www.metlife.com Open in urlscan Pro
2600:9000:21c7:3400:1f:f4ef:96c0:93a1  Public Scan

Submitted URL: https://www.metlife.com/about/privacy-policy/index.html
Effective URL: https://www.metlife.com/about-us/privacy-policy/online-privacy-policy/
Submission: On January 26 via api from US — Scanned from DE

Form analysis 2 forms found in the DOM

Name: formLoginPOST https://online.metlife.com/edge/web/public/identifyUser

<form id="formLogin" class="container" name="formLogin" action="https://online.metlife.com/edge/web/public/identifyUser" method="POST" data-produrl="https://online.metlife.com/edge/web/public/identifyUser"
  data-produrlpersonalaccount="https://access.online.metlife.com/auth/post-auth" data-qaurl="https://qa4.phoenix.ead.metlife.com/edge/web/public/identifyUser" data-qaurlpersonalaccount="https://access.online.metlife.com/auth/post-auth"
  data-env="prod" style="min-height: 1130px;">
  <div class="row login-container-header">
    <div class="col-6 login-container-header--left">
      <a href="/" target="_self">
                    <img src="/content/dam/metlifecom/global/icons-header/MetLife_white.svg" alt="MetLife" class="global-header__logo">
                </a>
    </div>
    <div class="col-6 login-container-header--right">
      <button class="login-container--close" type="button" aria-label="Close">
        <svg class="icon" aria-hidden="true" tabindex="-1" focusable="false">
          <use xlink:href="#icon-close" aria-hidden="true" tabindex="-1" focusable="false"></use>
        </svg>
      </button>
    </div>
  </div>
  <div class="row col-12 col-sm-8 offset-sm-2 col-md-11 offset-md-1 login-container-content">
    <div class="login-container-content--top col-md-5">
      <div class="login-popout__title">Log in to MetLife</div>
      <div class="login-popout">
        <div class="form-item login-type-options">
          <div class="form-item__field form-icon-wrapper login-select-parent">
            <svg class="icon icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1">
              <use xlink:href="#icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1"></use>
            </svg>
            <label class="sr-only" for="login-select-tooltip">Select Login Type</label>
            <select class="login-type" id="login-select-tooltip" aria-required="true">
              <option value="for_individuals">Personal Account</option>
              <option value="for_businesses">Business Account</option>
              <option value="for_brokers">Broker Account</option>
            </select>
            <svg class="icon login-help-question-mark login-help-position-select" tabindex="0" role="button" aria-label="Personal Account tooltip">
              <use xlink:href="#icon-question-mark" aria-hidden="true" tabindex="-1" focusable="false"></use>
            </svg>
            <div class="guide-field-description for_individuals" id="guide-individuals" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Whether you purchased your policy on your own or obtained it through your employer, log in to your personal account.</span>
              <span class="login-popout-msg__copy">Benefits Through Your Employer (MyBenefits)</span>
            </div>
            <div class="guide-field-description for_businesses" id="guide_business" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">MetLink - Access your company's benefits data</span>
              <span class="login-popout-msg__copy">MyBenefits - Benefits Through Your Employer</span>
              <span class="login-popout-msg__copy">SBR - Manage executive benefits</span>
            </div>
            <div class="guide-field-description for_brokers" id="guide_brokers" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">MetLife's Online Service - Life, Annuities, Disability, Long-Term Care, Critical Illness, Auto, Home, Total Control Account (eSERVICE)</span>
              <span class="login-popout-msg__copy">Benefits Through Your Employer (MyBenefits)</span>
            </div>
          </div>
        </div>
        <div class="form-item login-type-biz-account" style="display: none;">
          <div class="form-item__field form-icon-wrapper">
            <svg class="icon icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1">
              <use xlink:href="#icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1"></use>
            </svg>
            <label class="sr-only" for="biz-account-type">Business Account Type</label>
            <select class="login-type" id="biz-account-type" aria-required="true">
              <option value="0">Select an option</option>
              <option value="metlink">MetLink</option>
