS FROM TBO INSURANCE GROUP CLIENTS.
THE BEST INSURANCE AGENCY, ACCORDING TO THOSE WHO MATTER: OUR CUSTOMERS.
Read More Testimonials (opens in new tab)
SW
Sean Whiteaker
Always very diligent and helped make sure my insurance never lapsed. Thank you
Thebeau Team
CW
Colton Waites
Chasity and her team really were very helpful they helped get me set up with a
good auto policy walked me through what I needed and to do and made the switch
from triple A to Farmers
DR
Danny Russell
Chasity and Robin have been really on top of everything. They have been very
professional and have responded quickly to my Insurance needs. They know what
they are doing and helped me tremendously.
DT
Diana Toler
Chasity and Robin were great and answered all my questions. She really helped us
get the right coverage for our house, business, vehicles, and investment
property. We really appreciate their attention to detail, thoughtful questions,
and recommendations.
EP
Enis Pasevic
Loved working Chasity and Robin!
They understood what kind of coverage my business needed and found me the best
offer.
CS
Carmen Stefano
Chasity and her team are professional, knowledgeable, and friendly. They have
gone over and above when helping me understand my insurance and financial
needs/options. I haven't always gotten that type of clarity when dealing with
agents in the past. It is very much appreciated!
LC
Laura Crosby
Chasity will go above and beyond to do right by her clients and make sure that
they are taken care of in the absolute best way possible. Her office decor and
ambiance makes you feel at home and you are welcomed the moment you step in the
door.
MM
Maddy Mansker
Best insurance agent in the business!! If you live in the Missouri area this
office should be your choice to carry all of your insurance. They have excellent
customer service, extensive background knowledge about the business, and so
curtious and kind. I can’t say enough good things about them!
DB
Donna Beck
Chasity Thebeau is great! If you're looking to save money on insurance without
losing great coverage then Chasity Thebeau at Farmers is who you need to call.
THANK YOU CHASITY!
AC
Amy Cullom
Chasity and her group are AMAZING!! Had a leaking roof,made 1 call to her and
boom got a new roof....quick and easy
DS
Dave Schnorbus
I have no issues with my agent or her agency. They have always been responsive.
LK
Lara Kelso
Always looking out for our best interest, researching options, and communicating
efficiently.
RC
Roger Coleman
Very helpful and quick response. Saved over $1,000 on each of our homes and
autos.
INSURANCE
MEETS TECH.
Technology should enhance human expertise not replace it. By equipping our elite
insurance talent with tech, we’re creating a competitive edge for our people and
clients.
Paperless onboarding: our online questionnaire asks the information required,
providing more accurate submissions and saving time.
Seamless service: convenient and continuous service, payments, and updates can
be made through a secure platform, available 24/7.
Intelligent claims advocacy: experienced claims advocates leverage proprietary
analytics tools to resolve claims and reduce the total cost of risk
EXPLORE INSURANCE WE OFFER INDIVIDUALS & FAMILIES.
Get Personal InsuranceGet Personal Insurance
HOMEOWNERS
Best the best home insurance with customized coverage at competitive pricing
VEHICLES
We can help you with standard auto insurance, as well as car insurance for
collector cars.
UMBRELLA
Additional coverage that goes above and beyond to protect your assets.
VALUABLE ITEMS
Protection for all your valuable items such as jewelry, watches, collectibles,
and more.
PRIVATE CLIENT
High net worth families have different needs when it comes to their insurance
coverage.
See AllSee All
TOP INSURANCE POLICIES TO FIT YOUR BUSINESS.
NO BUSINESS IS THE SAME, BUT MANY COMPANIES SHARE COMMON RISKS. THESE KEY
COMMERCIAL INSURANCE POLICIES CAN HELP PROTECT YOUR BUSINESS FROM COMMON
ACCIDENTS, LAWSUITS, AND DAMAGES. WE OFFER TAILORED POLICIES TO HELP PROTECT
YOUR BUSINESS FROM FAST-MOVING RISKS.
NON EMERGENCY MEDICAL TRANSPORTATION (NEMT)
NEMT drivers often operate in a unique regulatory environment that requires
specific coverage and liability protections. We’re familiar with these
requirements and can help you secure the appropriate insurance policies.
Get QuoteGet Quote
Learn MoreLearn More
GENERAL LIABILITY
Provides coverage for third-party claims related to bodily injury, property
damage, and advertising injuries. General Liability covers injuries occurring on
your business premises or business activities that cause damage to someone
else’s property.
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Learn MoreLearn More
COMMERCIAL AUTO
If your business owns vehicles used for business purposes, such as delivery
trucks or service vehicles, commercial auto insurance provides coverage for
those vehicles. This includes liability coverage for accidents and physical
damage coverage for the vehicles.
