capitalise.com Open in urlscan Pro
51.124.149.29  Public Scan

Submitted URL: https://assets.em3.capitalise.com/e/854863/italiser-utm-content-text-link/3jmvm7/1321571493/h/8Hcf6j9nIBjxycx7vLZcK3oc3fHAGus-MR83...
Effective URL: https://capitalise.com/gb/businesses/features/business-credit-score?utm_source=pardot&utm_medium=email&utm_campaign=sme...
Submission: On December 19 via manual from GB — Scanned from GB

Form analysis 2 forms found in the DOM

Name: signupForm

<form class="pf-form center-block ng-pristine ng-invalid ng-invalid-required ng-valid-email ng-valid-pf-password ng-valid-minlength" id="form-preregister" ng-submit="signup()" name="signupForm" ng-class="{'user-form--loading': submitting}"
  novalidate="">
  <!-- ngIf: page == 1 -->
  <div ng-if="page == 1" class="ng-scope">
    <div class="user-form__icon text-center">
      <i class="pf-icon pf-icon-check pf-icon-rounded"></i>
    </div>
    <!-- ngIf: !inQst -->
    <h3 class="user-form__title user-form__title--green ng-scope" id="modal-register-label" ng-if="!inQst"> Sign up<br> Create an account to access our funding network </h3><!-- end ngIf: !inQst -->
    <!-- ngIf: inQst -->
    <fieldset class="user-form__fields">
      <!-- Name -->
      <pf-input-field id="name" for="name" label="Your Full Name*" name="signupForm['name']" errors="{
                    required: 'Please enter a valid name.',
                    minlength: 'Must have more than one character.'
                }" class="ng-isolate-scope">
        <div class="pf-form-group" ng-class="{
    'pf-form-group__invalid': name.$touched &amp;&amp; name.$invalid,
    'pf-form-group__valid': name.$touched &amp;&amp; !name.$invalid
}">
          <label for="name">
            <span class="ng-binding">Your Full Name*</span>
          </label>
          <ng-transclude>
            <input type="text" id="name" required="" name="name" class="pf-form-field ng-pristine ng-untouched ng-scope ng-invalid ng-invalid-required" ng-model="model.name" placeholder="e.g. John Smith">
          </ng-transclude>
          <div class="feedback">
            <i class="valid pf-icon-check"></i>
          </div>
          <div class="feedback">
            <i class="invalid pf-icon-close"></i>
          </div>
          <div class="alert-block ng-inactive" ng-messages="name.$touched &amp;&amp; name.$error">
            <!-- ngIf: name.$touched && name.$invalid -->
          </div>
        </div>
      </pf-input-field>
      <!-- Email -->
      <pf-input-field id="email" label="E-mail address*" for="email" name="signupForm['email']" errors="{
                    required: 'Please enter an email.',
                    email: 'Please enter a valid email.',
                    pfExists: 'The email address already exists.',
                    pfEmail: 'Please enter a valid email.'
                }" class="ng-isolate-scope">
        <div class="pf-form-group" ng-class="{
    'pf-form-group__invalid': name.$touched &amp;&amp; name.$invalid,
    'pf-form-group__valid': name.$touched &amp;&amp; !name.$invalid
}">
          <label for="email">
            <span class="ng-binding">E-mail address*</span>
          </label>
          <ng-transclude>
            <input type="email" id="email" name="email" class="pf-form-field ng-pristine ng-untouched ng-scope ng-valid-email ng-invalid ng-invalid-required" ng-model="model.email" placeholder="e.g. john@business.com"
              ng-model-options="{debounce: {'default': 300, 'blur': 0} }" required="" pf-email-exists="" pf-email-validator="">
          </ng-transclude>
          <div class="feedback">
            <i class="valid pf-icon-check"></i>
          </div>
          <div class="feedback">
            <i class="invalid pf-icon-close"></i>
          </div>
          <div class="alert-block ng-inactive" ng-messages="name.$touched &amp;&amp; name.$error">
            <!-- ngIf: name.$touched && name.$invalid -->
          </div>
        </div>
      </pf-input-field>
      <!-- Password -->
      <pf-input-field id="password" label="Password (8 characters or more)*" for="password" name="signupForm['password']" errors="{
                    required: 'This field is required.',
                    minlength: 'Your password must have 8 or more characters.',
                    pfPassword: 'Your password must include a mix of lower and uppercase letters and a number.'
                }" class="ng-isolate-scope">
        <div class="pf-form-group" ng-class="{
    'pf-form-group__invalid': name.$touched &amp;&amp; name.$invalid,
    'pf-form-group__valid': name.$touched &amp;&amp; !name.$invalid
}">
          <label for="password">
            <span class="ng-binding">Password (8 characters or more)*</span>
          </label>
          <ng-transclude>
            <input type="password" id="password" name="password" required="" ng-minlength="8" autocomplete="off" class="pf-form-field ng-pristine ng-untouched ng-scope ng-invalid ng-invalid-required ng-valid-pf-password ng-valid-minlength"
              ng-model="model.password" pf-password-validator="">
          </ng-transclude>
          <div class="feedback">
            <i class="valid pf-icon-check"></i>
          </div>
          <div class="feedback">
            <i class="invalid pf-icon-close"></i>
          </div>
          <div class="alert-block ng-inactive" ng-messages="name.$touched &amp;&amp; name.$error">
            <!-- ngIf: name.$touched && name.$invalid -->
          </div>
        </div>
      </pf-input-field>
      <div class="pf-form-group user-form__actions">
        <div class="pf-form-buttons--col">
          <div class="pf-form-buttons--col__left">
            <button type="button" class="pf-btn pf-btn-outline pf-btn-secondary pf-btn-full" ng-click="close()"> Back </button>
          </div>
          <div class="pf-form-buttons--col__right">
            <button type="button" ng-disabled="signupForm.name.$invalid || signupForm.email.$invalid || signupForm.password.$invalid || signupForm.email.$pending || submitting" class="pf-btn pf-btn-cta pf-btn-full" ng-click="next()"
              disabled="disabled"> Next </button>
          </div>
        </div>
        <p> Already a user? <!-- ngIf: !inQst --><a ng-if="!inQst" data-login-open="" class="ng-scope">
                        Sign in
                    </a><!-- end ngIf: !inQst -->
          <!-- ngIf: inQst -->
        </p>
        <div class="pf-info-box text-center">
          <h5 class="pf-info-label">What's Next?</h5>
          <!-- ngIf: !inQst -->
          <p class="pf-info-text ng-scope" ng-if="!inQst"> You'll be able to manage your account on Capitalise.com at any time. </p><!-- end ngIf: !inQst -->
          <!-- ngIf: inQst -->
        </div>
      </div>
    </fieldset>
  </div><!-- end ngIf: page == 1 -->
  <!-- ngIf: page == 2 -->
</form>