              <option value="sbr">SBR</option>
            </select>
            <svg class="icon login-help-question-mark login-help-position-select" tabindex="0" role="button" aria-label="Select an option tooltip">
              <use xlink:href="#icon-question-mark"></use>
            </svg>
            <div class="guide-field-description accType" id="businessAccountTypeTooltip" role="alert" style="display: none;"> Please select a business account type </div>
            <div class="guide-field-description metlink" id="biz_guide_metlink" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Access the MetLink section of the website</span>
            </div>
            <div class="guide-field-description metlife-group-insurance" id="biz_guide_group" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Access the DigitalSolution section of the website</span>
            </div>
            <div class="guide-field-description mybenefits" id="biz_guide_mybenefits" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Access the MyBenefits section of the website</span>
            </div>
            <div class="guide-field-description sbr" id="biz_guide_sbr" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Access the Specialized Benefit Resources (SBR) section of the website</span>
            </div>
          </div>
        </div>
        <div class="form-item login-type-biz-purpose" style="display: none;">
          <div class="form-item__field form-icon-wrapper">
            <svg class="icon icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1">
              <use xlink:href="#icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1"></use>
            </svg>
            <label class="hidden" for="biz-account-purpose">Business Account Purpose</label>
            <select class="login-type" id="biz-account-purpose">
              <option value="my-benefits-home">My Benefits Home</option>
              <option value="for_businesses">Check your group disability claim</option>
              <option value="check-your-group-disability-claim">Check Your Group Disability</option>
              <option value="check-your-dental-claim-plan">Check Your Dental Claim</option>
              <option value="check-your-retirement-income">Check Your Retirement Income</option>
              <option value="retirement-education">Retirement Education</option>
            </select>
            <svg class="icon login-help-question-mark login-help-position-select" tabindex="0" role="button" aria-label="My Benefits Home tooltip">
              <use xlink:href="#icon-question-mark"></use>
            </svg>
            <div class="guide-field-description" id="businessAccountPurposeTooltip" style="display: none;"> Please select a business account type </div>
          </div>
        </div>
        <div class="form-item login-type-broker-account" style="display: none;">
          <div class="form-item__field form-icon-wrapper">
            <svg class="icon icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1">
              <use xlink:href="#icon-chevron-down" aria-hidden="true" focusable="false" tabindex="-1"></use>
            </svg>
            <label class="sr-only" for="broker-account-type">Broker Account Type</label>
            <select class="login-type" id="broker-account-type" aria-required="true">
              <option value="0">Select an option</option>
              <option value="metlink">MetLink</option>
            </select>
            <svg class="icon login-help-question-mark login-help-position-select" tabindex="0" role="button" aria-label="Select an option tooltip">
              <use xlink:href="#icon-question-mark"></use>
            </svg>
            <div class="guide-field-description" id="brokerAccountTypeTooltip" role="alert" style="display: none;"> Please select a broker account type </div>
            <div class="guide-field-description metlink" id="broker_guide_metlink" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Access the MetLink section of the website</span>
            </div>
            <div class="guide-field-description metlife-group-insurance" id="broker_guide_group" role="alert" style="display: none;">
              <span class="login-popout-msg__copy">Access the DigitalSolution section of the website</span>
            </div>
          </div>
        </div>
        <div class="form-item login-type-username hidden" style="display: none;">
          <div class="form-item__field">
            <input id="loginUsername" name="username" type="text" data-required="true" aria-required="true" autocomplete="off">
            <label id="labelUsername">Username</label>