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Learn MoreLearn More
WORKERS COMPENSATION
If your business has employees, workers’ compensation insurance is usually
required by law in every state. It provides coverage for medical expenses, lost
wages, and rehabilitation costs for employees who are injured on the job.
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Learn MoreLearn More
COMMERCIAL PROPERTY
Commercial property insurance covers physical assets such as the business
building, inventory, furniture, equipment, and fixtures against risks like fire,
theft, vandalism, and natural disasters.
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Learn MoreLearn More
BUSINESS OWNERS POLICY
A business owner’s policy, aka BOP, is a cost effective way for small business
owners to get general liability and commercial property insurance combined into
a single policy.
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Learn MoreLearn More
PROFESSIONAL LIABILITY
Professional liability insurance, aka Errors & Omissions (E&O), can help cover
legal expenses if your business is sued for a mistake, missed deadline, project
scope disputes, negligence, or other risks associated with customer
satisfaction.
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Learn MoreLearn More
COMMERCIAL UMBRELLA
Commercial umbrella, aka Commercial Excess, provides additional coverage once
the underlying policy reaches its limit. It can boost the coverage for general
liability, commercial auto, and employer’s liability insurance.
Get QuoteGet Quote
Learn MoreLearn More
CYBER LIABILITY
Businesses today increasing rely on digital systems and store customer data
electronically. Cyber liability insurance helps cover the costs associated with
data breaches, including legal fees, notification costs, and credit monitoring
for affected customers.
Get QuoteGet Quote
Learn MoreLearn More
COMMERCIAL TRUCKING VEHICLES WE COVER.
Get Trucking InsuranceGet Trucking Insurance
18 Wheelers
Big Rigs
Box Trucks
Car Haulers
Cement Trucks
Commercial Fleets
Dry Vans
Seel AllSeel All
ABOUT
TBO INSURANCE GROUP.
TBO Insurance Group delivers personalized insurance solutions exclusively to our
clients. When it comes to protecting your assets and everything you’ve worked
hard to earn, a one-size-fits-all approach is not going to cut it. We take a
proactive approach to help you develop a strategy that addresses your needs. Let
us show you why TBO Insurance Group is coverage you can count on!
We offer you simple, professional insurance solutions with the support of a
qualified and experienced team working on your behalf. As a collective team, our
educational interests, experiences, and strategies work together to safeguard
your financial future and risks. Having access to multiple insurance companies
gives us the ability to offer you a wide variety of coverage options that can be
tailored to your needs and budget. We work for you. Contact one of your nearest
locations for assistance or a personalized insurance quote today!
Learn More
TBO INSURANCE GROUP. YOUR TRUSTED PARTNER IN AGENCY OPERATIONS.
CONSULTING SERVICES OFFERED.
* Custom AgencyZoom clean up and set up
* Business insurance prospecting for Farmer’s appetite
* Outside business set up and prospecting
* Enhancing sales efficiency
* Agency organization
* Training
Learn MoreLearn More
Contact UsContact Us
LATEST FROM THE BLOG.
View AllView All
LATEST ARTICLES FROM TBO INSURANCE GROUP
View AllView All
* HOW TO PROTECT PERSONAL BELONGINGS
Personal Belongings and Personal Property A question I get often both from
homeowners and renters is “What is considered personal belongings vs.
personal property?” ...
Insurance
* DRIVING WITHOUT AUTO INSURANCE IN MISSOURI
What is Auto Safety Insurance? First, let’s be very clear on one thing,
Missouri Law requires an owner and operator of a motor vehicle ...
Auto Insurance, Insurance
* WHAT INSURANCE DO CONTRACTORS NEED?
Insurance Requirements for Contractors Typically contractors and vendors
wanting to secure construction contracts, provide services, or be awarded
maintenance contracts are usually required ...
Insurance
GET INSURANCE
OUR KNOWLEDGABLE AGENTS ARE EXPERTS AT FINDING THE RIGHT COVERAGE FOR YOUR
FAMILY OR BUSINESS. START YOUR INSURANCE QUOTE TODAY.
Get Insurance QuoteGet Insurance Quote
MAILING ADDRESS
650 North Creek Dr #282
Festus, Missouri 63028
Phone: 636-500-7770
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OFFICE HOURS
Hours of Operation:
M – F, 8:00am – 4:00pm
Email:
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This website does not make any representations that coverage does or does not
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If your application contains purposefully misleading, absent, or inaccurate
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penalties.
Any person who knowingly and with intent to defraud any insurance company or
other person, files an application for insurance or statement of claim
containing any materially false information or conceals, for the purpose of
misleading, information concerning any fact material thereto, commits a
fraudulent act, which is a crime.
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