Name: resetForm

<form class="user-form pf-form center-block ng-pristine ng-valid-email ng-invalid ng-invalid-required" id="modal-form-reset" name="resetForm" ng-class="{'user-form--loading': submitting}" ng-show="!showMessage" novalidate="">
  <h3 class="user-form__title" id="modal-reset-label">Reset your password</h3>
  <div class="alert alert-danger hidden" role="alert"></div>
  <div class="alert alert-success hidden" role="alert"></div>
  <fieldset class="user-form__fields">
    <pf-input-field id="username" for="modal-reset-username" label="Email address:" name="resetForm._username" errors="{
                required: 'Please enter a valid email.',
                minlength: 'Must have more than one character.',
                pfEmail: 'Please enter a valid email.'
            }" class="ng-isolate-scope">
      <div class="pf-form-group" ng-class="{
    'pf-form-group__invalid': name.$touched &amp;&amp; name.$invalid,
    'pf-form-group__valid': name.$touched &amp;&amp; !name.$invalid
}">
        <label for="username">
          <span class="ng-binding">Email address:</span>
        </label>
        <ng-transclude>
          <input type="email" id="modal-reset-username" name="_username" class="pf-form-field ng-pristine ng-untouched ng-scope ng-valid-email ng-invalid ng-invalid-required" ng-model="formData.username" placeholder="e.g. john@business.com"
            required="" pf-email-validator="">
        </ng-transclude>
        <div class="feedback">
          <i class="valid pf-icon-check"></i>
        </div>
        <div class="feedback">
          <i class="invalid pf-icon-close"></i>
        </div>
        <div class="alert-block ng-inactive" ng-messages="name.$touched &amp;&amp; name.$error">
          <!-- ngIf: name.$touched && name.$invalid -->
        </div>
      </div>
    </pf-input-field>
    <div class="user-form__actions text-right">
      <button type="submit" ng-click="submit()" ng-disabled="resetForm.$invalid || resetForm._username.$pending || submitting" class="pf-btn pf-btn-cta" disabled="disabled"> Reset password </button>
      <p> Don't yet have an account? <a href="#" data-dismiss="modal" data-toggle="modal" data-target="#modal-register">Sign up</a><br> If you know your password, you can <a data-login-open="">Sign in</a>. </p>
    </div>
  </fieldset>
</form>