            <svg class="icon login-help-question-mark" tabindex="0" role="button" aria-label="undefined tooltip">
              <use xlink:href="#icon-question-mark" tabindex="-1" aria-hidden="true" focusable="false"></use>
            </svg>
            <div class="guide-field-description" id="loginUsernameTooltip" role="alert" style="display: none;"> To log in, please enter your username </div>
          </div>
        </div>
        <div class="form-item login-type-password hidden" style="display: none;">
          <div class="form-item__field">
            <input id="loginPassword" aria-label="Password" name="password" type="password" data-required="true" aria-required="true" autocomplete="off">
            <label id="labelPassword">Password</label>
            <svg class="icon login-help-question-mark" tabindex="0" role="button" aria-label="undefined tooltip">
              <use xlink:href="#icon-question-mark" tabindex="-1" aria-hidden="true" focusable="false"></use>
            </svg>
            <div class="guide-field-description" id="loginPasswordTooltip" role="alert" style="display: none;"> To log in, please enter your password </div>
          </div>
        </div>
      </div>
      <div class="login-popout">
        <a href="https://online.metlife.com/public/forgotCredentials/home" class="login-popout__action textLink-white" data-popout-msg="for_individuals" target="_blank" style="display: none;">Forgot username or password?</a>
        <a href="https://online.metlife.com/public/forgotCredentials/home" class="login-popout__action textLink-white" data-popout-msg="for_businesses" target="_blank">Forgot username or password?</a>
        <a href="https://metbroker.metlife.com/MetBrokerWeb/public/passwordHelpDisplayEnterUsername.do?ehrd=hasError" class="login-popout__action textLink-white" data-popout-msg="for_brokers" target="_blank">Forgot your password?</a>
      </div>
      <div class="login-popout login-submit">
        <input type="submit" class="brand-button js-submitLogin" value="Login">
      </div>
      <div class="login-popout" data-popout-msg="for_individuals">
        <a class="login-popout__action textLink-white" href="https://online.metlife.com/public/registration/index?target=register" target="_blank">First-time user? Register Now</a>
      </div>
      <div class="login-popout" data-popout-msg="for_businesses">
        <a class="login-popout__action textLink-white" href="https://online.metlife.com/public/registration/index?target=register" target="_blank">Need an account? Register</a>
      </div>
      <div class="login-popout" data-popout-msg="for_brokers">
        <div data-popout-msg="metlife-group-insurance" class="register_link">
          <a class="login-popout__action textLink-white" href="https://online.metlife.com/public/registration/index?target=register" target="_blank">First-time user? Register Now</a>
        </div>
        <a class="login-popout__action textLink-white" href="https://www.metlife.com/disclaimers/metbroker/legal/terms.html" target="_blank">By signing in, I agree to the Terms of Use</a>
      </div>
      <div class="login-popout go-to-benefits" data-popout-msg="for_benefits">
        <a class="login-popout__action textLink-white" href="https://int.phoenix.ead.metlife.com/edge/web/public/benefits" target="_blank">Go to MyBenefits without signing in</a>
      </div>
    </div>
    <div class="login-container-content--bottom col-md-6">
      <div class="login-container-alert">
        <div>
          <div class="alert--title">
            <p>At MetLife, protecting client information is a top priority.</p>
          </div>
          <div class="alert--content">
            <p>There have been several news articles over the last few months detailing how customers of a number of financial services companies have fallen victim to social engineering scams. Scammers impersonate a trusted company to convince their
              targets into revealing or handing over sensitive information such as insurance, banking or login credentials. This scamming can happen via text, email or websites set up to look like the trusted company.</p>
          </div>
          <div class="alert--cta">
            <a class="textLink-white" href="https://www.metlife.com/scam-alert" target="_self" aria-label="Read On about protecting client information by clicking here">
                                        <span>Read On</span>
                                        <svg class="icon icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false">
                                            <use xlink:href="#icon-chevron-right-textlink" aria-hidden="true" tabindex="-1" focusable="false"></use>
