aip.lloydsbank.co.uk
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https://aip.lloydsbank.co.uk/
Submission: On August 19 via automatic, source certstream-urgent
Submission: On August 19 via automatic, source certstream-urgent
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<h4 data-at-id="landing.aipQuestionHeading" class="csl-heading--h4">What is an Agreement in Principle?</h4>
<p data-at-id="landing.aipDefinitionParagraph1" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">An Agreement in Principle, or AIP, is the first step to getting a mortgage. It lets you know how much you could borrow, so
you can look at homes in your price range.</span></p>
<p data-at-id="landing.aipDefinitionParagraph2" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal"><strong class="csl-strong">It only takes 15 minutes</strong></span></p>
<p data-at-id="landing.aipDefinitionParagraph3" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">You'll get a decision straight away between <!-- -->6am and 10pm Monday to Saturday<!-- -->, or <!-- -->6am and 9pm
Sunday<!-- -->. Otherwise we'll let you know the next day.</span></p>
<p data-at-id="landing.aipDefinitionParagraph4" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">Once you've got your AIP, you can apply for a mortgage straight away.</span></p>
<hr class="csl-hr">
<h4 data-at-id="landing.whatYouNeedReadyHeading" class="csl-heading--h4">Before you start</h4>
<p data-at-id="landing.whatYouNeedReadyParagraph1" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">It'll help us give you the right decision, first time.</span></p>
<ul class="csl-list">
<li data-at-id="landing.whatYouNeedReadyChecklist1" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">the exact details of your income</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.whatYouNeedReadyChecklist2" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">details of your outgoings</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.whatYouNeedReadyChecklist3" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">your addresses for the last 3 years</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
</ul>
<hr class="csl-hr">
<h4 data-at-id="landing.noTouchYourCreditScoreHeading" class="csl-heading--h4">It won't touch your credit score</h4>
<p data-at-id="landing.noTouchYourCreditScoreParagraph1" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">That's right. With an AIP, we'll only do a soft credit check which won't change your credit score.</span></p>
<p data-at-id="landing.noTouchYourCreditScoreParagraph2" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal"><span
class="csl-text--normal"><a data-tealium-action="link click" data-tealium-narrative="Find out more about how we use your personal details." data-tealium-event="external click" data-tealium-id="https://www.lloydsbank.com/privacy" data-at-id="https://www.lloydsbank.com/privacy" class="csl-link" href="https://www.lloydsbank.com/privacy" rel="noopener noreferrer" target="_blank"><span class="csl-link__children">Find out more about how we use your personal details.</span></a></span></span>
</p>
<hr class="csl-hr">
<h4 data-at-id="landing.youCanApplyForAipIfHeading" class="csl-heading--h4">Only continue if you are</h4>
<ul class="csl-list">
<li data-at-id="landing.youCanApplyForAipIfChecklist1" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">18 or over and live in the UK</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.youCanApplyForAipIfChecklist2" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">buying or remortgaging a property in the UK</span><span class="csl-list-item__icon-container"><svg
aria-hidden="true" class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.youCanApplyForAipIfChecklist3" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">paid your income in pound sterling</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
</ul>
<h4 data-at-id="landing.callSeeUsInBranchHeading" class="csl-heading--h4">Call or visit us in branch if</h4>
<ul class="csl-list">
<li data-at-id="landing.callSeeUsInBranchChecklist1" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">more than two people are applying</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.callSeeUsInBranchChecklist2" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">the mortgage you want runs into retirement</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.callSeeUsInBranchChecklist3" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">you want a buy to let mortgage</span><span class="csl-list-item__icon-container"><svg aria-hidden="true"
class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
<li data-at-id="landing.callSeeUsInBranchChecklist4" class="csl-list-item csl-list-item--icon"><span class="csl-text--normal">you're buying a home as part of a scheme, for example Help to Buy</span><span
class="csl-list-item__icon-container"><svg aria-hidden="true" class="csl-icon csl-icon--positive" style="height:1.25rem;width:1.25rem" focusable="false" tabindex="-1" width="24" height="24" viewBox="0 0 24 24"
xmlns="http://www.w3.org/2000/svg">
<path fill="currentColor" d="M19.743 2L8.513 13.227 4.257 8.916 0 13.227l8.605 8.623L24 6.312z" fill-rule="evenodd"></path>
</svg></span></li>
</ul>
<p data-at-id="landing.callSeeUsInBranchParagraph1" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">Call us on<!-- --> <strong class="csl-strong">0800 783 3534</strong> or <span