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 * Businesses
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    * Business credit card
    * Revolving Credit Facility
    * Business loan calculator
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    * Find business funding
    * Improve your credit score
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 * gb
    * United Kingdom
    * South Africa

 * Accountants Businesses
 * Overview
 * Funding
   * All Options
   * Business Loans
   * Asset Finance
   * Invoice Finance
   * Trade Finance
   * Purchase Order Finance
   * Merchant Cash Advance
   * Working Capital
   * Property Finance
   * Business Overdraft
   * Management Buyout
   * Long Term Loans
   * Short Term Loans
   * Peer to Peer Loans
   * Refinancing
   * VAT Loans
   * Business credit card
   * Revolving Credit Facility
   * Business loan calculator
   * Trade credit
 * Features
   * Your business credit score
   * Company credit check
   * Find business funding
   * Improve your credit score
   * Credit Review Service
   * Compare features
   * Credit risk manager
 * About us
 * Insights

 * Contact us
   
   020 3696 9700
 * Sign up free Log in

Businesses Features Your business credit score

TRACK YOUR BUSINESS CREDIT SCORE


CHECK YOUR BUSINESS CREDIT SCORE - GET STARTED FREE

Only 29% of businesses strongly agree that they keep tabs on their credit score.
And just 24% know how to improve it.

Understanding, tracking and improving your credit score is easy with Capitalise
for Business.



 

Check your credit score Our instant business credit reports are powered by
Experian. 




YOUR HOLISTIC CREDIT PROFILE, POWERED BY EXPERIAN


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UNDERSTAND THE FINANCIAL HEALTH OF YOUR BUSINESS

There are places you can go for credit score insights. And places to look for
funding. There are places where you’ll pay for advice. And places to track how
your business is doing.

Or you can do it all for free, in one place, with Capitalise for Business.




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HOW CAPITALISE FOR BUSINESS WORKS

1
View your Experian-powered business credit score

Get full access to information banks and lenders will look at about your
business including your commercial Delphi score and the risk bracket your
business is seen as.
Understand how likely your business is to get approved for funding

2
See your business credit risk factors

Understand everything that’s affecting your business credit score - positive and
negative.
Spot areas that need attention, and areas looking good to learn how to improve
your score
Get alerted as to changes to your credit score including when a negative event
has been registered


3
Public Record

View a summary of information about your business as registered on Companies
House. Including, your company’s registered address, list of business directors,
accounts and filing history

4
Payment performance data

Get insight into how your business performs when making payments to suppliers


5
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See how you manage cash in the business and how it impacts your business credit
score with all your business bank accounts and borrowing data, in one place

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7
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FIND FUNDING FOR YOUR BUSINESS.
CHOOSE FROM OVER 100 PROVIDERS.

At Capitalise, we work with a number of institutional lenders, including high
street banks, alternative lenders and independent lenders. These lenders offer a
variety of products so you're certain to find the most suitable solution for
your business. Capitalise makes it easy to find, compare and select lenders who
are most likely to give you an offer.

At Capitalise, we work with specialist lenders who can not only provide you with
the funds your business needs, but have a proven track record supporting similar
businesses within your sector.