                                        </svg>
                                    </a>
          </div>
        </div>
      </div>
    </div>
  </div>
  <input class="loginFooterCollapse" type="hidden">
  <input class="loginFooterExpand" type="hidden">
  <div>
    <div class="login-types bg-white" style="top: 1130px;">
      <div class="login-type-trigger col-sm-8 offset-sm-2 col-md-12 offset-md-0">
        <a href="#" class="login-type-trigger__title textLink-blue" role="button" aria-label="Show other account types">
                <span class="show-text" aria-hidden="true">Show other account types</span>
                <span class="hide-text d-none" aria-hidden="true">Hide other account types</span>
                <svg class="icon icon-plus" aria-hidden="true" tabindex="-1" focusable="false">
                    <use xlink:href="#icon-plus" aria-hidden="true" tabindex="-1" focusable="false"></use>
                </svg>
                <svg class="icon icon-minus" aria-hidden="true" tabindex="-1" focusable="false">
                    <use xlink:href="#icon-minus" aria-hidden="true" tabindex="-1" focusable="false"></use>
                </svg>            
        </a>
      </div>
      <div class="row login-type__details" role="region" aria-label="other account types">
        <div>
          <div class="col-xs-12 col-sm-4">
            <div>
              <div>
                <div>
                  <div class="login-type__detail" aria-label="FOR BUSINESSES" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR BUSINESSES</p>
                    <svg class="icon icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <svg class="icon icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://portal.metlink.com/" target="_blank">MetLink</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://mybenefits.metlife.com/" target="_blank">MyBenefits</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://sbr.metlife.com/metlife/sbr/CommonPagesAction?pageId=106" target="_blank">SBR</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://ebenefits.metlifeexpat.com/siteminderagent/forms/login.fcc" target="_blank">Worldwide Benefits eBenefits</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
                <div>
                  <div class="login-type__detail" aria-label="FOR METLIFE RETIREES" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR METLIFE RETIREES</p>
                    <svg class="icon icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <svg class="icon icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://www.metlife.com/support-and-manage/former-employees-and-retirees/" target="_self">Retirement Plan Access</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
                <div>
                  <div class="login-type__detail" aria-label="FOR INVESTORS" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR INVESTORS</p>
                    <svg class="icon icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <svg class="icon icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://risc.cview.metlife.com/siteminderagent/forms/logincamsi.fcc?TYPE=33554433&amp;REALMOID=06-d4931f16-42a3-1004-9246-83e0944b304d&amp;GUID=&amp;SMAUTHREASON=0&amp;METHOD=GET&amp;SMAGENTNAME=$SM$jp1vSs3mNVoM0y%2fRh2LS1F5gjA8v6ked5CAUfNo8TN9Fg%2bmYEKs6qs0eV4%2b%2bWsdkjVPr591ZFRSuUo0QD8miEEhDSbA9GT4Y&amp;TARGET=$SM$https%3a%2f%2frisc%2ecview%2emetlife%2ecom%2f" target="_blank">MetLife Securities Client View</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://www.netxinvestor.com/web/netxinvestor/login" target="_blank">NetXInvestor</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
                <div>
                  <div class="login-type__detail" aria-label="FOR PROVIDERS" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR PROVIDERS</p>
                    <svg class="icon icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-right" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <svg class="icon icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false">
                      <use xlink:href="#icon-chevron-down" aria-hidden="true" tabindex="-1" focusable="false"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link" role="none">
                            <a href="https://www.metdental.com/prov/execute/home" target="_blank">Dental Professionals Account</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
              </div>
            </div>
          </div>
          <div class="col-xs-12 col-sm-4">
            <div>
              <div>
                <div>