class="csl-text--normal"><a data-tealium-action="link click" data-tealium-narrative="book a branch appointment" data-tealium-event="external click" data-tealium-id="https://contact.lloydsbank.com/mortgages/35e68b58-3806-4176-bf37-97abcbc3b569/forms/lloyds/standard/?" data-at-id="https://contact.lloydsbank.com/mortgages/35e68b58-3806-4176-bf37-97abcbc3b569/forms/lloyds/standard/?" class="csl-link" href="https://contact.lloydsbank.com/mortgages/35e68b58-3806-4176-bf37-97abcbc3b569/forms/lloyds/standard/?" rel="noopener noreferrer" target="_blank"><span class="csl-link__children">book a branch appointment</span></a></span></span>
</p>
<h4 data-at-id="landing.otherThingsToKnowHeading" class="csl-heading--h4">Other things to know</h4>
<p data-at-id="landing.otherThingsToKnowParagraph1" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">We only offer residential mortgages for you or your family from a limited range of mortgages from Lloyds Bank
plc.</span></p>
<p data-at-id="landing.otherThingsToKnowParagraph3" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">An AIP is not a guarantee. You need to make a full mortgage application to confirm the amount you can borrow.</span>
</p>
<p data-at-id="landing.otherThingsToKnowParagraph4" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">Anything we agree is based on you applying for a mortgage, where we'll check details like your income and credit
score.</span></p>
<p data-at-id="landing.otherThingsToKnowParagraph5" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal">We'll keep hold of any details you give us.<!-- --> <!-- --> <span
class="csl-text--normal"><a data-tealium-action="link click" data-tealium-narrative="More about this." data-tealium-event="external click" data-tealium-id="https://www.lloydsbank.com/privacy" data-at-id="https://www.lloydsbank.com/privacy" class="csl-link" href="https://www.lloydsbank.com/privacy" rel="noopener noreferrer" target="_blank"><span class="csl-link__children">More about this.</span></a></span></span>
</p>
<p data-at-id="landing.otherThingsToKnowParagraph6" class="csl-paragraph csl-paragraph--normal"><span class="csl-text--normal"><strong class="csl-strong">Ready to start?</strong></span></p>
<div class="csl-button-pattern">
<hr class="csl-hr">
<div class="csl-button-pattern__button-container">
<a class="mp-react-router-link" tabindex="-1" href="/null/needs"><button type="submit" data-at-id="landing.startButton" data-tealium-event="form click" data-tealium-action="button click" data-tealium-narrative="landing.startButton" data-tealium-id="landing.startButton" class="csl-button csl-button--primary">Start</button></a>
</div>
</div>
</div>
</form>Text Content
Lloyds Bank Safe & Secure YOU'RE APPLYING FOR AN AGREEMENT IN PRINCIPLE YOUR AGREEMENT IN PRINCIPLE WHAT IS AN AGREEMENT IN PRINCIPLE? An Agreement in Principle, or AIP, is the first step to getting a mortgage. It lets you know how much you could borrow, so you can look at homes in your price range. It only takes 15 minutes You'll get a decision straight away between 6am and 10pm Monday to Saturday, or 6am and 9pm Sunday. Otherwise we'll let you know the next day. Once you've got your AIP, you can apply for a mortgage straight away. -------------------------------------------------------------------------------- BEFORE YOU START It'll help us give you the right decision, first time. * the exact details of your income * details of your outgoings * your addresses for the last 3 years -------------------------------------------------------------------------------- IT WON'T TOUCH YOUR CREDIT SCORE That's right. With an AIP, we'll only do a soft credit check which won't change your credit score. Find out more about how we use your personal details. -------------------------------------------------------------------------------- ONLY CONTINUE IF YOU ARE * 18 or over and live in the UK * buying or remortgaging a property in the UK * paid your income in pound sterling CALL OR VISIT US IN BRANCH IF * more than two people are applying * the mortgage you want runs into retirement * you want a buy to let mortgage * you're buying a home as part of a scheme, for example Help to Buy Call us on 0800 783 3534 or book a branch appointment OTHER THINGS TO KNOW We only offer residential mortgages for you or your family from a limited range of mortgages from Lloyds Bank plc. An AIP is not a guarantee. You need to make a full mortgage application to confirm the amount you can borrow. Anything we agree is based on you applying for a mortgage, where we'll check details like your income and credit score. We'll keep hold of any details you give us. More about this. Ready to start? -------------------------------------------------------------------------------- Start Security Legal Privacy Rates & Charges Cookies www.lloydsbankinggroup.com Lloyds Bank Safe & Secure IT LOOKS LIKE YOU HAVE JAVASCRIPT TURNED OFF TO CONTINUE, TRY TURNING ON JAVASCRIPT IN YOUR BROWSER. For help on how to do this, search for 'turn on JavaScript' or 'enable JavaScript' in your usual search engine. Or you can visit us in branch or call us on 0800 783 3534. Lines are open Monday to Friday, 8:00am - 8:00pm Saturday, 9:00am - 2:00pm. We're closed on Sunday and Bank Holidays. Security Legal Privacy Rates & Charges Cookies www.lloydsbankinggroup.com COOKIES CONSENT X We have to collect some data when you use this website so it works and is secure. We'd also like your consent to collect data to study how people use our site. This will help us improve our service and tailor the marketing you see on apps and other websites. Select 'Accept all' to agree or 'Manage consents' to choose which cookies we use. You can change your mind by clicking the 'Cookies' link. Accept allManage consents