Compare Lenders Or give us a call on 020 8038 0475.


SAVE TIME LOOKING FOR SUITABLE LENDERS




LOOKING FOR A BUSINESS LOAN WITH BAD CREDIT?


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SEE WHAT ELSE YOU CAN DO WITH CAPITALISE FOR BUSINESS


CHECK OUT THESE OTHER FEATURES


IMPROVE YOUR CREDIT SCORE

Improve your business credit score with your free Capital Report powered by
Experian

Improve credit score


CREDIT CHECK YOUR CUSTOMERS

Reduce risk to your business by running company credit checks on customers,
suppliers and competitors

Company credit check


FIND AFFORDABLE BUSINESS FINANCE

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FREQUENTLY ASKED QUESTIONS

WHAT IS A BUSINESS CREDIT SCORE?

A credit score is the measure of how creditworthy your business is. In other
words, your score shows a bank or lender how much of a risk it would be to lend
your business money.  The higher your score, the more likely it is that your
business can pay back any debt, for example the repayments on a loan. Credit
agencies each have their own scale for calculating your credit score. Our credit
agency partner, Experian, uses the Commercial Delphi Score with scores that
range from 0 (the highest risk) to 100 (the lowest risk). 

WHY IS A BUSINESS CREDIT SCORE IMPORTANT?

Your credit score is important because it’s a measure of the financial health of
your business. Not only does it show your financial position today, but it can
be the difference between a healthy and unhealthy position in the future. The
higher your credit score, the more funding you can get to fuel everyday
operations and ambitious next steps. Businesses with higher scores can negotiate
better terms with suppliers and are more likely to win contracts with new
clients.

Read more about credit scores and why they’re important here.
 

WHAT FACTORS AFFECT MY BUSINESS CREDIT SCORE?

There are several factors that affect your credit score – both positively and
negatively. These include how promptly you pay suppliers and whether or not you
have any legal notices against your business. Your Companies House SIC code is
also a factor and so is your filing history. Credit agencies will also consider
the age, industry and location of your business as well as certain information
about its directors.

HOW CAN I IMPROVE MY BUSINESS CREDIT SCORE?

The exact steps you need to take to improve your credit score will be specific
to your business and the factors that are having a negative impact. But here are
some general guidelines you can use to get started:

 * Pay your bills and suppliers on time
 * If you have several funding facilities with a few different lenders, try to
   consolidate them into one manageable loan from a single lender
 * Check whether your business is filed under the correct Companies House SIC
   code
 * File your full accounts with Companies House, on time and in the same month
   every year
 * Make sure your business and its directors stay solvent, avoid County Court
   Judgements and resolve any that are currently outstanding

Read more about improving your credit score here.

WHAT’S THE DIFFERENCE BETWEEN A PERSONAL AND BUSINESS CREDIT SCORE?

Your personal credit score measures how creditworthy you are as an individual.
In other words, could you personally pay back a debt? If you wanted an overdraft
on your personal bank account for example, your bank would look at your score to
decide whether you’d be able to make the monthly payments. Your business credit
score is a measure of how creditworthy your business is. If you applied for a
business loan, the lender would look at your business credit score to decide
whether your business would be able to keep up the repayments. 

HOW CAN I CHECK MY BUSINESS CREDIT SCORE?

You can check your credit score right now by signing up to Capitalise for
Business. If you’re already signed up, you can check your score at any time by
simply logging in.

HOW MUCH DOES A BUSINESS CREDIT SCORE REPORT COST?

With Capitalise for Business, you can access all your credit score insights
starting at £19/month (plus VAT). Every time you log in, you’ll be able to see: 

 * Your credit score and how it compares to similar businesses
 * Factors having a positive, negative and neutral impact on your score
 * the credit information lenders will look at about your business
 * how many times third parties have searched for your credit profile
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Capitalise.com Platform Ltd
2 Valentine Place, London. SE1 8QH

Capitalise.com Platform Ltd, trading as Capitalise, is authorised and regulated
by the Financial Conduct Authority for regulated credit agreements. Capitalise
is a credit broker not a lender.

If you have a complaint please email complaints@capitalise.com