                  <div class="login-type__detail" aria-label="FOR RETIREMENT PLAN PARTICIPANTS" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR RETIREMENT PLAN PARTICIPANTS</p>
                    <svg class="icon icon-chevron-right">
                      <use xlink:href="#icon-chevron-right"></use>
                    </svg>
                    <svg class="icon icon-chevron-down">
                      <use xlink:href="#icon-chevron-down"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://metlife.retirementpartner.com/participant/#/login?accu=MetLifeEE" target="_blank">mlr.metlife.com</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://online.metlife.com/" target="_blank">online.metlife.com</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
                <div>
                  <div class="login-type__detail" aria-label="FOR EMPLOYERS" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR EMPLOYERS</p>
                    <svg class="icon icon-chevron-right">
                      <use xlink:href="#icon-chevron-right"></use>
                    </svg>
                    <svg class="icon icon-chevron-down">
                      <use xlink:href="#icon-chevron-down"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://portal.metlink.com/MetLinkPortal/jsp/index.jsp" target="_blank">Group Benefits Administration</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://psc.metlife.com/" target="_blank">Plan Service Center (PSC)</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://online.metlife.com/" target="_blank">MetOnline</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://ebenefits.metlifeexpat.com/siteminderagent/forms/login.fcc" target="_blank">Worldwide Benefits eBenefits</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
                <div>
                  <div class="login-type__detail" aria-label="FOR BROKERS &amp; CONSULTANTS" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR BROKERS &amp; CONSULTANTS</p>
                    <svg class="icon icon-chevron-right">
                      <use xlink:href="#icon-chevron-right"></use>
                    </svg>
                    <svg class="icon icon-chevron-down">
                      <use xlink:href="#icon-chevron-down"></use>
                    </svg>
                    <ul>
                      <div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://metbroker.metlife.com/" target="_blank">MetBroker</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://online.metlife.com/" target="_blank">MetOnline</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://portal.metlink.com/MetLinkPortal/jsp/index.jsp" target="_blank">Structured Settlements Broker Resources (SBR)</a>
                          </li>
                        </div>
                        <div>
                          <li class="login-type__link">
                            <a href="https://ebenefits.metlifeexpat.com/siteminderagent/forms/login.fcc" target="_blank">Worldwide Benefits eBenefits</a>
                          </li>
                        </div>
                      </div>
                    </ul>
                  </div>
                </div>
              </div>
            </div>
          </div>
          <div class="col-xs-12 col-sm-4">
            <div>
              <div>
                <div>
                  <div class="login-type__detail" aria-label="FOR METLIFE SECURITIES INC. REPRESENTATIVES" aria-haspopup="true">
                    <p class="login-type__title" role="none">FOR METLIFE SECURITIES INC. REPRESENTATIVES</p>
                    <svg class="icon icon-chevron-right">
                      <use xlink:href="#icon-chevron-right"></use>
                    </svg>
                    <svg class="icon icon-chevron-down">
                      <use xlink:href="#icon-chevron-down"></use>
                    </svg>
                    <ul>
                      <div>
                        <li class="login-type__link">
                          <a href="https://msi.metlife.com/wps/portal/public/signin?target=/ePPUserSyncServlet/ePPUserSyncServlet?params=/wps/myportal/rpp/home" target="_blank">Brokerage &amp; Securities Account</a>
                        </li>
                      </div>
                    </ul>
                  </div>
                </div>
              </div>
            </div>
          </div>
        </div>
        <span class="sr-only login_expand_collapse_announcement" aria-live="polite" aria-atomic="true"></span>
      </div>
      <div class="login-type__contact">
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Homepage About Us Privacy Policy Online Privacy Policy


ONLINE PRIVACY POLICY


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Online Privacy Policy | Customer Privacy Policy | HIPAA Notices of Privacy
Practices | Opting Out of Information Sharing | U.S. Consumer Privacy
Policy | MetLife Global Benefits Privacy Policy | MetLife Investment Management
Privacy Policy

METLIFE'S ONLINE PRIVACY POLICY DISCLOSES HOW METLIFE COLLECTS, STORES, USES,
SHARES, AND PROTECTS THE INFORMATION YOU PROVIDE TO US ONLINE.

Last Updated April 23, 2021

Welcome to MetLife!

The companies in the MetLife, Inc. family (collectively, “MetLife”) recognize
the importance of protecting all information that you, our online visitor, may
choose to provide to us. To further this commitment, we have adopted this Online
Privacy Policy to tell you how we collect, store, use, share and protect the
information you provide to us online. Besides this Online Privacy Policy, we
also have other more general privacy policies that may apply to you as a MetLife
consumer or customer. For more information about all our privacy policies,
please visit us at www.metlife.com/about-us/privacy-policy/. For California and
Virginia residents (“U.S. Consumers”), please visit us
at https://www.metlife.com/about-us/privacy-policy/us-consumer/, for more
information about how we collect, use and share the information you provide to
us.


ONLINE PRIVACY POLICY FAQ

Expand All

What information does this Online Privacy Policy cover?

This Online Privacy Policy only applies to personal information collected on
websites or through applications with a link to this Online Privacy Policy and
does not apply to information collected by MetLife through any other means.

It covers how we collect, store, use, share, and protect personal information as
of the date that this Online Privacy Policy is posted.

It also covers information submitted and collected online and does not
necessarily apply to information that MetLife collects offline.

And it only covers websites maintained by MetLife for our domestic operations.
Also, this policy doesn’t apply to any other websites maintained by other
companies or organizations to which we link. MetLife is, therefore, not
responsible for the content or activities provided on those websites.

What types of personal information do we collect about our online visitors?

Personal information is information that identifies you and can be used to
contact you directly. We only collect personal information voluntarily given to
us by our visitors. Generally, we don't require you to give us personal
information to access public areas of our website. Certain secure web areas,
however, enable or require you to provide personal information online when you
use specific features on our website. For example, we collect personal
information from you when you:

 * Apply for or obtain a MetLife product or service
 * Register to access your financial account information
 * Ask to have a MetLife representative contact you
 * Ask to receive information about our products or services
 * Purchase merchandise from our online store
 * Participate in any MetLife promotion or survey, and/or
 * Request customer or technical support

MetLife collects information that identifies, relates to, describes, references,
is capable of being associated with, or could reasonably be linked, directly or
indirectly, with a particular consumer, including:

Category

Examples

A. Identifiers

Name, postal address, unique personal identifier, Internet Protocol (IP)
address, email address, Social Security number, or other similar identifiers

B. Personal information

Name, signature, Social Security number, address, telephone number, insurance
policy number, education, employment, employment history, bank account number,
credit card number, debit card number, or any other financial information,
medical information, or health insurance information
(Some personal information included in this category may overlap with other
categories)

C. Internet or other electronic network activity information

Browsing history, search history, interaction with web sites, applications, or
advertisements

D. Geolocation data

IP Address

 

Additionally, we may also collect other types of information like your
occupation, hobbies, and other preferences. 

Children

We don't knowingly collect personal information from children under 13. 

Information We Collect Through Technology

We collect information through technology to enhance our ability to serve you.
For example, when you come to one of our websites, we collect your IP address.
An IP address is often associated with the portal you used to enter the
Internet, like your ISP (Internet service provider), company, association, or
university. At times, we also use IP addresses to study the frequency that our
visitors visit various areas of our websites. We may combine this information
with personal information. Finally, our websites do not respond to browser Do
Not Track signals or other similar mechanisms. 

Cookies and Web Beacons

Our websites also use cookies and web beacons to collect and store information.

Cookies are pieces of information that a website sends to your computer while
you are viewing the website. We use cookies for a variety of purposes. For
example, when you return to one of our websites after logging in, cookies
provide information to the website so that the website will remember who you
are. You can choose to have your computer warn you each time a cookie is sent,
or you can choose to turn off all cookies. You can do this through your browser
(e.g., Chrome or Internet Explorer) settings. Each browser is a little
different, so look at your browser Help menu to learn the correct way to modify
your cookies. If you turn cookies off, you won't have access to many features
that make your web experience smoother, and some of our services may not
function properly.

Web beacons are small pieces of data that are embedded in images on the pages of
websites and in our email communications. We also use these web beacons to
analyze the traffic patterns, such as the frequency users visit various areas of
our websites. These technical methods may involve transmitting information
either directly to us or to another entity authorized by us to collect
information on our behalf. We also use web beacons in HTML e-mails that we send
our visitors to determine whether our visitors have opened those e-mails or
clicked on links in those e-mails.

Network Advertisers. Advertisements managed by third parties may be placed on
our websites. These companies are called 'network advertisers.' Network
advertisers placing advertisements on our websites may also use cookies and web
beacons to collect information when you click on or move your cursor over one of
their banner advertisements. You may not realize this information is being
collected. In some cases, we may have access to information from web beacons and
cookies used by network advertisers on our sites, and this information may
permit us to identify other sites that you have visited that are also associated
with the network advertiser. In doing so, however, network advertisers do not
collect personal information, and we do not give any personally identifiable
information to them.

For more information about our ad service provider and its cookies, including
information about how to opt out of these technologies, go to
https://www.google.com/intl/en/policies/privacy/ and
https://www.aboutads.info/consumers.

Finally, once you've clicked on an advertisement and have left our websites, our
Online Privacy Policy no longer applies, and you must read the privacy policy of
the advertiser to see how your personal information will be handled on their
website.

How is your personal information used and shared?

Whatever the purpose may be, we will only collect information to the extent
reasonably necessary to fulfill your requests and our legitimate business
objectives. We may also use and disclose your personal information to our
affiliates and others for other purposes permitted by law.

MetLife Online Activities and Updates

For example, we use and may disclose your personal information to:

 * Authenticate your identity
 * Provide you with online planning tools
 * Process an application for our products and administer your account
   information
 * Respond to your product or service information requests
 * Send you customer newsletters and updates
 * Provide you with additional materials that may be of interest, including
   marketing materials
 * For other everyday business purposes, such as product development and website
   administration

Purchase or Sale of Businesses

From time to time, we may purchase a business or sell one or more of our
businesses and your personal information may be transferred as a part of the
purchase or sale. If we purchase a business, the personal information received
with that business would be treated in accordance with all our privacy policies,
including this Online Privacy Policy, if it is practicable and permissible to do
so. If we sell a business, we will include provisions in the selling contract
requiring the purchaser to treat your personal information in the same way
required by our privacy policies. The provisions of this paragraph will also
apply if we are sold as part of bankruptcy proceedings.

Disclosures Required by Law and Disclosures to Help Protect the Security and
Safety of Our Websites and Others

We may disclose any information as permitted or required by law, when we believe
in good faith it is necessary for safety purposes, required for legal reporting,
or to protect our legal rights or enforce our Terms of Use or any contest rules.
We may also disclose information about you to our auditors, regulators, legal
advisors, or to respond to a subpoena.

What choices do you have about the collection, use, and sharing of your personal
information?

We don’t share our customer’s personal information with unaffiliated third
parties for their own direct marketing purposes. 

If you signed up to receive newsletters or other e-mail messages from us, you
can opt-out any time by clicking the unsubscribe link at the bottom of the
message. You may also choose to opt-out from receiving marketing materials from
us by making a request at www.metlife.com/optout.

Finally, at this time, our websites do not respond to browser Do Not Track
signals or similar mechanisms.

What kinds of security measures do we take to safeguard your personal
information?

The security and confidentiality of your personal information is extremely
important to us. That’s why we have technical, administrative, and physical
security measures and safeguards in place to protect your personal information
from unauthorized access and improper use. For example, the areas of our website
that enable or require you to submit personal information online use encryption
to protect that information. We also review our security procedures periodically
to consider appropriate new technology and updated methods. But, despite our
reasonable efforts, no security measure is ever perfect or impenetrable.

How can you update your personal information?

You can contact your Agent directly to update your personal information. You can
also use our online resources page to submit any changes to your contact
information.

How can you ask questions, or send us comments, about this Online Privacy
Policy?

If you have questions or wish to send us comments about this Online Privacy
Policy, e-mail us at privacy@metlife.com or call or write to us at:

MetLife, Inc. 
Attn.: Privacy Policy Administrator 
P.O. Box 489 
Warwick, RI 02887-9954 
(877) 638-7684

You can also contact us through our form.

How will you know if we amend this Online Privacy Policy?

We may amend this Online Privacy Policy at any time. If we make any material
change in how we collect your personal information online, or how we use or
share it, we will prominently post notice of the changes on the websites covered
by this Online Privacy Policy. Any material changes to this Online Privacy
Policy will be effective 10 days after our posting of notice of the changes on
the websites covered by this Online Privacy Policy.


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